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Members Cooperative Credit Union

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CURRENT TOP RATE

MembersPlus 60 Month CD

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.25%	5-year CD	60 Month Term CD (Funeral) 3.00% - Barclays 60 Month Online CD
1.15%	1-year CD	MembersBasic 12 Month CD 2.40% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Secondary/Emergency Fund 1.75% - American Express National Bank High Yield Savings Account

View all Members Cooperative Credit Union rates »

Overview / Commentary

www.membersccu.org

218-879-3304

101 14th St
Cloquet, MN 55720

Members Cooperative Credit Union is headquartered in CLOQUET and is the 9^th largest credit union in the state of Minnesota. It is also the 410^th largest credit union in the nation. It was established in 1936 and as of March of 2018, it had grown to 191 employees and 50,131 members at 13 locations. Members Cooperative Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Members Cooperative Credit Union is open to those who live, work, attend school, or worship in Aitkin, Carlton, Chisago, Cook, Isanti, Itasca, Kanabec, Koochiching, Lake, Pine, St. Louis, or Washington Counties in Minnesota.
See current membership details

Related Posts

View all posts from:

2012
2006

7/6 - Top Special CD Rates at Members Cooperative Credit Union in MN

8/23 - 6.14% 48-Month CD at a Minnesota CU (Lake State)

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Health

A

Data as of Q1 2018

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Health Grade Components

Overall
NCUA #	60216
Year Chartered	1936
Employees	191
Primary Regulator

Profit Margin
Return on Assets - YTD	0.46%
Return on Equity - YTD	3.86%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$725.4MM$648.6MM
Loans	Q1 2018vs Q1 2017	$562.8MM$480.6MM
Deposits	Q1 2018vs Q1 2017	$617.0MM$562.6MM
Equity Capital	Q1 2018vs Q1 2017	$85.0MM$80.8MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$3.6MM$3.2MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$3.5MM$3.0MM
Real Estate Owned	Q1 2018vs Q1 2017	$635.00K$629.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Cooperative Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	-	-	Roth IRA
0.75%	-	-	Education IRA
0.75%	-	-	Traditional IRA
0.75%	-	-	SEP IRA
0.20%	-	-	Christmas Club
0.15%^*	$5k^*	-	MembersPlus Health Savings Account
OTHER TIERS: 0.10% → Up to $5k
0.10%	-	-	Share Savings Account
0.10%	-	-	Secondary/Emergency Fund
0.10%	-	-	Business Share Savings
0.10%	-	-	Buckwise and Dollar Dog Youth Account

Members Cooperative Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%^*	$100k^*	-	MembersPlus Money Market
OTHER TIERS: 0.10% → $500 - $2,500 \| 0.35% → $2,500 - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.80% → $50k - $100k
0.90%^*	$100k^*	-	BusinessPlus Money Market
OTHER TIERS: 0.10% → $500 - $2,500 \| 0.35% → $2,500 - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.80% → $50k - $100k
0.25%^*	$50k^*	-	MembersBasic Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k
0.25%^*	$50k^*	-	BusinessBasic Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k
0.25%^*	$50k^*	-	Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k

Members Cooperative Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2.5k	-	Preferred Checking
0.05%	$2.5k	-	EcoChoice

