Members Choice Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mccu.com

281-398-9900

18211 Katy Freeway
Houston, TX 77094

Members Choice Credit Union is headquartered in Houston and is the 47^th largest credit union in the state of Texas. It is also the 555^th largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 109 employees and 47,072 members at 8 locations. Members Choice Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or own a business operating in the Texas communities of Katy, Cy-Fair, Humble/Kingwood, or Harris County (west of I-45). Employees of more than 200 Partner Companies (listed on the online application) also qualify for membership.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67508
Year Chartered	1941
Employees	109
Primary Regulator

Profit Margin
Return on Assets - YTD	0.25%
Return on Equity - YTD	4.13%
Annual Interest Income	$10.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$774.9MM$736.5MM
Loans	Q1 2025vs Q1 2024	$541.9MM$537.8MM
Deposits	Q1 2025vs Q1 2024	$594.5MM$611.2MM
Equity Capital	Q1 2025vs Q1 2024	$47.3MM$44.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.2MM$3.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.3MM$3MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Members Choice Credit Union.

Locations

Members Choice Credit Union Locations
Branch Office	8951 S Fry Rd	Katy, TX 77494-8414
Branch Office	401 W Grand Pkwy S	Katy, TX 77494-8329
Branch Office	3770 Fry Rd	Katy, TX 77449-6728
Branch Office	925 N Eldridge Pkwy	Houston, TX 77079-2703
Branch Office	2331 Citywest Blvd	Houston, TX 77042
Branch Office	18211 Katy Fwy	Houston, TX 77094-1395
Branch Office	15701 Kingfield Dr	Houston, TX 77084-7073
Corporate Office	4100 Smith School Rd # 1	Austin, TX 78744-3205

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