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Members Community Credit Union


Overview / Commentary
www.memberscommunitycu.org
563-264-7210
159 Colorado St
Muscatine, IA 52761

Members Community Credit Union is headquartered in Muscatine and is the 33rd largest credit union in the state of Iowa. It is also the 1,955th largest credit union in the nation. It was established in 1957 and as of June of 2024, it had grown to 21 employees and 8,019 members at 2 locations. Members Community Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Scott, Muscatine, Louisa, Cedar, and Johnson Counties in Iowa or Rock Island County in Illinois. Membership is also open to employees and retirees of HNI Corporation and its subsidiaries.
See current membership details

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Health
A

Data as of Q2 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62683
Year Chartered1957
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD8.06%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$87.1MM$80.8MM
LoansQ2 2024vs Q2 2023$58.5MM$56MM
DepositsQ2 2024vs Q2 2023$71.9MM$68.1MM
Equity CapitalQ2 2024vs Q2 2023$10MM$8.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$268K$316K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$61K$109K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Members Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-IRA Share/Savings
0.30%$0-MY Account
0.25%$0-Christmas Club
0.20%$0-Health Savings Account
0.10%$0-Share/Savings
0.10%$0-Vacation Club
0.10%$0-Tax Club

Members Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Account
OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k

Members Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$0$10kChecking 2.0

Members Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-180 Day CD
4.25%$1k-12 Month CD
0.90%$1k-60 Month CD
0.80%$1k-48 Month CD
0.70%$1k-36 Month CD
0.60%$1k-24 Month CD
0.60%$1k-24 Month One Bump CD
0.50%$1k-18 Month CD
0.20%$1k-3 Month CD

Members Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-180 Day IRA
4.25%$1k-12 Month IRA
0.90%$1k-60 Month IRA
0.80%$1k-48 Month IRA
0.70%$1k-36 Month IRA
0.60%$1k-24 Month IRA
0.50%$1k-18 Month IRA
0.20%$1k-3 Month IRA
Locations


Members Community Credit Union Locations
Branch Office2915 Cedar StMuscatine, IA 52761
Branch Office159 Colorado StMuscatine, IA 52761

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