Members Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.76% | 5-year CD | 2.27% - National Average |
| 0.60% | 1-year CD | 1.37% - National Average |
| 0.20% | Savings | 0.26% - National Average |
Members Community Credit Union is headquartered in Muscatine and is the 31st largest credit union in the state of Iowa. It is also the 2,149th largest credit union in the nation. It was established in 1957 and as of December of 2018, it had grown to 20 employees and 6,827 members at 2 locations. Members Community Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Scott, Muscatine, Louisa, Cedar, and Johnson Counties in Iowa or Rock Island County in Illinois. Membership is also open to employees and retirees of HNI Corporation and its subsidiaries.
See current membership details
Excellence in Service
I have been involved with Members Community Credit Union for many years. Members Community Credit Union exemplifies excellence in banking. The staff is knowledgeable, friendly, and helpful. The staff is willing to work with you and resolve any issues in a very timely manner. Members Community offers numerous services at very competitive rates. Members Community offers big bank services with credit union service. My siblings, parents, and many of my relatives are with Members Community. I will stay with Members Community Credit Union for the foreseeable future.
Not Really My Cup Of Tea
I had recently closed my account with Members Community Credit Union as many of their policies and rules have changed over he past 12 months. But that was not my only reasoning to leaving this credit union behind. I found their online website difficult to navigate. The online account login is difficult to even find on their website, and I find the font to be less than attractive. I tried navigating my online account couple of months ago to see if I could easily update my billing address as I was moving. Nope. I could not find any information on how to change of update my account address. Customer service wasn't any help. I was on the phone for maybe 20 minutes trying to reach a representative, turns out it was all just animated voices and multiple selections leaving me with an unchanged address.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62683 |
| Year Chartered | 1957 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 7.61% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $59.0MM$57.5MM |
| Loans | Q4 2018vs Q4 2017 | $46.4MM$41.8MM |
| Deposits | Q4 2018vs Q4 2017 | $47.4MM$49.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.1MM$5.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $169.00K$157.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $251.00K$401.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Members Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Members Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Share/Savings | |
| 0.50% | - | - | Health Savings Account | |
| 0.30% | - | - | MY Account | |
| 0.25% | $25 | - | Christmas Club | |
| 0.20% | $25 | - | Share/Savings | |
| 0.20% | $25 | - | Vacation Club | |
| 0.20% | $25 | - | Tax Club | |
| 0.20% | - | - | Kirby Club |
Members Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k | |||||
Members Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | - | $10k | Checking 2.0 |
Members Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $1k | - | 33 Month CD Special - New Money | |
| 2.70% | $1k | - | 27 Month CD Special | |
| 1.76% | $1k | - | 60 Month CD | |
| 1.41% | $1k | - | 48 Month CD | |
| 1.31% | $1k | - | 36 Month CD | |
| 1.00% | $1k | - | 24 Month CD | |
| 0.95% | $1k | - | 24 Month One Bump CD | |
| 0.75% | $1k | - | 18 Month CD | |
| 0.60% | $1k | - | 12 Month CD | |
| 0.35% | $1k | - | 180 Day CD | |
| 0.20% | $1k | - | 3 Month CD |
Members Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $1k | - | 33 Month IRA Special - New Money | |
| 2.70% | $1k | - | 27 Month IRA Special | |
| 1.76% | $1k | - | 60 Month IRA | |
| 1.41% | $1k | - | 48 Month IRA | |
| 1.31% | $1k | - | 36 Month IRA | |
| 1.00% | $1k | - | 24 Month IRA | |
| 0.75% | $1k | - | 18 Month IRA | |
| 0.60% | $1k | - | 12 Month IRA | |
| 0.35% | $1k | - | 180 Day IRA | |
| 0.20% | $1k | - | 3 Month IRA |
| Members Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 2915 Cedar St | Muscatine, IA 52761 |
| Branch Office | 159 Colorado St | Muscatine, IA 52761 |