Members 1st of NJ FCU
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | 5-year CD | 60 Month CD 2.03% - National Average |
| 0.45% | 1-year CD | 12 Month CD 2.45% - Barclays 12 Month Online CD |
| 0.05% | Savings | Share Accounts |
Members 1st of NJ FCU is headquartered in Vineland and is the 39th largest credit union in the state of New Jersey. It is also the 2,119th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 24 employees and 8,240 members at 3 locations. Members 1st of NJ FCU has a B health rating.
Field of Membership Restrictions
Membership is open to employees and retirees of the credit union's select Employer Group, including The Boards of Education of Cumberland County, The Boards of Education of Salem County, Borough of Woodstown, and other select groups.
See current membership details
Customer Service Needs Improvement
Customer service representatives need a little more training in communications with their customer.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2574 |
| Year Chartered | 1938 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.28% |
| Return on Equity - YTD | 3.86% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $61.5MM$57.7MM |
| Loans | Q2 2018vs Q2 2017 | $33.3MM$31.5MM |
| Deposits | Q2 2018vs Q2 2017 | $56.7MM$52.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $4.5MM$4.2MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $93.00K$132.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $364.00K$252.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Members 1st of NJ FCU; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Members 1st of NJ FCU Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | - | - | Summer Savings Club | |
| 0.45% | $100 | - | IRA Accounts | |
| 0.05% | $100 | - | Share Accounts | |
| 0.05% | - | - | Christmas Club | |
| 0.05% | - | - | Vacation Club |
Members 1st of NJ FCU Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.10% → $1.5k - $10k | 0.15% → $10k - $25k | |||||
Members 1st of NJ FCU Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $300 | - | Share Checking |
Members 1st of NJ FCU CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 60 Month CD | |
| 0.95% | $1k | - | 36 Month CD | |
| 0.80% | $1k | - | 24 Month CD | |
| 0.75% | $1k | - | 18 Month CD | |
| 0.45% | $1k | - | 12 Month CD | |
| 0.20% | $500 | - | 6 Month CD |
Members 1st of NJ FCU IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 60 Month IRA | |
| 0.95% | $1k | - | 36 Month IRA | |
| 0.80% | $1k | - | 24 Month IRA | |
| 0.75% | $1k | - | 18 Month IRA | |
| 0.45% | $1k | - | 12 Month IRA | |
| 0.20% | $500 | - | 6 Month IRA |
| Members 1st of NJ FCU Locations | ||
|---|---|---|
| Branch Office | 37 W Landis Ave | Vineland, NJ 08360-8122 |
| Branch Office | 9 N Main St | Woodstown, NJ 08098 |
| Branch Office | 654 Shiloh Pike Unit G | Bridgeton, NJ 08302 |