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Members Choice CU (KY)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mccu.net
606-329-7876
145 Russell Rd
Ashland, KY 41101

Members Choice CU (KY) is headquartered in ASHLAND and is the 9th largest credit union in the state of Kentucky. It is also the 856th largest credit union in the nation. It was established in 1932 and as of March of 2025, it had grown to 85 employees and 24,157 members at 7 locations. Members Choice CU (KY) has a B health rating.

Field of Membership Restrictions

Members Choice Credit Union offers membership to those who live, work, attend school, or worship in the eastern Kentucky counties of Bath, Bell, Boyd, Bracken, Breathitt, Carter, Clay, Elliott, Fleming, Floyd, Greenup Harlan, Jackson, Johnson, Knott, Knox, Lawrence, Lee, Leslie, Letcher, Lewis, Magoffin, Martin, Mason, Menifee, Montgomery, Morgan, Owsley, Perry, Pike, Robertson, Rowan, or Wolfe.
See current membership details

Reviews

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #62026
Year Chartered1932
Employees85
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.72%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$403.7MM$404MM
LoansQ1 2025vs Q1 2024$271.2MM$262.7MM
DepositsQ1 2025vs Q1 2024$371.6MM$376.1MM
Equity CapitalQ1 2025vs Q1 2024$32.9MM$27.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.6MM$950K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.8MM$2.3MM
Real Estate OwnedQ1 2025vs Q1 2024$220K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Members Choice CU (KY) are currently being reviewed.

Locations


Members Choice CU (KY) Locations
Branch Office145 RUSSELL RDASHLAND, KY 41101
Branch Office1315 CANNONSBURG RDASHLAND, KY 41102
Branch Office1401 Central AveAshland, KY 41101-7551
Branch Office800 Saint Christopher Dr Ste 2Ashland, KY 41101-7030
Branch Office114 Interstate DrGrayson, KY 41143-1787
Branch Office226 Main StGreenup, KY 41144-1067
Corporate Office663 W Highway 60Monett, MO 65708-8215

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