Featured Savings Rates
Featured Accounts

Members 1st Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.55%5-year CD60 Month CD
0.15%1-year CD12 Month Add On CD
0.10%SavingsSupplemental Savings

Overview / Commentary
717-697-1161
5000 Louise Dr
Mechanicsburg, PA 17055-4899

Members 1st Federal Credit Union is headquartered in Mechanicsburg and is the 3rd largest credit union in the state of Pennsylvania. It is also the 50th largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 824 employees and 355,415 members at 53 locations. Members 1st Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Members 1St Federal Credit Union is open anyone through membership in Antique Automobile Club of America ($18 six month membership fee), Army Heritage Center Foundation ($5 donation), or Landis Valley Village and Farm Museum ($35 yearly membership). Membership is also open to those associated with the credit union's Select Employer Groups.
See current membership details

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Reviews (3)

A great company to work with

Posted by: johnwayne | Jun 3, 2014

Members First FCU has many branches. They have competitive loan rates and unmatched interest rates on savings accounts. There staff has been more than helpful whenever I have had a problem or misplaced my check card. They have recently redone their website which still lacks the features of some national chains, such as virtual wallet, but is a significant step forward.

Please Bank Elsewhere

I've been an account holder for well into a decade now. I've stayed with them for my move out of state. I've used the online check deposit feature for years with my old company and everything was deposited same day or next day. I recently changed jobs and my job is now contractual. Member's 1st has decided it to be funny, or whatever the reason, to put a hold on my checks for 10-12 business days. I'm not sure about the rest of the world, but i need access to money. Money that they are actually making interest on, despite the fact that i do not have access to it. This is a shame. I liked this bank, but i've chosen to take my banking needs somewhere that honors the code they try to convince you on. I get it, new job, there's a risk. However, not ONCE has there ever been a mobile deposit even questioned prior to this. Look for your banking needs elsewhere, this place has gone so far down hill it's embarrassing. The sad thing is, my roommate had the same thing happen to him, i should have followed suit a long time ago when he left this place. Live and learn

sincerly,
Former account member

AWFUL - AWFUL - AWFUL; MEMBERS 1ST? NOT!!! 0 STARS!

Posted by: Anonymous | Oct 1, 2012

I never had an issue with Members 1st until recently. They absolutely refuse to correct a mistake on their part - instead, they have chosen the path of trying to cover their mistake instead of putting me, a member for 20 years, FIRST.

That slogan of Members 1st is just a ploy to get your business. They only care about themselves and won't even admit to their mistakes.

Would never recommend this credit union to anyone.

I had to pick 1 star in order to post this message. But would give this credit union 0 stars.



Health

Health Grade Components

Overall
NCUA #6694
Year Chartered1950
Employees824
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD13.51%
Annual Interest Income$31.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$3.55B$3.15B
LoansQ1 2017vs Q1 2016$2.77B$2.37B
DepositsQ1 2017vs Q1 2016$3.12B$2.75B
Equity CapitalQ1 2017vs Q1 2016$273.0MM$250.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$17.6MM$16.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$13.9MM$15.3MM
Real Estate OwnedQ1 2017vs Q1 2016$682.00K$1.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Members 1st Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1st Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-IRA Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k
0.15%--Holiday Club
0.15%--Vacation Club
0.10%$50-Regular Savings
0.10%--Savings Account (Members under 22)
0.10%--Kids 1st Club
0.10%*$5k*-Health Savings Account
OTHER TIERS: 0.05% Up to $5k
0.10%$50-Supplemental Savings
0.10%--iMember Account

Members 1st Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Management Account
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k

