Members Choice CU (KY)

Overview / Commentary
145 Russell Rd
Ashland, KY 41101

Members Choice CU (KY) is headquartered in ASHLAND and is the 11th largest credit union in the state of Kentucky. It is also the 1,003rd largest credit union in the nation. It was established in 1932 and as of June of 2020, it had grown to 50 employees and 19,797 members at 4 locations. Members Choice CU (KY)'s money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Members Choice Credit Union offers membership to those who live, work, attend school, or worship in the Kentucky FIVCO area (Boyd, Carter, Elliot, Greenup and Lawrence Counties).
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Health Grade Components

NCUA #62026
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.22%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$251.1MM$214.6MM
LoansQ2 2020vs Q2 2019$157.0MM$149.7MM
DepositsQ2 2020vs Q2 2019$222.6MM$188.4MM
Equity CapitalQ2 2020vs Q2 2019$28.1MM$26.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.5MM$1.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$980.00K$893.00K
Real Estate OwnedQ2 2020vs Q2 2019$134.00K$439.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice CU (KY) Savings Account Rates

3.50%$3.5k-Christmas Club
3.50%*-$3.5kVacation Club
OTHER TIERS: 0.25% $3.5k+
1.50%--IRA Savings Account
1.50%--Health Savings Account
0.25%--Share Savings Account
0.25%--Business Savings

Members Choice CU (KY) Money Market Rates

1.21%*$100k*-Money Market Account
OTHER TIERS: 0.75% $500 - $50k | 1.01% $50k - $100k
1.21%*$100k*-Business Money Market
OTHER TIERS: 0.75% $500 - $50k | 1.01% $50k - $100k

Members Choice CU (KY) Checking Account Rates

0.15%--Share Draft Account
0.15%--Simple Business Checking

Members Choice CU (KY) CD Rates

1.51%$500-60 Month Share Certificate
1.51%$500-Business 60 Month Share Certificate
1.31%$500-48 Month Share Certificate
1.31%$500-Business 48 Month Share Certificate
1.26%$500-30 Month Share Certificate
1.26%$500-36 Month Share Certificate
1.26%$500-Business 30 Month Share Certificate
1.26%$500-Business 36 Month Share Certificate
1.21%$500-24 Month Share Certificate
1.21%$500-Business 24 Month Share Certificate
1.11%$500-18 Month Share Certificate
1.11%$500-Business 18 Month Share Certificate
1.01%$500-12 Month Share Certificate
1.01%$500-Business 12 Month Share Certificate
0.75%$500-6 Month Share Certificate
0.75%$500-Business 6 Month Share Certificate
0.65%$500-3 Month Share Certificate
0.65%$500-Business 3 Month Share Certificate

Members Choice CU (KY) IRA Rates

1.51%$500-60 Month IRA Certificate
1.31%$500-48 Month IRA Certificate
1.26%$500-30 Month IRA Certificate
1.26%$500-36 Month IRA Certificate
1.21%$500-24 Month IRA Certificate
1.11%$500-18 Month IRA Certificate

Members Choice CU (KY) Locations
Branch Office145 RUSSELL RDASHLAND, KY 41101
Branch Office1315 CANNONSBURG RDASHLAND, KY 41102
Branch Office1401 Central AveAshland, KY 41101-7551
Branch Office800 Saint Christopher Dr Ste 2Ashland, KY 41101-7030

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