Featured Savings Rates
Featured Accounts

Members 1st of NJ FCU

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.01%5-year CD60 Month CD
0.30%1-year CD12 Month CD
0.05%SavingsShare Savings

Overview / Commentary
856-696-0767
37 W Landis Ave
Vineland, NJ 08360-8122

Members 1st of NJ FCU is headquartered in Vineland and is the 44th largest credit union in the state of New Jersey. It is also the 2,291st largest credit union in the nation. It was established in 1938 and as of December of 2016, it had grown to 21 employees and 7,655 members at 3 locations. Members 1st of NJ FCU has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the credit union's select Employer Group, including The Boards of Education of Cumberland County, The Boards of Education of Salem County, Borough of Woodstown, and other select groups.
See current membership details

Reviews (1)

Customer Service Needs Improvement

Posted by: Anonymous | Nov 4, 2011

Customer service representatives need a little more training in communications with their customer.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members 1st of NJ FCU has a relatively low asset base.

Health Grade Components

Overall
NCUA #2574
Year Chartered1938
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.58%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$51.5MM$49.4MM
LoansQ4 2016vs Q4 2015$31.0MM$29.0MM
DepositsQ4 2016vs Q4 2015$46.9MM$45.7MM
Equity CapitalQ4 2016vs Q4 2015$4.2MM$3.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$159.00K$254.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$268.00K$165.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1st of NJ FCU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--Summer Savings Club
0.25%$100-IRA Savings
0.05%$100-Share Savings
0.05%--Christmas Club
0.05%--Vacation Club

Members 1st of NJ FCU Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market Account
OTHER TIERS: 0.10% $1,500 - $10k | 0.15% $10k - $25k

Members 1st of NJ FCU Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$300-Checking Account

Members 1st of NJ FCU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-60 Month CD
0.65%$1k-36 Month CD
0.55%$1k-18 Month CD
0.55%$1k-24 Month CD
0.30%$1k-12 Month CD
0.20%$500-6 Month CD

Members 1st of NJ FCU IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-60 Month IRA
0.65%$1k-36 Month IRA
0.55%$1k-18 Month IRA
0.55%$1k-24 Month IRA
0.30%$1k-12 Month IRA
0.20%$500-6 Month IRA
Locations


Members 1st of NJ FCU Locations
Branch Office37 W Landis AveVineland, NJ 08360-8122
Branch Office9 N Main StWoodstown, NJ 08098
Branch Office654 Shiloh Pike Unit GBridgeton, NJ 08302