Members Choice Wv Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.35%	1-year CD	1 Year Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.30%	Savings	Regular Share Account 1.30% - Goldman Sachs Bank USA Online Savings
0.75%	2-year CD	2 Year Share Certificate 1.50% - Ally Bank Raise Your Rate 2-Year CD

View all Members Choice Wv Federal Credit Union rates »

Overview / Commentary

www.memberschoicewv.com

800-526-5242

201 Ohio Ave
Charleston, WV 25302-2209

Members Choice Wv Federal Credit Union is headquartered in Charleston and is the 10^th largest credit union in the state of West Virginia. It is also the 1,765^th largest credit union in the nation. It was established in 1942 and as of June of 2017, it had grown to 14 employees and 6,877 members at 1 location. Members Choice Wv Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Kanawha County, West Virginia.
See current membership details

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Health

A

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members Choice Wv Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	4969
Year Chartered	1942
Employees	14
Primary Regulator

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	2.19%
Annual Interest Income	$1,000.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$85.5MM$84.8MM
Loans	Q2 2017vs Q2 2016	$28.2MM$28.0MM
Deposits	Q2 2017vs Q2 2016	$69.7MM$69.5MM
Equity Capital	Q2 2017vs Q2 2016	$15.6MM$15.2MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$95.00K$139.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$318.00K$191.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Choice Wv Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%	-	-	IRA Savings Account
0.30%^*	$20k^*	-	Regular Share Account
OTHER TIERS: 0.10% → $25 - $10k \| 0.20% → $10k - $20k

Members Choice Wv Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Checking Account

Members Choice Wv Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$1k	-	2 Year Share Certificate
0.35%	$1k	-	1 Year Share Certificate
0.25%	$1k	-	6 Month Share Certificate

Members Choice Wv Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$1k	-	2 Year IRA Certificate
0.35%	$1k	-	1 Year IRA Certificate
0.25%	$1k	-	6 Month IRA Certificate

Locations

Members Choice Wv Federal Credit Union Locations
Branch Office	201 Ohio Ave	Charleston, WV 25302-2209