Featured Savings Rates
Featured Accounts

Members Choice CU (KY)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.77%5-year CD60 Month Share Certificate
0.60%1-year CD12 Month Share Certificate
0.50%SavingsShare Savings Account

Overview / Commentary
606-329-7876
145 Russell Rd
Ashland, KY 41101

Members Choice CU (KY) is headquartered in ASHLAND and is the 10th largest credit union in the state of Kentucky. It is also the 964th largest credit union in the nation. It was established in 1932 and as of June of 2016, it had grown to 37 employees and 17,066 members at 3 locations. Members Choice CU (KY) has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the fivco area (Carter, Greenup, Boyd, Lawrence, Elliot) in Kentucky.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #62026
Year Chartered1932
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.07%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$210.8MM$205.0MM
LoansQ2 2016vs Q2 2015$123.9MM$119.4MM
DepositsQ2 2016vs Q2 2015$186.4MM$182.6MM
Equity CapitalQ2 2016vs Q2 2015$23.9MM$21.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.2MM$1.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.8MM$1.8MM
Real Estate OwnedQ2 2016vs Q2 2015$156.00K$178.00K
Rates
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Members Choice CU (KY) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%--IRA Savings Account
0.50%--Share Savings Account

Members Choice CU (KY) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Share Draft Account

Members Choice CU (KY) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%--48 Month Share Certificate
1.77%--60 Month Share Certificate
1.26%--36 Month Share Certificate
1.01%--30 Month Share Certificate
0.80%--24 Month Share Certificate
0.75%--18 Month Share Certificate
0.60%--6 Month Share Certificate
0.60%--12 Month Share Certificate

Members Choice CU (KY) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%--60 Month IRA Certificate
1.41%--48 Month IRA Certificate
1.01%--30 Month IRA Certificate
1.01%--36 Month IRA Certificate
0.75%--18 Month IRA Certificate
0.75%--24 Month IRA Certificate
Locations


Members Choice CU (KY) Locations
Branch Office145 RUSSELL RDASHLAND, KY 41101
Branch Office1315 CANNONSBURG RDASHLAND, KY 41102
Branch Office1401 Central AveAshland, KY 41101-7551