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Overview / Commentary
856-696-0767
37 W Landis Ave
Vineland, NJ 08360-8122

Members 1st of NJ FCU is headquartered in Vineland and is the 44th largest credit union in the state of New Jersey. It is also the 2,251st largest credit union in the nation. It was established in 1938 and as of March of 2016, it had grown to 18 employees and 7,425 members at 3 locations. Members 1st of NJ FCU has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the credit union's select Employer Group, including The Boards of Education of Cumberland County, The Boards of Education of Salem County, Borough of Woodstown, and other select groups.
See current membership details

Reviews (1)

Customer Service Needs Improvement

Posted by: Anonymous | Nov 4, 2011

Customer service representatives need a little more training in communications with their customer.



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members 1st of NJ FCU has a relatively low asset base.

Health Grade Components

Overall
NCUA #2574
Year Chartered1938
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD8.64%
Annual Interest Income$535.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$52.9MM$52.6MM
LoansQ1 2016vs Q1 2015$29.8MM$26.6MM
DepositsQ1 2016vs Q1 2015$49.0MM$48.4MM
Equity CapitalQ1 2016vs Q1 2015$3.9MM$4.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$239.00K$62.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$172.00K$312.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1st of NJ FCU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--Summer Savings Club
0.25%$100-IRA Savings
0.05%$100-Share Savings
0.05%--Christmas Club
0.05%--Vacation Club

Members 1st of NJ FCU Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market Account
OTHER TIERS: 0.10% $1,500 - $10k | 0.15% $10k - $25k

Members 1st of NJ FCU Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$300-Checking Account

Members 1st of NJ FCU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-60 Month CD
0.65%$1k-36 Month CD
0.55%$1k-18 Month CD
0.55%$1k-24 Month CD
0.30%$1k-12 Month CD
0.20%$500-6 Month CD

Members 1st of NJ FCU IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-60 Month IRA
0.65%$1k-36 Month IRA
0.55%$1k-18 Month IRA
0.55%$1k-24 Month IRA
0.30%$1k-12 Month IRA
0.20%$500-6 Month IRA
Locations


Members 1st of NJ FCU Locations
Branch Office37 W Landis AveVineland, NJ 08360-8122
Branch Office9 N Main StWoodstown, NJ 08098
Branch Office28A Cornwell DrBridgeton, NJ 08302