Overview / Commentary
Members Community Credit Union is headquartered in Muscatine and is the 32nd largest credit union in the state of Iowa. It is also the 1,896th largest credit union in the nation. It was established in 1957 and as of December of 2024, it had grown to 22 employees and 8,037 members at 2 locations. Members Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Scott, Muscatine, Louisa, Cedar, and Johnson Counties in Iowa or Rock Island County in Illinois. Membership is also open to employees and retirees of HNI Corporation and its subsidiaries.
See current membership details
Health
A
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62683 |
| Year Chartered | 1957 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.09% |
| Return on Equity - YTD | 9.23% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $92.5MM$82.4MM |
| Loans | Q4 2024vs Q4 2023 | $60MM$57.3MM |
| Deposits | Q4 2024vs Q4 2023 | $77.4MM$67.1MM |
| Equity Capital | Q4 2024vs Q4 2023 | $10.6MM$9.6MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $251K$289K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $61K$97K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |