Members Choice CU (KY)

Overview / Commentary
145 Russell Rd
Ashland, KY 41101

Members Choice CU (KY) is headquartered in ASHLAND and is the 11th largest credit union in the state of Kentucky. It is also the 1,018th largest credit union in the nation. It was established in 1932 and as of December of 2019, it had grown to 50 employees and 19,544 members at 4 locations. Members Choice CU (KY) has an A+ health rating.

Field of Membership Restrictions

Members Choice Credit Union offers membership to those who live, work, attend school, or worship in the Kentucky FIVCO area (Boyd, Carter, Elliot, Greenup and Lawrence Counties).
See current membership details


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Health Grade Components

NCUA #62026
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD6.87%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$222.3MM$208.6MM
LoansQ4 2019vs Q4 2018$153.2MM$146.1MM
DepositsQ4 2019vs Q4 2018$194.7MM$183.7MM
Equity CapitalQ4 2019vs Q4 2018$27.3MM$24.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.6MM$2.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.2MM$1.6MM
Real Estate OwnedQ4 2019vs Q4 2018$271.00K$349.00K

Rates for Members Choice CU (KY) are currently being reviewed.


Members Choice CU (KY) Locations
Branch Office145 RUSSELL RDASHLAND, KY 41101
Branch Office1315 CANNONSBURG RDASHLAND, KY 41102
Branch Office1401 Central AveAshland, KY 41101-7551
Branch Office800 Saint Christopher Dr Ste 2Ashland, KY 41101-7030

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