Members Choice Credit Union


Overview / Commentary
281-398-9900
18211 Katy Freeway
Houston, TX 77094

Members Choice Credit Union is headquartered in Houston and is the 51st largest credit union in the state of Texas. It is also the 573rd largest credit union in the nation. It was established in 1941 and as of March of 2024, it had grown to 125 employees and 47,839 members at 9 locations. Members Choice Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or own a business operating in the Texas communities of Katy, Cy-Fair, Humble/Kingwood, or Harris County (west of I-45). Employees of more than 200 Partner Companies (listed on the online application) also qualify for membership.
See current membership details

Reviews (1)

my fcu

I've been with my local fcu for about 4 years now. Their products are competitive for the most part. I only have a savings and checking account with them now. Their fees are much better than a national bank but their interest payout is slightly below average for banks in general. I've investigated their auto loans which I will be using in the next year. Their advertised rates are better than the national average and I have spoken with a loan officer and I'm rather certain I will be able to get an even better rate with just above average credit. This is due to my history with them thus far. Their customer service is second to none. I've used 8 different national and local banks in the last decade and my current institution is head and shoulders above them in terms of service.



Health

Health Grade Components

Overall
NCUA #67508
Year Chartered1941
Employees125
Primary Regulator
Profit Margin
Return on Assets - YTD-0.09%
Return on Equity - YTD-1.52%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$736.5MM$753.2MM
LoansQ1 2024vs Q1 2023$537.8MM$547.5MM
DepositsQ1 2024vs Q1 2023$611.2MM$617.1MM
Equity CapitalQ1 2024vs Q1 2023$44.8MM$45MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.9MM$6.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3MM$4MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates

Rates for Members Choice Credit Union are currently being reviewed.

Locations


Members Choice Credit Union Locations
Branch Office1503 Eldridge PkwyHouston, TX 77077-2188
Branch Office8951 S Fry RdKaty, TX 77494-8414
Branch Office401 W Grand Pkwy SKaty, TX 77494-8329
Branch Office3770 Fry RdKaty, TX 77449-6728
Branch Office925 N Eldridge PkwyHouston, TX 77079-2703
Branch Office2331 Citywest BlvdHouston, TX 77042
Branch Office18211 Katy FwyHouston, TX 77094-1395
Branch Office15701 Kingfield DrHouston, TX 77084-7073
Corporate Office4100 Smith School Rd # 1Austin, TX 78744-3205

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