2. Members Choice CU (KY)

Members Choice CU (KY)


Overview / Commentary
www.mccu.net
606-329-7876
145 Russell Rd
Ashland, KY 41101

Members Choice CU (KY) is headquartered in ASHLAND and is the 11th largest credit union in the state of Kentucky. It is also the 1,026th largest credit union in the nation. It was established in 1932 and as of September of 2019, it had grown to 49 employees and 19,509 members at 4 locations. Members Choice CU (KY)'s money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Members Choice Credit Union offers membership to those who live, work, attend school, or worship in the Kentucky FIVCO area (Boyd, Carter, Elliot, Greenup and Lawrence Counties).
See current membership details

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Health
A

Data as of Q3 2019

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Health Grade Components

Overall
NCUA #62026
Year Chartered1932
Employees49
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD7.04%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$214.9MM$208.4MM
LoansQ3 2019vs Q3 2018$151.8MM$143.1MM
DepositsQ3 2019vs Q3 2018$187.8MM$184.1MM
Equity CapitalQ3 2019vs Q3 2018$26.7MM$24.0MM
Loan Loss AllowanceQ3 2019vs Q3 2018$1.6MM$2.3MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$967.00K$1.6MM
Real Estate OwnedQ3 2019vs Q3 2018$300.00K$342.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice CU (KY) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*-$3.5kChristmas Club
OTHER TIERS: 0.50% → $3.5k+
3.50%*-$3.5kVacation Club
OTHER TIERS: 0.50% → $3.5k+
1.50%--IRA Savings Account
1.50%--Health Savings Account
0.50%--Share Savings Account

Members Choice CU (KY) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$100k*-Money Market Account
OTHER TIERS: 1.01% → $500 - $50k | 1.26% → $50k - $100k

Members Choice CU (KY) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Share Draft Account

Members Choice CU (KY) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$500-60 Month Share Certificate
2.79%$500-48 Month Share Certificate
2.53%$500-30 Month Share Certificate
2.28%$500-18 Month Share Certificate
2.28%$500-36 Month Share Certificate
2.02%$500-24 Month Share Certificate
1.76%$500-12 Month Share Certificate
1.46%$500-6 Month Share Certificate
1.26%$500-3 Month Share Certificate

Members Choice CU (KY) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$500-60 Month IRA Certificate
2.79%$500-48 Month IRA Certificate
2.53%$500-30 Month IRA Certificate
2.28%$500-18 Month IRA Certificate
2.28%$500-36 Month IRA Certificate
2.02%$500-24 Month IRA Certificate
Locations


Members Choice CU (KY) Locations
Branch Office145 RUSSELL RDASHLAND, KY 41101
Branch Office1315 CANNONSBURG RDASHLAND, KY 41102
Branch Office1401 Central AveAshland, KY 41101-7551
Branch Office800 Saint Christopher Dr Ste 2Ashland, KY 41101-7030

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