Featured Savings Rates
Featured Accounts

Members Choice Credit Union

Popular Accounts at this Credit Union

1.70%18-month CD18 Month CD Special
1.70%18-month IRA18 Month IRA Special (Traditional, Roth)
2.00%3-year CD36 Month CD

Overview / Commentary
14960 Park Row Boulevard
Houston, TX 77084

Members Choice Credit Union is headquartered in Houston and is the 43rd largest credit union in the state of Texas. It is also the 474th largest credit union in the nation. It was established in 1941 and as of December of 2017, it had grown to 119 employees and 40,113 members at 9 locations. Members Choice Credit Union's CD rates are 67% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or own a business operating in the Texas communities of Katy, Cy-Fair, Humble/Kingwood, or Harris County (west of I-45). Employees of more than 200 Partner Companies (listed on the online application) also qualify for membership.
See current membership details

Related Posts

Members Choice Credit Union (TX) Boosts 36-Month CD Rates - 9/25/2017

Members Choice CU (Houston area) has raised the rates on its 36-month CD (2.00% APY, $500 min) and 36-month Jumbo CD (2.10% APY, $50k min). Also available as IRAs.

Members Choice CU (TX) Ups 18-Month CD Special To 1.70% APY - 6/3/2017

Members Choice CU's (Houston area) 18-month CD Special now earns 1.70% APY. Minimum deposit is $500, with a balance cap of $50k. Also as an IRA.

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Reviews (1)

my fcu

I've been with my local fcu for about 4 years now. Their products are competitive for the most part. I only have a savings and checking account with them now. Their fees are much better than a national bank but their interest payout is slightly below average for banks in general. I've investigated their auto loans which I will be using in the next year. Their advertised rates are better than the national average and I have spoken with a loan officer and I'm rather certain I will be able to get an even better rate with just above average credit. This is due to my history with them thus far. Their customer service is second to none. I've used 8 different national and local banks in the last decade and my current institution is head and shoulders above them in terms of service.


Health Grade Components

NCUA #67508
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD10.05%
Annual Interest Income$21.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$583.6MM$520.2MM
LoansQ4 2017vs Q4 2016$403.0MM$339.0MM
DepositsQ4 2017vs Q4 2016$494.8MM$467.7MM
Equity CapitalQ4 2017vs Q4 2016$51.5MM$45.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.9MM$2.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$4.8MM$4.3MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Always verify rates and promotions with the bank or credit union. We are not Members Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice Credit Union Savings Account Rates

0.30%--IRA Account
0.20%$100-Savings Account
0.20%--Christmas Club

Members Choice Credit Union Money Market Rates

0.40%*$50k*-Money Market Account
OTHER TIERS: 0.25% $2k - $10k | 0.30% $10k - $50k

Members Choice Credit Union Checking Account Rates

0.10%$500-Classic Checking

Members Choice Credit Union CD Rates

2.35%$50k-60 Month Jumbo CD
2.25%$500-60 Month CD
2.10%$50k-36 Month Jumbo CD
2.00%$500$50k36 Month CD
1.90%$50k-24 Month Jumbo CD
1.80%$500$50k24 Month CD
1.80%$50k-18 Month Jumbo CD Special
1.70%$500$50k18 Month CD Special
1.50%$50k-12 Month Jumbo CD
1.40%$500$50k12 Month CD
1.30%$50k-9 Month Jumbo CD
1.20%$500$50k9 Month CD
1.10%$50k-6 Month Jumbo CD
1.00%$500$50k6 Month CD

Members Choice Credit Union IRA Rates

2.35%$50k-60 Month Jumbo IRA
2.25%$500-60 Month IRA Certificate
2.10%$50k-36 Month Jumbo IRA
2.00%$500$50k36 Month IRA Certificate
1.90%$50k-24 Month Jumbo IRA
1.80%$500$50k24 Month IRA Certificate
1.80%$50k-18 Month Jumbo IRA Special
1.70%$500$50k18 Month IRA Special
1.50%$50k-12 Month Jumbo IRA
1.40%$500$50k12 Month IRA Certificate
1.30%$50k-9 Month Jumbo IRA
1.20%$500$50k9 Month IRA Certificate
1.10%$50k-6 Month Jumbo IRA
1.00%$500$50k6 Month IRA Certificate

Members Choice Credit Union Locations
Branch Office1503 Eldridge PkwyHouston, TX 77077-2188
Branch Office8951 S Fry RdKaty, TX 77494-8414
Branch Office521 W Grand Pkwy SKaty, TX 77494-8284
Branch Office3770 Fry RdKaty, TX 77449-6728
Branch Office600 N Dairy Ashford RdHouston, TX 77079-1100
Branch Office2331 Citywest BlvdHouston, TX 77042
Branch Office1657 S Fry RdKaty, TX 77450-6404
Branch Office14960 Park Row Dr # BvHouston, TX 77084-5165
Branch Office15701 Kingfield DrHouston, TX 77084-7073