Members 1st of NJ FCU

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.01%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.30%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Share Savings 1.00% - Ally Bank Online Savings Account

View all Members 1st of NJ FCU rates »

Overview / Commentary

www.membersonenj.org

856-696-0767

37 W Landis Ave
Vineland, NJ 08360-8122

Members 1st of NJ FCU is headquartered in Vineland and is the 44^th largest credit union in the state of New Jersey. It is also the 2,209^th largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 18 employees and 7,531 members at 3 locations. Members 1st of NJ FCU has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the credit union's select Employer Group, including The Boards of Education of Cumberland County, The Boards of Education of Salem County, Borough of Woodstown, and other select groups.
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Reviews (1)

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Customer Service Needs Improvement

Posted by: Anonymous | Nov 4, 2011

Customer service representatives need a little more training in communications with their customer.

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1

Health

B+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members 1st of NJ FCU has a relatively low asset base.

Health Grade Components

Overall
NCUA #	2574
Year Chartered	1938
Employees	18
Primary Regulator

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	9.97%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$55.0MM$53.5MM
Loans	Q2 2016vs Q2 2015	$30.4MM$27.1MM
Deposits	Q2 2016vs Q2 2015	$50.6MM$49.0MM
Equity Capital	Q2 2016vs Q2 2015	$4.1MM$4.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$236.00K$76.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$213.00K$323.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1st of NJ FCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	-	-	Summer Savings Club
0.25%	$100	-	IRA Savings
0.05%	$100	-	Share Savings
0.05%	-	-	Christmas Club
0.05%	-	-	Vacation Club

Members 1st of NJ FCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.10% → $1,500 - $10k \| 0.15% → $10k - $25k

Members 1st of NJ FCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$300	-	Checking Account

Members 1st of NJ FCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$1k	-	60 Month CD
0.65%	$1k	-	36 Month CD
0.55%	$1k	-	18 Month CD
0.55%	$1k	-	24 Month CD
0.30%	$1k	-	12 Month CD
0.20%	$500	-	6 Month CD

Members 1st of NJ FCU IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$1k	-	60 Month IRA
0.65%	$1k	-	36 Month IRA
0.55%	$1k	-	18 Month IRA
0.55%	$1k	-	24 Month IRA
0.30%	$1k	-	12 Month IRA
0.20%	$500	-	6 Month IRA

Locations

Members 1st of NJ FCU Locations
Branch Office	37 W Landis Ave	Vineland, NJ 08360-8122
Branch Office	9 N Main St	Woodstown, NJ 08098
Branch Office	654 Shiloh Pike Unit G	Bridgeton, NJ 08302