Members Choice Credit Union (TX)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.40% | 1-year CD | 1 Year Term Share Certificate 2.45% - Barclays 12 Month Online CD |
| 0.40% | Savings | Special Savings |
| 2.20% | 4-year CD | 4 Year Term Share Certificate 2.65% - Barclays 48 Month Online CD |
Members Choice Credit Union (TX) is headquartered in Waco and is the 89th largest credit union in the state of Texas. It is also the 1,073rd largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 57 employees and 23,021 members at 3 locations. Members Choice Credit Union (TX)'s CD rates are 72% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Members Choice Credit Union is open to those who live, work, worship or go to school in McLennan, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson Counties in Texas.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 199 |
| Year Chartered | 1935 |
| Employees | 57 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 6.58% |
| Annual Interest Income | $4.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $193.9MM$202.5MM |
| Loans | Q2 2018vs Q2 2017 | $164.7MM$173.2MM |
| Deposits | Q2 2018vs Q2 2017 | $169.7MM$179.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $22.8MM$22.0MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $2.7MM$2.8MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $846.00K$291.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Members Choice Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Members Choice Credit Union (TX) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $25 | - | Regular Savings | |
| 0.40% | $25 | - | Special Savings |
Members Choice Credit Union (TX) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $150k* | - | Money Market Account | ||
| OTHER TIERS: 0.40% → $1k - $5k | 0.45% → $5k - $10k | 0.50% → $10k - $25k | 0.55% → $25k - $75k | 0.60% → $75k - $150k | |||||
Members Choice Credit Union (TX) CD Rates
Members Choice Credit Union (TX) IRA Rates
| Members Choice Credit Union (TX) Locations | ||
|---|---|---|
| Branch Office | 845 New Dallas Hwy | Waco, TX 76705 |
| Branch Office | 212 Virginia Ave | Marlin, TX 76661 |
| Branch Office | 4631 W Waco Dr | Waco, TX 76710 |