Members Choice Credit Union (TX)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.choicefcu.com

254-776-7070

4631 W Waco Dr
Waco, TX 76710

Members Choice Credit Union (TX) is headquartered in Waco and is the 101^st largest credit union in the state of Texas. It is also the 1,245^th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 49 employees and 19,025 members at 3 locations. Members Choice Credit Union (TX) has an A health rating.

Field of Membership Restrictions

Membership in Members Choice Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Bosque, Coryell, Falls, Hill, Limestone, McLennan, Milam, or Robertson.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	199
Year Chartered	1935
Employees	49
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	2.58%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$210.5MM$212MM
Loans	Q1 2025vs Q1 2024	$138.7MM$151.8MM
Deposits	Q1 2025vs Q1 2024	$182.1MM$185MM
Equity Capital	Q1 2025vs Q1 2024	$26.8MM$24.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$690K$698K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$69K$81K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Members Choice Credit Union (TX) are currently being reviewed.

Locations

Members Choice Credit Union (TX) Locations
Branch Office	845 New Dallas Hwy	Waco, TX 76705
Branch Office	212 Virginia Ave	Marlin, TX 76661
Branch Office	4631 W Waco Dr	Waco, TX 76710

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