Members Choice WV Federal Credit Union


Overview / Commentary
800-526-5242
201 Ohio Ave
Charleston, WV 25302

Members Choice WV Federal Credit Union is headquartered in Charleston and is the 13th largest credit union in the state of West Virginia. It is also the 1,923rd largest credit union in the nation. It was established in 1942 and as of March of 2025, it had grown to 15 employees and 6,021 members at 2 locations. Members Choice WV Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Kanawha County, West Virginia.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members Choice WV Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #4969
Year Chartered1942
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD2.72%
Annual Interest Income$855K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$90.6MM$91.2MM
LoansQ1 2025vs Q1 2024$39.8MM$38.8MM
DepositsQ1 2025vs Q1 2024$71.2MM$72.1MM
Equity CapitalQ1 2025vs Q1 2024$19.4MM$18.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$275K$276K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$350K$258K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Members Choice WV Federal Credit Union are currently being reviewed.

Locations


Members Choice WV Federal Credit Union Locations
Branch Office201 Ohio AveCharleston, WV 25302-2209
Corporate Office2801 Virginia AveHurricane, WV 25526

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