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Members Community Credit Union


Overview / Commentary
www.memberscommunitycu.org
563-264-7210
159 Colorado St
Muscatine, IA 52761

Members Community Credit Union is headquartered in Muscatine and is the 33rd largest credit union in the state of Iowa. It is also the 2,067th largest credit union in the nation. It was established in 1957 and as of December of 2022, it had grown to 20 employees and 7,921 members at 2 locations. Members Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Scott, Muscatine, Louisa, Cedar, and Johnson Counties in Iowa or Rock Island County in Illinois. Membership is also open to employees and retirees of HNI Corporation and its subsidiaries.
See current membership details

Reviews (2)

Excellence in Service

Posted by: |

I have been involved with Members Community Credit Union for many years. Members Community Credit Union exemplifies excellence in banking. The staff is knowledgeable, friendly, and helpful. The staff is willing to work with you and resolve any issues in a very timely manner. Members Community offers numerous services at very competitive rates. Members Community offers big bank services with credit union service. My siblings, parents, and many of my relatives are with Members Community. I will stay with Members Community Credit Union for the foreseeable future.

1

Not Really My Cup Of Tea

Posted by: |

I had recently closed my account with Members Community Credit Union as many of their policies and rules have changed over he past 12 months. But that was not my only reasoning to leaving this credit union behind. I found their online website difficult to navigate. The online account login is difficult to even find on their website, and I find the font to be less than attractive. I tried navigating my online account couple of months ago to see if I could easily update my billing address as I was moving. Nope. I could not find any information on how to change of update my account address. Customer service wasn't any help. I was on the phone for maybe 20 minutes trying to reach a representative, turns out it was all just animated voices and multiple selections leaving me with an unchanged address.

1


Health
B+

Data as of Q4 2022

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62683
Year Chartered1957
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.2%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$79.6MM$81.9MM
LoansQ4 2022vs Q4 2021$52.6MM$47.8MM
DepositsQ4 2022vs Q4 2021$66.9MM$69.9MM
Equity CapitalQ4 2022vs Q4 2021$8.4MM$7.7MM
Loan Loss AllowanceQ4 2022vs Q4 2021$336.00K$327.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$142.00K$321.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$43.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Members Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Share/Savings
0.30%--MY Account
0.25%--Christmas Club
0.20%--Health Savings Account
0.10%--Share/Savings
0.10%--Vacation Club
0.10%--Tax Club

Members Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Account
OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k

Members Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%-$10kChecking 2.0

Members Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$1k-60 Month CD
0.80%$1k-48 Month CD
0.70%$1k-36 Month CD
0.60%$1k-24 Month CD
0.60%$1k-24 Month One Bump CD
0.50%$1k-18 Month CD
0.40%$1k-12 Month CD
0.30%$1k-180 Day CD
0.20%$1k-3 Month CD

Members Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$1k-60 Month IRA
0.80%$1k-48 Month IRA
0.70%$1k-36 Month IRA
0.60%$1k-24 Month IRA
0.50%$1k-18 Month IRA
0.40%$1k-12 Month IRA
0.30%$1k-180 Day IRA
0.20%$1k-3 Month IRA
Locations


Members Community Credit Union Locations
Branch Office2915 Cedar StMuscatine, IA 52761
Branch Office159 Colorado StMuscatine, IA 52761

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