Featured Savings Rates
Featured Accounts

Members Choice Credit Union (TX)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.06%1-year CD1 Year Term Share Certificate
0.40%SavingsSpecial Savings
1.51%4-year CD4 Year Term Share Certificate

Overview / Commentary
254-776-7070
4631 W Waco Dr
Waco, TX 76710

Members Choice Credit Union (TX) is headquartered in Waco and is the 85th largest credit union in the state of Texas. It is also the 1,026th largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 59 employees and 26,987 members at 3 locations. Members Choice Credit Union (TX)'s money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Members Choice Credit Union is open to those who live, work, worship or go to school in McLennan, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson Counties in Texas.
See current membership details

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Health

Health Grade Components

Overall
NCUA #199
Year Chartered1935
Employees59
Primary Regulator
Profit Margin
Return on Assets - YTD-0.21%
Return on Equity - YTD-1.89%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$202.5MM$186.7MM
LoansQ2 2017vs Q2 2016$173.2MM$154.3MM
DepositsQ2 2017vs Q2 2016$179.2MM$163.5MM
Equity CapitalQ2 2017vs Q2 2016$22.0MM$22.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.8MM$2.8MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$291.00K$352.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice Credit Union (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$25-Regular Savings
0.40%$25-Special Savings

Members Choice Credit Union (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$150k*-Money Market Account
OTHER TIERS: 0.40% $1k - $5k | 0.45% $5k - $10k | 0.50% $10k - $25k | 0.55% $25k - $75k | 0.60% $75k - $150k

Members Choice Credit Union (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%$1k-4 Year Priority Plus Term Share Certificate
1.61%$1k-3 Year Priority Plus Term Share Certificate
1.51%$1k-4 Year Term Share Certificate
1.46%$1k-3 Year Term Share Certificate
1.31%$1k-2 Year Priority Plus Term Share Certificate
1.26%$1k-18 Month Priority Plus Term Share Certificate
1.21%$1k-1 Year Priority Plus Term Share Certificate
1.16%$1k-2 Year Term Share Certificate
1.11%$1k-18 Month Term Share Certificate
1.06%$1k-1 Year Term Share Certificate
0.85%$90k-6 month Jumbo Priority Plus Term Share Certificate
0.70%$2,500-6 Month Priority Plus Term Share Certificate
0.55%$2,500-6 Month Term Share Certificate

Members Choice Credit Union (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%$1k-4 Year Priority Plus IRA Certificate
1.61%$1k-3 Year Priority Plus IRA Certificate
1.51%$1k-4 Year IRA Certificate
1.46%$1k-3 Year IRA Certificate
1.31%$1k-2 Year Priority Plus IRA Certificate
1.21%$1k-1 Year Priority Plus IRA Certificate
1.16%$1k-2 Year IRA Certificate
1.06%$1k-1 Year IRA Certificate
Locations


Members Choice Credit Union (TX) Locations
Branch Office845 New Dallas HwyWaco, TX 76705
Branch Office212 Virginia AveMarlin, TX 76661
Branch Office4631 W Waco DrWaco, TX 76710