Featured Savings Rates
Featured Accounts

Members Choice CU (KY)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.77%5-year CD60 Month Share Certificate
0.75%1-year CD12 Month Share Certificate
0.50%SavingsShare Savings Account

Overview / Commentary
606-329-7876
145 Russell Rd
Ashland, KY 41101

Members Choice CU (KY) is headquartered in ASHLAND and is the 11th largest credit union in the state of Kentucky. It is also the 997th largest credit union in the nation. It was established in 1932 and as of December of 2016, it had grown to 39 employees and 17,326 members at 3 locations. Members Choice CU (KY) has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the fivco area (Carter, Greenup, Boyd, Lawrence, Elliot) in Kentucky.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62026
Year Chartered1932
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.82%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$205.3MM$204.9MM
LoansQ4 2016vs Q4 2015$123.1MM$127.2MM
DepositsQ4 2016vs Q4 2015$181.3MM$181.2MM
Equity CapitalQ4 2016vs Q4 2015$23.6MM$23.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.9MM$1.0MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.9MM$2.3MM
Real Estate OwnedQ4 2016vs Q4 2015$131.00K$0
Rates
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Members Choice CU (KY) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%--Christmas Club
2.50%--Vacation Club
1.51%--IRA Savings Account
0.50%--Share Savings Account

Members Choice CU (KY) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Share Draft Account

Members Choice CU (KY) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%--48 Month Share Certificate
1.77%--60 Month Share Certificate
1.26%--36 Month Share Certificate
1.16%--30 Month Share Certificate
1.11%--24 Month Share Certificate
0.80%--18 Month Share Certificate
0.75%--12 Month Share Certificate
0.65%--6 Month Share Certificate

Members Choice CU (KY) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%--60 Month IRA Certificate
1.41%--48 Month IRA Certificate
1.01%--30 Month IRA Certificate
1.01%--36 Month IRA Certificate
0.75%--18 Month IRA Certificate
0.75%--24 Month IRA Certificate
Locations


Members Choice CU (KY) Locations
Branch Office145 RUSSELL RDASHLAND, KY 41101
Branch Office1315 CANNONSBURG RDASHLAND, KY 41102
Branch Office1401 Central AveAshland, KY 41101-7551