Members Choice WV Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.76% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.30% | Savings | 0.26% - National Average |
| 1.31% | 2-year CD | 1.68% - National Average |
Members Choice WV Federal Credit Union is headquartered in Charleston and is the 10th largest credit union in the state of West Virginia. It is also the 1,832nd largest credit union in the nation. It was established in 1942 and as of December of 2018, it had grown to 14 employees and 6,935 members at 1 location. Members Choice WV Federal Credit Union's CD rates are 96% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Kanawha County, West Virginia.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4969 |
| Year Chartered | 1942 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 2.87% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $79.9MM$82.3MM |
| Loans | Q4 2018vs Q4 2017 | $28.7MM$29.2MM |
| Deposits | Q4 2018vs Q4 2017 | $63.4MM$66.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $16.3MM$15.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $100.00K$90.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $466.00K$469.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Members Choice WV Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Members Choice WV Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.11% | - | - | IRA Savings | ||
| 0.30%* | $20k* | - | Regular Shares | ||
| OTHER TIERS: 0.10% → $25 - $10k | 0.20% → $10k - $20k | |||||
Members Choice WV Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Share Draft (Checking) |
Members Choice WV Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $1k | - | 1 Year Share Certificate | |
| 1.31% | $1k | - | 2 Year Share Certificate | |
| 0.90% | $1k | - | 6 Month Share Certificate |
Members Choice WV Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $1k | - | 1 Year IRA Certificate | |
| 1.31% | $1k | - | 2 Year IRA Certificate | |
| 0.90% | $1k | - | 6 Month IRA Certificate |
| Members Choice WV Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 201 Ohio Ave | Charleston, WV 25302-2209 |