Members Choice Credit Union (TX)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.06%	1-year CD	1 Year Term Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.40%	Savings	Special Savings 1.20% - Synchrony Bank High Yield Savings
1.51%	4-year CD	4 Year Term Share Certificate 1.80% - Goldman Sachs Bank USA 4 Year CD

View all Members Choice Credit Union (TX) rates »

Overview / Commentary

www.choicefcu.com

254-776-7070

4631 W Waco Dr
Waco, TX 76710

Members Choice Credit Union (TX) is headquartered in Waco and is the 86^th largest credit union in the state of Texas. It is also the 1,048^th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 60 employees and 26,645 members at 3 locations. Members Choice Credit Union (TX)'s money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Members Choice Credit Union is open to those who live, work, worship or go to school in McLennan, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson Counties in Texas.
See current membership details

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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	199
Year Chartered	1935
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.17%
Return on Equity - YTD	-1.43%
Annual Interest Income	$2.4MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$194.5MM$184.3MM
Loans	Q1 2017vs Q1 2016	$170.1MM$148.6MM
Deposits	Q1 2017vs Q1 2016	$171.1MM$161.3MM
Equity Capital	Q1 2017vs Q1 2016	$22.0MM$21.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$2.7MM$2.8MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$338.00K$160.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$25	-	Regular Savings
0.40%	$25	-	Special Savings

Members Choice Credit Union (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$150k^*	-	Money Market Account
OTHER TIERS: 0.40% → $1k - $5k \| 0.45% → $5k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $75k \| 0.60% → $75k - $150k

Members Choice Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$1k	-	4 Year Priority Plus Term Share Certificate
1.61%	$1k	-	3 Year Priority Plus Term Share Certificate
1.51%	$1k	-	4 Year Term Share Certificate
1.46%	$1k	-	3 Year Term Share Certificate
1.31%	$1k	-	2 Year Priority Plus Term Share Certificate
1.26%	$1k	-	18 Month Priority Plus Term Share Certificate
1.21%	$1k	-	1 Year Priority Plus Term Share Certificate
1.16%	$1k	-	2 Year Term Share Certificate
1.11%	$1k	-	18 Month Term Share Certificate
1.06%	$1k	-	1 Year Term Share Certificate
0.85%	$90k	-	6 month Jumbo Priority Plus Term Share Certificate
0.70%	$2,500	-	6 Month Priority Plus Term Share Certificate
0.55%	$2,500	-	6 Month Term Share Certificate

Members Choice Credit Union (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$1k	-	4 Year Priority Plus IRA Certificate
1.61%	$1k	-	3 Year Priority Plus IRA Certificate
1.51%	$1k	-	4 Year IRA Certificate
1.46%	$1k	-	3 Year IRA Certificate
1.31%	$1k	-	2 Year Priority Plus IRA Certificate
1.21%	$1k	-	1 Year Priority Plus IRA Certificate
1.16%	$1k	-	2 Year IRA Certificate
1.06%	$1k	-	1 Year IRA Certificate

Locations

Members Choice Credit Union (TX) Locations
Branch Office	845 New Dallas Hwy	Waco, TX 76705
Branch Office	212 Virginia Ave	Marlin, TX 76661
Branch Office	4631 W Waco Dr	Waco, TX 76710