Members 1st Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Checking Account

Members 1st Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-25 Month Titanium Member Special
1.70%$500-25 Month Platinum Member Special
1.65%$500-25 Month CD Special
1.65%$500-25 Month CD
1.55%*$100k*-60 Month CD
OTHER TIERS: 1.30% $500 - $10k | 1.40% $10k - $50k | 1.45% $50k - $75k | 1.50% $75k - $100k
1.35%$500-15 Month CD Titanium Member Special
1.30%$500-15 Month CD Platinum Member Special
1.25%$500-15 Month CD
1.25%$500-15 Month CD Special
1.00%$500-7 Month CD Titanium Member Special
0.95%$500-7 Month CD Platinum Member Special
0.90%$500-7 Month CD
0.90%$500-7 Month CD Special
0.85%*$100k*-48 Month CD
OTHER TIERS: 0.60% $500 - $10k | 0.70% $10k - $50k | 0.75% $50k - $75k | 0.80% $75k - $100k
0.65%*$100k*-36 Month CD
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $50k | 0.55% $50k - $75k | 0.60% $75k - $100k
0.60%$500-48 Month Bump Up CD
0.55%*$100k*-30 Month CD
OTHER TIERS: 0.30% $500 - $10k | 0.40% $10k - $50k | 0.45% $50k - $75k | 0.50% $75k - $100k
0.50%*$100k*-24 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.35% $10k - $50k | 0.40% $50k - $75k | 0.45% $75k - $100k
0.45%*$100k*-18 Month CD
OTHER TIERS: 0.20% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
0.40%*$100k*-12 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.25% $10k - $50k | 0.30% $50k - $75k | 0.35% $75k - $100k
0.35%*$100k*-6 Month CD
OTHER TIERS: 0.20% $500 - $50k | 0.25% $50k - $75k | 0.30% $75k - $100k
0.30%*$100k*-3 Month CD
OTHER TIERS: 0.15% $500 - $50k | 0.20% $50k - $75k | 0.25% $75k - $100k
0.25%$500-24 Month Add On CD
0.25%$500-24 Month Bump Up CD
0.20%$5k-9 Month CD No Penalty
0.15%$500-12 Month Bump Up CD
0.15%$100-12 Month Add On CD

Members 1st Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-25 Month Titanium Member Special
1.70%$500-25 Month Platinum Member Special
1.65%$500-25 Month IRA Special
1.65%$500-25 Month IRA
1.55%*$100k*-60 Month IRA
OTHER TIERS: 1.40% $500 - $50k | 1.45% $50k - $75k | 1.50% $75k - $100k
1.35%$500-15 Month IRA Titanium Member Special
1.30%$500-15 Month IRA Platinum Member Special
1.25%$500-15 Month IRA
1.25%$500-15 Month IRA Special
1.00%$500-7 Month IRA Titanium Member Special
0.95%$500-7 Month IRA Platinum Member Special
0.90%$500-7 Month IRA
0.90%$500-7 Month IRA Special
0.85%*$100k*-48 Month IRA
OTHER TIERS: 0.70% $500 - $50k | 0.75% $50k - $75k | 0.80% $75k - $100k
0.65%*$100k*-36 Month IRA
OTHER TIERS: 0.50% $500 - $50k | 0.55% $50k - $75k | 0.60% $75k - $100k
0.60%$500-48 Month Bump Up IRA
0.55%*$100k*-30 Month IRA
OTHER TIERS: 0.40% $500 - $50k | 0.45% $50k - $75k | 0.50% $75k - $100k
0.50%*$100k*-24 Month IRA
OTHER TIERS: 0.35% $500 - $50k | 0.40% $50k - $75k | 0.45% $75k - $100k
0.45%*$100k*-18 Month IRA
OTHER TIERS: 0.30% $500 - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
0.40%*$100k*-12 Month IRA
OTHER TIERS: 0.25% $500 - $50k | 0.30% $50k - $75k | 0.35% $75k - $100k
0.35%*$100k*-6 Month IRA
OTHER TIERS: 0.20% $500 - $50k | 0.25% $50k - $75k | 0.30% $75k - $100k
0.30%*$100k*-3 Month IRA
OTHER TIERS: 0.15% $500 - $50k | 0.20% $50k - $75k | 0.25% $75k - $100k
0.25%$500-24 Month Bump Up IRA
0.20%$5k-9 Month IRA No Penalty
0.15%$500-12 Month Bump Up IRA
Locations

Members 1st Federal Credit Union has 53 locations. Click to view all Members 1st Federal Credit Union locations.