Members Choice CU (KY)


Overview / Commentary
606-329-7876
145 Russell Rd
Ashland, KY 41101

Members Choice CU (KY) is headquartered in ASHLAND and is the 11th largest credit union in the state of Kentucky. It is also the 1,018th largest credit union in the nation. It was established in 1932 and as of December of 2019, it had grown to 50 employees and 19,544 members at 4 locations. Members Choice CU (KY)'s money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Members Choice Credit Union offers membership to those who live, work, attend school, or worship in the Kentucky FIVCO area (Boyd, Carter, Elliot, Greenup and Lawrence Counties).
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Health
A+

Health Grade Components

Overall
NCUA #62026
Year Chartered1932
Employees50
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD6.87%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$222.3MM$208.6MM
LoansQ4 2019vs Q4 2018$153.2MM$146.1MM
DepositsQ4 2019vs Q4 2018$194.7MM$183.7MM
Equity CapitalQ4 2019vs Q4 2018$27.3MM$24.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.6MM$2.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.2MM$1.6MM
Real Estate OwnedQ4 2019vs Q4 2018$271.00K$349.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Members Choice CU (KY); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice CU (KY) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$3.5k-Christmas Club
3.50%*-$3.5kVacation Club
OTHER TIERS: 0.25% $3.5k+
1.50%--IRA Savings Account
1.50%--Health Savings Account
0.25%--Share Savings Account
0.25%--Business Savings

Members Choice CU (KY) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%*$100k*-Money Market Account
OTHER TIERS: 0.75% $500 - $50k | 1.01% $50k - $100k
1.21%*$100k*-Business Money Market
OTHER TIERS: 0.75% $500 - $50k | 1.01% $50k - $100k

Members Choice CU (KY) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Share Draft Account
0.15%--Simple Business Checking

Members Choice CU (KY) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month Share Certificate
1.51%$500-Business 60 Month Share Certificate
1.31%$500-48 Month Share Certificate
1.31%$500-Business 48 Month Share Certificate
1.26%$500-30 Month Share Certificate
1.26%$500-36 Month Share Certificate
1.26%$500-Business 30 Month Share Certificate
1.26%$500-Business 36 Month Share Certificate
1.21%$500-24 Month Share Certificate
1.21%$500-Business 24 Month Share Certificate
1.11%$500-18 Month Share Certificate
1.11%$500-Business 18 Month Share Certificate
1.01%$500-12 Month Share Certificate
1.01%$500-Business 12 Month Share Certificate
0.75%$500-6 Month Share Certificate
0.75%$500-Business 6 Month Share Certificate
0.65%$500-3 Month Share Certificate
0.65%$500-Business 3 Month Share Certificate

Members Choice CU (KY) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month IRA Certificate
1.31%$500-48 Month IRA Certificate
1.26%$500-30 Month IRA Certificate
1.26%$500-36 Month IRA Certificate
1.21%$500-24 Month IRA Certificate
1.11%$500-18 Month IRA Certificate
Locations


Members Choice CU (KY) Locations
Branch Office145 RUSSELL RDASHLAND, KY 41101
Branch Office1315 CANNONSBURG RDASHLAND, KY 41102
Branch Office1401 Central AveAshland, KY 41101-7551
Branch Office800 Saint Christopher Dr Ste 2Ashland, KY 41101-7030

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