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Members Cooperative Credit Union

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CURRENT TOP RATE

MembersPlus 60 Month CD

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	60 Month Term CD (Funeral) 2.25% - Ally Bank High Yield 5 Year CD
0.90%	1-year CD	MembersBasic 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.10%	Savings	Emergency Fund 1.30% - Synchrony Bank High Yield Savings

View all Members Cooperative Credit Union rates »

Overview / Commentary

www.membersccu.org

218-625-8500

101 14th St
Cloquet, MN 55720

Members Cooperative Credit Union is headquartered in CLOQUET and is the 10^th largest credit union in the state of Minnesota. It is also the 427^th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 182 employees and 46,288 members at 10 locations. Members Cooperative Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Members Cooperative Credit Union is open to those who live, work, attend school, or worship in Aitkin, Carlton, Chisago, Cook, Isanti, Itasca, Kanabec, Koochiching, Lake, Pine, St. Louis, or Washington Counties in Minnesota.
See current membership details

Related Posts

View all posts from:

2012
2006

7/6 - Top Special CD Rates at Members Cooperative Credit Union in MN

8/23 - 6.14% 48-Month CD at a Minnesota CU (Lake State)

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Health

A+

Data as of Q2 2017

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Health Grade Components

Overall
NCUA #	60216
Year Chartered	1936
Employees	182
Primary Regulator

Profit Margin
Return on Assets - YTD	0.8%
Return on Equity - YTD	6.34%
Annual Interest Income	$11.4MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$651.9MM$614.3MM
Loans	Q2 2017vs Q2 2016	$500.5MM$486.1MM
Deposits	Q2 2017vs Q2 2016	$561.9MM$532.1MM
Equity Capital	Q2 2017vs Q2 2016	$82.4MM$77.3MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$3.2MM$3.3MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$3.9MM$6.1MM
Real Estate Owned	Q2 2017vs Q2 2016	$250.00K$258.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Cooperative Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	-	-	Roth IRA
0.75%	-	-	Education IRA
0.75%	-	-	Traditional IRA
0.75%	-	-	SEP IRA
0.20%	-	-	Christmas Club
0.15%^*	$5k^*	-	MembersPlus Health Savings Account
OTHER TIERS: 0.10% → Up to $5k
0.10%	-	-	Share Savings Account
0.10%	-	-	Emergency Fund
0.10%	-	-	Business Share Savings
0.10%	-	-	Dollar Dog Youth Account

Members Cooperative Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%^*	$100k^*	-	MembersPlus Money Market
OTHER TIERS: 0.10% → $500 - $2,500 \| 0.35% → $2,500 - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.80% → $50k - $100k
0.90%^*	$100k^*	-	BusinessPlus Money Market
OTHER TIERS: 0.10% → $500 - $2,500 \| 0.35% → $2,500 - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.80% → $50k - $100k
0.25%^*	$50k^*	-	MembersBasic Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k
0.25%^*	$50k^*	-	BusinessBasic Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k
0.25%^*	$50k^*	-	Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k

Members Cooperative Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2,500	-	Preferred Checking
0.05%	$2,500	-	Classic Checking
0.05%	$2,500	-	EcoChoice

Members Cooperative Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.65%^*	$100k^*	-	MembersPlus 60 Month CD
OTHER TIERS: 2.20% → $1k - $10k \| 2.30% → $10k - $25k \| 2.50% → $25k - $50k \| 2.55% → $50k - $100k
2.65%^*	$100k^*	-	BusinessPlus 60 Month CD
OTHER TIERS: 2.20% → $1k - $10k \| 2.30% → $10k - $25k \| 2.50% → $25k - $50k \| 2.55% → $50k - $100k
2.00%^*	$100k^*	-	MembersBasic 60 Month CD
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k
2.00%^*	$100k^*	-	60 Month Term CD (Funeral)
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k
2.00%^*	$100k^*	-	MembersPlus 48 Month CD
OTHER TIERS: 1.70% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.90% → $50k - $100k
2.00%^*	$100k^*	-	BusinessPlus 48 Month CD
OTHER TIERS: 1.70% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.90% → $50k - $100k
2.00%^*	$100k^*	-	BusinessBasic 60 Month CD
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k
1.75%^*	$100k^*	-	MembersPlus 36 Month CD
OTHER TIERS: 1.50% → $1k - $10k \| 1.55% → $10k - $25k \| 1.60% → $25k - $50k \| 1.65% → $50k - $100k
1.75%^*	$100k^*	-	BusinessPlus 36 Month CD
OTHER TIERS: 1.50% → $1k - $10k \| 1.55% → $10k - $25k \| 1.60% → $25k - $50k \| 1.65% → $50k - $100k
1.60%^*	$100k^*	-	MembersBasic 48 Month CD
OTHER TIERS: 1.40% → $1k - $10k \| 1.45% → $10k - $25k \| 1.50% → $25k - $50k \| 1.55% → $50k - $100k
1.60%^*	$100k^*	-	BusinessBasic 48 Month CD
OTHER TIERS: 1.40% → $1k - $10k \| 1.45% → $10k - $25k \| 1.50% → $25k - $50k \| 1.55% → $50k - $100k
1.50%^*	$100k^*	-	MembersPlus 24 Month CD
OTHER TIERS: 1.20% → $1k - $10k \| 1.25% → $10k - $25k \| 1.30% → $25k - $50k \| 1.40% → $50k - $100k
1.50%^*	$100k^*	-	BusinessPlus 24 Month CD
OTHER TIERS: 1.20% → $1k - $10k \| 1.25% → $10k - $25k \| 1.30% → $25k - $50k \| 1.40% → $50k - $100k
1.45%^*	$100k^*	-	MembersBasic 36 Month CD
OTHER TIERS: 1.25% → $1k - $10k \| 1.30% → $10k - $25k \| 1.35% → $25k - $50k \| 1.40% → $50k - $100k
1.45%^*	$100k^*	-	BusinessBasic 36 Month CD
OTHER TIERS: 1.25% → $1k - $10k \| 1.30% → $10k - $25k \| 1.35% → $25k - $50k \| 1.40% → $50k - $100k
1.20%^*	$100k^*	-	MembersPlus 12 Month CD
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $50k \| 1.10% → $50k - $100k
1.20%^*	$100k^*	-	MembersBasic 24 Month CD
OTHER TIERS: 1.00% → $1k - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $50k \| 1.15% → $50k - $100k
1.20%^*	$100k^*	-	24 Month Youth CD
OTHER TIERS: 1.00% → $250 - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $50k \| 1.15% → $50k - $100k
1.20%^*	$100k^*	-	BusinessPlus 12 Month CD
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $50k \| 1.10% → $50k - $100k
1.20%^*	$100k^*	-	BusinessBasic 24 Month CD
OTHER TIERS: 1.00% → $1k - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $50k \| 1.15% → $50k - $100k
0.90%^*	$100k^*	-	MembersBasic 12 Month CD
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $25k \| 0.80% → $25k - $50k \| 0.85% → $50k - $100k
0.90%^*	$100k^*	-	12 Month Youth CD
OTHER TIERS: 0.65% → $250 - $10k \| 0.75% → $10k - $25k \| 0.80% → $25k - $50k \| 0.85% → $50k - $100k
0.90%^*	$100k^*	-	BusinessBasic 12 Month CD
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $25k \| 0.80% → $25k - $50k \| 0.85% → $50k - $100k
0.50%	$1k	-	MembersBasic 6 Month CD
0.50%	$1k	-	Business 6 Month CD
0.45%^*	$10k^*	-	MembersBasic 3 Month CD
OTHER TIERS: 0.40% → $1k - $10k
0.45%^*	$10k^*	-	Business 3 Month CD
OTHER TIERS: 0.40% → $1k - $10k

