Members Choice WV Federal Credit Union is headquartered in Charleston and is the 12th largest credit union in the state of West Virginia. It is also the 1,864th largest credit union in the nation. It was established in 1942 and as of September of 2019, it had grown to 16 employees and 6,938 members at 1 location. Members Choice WV Federal Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Kanawha County, West Virginia.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4969 |
| Year Chartered | 1942 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 2.77% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $77.9MM$82.1MM |
| Loans | Q3 2019vs Q3 2018 | $30.6MM$28.4MM |
| Deposits | Q3 2019vs Q3 2018 | $61.1MM$65.6MM |
| Equity Capital | Q3 2019vs Q3 2018 | $16.6MM$16.1MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $138.00K$105.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $315.00K$282.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Members Choice WV Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Members Choice WV Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.11% | - | - | IRA Savings | ||
| 0.30%* | $20k* | - | Regular Shares | ||
| OTHER TIERS: 0.10% → $25 - $10k | 0.20% → $10k - $20k | |||||
Members Choice WV Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Share Draft (Checking) |
Members Choice WV Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 1 Year Share Certificate | |
| 1.26% | $1k | - | 2 Year Share Certificate | |
| 0.90% | $1k | - | 6 Month Share Certificate |
Members Choice WV Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 1 Year IRA Certificate | |
| 1.26% | $1k | - | 2 Year IRA Certificate | |
| 0.90% | $1k | - | 6 Month IRA Certificate |
| Members Choice WV Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 201 Ohio Ave | Charleston, WV 25302-2209 |