Featured Savings Rates
Featured Accounts

Members 1St Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.55%5-year CD60 Month CD
0.15%1-year CD12 Month Add On CD
0.10%SavingsSupplemental Savings

Overview / Commentary
717-697-1161
5000 Louise Dr
Mechanicsburg, PA 17055-4899

Members 1St Federal Credit Union is headquartered in Mechanicsburg and is the 3rd largest credit union in the state of Pennsylvania. It is also the 49th largest credit union in the nation. It was established in 1950 and as of December of 2016, it had grown to 792 employees and 345,410 members at 53 locations. Members 1St Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Members 1St Federal Credit Union is open anyone through membership in Antique Automobile Club of America ($18 six month membership fee), Army Heritage Center Foundation ($5 donation), or Landis Valley Village and Farm Museum ($35 yearly membership). Membership is also open to those associated with the credit union's Select Employer Groups.
See current membership details

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Reviews (2)

A great company to work with

Posted by: johnwayne | Jun 3, 2014

Members First FCU has many branches. They have competitive loan rates and unmatched interest rates on savings accounts. There staff has been more than helpful whenever I have had a problem or misplaced my check card. They have recently redone their website which still lacks the features of some national chains, such as virtual wallet, but is a significant step forward.

AWFUL - AWFUL - AWFUL; MEMBERS 1ST? NOT!!! 0 STARS!

Posted by: Anonymous | Oct 1, 2012

I never had an issue with Members 1st until recently. They absolutely refuse to correct a mistake on their part - instead, they have chosen the path of trying to cover their mistake instead of putting me, a member for 20 years, FIRST.

That slogan of Members 1st is just a ploy to get your business. They only care about themselves and won't even admit to their mistakes.

Would never recommend this credit union to anyone.

I had to pick 1 star in order to post this message. But would give this credit union 0 stars.



Health
B+

Health Grade Components

Overall
NCUA #6694
Year Chartered1950
Employees792
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD12.95%
Annual Interest Income$118.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$3.38B$3.01B
LoansQ4 2016vs Q4 2015$2.65B$2.31B
DepositsQ4 2016vs Q4 2015$2.95B$2.63B
Equity CapitalQ4 2016vs Q4 2015$263.0MM$240.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$16.9MM$15.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$16.3MM$15.5MM
Real Estate OwnedQ4 2016vs Q4 2015$610.00K$1.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1St Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-IRA Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k
0.30%*$250k*-Roth IRA Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k
0.30%*$250k*-CESA Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k
0.15%--Holiday Club
0.15%--Vacation Club
0.10%$50-Regular Savings
0.10%--Savings Account (Members under 22)
0.10%--Kids 1st Club
0.10%*$5k*-Health Savings Account
OTHER TIERS: 0.05% Up to $5k
0.10%$50-Supplemental Savings
0.10%--iMember Account

Members 1St Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Management Account
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k

Members 1St Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Checking Account

Members 1St Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-60 Month CD
OTHER TIERS: 1.30% $500 - $10k | 1.40% $10k - $50k | 1.45% $50k - $75k | 1.50% $75k - $100k
1.45%$500-29 Month CD
1.10%$500-19 Month CD
0.85%*$100k*-48 Month CD
OTHER TIERS: 0.60% $500 - $10k | 0.70% $10k - $50k | 0.75% $50k - $75k | 0.80% $75k - $100k
0.65%*$100k*-36 Month CD
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $50k | 0.55% $50k - $75k | 0.60% $75k - $100k
0.65%$500-11 Month CD
0.60%$500-48 Month Bump Up CD
0.55%*$100k*-30 Month CD
OTHER TIERS: 0.30% $500 - $10k | 0.40% $10k - $50k | 0.45% $50k - $75k | 0.50% $75k - $100k
0.50%*$100k*-24 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.35% $10k - $50k | 0.40% $50k - $75k | 0.45% $75k - $100k
0.45%*$100k*-18 Month CD
OTHER TIERS: 0.20% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
0.40%*$100k*-12 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.25% $10k - $50k | 0.30% $50k - $75k | 0.35% $75k - $100k
0.35%*$100k*-6 Month CD
OTHER TIERS: 0.20% $500 - $50k | 0.25% $50k - $75k | 0.30% $75k - $100k
0.30%*$100k*-3 Month CD
OTHER TIERS: 0.15% $500 - $50k | 0.20% $50k - $75k | 0.25% $75k - $100k
0.25%$500-24 Month Add On CD
0.25%$500-24 Month Bump Up CD
0.20%$5k-9 Month CD No Penalty
0.15%$500-12 Month Bump Up CD
0.15%$100-12 Month Add On CD

Members 1St Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-60 Month IRA
OTHER TIERS: 1.40% $500 - $50k | 1.45% $50k - $75k | 1.50% $75k - $100k
1.45%$500-29 Month IRA
1.10%$500-19 Month IRA
0.85%*$100k*-48 Month IRA
OTHER TIERS: 0.70% $500 - $50k | 0.75% $50k - $75k | 0.80% $75k - $100k
0.65%*$100k*-36 Month IRA
OTHER TIERS: 0.50% $500 - $50k | 0.55% $50k - $75k | 0.60% $75k - $100k
0.65%$500-11 Month IRA
0.60%$500-48 Month Bump Up IRA
0.55%*$100k*-30 Month IRA
OTHER TIERS: 0.40% $500 - $50k | 0.45% $50k - $75k | 0.50% $75k - $100k
0.50%*$100k*-24 Month IRA
OTHER TIERS: 0.35% $500 - $50k | 0.40% $50k - $75k | 0.45% $75k - $100k
0.45%*$100k*-18 Month IRA
OTHER TIERS: 0.30% $500 - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
0.40%*$100k*-12 Month IRA
OTHER TIERS: 0.25% $500 - $50k | 0.30% $50k - $75k | 0.35% $75k - $100k
0.35%*$100k*-6 Month IRA
OTHER TIERS: 0.20% $500 - $50k | 0.25% $50k - $75k | 0.30% $75k - $100k
0.30%*$100k*-3 Month IRA
OTHER TIERS: 0.15% $500 - $50k | 0.20% $50k - $75k | 0.25% $75k - $100k
0.25%$500-24 Month Bump Up IRA
0.20%$5k-9 Month IRA No Penalty
0.15%$500-12 Month Bump Up IRA
Locations

Members 1St Federal Credit Union has 53 locations. Click to view all Members 1St Federal Credit Union locations.