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MembersAlliance Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.membersalliance.org
815-226-2260
2550 S Alpine Rd
Rockford, IL 61108

MembersAlliance Credit Union is headquartered in Rockford and is the 34th largest credit union in the state of Illinois. It is also the 1,049th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 84 employees and 21,566 members at 5 locations. MembersAlliance Credit Union's money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to MembersAlliance Credit Union is open to those who live or work in Boone, Ogle, or Winnebago Counties in Illinois.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #81402
Year Chartered1938
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD11.1%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$294.5MM$294.4MM
LoansQ1 2025vs Q1 2024$178.6MM$173.2MM
DepositsQ1 2025vs Q1 2024$264.3MM$267.7MM
Equity CapitalQ1 2025vs Q1 2024$25.1MM$20.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.6MM$1.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$660K$814K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MembersAlliance Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Regular Savings
0.15%$0-Little Maxx Account
0.15%$0-Christmas Club
0.15%$0-Vacation Club
0.15%$0-Base Education IRA
0.15%$0-Teen Xtreme Account
0.15%$0-Business Savings Account

MembersAlliance Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-Money Market
OTHER TIERS: 0.95% → $2.5k - $10k | 1.10% → $10k - $25k | 1.35% → $25k - $100k

MembersAlliance Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-12 Month CD
3.00%$500-18 Month CD
2.80%$500-24 Month CD
2.80%$500-30 Month CD
2.80%$500-36 Month CD
2.00%$500-6 Month CD
2.00%$500-48 Month CD
2.00%$500-60 Month CD
1.00%$500-3 Month CD

MembersAlliance Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-12 Month IRA
3.00%$500-18 Month IRA
2.80%$500-24 Month IRA
2.80%$500-30 Month IRA
2.80%$500-36 Month IRA
2.00%$500-6 Month IRA
2.00%$500-48 Month IRA
2.00%$500-60 Month IRA
0.15%$0-Base IRA
0.15%$0-Base Roth IRA
Locations


MembersAlliance Credit Union Locations
Branch Office6951 Olde Creek RdRockford, IL 61114
Branch Office2550 S Alpine RdRockford, IL 61108-7813
Corporate Office5286 Nimtz RdLoves Park, IL 61111
Branch Office5110 Rockrose CtRoscoe, IL 61073
Branch Office3902 W Riverside BlvdRockford, IL 61101

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