Members Cooperative Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.90%^*	$100k^*	-	MembersPlus 60 Month CD
OTHER TIERS: 2.45% → $1k - $10k \| 2.55% → $10k - $25k \| 2.75% → $25k - $50k \| 2.80% → $50k - $100k
2.65%^*	$100k^*	-	BusinessPlus 60 Month CD
OTHER TIERS: 2.20% → $1k - $10k \| 2.30% → $10k - $25k \| 2.50% → $25k - $50k \| 2.55% → $50k - $100k
2.30%^*	$100k^*	-	MembersPlus 48 Month CD
OTHER TIERS: 1.85% → $1k - $10k \| 1.90% → $10k - $25k \| 2.00% → $25k - $50k \| 2.20% → $50k - $100k
2.25%^*	$100k^*	-	MembersBasic 60 Month CD
OTHER TIERS: 1.75% → $1k - $10k \| 1.85% → $10k - $25k \| 1.95% → $25k - $50k \| 2.15% → $50k - $100k
2.25%^*	$100k^*	-	60 Month Term CD (Funeral)
OTHER TIERS: 1.75% → $1k - $10k \| 1.85% → $10k - $25k \| 1.95% → $25k - $50k \| 2.15% → $50k - $100k
2.05%^*	$100k^*	-	MembersPlus 36 Month CD
OTHER TIERS: 1.65% → $1k - $10k \| 1.70% → $10k - $25k \| 1.75% → $25k - $50k \| 1.95% → $50k - $100k
2.00%^*	$100k^*	-	BusinessPlus 48 Month CD
OTHER TIERS: 1.70% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.90% → $50k - $100k
2.00%^*	$100k^*	-	BusinessBasic 60 Month CD
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k
1.85%^*	$100k^*	-	MembersBasic 48 Month CD
OTHER TIERS: 1.50% → $1k - $10k \| 1.55% → $10k - $25k \| 1.60% → $25k - $50k \| 1.75% → $50k - $100k
1.80%^*	$100k^*	-	MembersPlus 24 Month CD
OTHER TIERS: 1.35% → $1k - $10k \| 1.40% → $10k - $25k \| 1.45% → $25k - $50k \| 1.70% → $50k - $100k
1.75%^*	$100k^*	-	BusinessPlus 36 Month CD
OTHER TIERS: 1.50% → $1k - $10k \| 1.55% → $10k - $25k \| 1.60% → $25k - $50k \| 1.65% → $50k - $100k
1.70%^*	$100k^*	-	MembersBasic 36 Month CD
OTHER TIERS: 1.35% → $1k - $10k \| 1.40% → $10k - $25k \| 1.45% → $25k - $50k \| 1.60% → $50k - $100k
1.60%^*	$100k^*	-	BusinessBasic 48 Month CD
OTHER TIERS: 1.40% → $1k - $10k \| 1.45% → $10k - $25k \| 1.50% → $25k - $50k \| 1.55% → $50k - $100k
1.50%^*	$100k^*	-	MembersPlus 12 Month CD
OTHER TIERS: 1.00% → $1k - $10k \| 1.10% → $10k - $25k \| 1.15% → $25k - $50k \| 1.40% → $50k - $100k
1.50%^*	$100k^*	-	BusinessPlus 24 Month CD
OTHER TIERS: 1.20% → $1k - $10k \| 1.25% → $10k - $25k \| 1.30% → $25k - $50k \| 1.40% → $50k - $100k
1.45%^*	$100k^*	-	MembersBasic 24 Month CD
OTHER TIERS: 1.10% → $1k - $10k \| 1.15% → $10k - $25k \| 1.20% → $25k - $50k \| 1.35% → $50k - $100k
1.45%^*	$100k^*	-	24 Month Youth CD
OTHER TIERS: 1.10% → $250 - $10k \| 1.15% → $10k - $25k \| 1.20% → $25k - $50k \| 1.35% → $50k - $100k
1.45%^*	$100k^*	-	BusinessBasic 36 Month CD
OTHER TIERS: 1.25% → $1k - $10k \| 1.30% → $10k - $25k \| 1.35% → $25k - $50k \| 1.40% → $50k - $100k
1.20%^*	$100k^*	-	BusinessPlus 12 Month CD
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $50k \| 1.10% → $50k - $100k
1.20%^*	$100k^*	-	BusinessBasic 24 Month CD
OTHER TIERS: 1.00% → $1k - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $50k \| 1.15% → $50k - $100k
1.15%^*	$100k^*	-	MembersBasic 12 Month CD
OTHER TIERS: 0.75% → $1k - $10k \| 0.85% → $10k - $25k \| 0.90% → $25k - $50k \| 1.05% → $50k - $100k
1.15%^*	$100k^*	-	12 Month Youth CD
OTHER TIERS: 0.75% → $250 - $10k \| 0.85% → $10k - $25k \| 0.90% → $25k - $50k \| 1.05% → $50k - $100k
0.90%^*	$100k^*	-	BusinessBasic 12 Month CD
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $25k \| 0.80% → $25k - $50k \| 0.85% → $50k - $100k
0.50%	$1k	-	MembersBasic 6 Month CD
0.50%	$1k	-	BusinessBasic 6 Month CD
0.45%^*	$10k^*	-	MembersBasic 3 Month CD
OTHER TIERS: 0.40% → $1k - $10k
0.45%^*	$10k^*	-	BusinessBasic 3 Month CD
OTHER TIERS: 0.40% → $1k - $10k

Members Cooperative Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.90%^*	$100k^*	-	MembersPlus 60 Month Share Certificate IRA
OTHER TIERS: 2.45% → $1k - $10k \| 2.55% → $10k - $25k \| 2.75% → $25k - $50k \| 2.80% → $50k - $100k
2.30%^*	$100k^*	-	MemberPlus 48 Month Share Certificate IRA
OTHER TIERS: 1.85% → $1k - $10k \| 1.90% → $10k - $25k \| 2.00% → $25k - $50k \| 2.20% → $50k - $100k
2.25%^*	$100k^*	-	MembersBasic 60 Month Share Certificate IRA
OTHER TIERS: 1.75% → $1k - $10k \| 1.85% → $10k - $25k \| 1.95% → $25k - $50k \| 2.15% → $50k - $100k
2.05%^*	$100k^*	-	MembersPlus 36 Month Share Certificate IRA
OTHER TIERS: 1.65% → $1k - $10k \| 1.70% → $10k - $25k \| 1.75% → $25k - $50k \| 1.95% → $50k - $100k
1.85%^*	$100k^*	-	MemberBasic 48 Month Share Certificate IRA
OTHER TIERS: 1.50% → $1k - $10k \| 1.55% → $10k - $25k \| 1.60% → $25k - $50k \| 1.75% → $50k - $100k
1.80%^*	$100k^*	-	MembersPlus 24 Month Share Certificate IRA
OTHER TIERS: 1.35% → $1k - $10k \| 1.40% → $10k - $25k \| 1.45% → $25k - $50k \| 1.70% → $50k - $100k
1.70%^*	$100k^*	-	MembersBasic 36 Month Share Certificate IRA
OTHER TIERS: 1.35% → $1k - $10k \| 1.40% → $10k - $25k \| 1.45% → $25k - $50k \| 1.60% → $50k - $100k
1.50%^*	$100k^*	-	MembersPlus 12 Month Share Certificate IRA
OTHER TIERS: 1.00% → $1k - $10k \| 1.10% → $10k - $25k \| 1.15% → $25k - $50k \| 1.40% → $50k - $100k
1.45%^*	$100k^*	-	MembersBasic 24 Month Share Certificate IRA
OTHER TIERS: 1.10% → $1k - $10k \| 1.15% → $10k - $25k \| 1.20% → $25k - $50k \| 1.35% → $50k - $100k
1.15%^*	$100k^*	-	MembersBasic 12 Month Share Certificate IRA
OTHER TIERS: 0.75% → $1k - $10k \| 0.85% → $10k - $25k \| 0.90% → $25k - $50k \| 1.05% → $50k - $100k

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Duluth Area

Duluth Area bank & credit union details

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