Members Choice Credit Union (TX)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.06%	1-year CD	1 Year Term Share Certificate 1.35% - Ally Bank High Yield 12-Month CD
0.40%	Savings	Special Savings 1.05% - Ally Bank Online Savings Account
1.51%	4-year CD	4 Year Term Share Certificate 1.50% - Ally Bank Raise Your Rate 4-Year CD

View all Members Choice Credit Union (TX) rates »

Overview / Commentary

www.choicefcu.com

254-776-7070

4631 W Waco Dr
Waco, TX 76710

Members Choice Credit Union (TX) is headquartered in Waco and is the 86^th largest credit union in the state of Texas. It is also the 1,052^nd largest credit union in the nation. It was established in 1935 and as of December of 2016, it had grown to 59 employees and 26,319 members at 3 locations. Members Choice Credit Union (TX)'s money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Members Choice Credit Union is open to those who live, work, worship or go to school in McLennan, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson Counties in Texas.
See current membership details

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Health

A+

Data as of Q4 2016

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Health Grade Components

Overall
NCUA #	199
Year Chartered	1935
Employees	59
Primary Regulator

Profit Margin
Return on Assets - YTD	0.21%
Return on Equity - YTD	1.76%
Annual Interest Income	$9.4MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$186.8MM$175.5MM
Loans	Q4 2016vs Q4 2015	$167.5MM$145.4MM
Deposits	Q4 2016vs Q4 2015	$163.5MM$152.5MM
Equity Capital	Q4 2016vs Q4 2015	$22.1MM$21.8MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$2.7MM$2.7MM
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$570.00K$106.00K
Real Estate Owned	Q4 2016vs Q4 2015	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	-	-	Regular Savings
0.40%	-	-	Special Savings

Members Choice Credit Union (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$150k^*	-	Money Market Account
OTHER TIERS: 0.40% → $1k - $5k \| 0.45% → $5k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $75k \| 0.60% → $75k - $150k

Members Choice Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$1k	-	4 Year Priority Plus Term Share Certificate
1.61%	$1k	-	3 Year Priority Plus Term Share Certificate
1.51%	$1k	-	4 Year Term Share Certificate
1.46%	$1k	-	3 Year Term Share Certificate
1.31%	$1k	-	2 Year Priority Plus Term Share Certificate
1.26%	$1k	-	18 Month Priority Plus Term Share Certificate
1.21%	$1k	-	1 Year Priority Plus Term Share Certificate
1.16%	$1k	-	2 Year Term Share Certificate
1.16%	$1k	-	24 Month CD Special
1.11%	$1k	-	18 Month Term Share Certificate
1.11%	$1k	-	18 Month CD Special
1.06%	$1k	-	1 Year Term Share Certificate
0.85%	$90k	-	6 Month Jumbo Share Certificate
0.85%	$90k	-	6 Month Jumbo CD Special
0.70%	$2,500	-	6 Month Priority Plus Term Share Certificate
0.55%	$2,500	-	6 Month Term Share Certificate

Members Choice Credit Union (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$1k	-	4 Year Priority Plus IRA Certificate
1.61%	$1k	-	3 Year Priority Plus IRA Certificate
1.51%	$1k	-	4 Year IRA Certificate
1.46%	$1k	-	3 Year IRA Certificate
1.31%	$1k	-	2 Year Priority Plus IRA Certificate
1.21%	$1k	-	1 Year Priority Plus IRA Certificate
1.16%	$1k	-	2 Year IRA Certificate
1.06%	$1k	-	1 Year IRA Certificate

Locations

Members Choice Credit Union (TX) Locations
Branch Office	845 New Dallas Hwy	Waco, TX 76705
Branch Office	212 Virginia Ave	Marlin, TX 76661
Branch Office	4631 W Waco Dr	Waco, TX 76710