Members Choice Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.95% | 3-year CD | 1.88% - National Average |
| 2.75% | 2-year CD | 1.68% - National Average |
| 2.95% | 3-year IRA | 1.87% - National Average |
Members Choice Credit Union is headquartered in Houston and is the 43rd largest credit union in the state of Texas. It is also the 490th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 140 employees and 38,154 members at 9 locations. Members Choice Credit Union's CD rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, attend school, or own a business operating in the Texas communities of Katy, Cy-Fair, Humble/Kingwood, or Harris County (west of I-45). Employees of more than 200 Partner Companies (listed on the online application) also qualify for membership.
See current membership details
Related Posts
my fcu
I've been with my local fcu for about 4 years now. Their products are competitive for the most part. I only have a savings and checking account with them now. Their fees are much better than a national bank but their interest payout is slightly below average for banks in general. I've investigated their auto loans which I will be using in the next year. Their advertised rates are better than the national average and I have spoken with a loan officer and I'm rather certain I will be able to get an even better rate with just above average credit. This is due to my history with them thus far. Their customer service is second to none. I've used 8 different national and local banks in the last decade and my current institution is head and shoulders above them in terms of service.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67508 |
| Year Chartered | 1941 |
| Employees | 140 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.51% |
| Return on Equity - YTD | 5.65% |
| Annual Interest Income | $23.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $589.1MM$583.6MM |
| Loans | Q4 2018vs Q4 2017 | $428.7MM$403.0MM |
| Deposits | Q4 2018vs Q4 2017 | $501.7MM$494.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $54.2MM$51.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.2MM$2.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $5.4MM$4.8MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Members Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Members Choice Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $5 | - | IRA Account | |
| 0.35% | $100 | - | Savings Account | |
| 0.35% | $5 | - | Christmas Club Account | |
| 0.35% | $100 | - | Business Savings Accounts |
Members Choice Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.70% → $2k - $10k | 0.80% → $10k - $50k | |||||
| 0.90%* | $50k* | - | Business Money Market Accounts | ||
| OTHER TIERS: 0.70% → $2k - $10k | 0.80% → $10k - $50k | |||||
Members Choice Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | Classic Checking |
Members Choice Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.25% | $50k | - | 60 Month Jumbo CD | |
| 3.15% | $500 | $50k | 60 Month CD | |
| 3.15% | $50k | - | 48 Month Jumbo CD | |
| 3.05% | $50k | - | 36 Month Jumbo CD | |
| 3.05% | $500 | $50k | 48 Month CD | |
| 2.95% | $500 | $50k | 36 Month CD | |
| 2.85% | $50k | - | 24 Month Jumbo CD | |
| 2.75% | $500 | $50k | 24 Month CD | |
| 2.60% | $50k | - | 18 Month Jumbo CD | |
| 2.50% | $500 | $50k | 18 Month CD | |
| 2.35% | $50k | - | 12 Month Jumbo CD | |
| 2.25% | $500 | $50k | 12 Month CD | |
| 2.20% | $50k | - | 9 Month Jumbo CD | |
| 2.10% | $500 | $50k | 9 Month CD | |
| 2.10% | $50k | - | 6 Month Jumbo CD | |
| 2.00% | $500 | $50k | 6 Month CD |
Members Choice Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.25% | $50k | - | 60 Month Jumbo IRA | |
| 3.15% | $500 | $50k | 60 Month IRA | |
| 3.15% | $50k | - | 48 Month Jumbo IRA | |
| 3.05% | $50k | - | 36 Month Jumbo IRA | |
| 3.05% | $500 | $50k | 48 Month IRA | |
| 2.95% | $500 | $50k | 36 Month IRA | |
| 2.85% | $50k | - | 24 Month Jumbo IRA | |
| 2.75% | $500 | $50k | 24 Month IRA | |
| 2.60% | $50k | - | 18 Month Jumbo IRA | |
| 2.50% | $500 | $50k | 18 Month IRA | |
| 2.35% | $50k | - | 12 Month Jumbo IRA | |
| 2.25% | $500 | $50k | 12 Month IRA | |
| 2.20% | $50k | - | 9 Month Jumbo IRA | |
| 2.10% | $500 | $50k | 9 Month IRA | |
| 2.10% | $50k | - | 6 Month Jumbo IRA | |
| 2.00% | $500 | $50k | 6 Month IRA |
| Members Choice Credit Union Locations | ||
|---|---|---|
| Branch Office | 1503 Eldridge Pkwy | Houston, TX 77077-2188 |
| Branch Office | 8951 S Fry Rd | Katy, TX 77494-8414 |
| Branch Office | 521 W Grand Pkwy S | Katy, TX 77494-8284 |
| Branch Office | 3770 Fry Rd | Katy, TX 77449-6728 |
| Branch Office | 600 N Dairy Ashford Rd | Houston, TX 77079-1100 |
| Branch Office | 2331 Citywest Blvd | Houston, TX 77042 |
| Branch Office | 1657 S Fry Rd | Katy, TX 77450-6404 |
| Branch Office | 18211 Katy Fwy | Houston, TX 77094-1102 |
| Branch Office | 15701 Kingfield Dr | Houston, TX 77084-7073 |