Members 1st Federal Credit Union


Overview / Commentary
717-697-1161
5000 Marketplace Way
Enola, PA 17025

Members 1st Federal Credit Union is headquartered in Enola and is the 3rd largest credit union in the state of Pennsylvania. It is also the 43rd largest credit union in the nation. It was established in 1950 and as of June of 2024, it had grown to 1,167 employees and 589,036 members at 59 locations. Members 1st Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Members 1St Federal Credit Union is open anyone through membership in Antique Automobile Club of America ($18 six month membership fee), Army Heritage Center Foundation ($5 donation), or Landis Valley Village and Farm Museum ($35 yearly membership). Membership is also open to those associated with the credit union's Select Employer Groups.
See current membership details

Reviews (1)

HORRIBLE Bank To Deal With

Posted by: |

They hold social security checks a week to avoid paying interest. A cashiers check from another bank they held 2 weeks. So far in one month they've denied me access to 6000.00. If you contact customer service they do not care. I miserable place to do banking business. I'll be moving all my money out tomorrow



Health

Health Grade Components

Overall
NCUA #6694
Year Chartered1950
Employees1167
Primary Regulator
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD14.21%
Annual Interest Income$216.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$7.88B$7.12B
LoansQ2 2024vs Q2 2023$6.45B$5.88B
DepositsQ2 2024vs Q2 2023$6.73B$6.25B
Equity CapitalQ2 2024vs Q2 2023$874MM$759.8MM
Loan Loss AllowanceQ2 2024vs Q2 2023$76.4MM$38.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$51.6MM$36.7MM
Real Estate OwnedQ2 2024vs Q2 2023$384K$227K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Members 1st Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1st Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Health Savings Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $25k
0.15%$0-Holiday Club
0.15%$0-Vacation Club
0.10%$50-Regular Savings
0.10%$5-Savings Account (Members under 22)
0.10%$5-Kids 1st Club
0.10%$50-Supplemental Savings
0.10%$5-iMember Account
0.10%$500-Secured Credit Card Savings
0.10%$50-Goal Savings

Members 1st Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$250k*-Money Management Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.50% $2.5k - $25k | 0.65% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k
1.25%*$250k*-IRA Money Market
OTHER TIERS: 0.05% $0 - $2.5k | 0.50% $2.5k - $25k | 0.65% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k

Members 1st Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Checking Account

Members 1st Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-11 Month CD Special
1.95%*$1m*-60 Month CD
OTHER TIERS: 1.50% $500 - $10k | 1.55% $10k - $50k | 1.60% $50k - $75k | 1.70% $75k - $100k | 1.85% $100k - $1m
1.75%*$1m*-48 Month CD
OTHER TIERS: 1.40% $500 - $10k | 1.45% $10k - $50k | 1.50% $50k - $75k | 1.60% $75k - $100k | 1.70% $100k - $1m
1.65%*$1m*-36 Month CD
OTHER TIERS: 1.30% $500 - $10k | 1.35% $10k - $50k | 1.40% $50k - $75k | 1.50% $75k - $100k | 1.60% $100k - $1m
1.55%*$1m*-48 Month Bump Up CD
OTHER TIERS: 1.20% $500 - $10k | 1.25% $10k - $50k | 1.30% $50k - $75k | 1.40% $75k - $100k | 1.50% $100k - $1m
1.55%*$1m*-30 Month CD
OTHER TIERS: 1.20% $500 - $10k | 1.25% $10k - $50k | 1.30% $50k - $75k | 1.40% $75k - $100k | 1.50% $100k - $1m
1.50%*$1m*-24 Month CD
OTHER TIERS: 1.15% $500 - $10k | 1.20% $10k - $50k | 1.25% $50k - $75k | 1.35% $75k - $100k | 1.45% $100k - $1m
1.45%*$1m*-18 Month CD
OTHER TIERS: 1.10% $500 - $10k | 1.15% $10k - $50k | 1.20% $50k - $75k | 1.30% $75k - $100k | 1.40% $100k - $1m
1.35%*$1m*-24 Month Bump Up CD
OTHER TIERS: 1.00% $500 - $10k | 1.05% $10k - $50k | 1.10% $50k - $75k | 1.20% $75k - $100k | 1.30% $100k - $1m
1.30%*$1m*-12 Month CD
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k | 1.05% $50k - $75k | 1.15% $75k - $100k | 1.25% $100k - $1m
1.20%*$1m*-12 Month Bump Up CD
OTHER TIERS: 0.85% $500 - $10k | 0.90% $10k - $50k | 0.95% $50k - $75k | 1.05% $75k - $100k | 1.15% $100k - $1m
1.15%*$1m*-6 Month CD
OTHER TIERS: 0.80% $500 - $10k | 0.85% $10k - $50k | 0.90% $50k - $75k | 1.00% $75k - $100k | 1.10% $100k - $1m
1.10%*$1m*-3 Month CD
OTHER TIERS: 0.75% $500 - $10k | 0.80% $10k - $50k | 0.85% $50k - $75k | 0.95% $75k - $100k | 1.05% $100k - $1m
0.75%$5k-9 Month CD No Penalty

