Members Choice CU (KY)

Overview / Commentary
145 Russell Rd
Ashland, KY 41101

Members Choice CU (KY) is headquartered in ASHLAND and is the 9th largest credit union in the state of Kentucky. It is also the 911th largest credit union in the nation. It was established in 1932 and as of March of 2022, it had grown to 57 employees and 21,310 members at 5 locations. Members Choice CU (KY) has an A health rating.

Field of Membership Restrictions

Members Choice Credit Union offers membership to those who live, work, attend school, or worship in the eastern Kentucky counties of Bath, Bell, Boyd, Bracken, Breathitt, Carter, Clay, Elliott, Fleming, Floyd, Greenup Harlan, Jackson, Johnson, Knott, Knox, Lawrence, Lee, Leslie, Letcher, Lewis, Magoffin, Martin, Mason, Menifee, Montgomery, Morgan, Owsley, Perry, Pike, Robertson, Rowan, or Wolfe.
See current membership details


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Health Grade Components

NCUA #62026
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.54%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$344.9MM$306.0MM
LoansQ1 2022vs Q1 2021$191.4MM$177.0MM
DepositsQ1 2022vs Q1 2021$314.3MM$276.0MM
Equity CapitalQ1 2022vs Q1 2021$30.1MM$29.5MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.1MM$1.6MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$334.00K$474.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$111.00K

Rates for Members Choice CU (KY) are currently being reviewed.


Members Choice CU (KY) Locations
Branch Office145 RUSSELL RDASHLAND, KY 41101
Branch Office1315 CANNONSBURG RDASHLAND, KY 41102
Branch Office1401 Central AveAshland, KY 41101-7551
Branch Office800 Saint Christopher Dr Ste 2Ashland, KY 41101-7030
Branch Office410 Bellefonte StRussell, KY 41169-1321

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