Overview / Commentary
37 W Landis Ave
Vineland, NJ 08360-8122

Members 1st of NJ FCU is headquartered in Vineland and is the 39th largest credit union in the state of New Jersey. It is also the 2,119th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 24 employees and 8,240 members at 3 locations. Members 1st of NJ FCU has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the credit union's select Employer Group, including The Boards of Education of Cumberland County, The Boards of Education of Salem County, Borough of Woodstown, and other select groups.
See current membership details

Reviews (1)

Customer Service Needs Improvement

Posted by: Anonymous | Nov 4, 2011

Customer service representatives need a little more training in communications with their customer.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members 1st of NJ FCU has a relatively low asset base.

Health Grade Components

NCUA #2574
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.86%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$61.5MM$57.7MM
LoansQ2 2018vs Q2 2017$33.3MM$31.5MM
DepositsQ2 2018vs Q2 2017$56.7MM$52.9MM
Equity CapitalQ2 2018vs Q2 2017$4.5MM$4.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$93.00K$132.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$364.00K$252.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Members 1st of NJ FCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1st of NJ FCU Savings Account Rates

0.80%--Summer Savings Club
0.45%$100-IRA Accounts
0.05%$100-Share Accounts
0.05%--Christmas Club
0.05%--Vacation Club

Members 1st of NJ FCU Money Market Rates

0.20%*$25k*-Money Market
OTHER TIERS: 0.10% $1.5k - $10k | 0.15% $10k - $25k

Members 1st of NJ FCU Checking Account Rates

0.05%$300-Share Checking

Members 1st of NJ FCU CD Rates

1.51%$1k-60 Month CD
0.95%$1k-36 Month CD
0.80%$1k-24 Month CD
0.75%$1k-18 Month CD
0.45%$1k-12 Month CD
0.20%$500-6 Month CD

Members 1st of NJ FCU IRA Rates

1.51%$1k-60 Month IRA
0.95%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.75%$1k-18 Month IRA
0.45%$1k-12 Month IRA
0.20%$500-6 Month IRA

Members 1st of NJ FCU Locations
Branch Office37 W Landis AveVineland, NJ 08360-8122
Branch Office9 N Main StWoodstown, NJ 08098
Branch Office654 Shiloh Pike Unit GBridgeton, NJ 08302

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