Members Cooperative Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.65%^*	$100k^*	-	MembersPlus 60 Month Share Certificate IRA
OTHER TIERS: 2.20% → $1k - $10k \| 2.50% → $10k - $50k \| 2.55% → $50k - $100k
2.00%^*	$100k^*	-	MembersBasic 60 Month Share Certificate IRA
OTHER TIERS: 1.65% → $1k - $10k \| 1.85% → $10k - $50k \| 1.95% → $50k - $100k
2.00%^*	$100k^*	-	MemberPlus 48 Month Share Certificate IRA
OTHER TIERS: 1.70% → $1k - $10k \| 1.75% → $10k - $50k \| 1.90% → $50k - $100k
1.75%^*	$100k^*	-	MembersPlus 36 Month Share Certificate IRA
OTHER TIERS: 1.50% → $1k - $10k \| 1.60% → $10k - $50k \| 1.65% → $50k - $100k
1.60%^*	$100k^*	-	MemberBasic 48 Month Share Certificate IRA
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $50k \| 1.55% → $50k - $100k
1.50%^*	$100k^*	-	MembersPlus 24 Month Share Certificate IRA
OTHER TIERS: 1.20% → $1k - $10k \| 1.30% → $10k - $50k \| 1.40% → $50k - $100k
1.45%^*	$100k^*	-	MembersBasic 36 Month Share Certificate IRA
OTHER TIERS: 1.25% → $1k - $10k \| 1.35% → $10k - $50k \| 1.40% → $50k - $100k
1.20%^*	$100k^*	-	MembersBasic 24 Month Share Certificate IRA
OTHER TIERS: 1.00% → $1k - $10k \| 1.10% → $10k - $50k \| 1.15% → $50k - $100k
1.19%^*	$100k^*	-	MembersPlus 12 Month Share Certificate IRA
OTHER TIERS: 0.85% → $1k - $10k \| 1.00% → $10k - $50k \| 1.10% → $50k - $100k
0.90%^*	$100k^*	-	MembersBasic 12 Month Share Certificate IRA
OTHER TIERS: 0.65% → $1k - $10k \| 0.80% → $10k - $50k \| 0.85% → $50k - $100k

Locations

Cities: AITKIN, CLOQUET, Duluth, DULUTH, Isanti, MCGREGOR, Moose Lake, North Branch, Sandstone

AITKIN Branches
Branch Office	108 Minnesota Ave N	AITKIN, MN 56431-1410

CLOQUET Branches
Branch Office	101 14TH ST	CLOQUET, MN 55720

Duluth Branches
Branch Office	952 Woodland Ave # 960	Duluth, MN 55812-1113

DULUTH Branches
Branch Office	215 N 40TH AVE W	DULUTH, MN 55807
Branch Office	605 W Central Entrance	DULUTH, MN 55811-5448

Isanti Branches
Branch Office	210 6th Ave NE Suite 1	Isanti, MN 55040

MCGREGOR Branches
Branch Office	149 W HIGHWAY 210	MCGREGOR, MN 55760

Moose Lake Branches
Branch Office	301 Elm Ave	Moose Lake, MN 55767

North Branch Branches
Branch Office	6241 Main St	North Branch, MN 55056-6597

Sandstone Branches
Branch Office	305 Lundorff Drive	Sandstone, MN 55072