Members Choice CU (KY)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.89% | 5-year CD | 60 Month Share Certificate 2.03% - National Average |
| 1.51% | 1-year CD | 12 Month Share Certificate 2.45% - Synchrony Bank 12 Month CD |
| 0.50% | Savings | Share Savings Account |
Members Choice CU (KY) is headquartered in ASHLAND and is the 11th largest credit union in the state of Kentucky. It is also the 1,034th largest credit union in the nation. It was established in 1932 and as of June of 2018, it had grown to 47 employees and 18,040 members at 4 locations. Members Choice CU (KY)'s money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Members Choice Credit Union offers membership to those who live, work, attend school, or worship in the Kentucky FIVCO area (Boyd, Carter, Elliot, Greenup and Lawrence Counties).
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62026 |
| Year Chartered | 1932 |
| Employees | 47 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 4.25% |
| Annual Interest Income | $4.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $208.8MM$206.8MM |
| Loans | Q2 2018vs Q2 2017 | $139.8MM$124.4MM |
| Deposits | Q2 2018vs Q2 2017 | $184.8MM$183.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $23.7MM$23.2MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $2.3MM$2.5MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $1.8MM$1.6MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $273.00K$30.00K |
Always verify rates and promotions with the bank or credit union. We are not Members Choice CU (KY); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Members Choice CU (KY) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | - | - | Christmas Club | |
| 2.50% | - | - | Vacation Club | |
| 1.51% | - | - | IRA Savings Account | |
| 1.51% | - | - | Health Savings Account | |
| 0.50% | - | - | Share Savings Account |
Members Choice CU (KY) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 1.01% → $500 - $50k | 1.26% → $50k - $100k | |||||
Members Choice CU (KY) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Share Draft Account |
Members Choice CU (KY) CD Rates
Members Choice CU (KY) IRA Rates
| Members Choice CU (KY) Locations | ||
|---|---|---|
| Branch Office | 145 RUSSELL RD | ASHLAND, KY 41101 |
| Branch Office | 1315 CANNONSBURG RD | ASHLAND, KY 41102 |
| Branch Office | 1401 Central Ave | Ashland, KY 41101-7551 |
| Branch Office | 800 Saint Christopher Dr Ste 2 | Ashland, KY 41101-7030 |