Featured Savings Rates
Featured Accounts

Members Choice Credit Union (TX)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.06%1-year CD1 Year Term Share Certificate
0.40%SavingsSpecial Savings
1.41%4-year CD48 Month CD Special

Overview / Commentary
254-776-7070
4631 W Waco Dr
Waco, TX 76710

Members Choice Credit Union (TX) is headquartered in Waco and is the 86th largest credit union in the state of Texas. It is also the 1,051st largest credit union in the nation. It was established in 1935 and as of September of 2016, it had grown to 60 employees and 26,046 members at 3 locations. Members Choice Credit Union (TX)'s money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Members Choice Credit Union is open to those who live, work, worship or go to school in McLennan, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson Counties in Texas.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #199
Year Chartered1935
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.27%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$185.4MM$168.4MM
LoansQ3 2016vs Q3 2015$161.7MM$145.3MM
DepositsQ3 2016vs Q3 2015$161.9MM$145.3MM
Equity CapitalQ3 2016vs Q3 2015$22.0MM$22.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.8MM$2.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$376.00K$366.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice Credit Union (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Regular Savings
0.40%--Special Savings

Members Choice Credit Union (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$150k*-Money Market Account
OTHER TIERS: 0.40% $1k - $5k | 0.45% $5k - $10k | 0.50% $10k - $25k | 0.55% $25k - $75k | 0.60% $75k - $150k

Members Choice Credit Union (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$1k-4 Year Priority Plus Term Share Certificate
1.41%$1k-4 Year Term Share Certificate
1.41%$1k-2 Year Priority Plus Term Share Certificate
1.41%$1k-3 Year Priority Plus Term Share Certificate
1.41%$1k-18 Month Priority Plus Term Share Certificate
1.41%$1k-48 Month CD Special
1.26%$1k-2 Year Term Share Certificate
1.26%$1k-3 Year Term Share Certificate
1.26%$1k-18 Month Term Share Certificate
1.26%$1k-36 Month CD Special
1.21%$1k-1 Year Priority Plus Term Share Certificate
1.06%$1k-1 Year Term Share Certificate
0.85%$90k-6 Month Jumbo Share Certificate
0.85%$90k-6 Month Jumbo CD Special
0.70%$2,500-6 Month Priority Plus Term Share Certificate
0.55%$2,500-6 Month Term Share Certificate

Members Choice Credit Union (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$1k-4 Year Priority Plus IRA Certificate
1.41%$1k-4 Year IRA Certificate
1.41%$1k-2 Year Priority Plus IRA Certificate
1.41%$1k-3 Year Priority Plus IRA Certificate
1.26%$1k-2 Year IRA Certificate
1.26%$1k-3 Year IRA Certificate
1.21%$1k-1 Year Priority Plus IRA Certificate
1.06%$1k-1 Year IRA Certificate
Locations


Members Choice Credit Union (TX) Locations
Branch Office845 Lacy DrWaco, TX 76705
Branch Office212 Virginia AveMarlin, TX 76661
Branch Office4631 W Waco DrWaco, TX 76710