Members Choice Credit Union (TX)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.40%	1-year CD	2.65% - Barclays 12 Month Online CD
0.40%	Savings	2.00% - Ally Bank Online Savings Account
2.20%	4-year CD	2.85% - Barclays 48 Month Online CD

View all Members Choice Credit Union (TX) rates »

Overview / Commentary

www.choicefcu.com

254-776-7070

4631 W Waco Dr
Waco, TX 76710

Members Choice Credit Union (TX) is headquartered in Waco and is the 89^th largest credit union in the state of Texas. It is also the 1,073^rd largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 57 employees and 23,021 members at 3 locations. Members Choice Credit Union (TX)'s CD rates are 72% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Members Choice Credit Union is open to those who live, work, worship or go to school in McLennan, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson Counties in Texas.
See current membership details

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Health

B+

Data as of Q2 2018

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Health Grade Components

Overall
NCUA #	199
Year Chartered	1935
Employees	57
Primary Regulator

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	6.58%
Annual Interest Income	$4.9MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$193.9MM$202.5MM
Loans	Q2 2018vs Q2 2017	$164.7MM$173.2MM
Deposits	Q2 2018vs Q2 2017	$169.7MM$179.2MM
Equity Capital	Q2 2018vs Q2 2017	$22.8MM$22.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$2.7MM$2.8MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$846.00K$291.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$25	-	Regular Savings
0.40%	$25	-	Special Savings

Members Choice Credit Union (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$150k^*	-	Money Market Account
OTHER TIERS: 0.40% → $1k - $5k \| 0.45% → $5k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $75k \| 0.60% → $75k - $150k

Members Choice Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.35%	$1k	-	4 Year Priority Plus Term Share Certificate
2.20%	$1k	-	4 Year Term Share Certificate
2.05%	$1k	-	3 Year Priority Plus Term Share Certificate
2.01%	$1k	-	2 Year Priority Plus Term Share Certificate
1.90%	$1k	-	3 Year Term Share Certificate
1.85%	$1k	-	2 Year Term Share Certificate
1.65%	$1k	-	18 Month Priority Plus Term Share Certificate
1.55%	$1k	-	1 Year Priority Plus Term Share Certificate
1.50%	$1k	-	18 Month Term Share Certificate
1.40%	$1k	-	1 Year Term Share Certificate
0.85%	$90k	-	6 month Jumbo Priority Plus Term Share Certificate
0.70%	$2.5k	-	6 Month Priority Plus Term Share Certificate
0.55%	$2.5k	-	6 Month Term Share Certificate

Members Choice Credit Union (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.35%	$1k	-	4 Year Priority Plus IRA Certificate
2.20%	$1k	-	4 Year IRA Certificate
2.05%	$1k	-	3 Year Priority Plus IRA Certificate
2.01%	$1k	-	2 Year Priority Plus IRA Certificate
1.90%	$1k	-	3 Year IRA Certificate
1.85%	$1k	-	2 Year IRA Certificate
1.55%	$1k	-	1 Year Priority Plus IRA Certificate
1.40%	$1k	-	1 Year IRA Certificate

Locations

Members Choice Credit Union (TX) Locations
Branch Office	845 New Dallas Hwy	Waco, TX 76705
Branch Office	212 Virginia Ave	Marlin, TX 76661
Branch Office	4631 W Waco Dr	Waco, TX 76710

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