Members 1st Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-11 Month IRA Special
1.95%*$1m*-60 Month IRA
OTHER TIERS: 1.50% $500 - $10k | 1.55% $10k - $50k | 1.60% $50k - $75k | 1.70% $75k - $100k | 1.85% $100k - $1m
1.75%*$1m*-48 Month IRA
OTHER TIERS: 1.40% $500 - $10k | 1.45% $10k - $50k | 1.50% $50k - $75k | 1.60% $75k - $100k | 1.70% $100k - $1m
1.65%*$1m*-36 Month IRA
OTHER TIERS: 1.30% $500 - $10k | 1.35% $10k - $50k | 1.40% $50k - $75k | 1.50% $75k - $100k | 1.60% $100k - $1m
1.55%*$1m*-30 Month IRA
OTHER TIERS: 1.20% $500 - $10k | 1.25% $10k - $50k | 1.30% $50k - $75k | 1.40% $75k - $100k | 1.50% $100k - $1m
1.55%*$1m*-48 Month Bump Up IRA
OTHER TIERS: 1.20% $500 - $10k | 1.25% $10k - $50k | 1.30% $50k - $75k | 1.40% $75k - $100k | 1.50% $100k - $1m
1.50%*$1m*-24 Month IRA
OTHER TIERS: 1.15% $500 - $10k | 1.20% $10k - $50k | 1.25% $50k - $75k | 1.35% $75k - $100k | 1.45% $100k - $1m
1.45%*$1m*-18 Month IRA
OTHER TIERS: 1.10% $500 - $10k | 1.15% $10k - $50k | 1.20% $50k - $75k | 1.30% $75k - $100k | 1.40% $100k - $1m
1.35%*$1m*-24 Month Bump Up IRA
OTHER TIERS: 1.00% $500 - $10k | 1.05% $10k - $50k | 1.10% $50k - $75k | 1.20% $75k - $100k | 1.30% $100k - $1m
1.30%*$1m*-12 Month IRA
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k | 1.05% $50k - $75k | 1.15% $75k - $100k | 1.25% $100k - $1m
1.20%*$1m*-12 Month Bump Up IRA
OTHER TIERS: 0.85% $500 - $10k | 0.90% $10k - $50k | 0.95% $50k - $75k | 1.05% $75k - $100k | 1.15% $100k - $1m
1.15%*$1m*-6 Month IRA
OTHER TIERS: 0.80% $500 - $10k | 0.85% $10k - $50k | 0.90% $50k - $75k | 1.00% $75k - $100k | 1.10% $100k - $1m
1.10%*$1m*-3 Month IRA
OTHER TIERS: 0.75% $500 - $10k | 0.80% $10k - $50k | 0.85% $50k - $75k | 0.95% $75k - $100k | 1.05% $100k - $1m
0.75%$5k-9 Month IRA No Penalty
Locations

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