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Members Cooperative Credit Union

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CURRENT TOP RATE

MembersPlus 60 Month CD

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	60 Month Term CD (Funeral) 2.50% - Ally Bank High Yield 5 Year CD
0.90%	1-year CD	MembersBasic 12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.10%	Savings	Secondary/Emergency Fund 1.30% - Nationwide Bank Online Savings Account

View all Members Cooperative Credit Union rates »

Overview / Commentary

www.membersccu.org

218-879-3304

101 14th St
Cloquet, MN 55720

Members Cooperative Credit Union is headquartered in CLOQUET and is the 10^th largest credit union in the state of Minnesota. It is also the 417^th largest credit union in the nation. It was established in 1936 and as of December of 2017, it had grown to 189 employees and 50,186 members at 13 locations. Members Cooperative Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Members Cooperative Credit Union is open to those who live, work, attend school, or worship in Aitkin, Carlton, Chisago, Cook, Isanti, Itasca, Kanabec, Koochiching, Lake, Pine, St. Louis, or Washington Counties in Minnesota.
See current membership details

Related Posts

View all posts from:

2012
2006

7/6 - Top Special CD Rates at Members Cooperative Credit Union in MN

8/23 - 6.14% 48-Month CD at a Minnesota CU (Lake State)

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Health

A

Data as of Q4 2017

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Health Grade Components

Overall
NCUA #	60216
Year Chartered	1936
Employees	189
Primary Regulator

Profit Margin
Return on Assets - YTD	0.58%
Return on Equity - YTD	4.75%
Annual Interest Income	$24.1MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$689.4MM$630.2MM
Loans	Q4 2017vs Q4 2016	$547.8MM$480.3MM
Deposits	Q4 2017vs Q4 2016	$587.6MM$545.5MM
Equity Capital	Q4 2017vs Q4 2016	$84.2MM$79.8MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$3.4MM$3.2MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$4.8MM$4.7MM
Real Estate Owned	Q4 2017vs Q4 2016	$637.00K$471.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Cooperative Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	-	-	Roth IRA
0.75%	-	-	Education IRA
0.75%	-	-	Traditional IRA
0.75%	-	-	SEP IRA
0.20%	-	-	Christmas Club
0.15%^*	$5k^*	-	MembersPlus Health Savings Account
OTHER TIERS: 0.10% → Up to $5k
0.10%	-	-	Share Savings Account
0.10%	-	-	Secondary/Emergency Fund
0.10%	-	-	Business Share Savings
0.10%	-	-	Buckwise and Dollar Dog Youth Account

Members Cooperative Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%^*	$100k^*	-	MembersPlus Money Market
OTHER TIERS: 0.10% → $500 - $2,500 \| 0.35% → $2,500 - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.80% → $50k - $100k
0.90%^*	$100k^*	-	BusinessPlus Money Market
OTHER TIERS: 0.10% → $500 - $2,500 \| 0.35% → $2,500 - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.80% → $50k - $100k
0.25%^*	$50k^*	-	MembersBasic Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k
0.25%^*	$50k^*	-	BusinessBasic Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k
0.25%^*	$50k^*	-	Money Market
OTHER TIERS: 0.05% → $500 - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k

Members Cooperative Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2,500	-	Preferred Checking
0.05%	$2,500	-	EcoChoice

Members Cooperative Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.65%^*	$100k^*	-	MembersPlus 60 Month CD
OTHER TIERS: 2.20% → $1k - $10k \| 2.30% → $10k - $25k \| 2.50% → $25k - $50k \| 2.55% → $50k - $100k
2.65%^*	$100k^*	-	BusinessPlus 60 Month CD
OTHER TIERS: 2.20% → $1k - $10k \| 2.30% → $10k - $25k \| 2.50% → $25k - $50k \| 2.55% → $50k - $100k
2.00%^*	$100k^*	-	MembersBasic 60 Month CD
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k
2.00%^*	$100k^*	-	60 Month Term CD (Funeral)
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k
2.00%^*	$100k^*	-	MembersPlus 48 Month CD
OTHER TIERS: 1.70% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.90% → $50k - $100k
2.00%^*	$100k^*	-	BusinessPlus 48 Month CD
OTHER TIERS: 1.70% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.90% → $50k - $100k
2.00%^*	$100k^*	-	BusinessBasic 60 Month CD
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k
1.75%^*	$100k^*	-	MembersPlus 36 Month CD
OTHER TIERS: 1.50% → $1k - $10k \| 1.55% → $10k - $25k \| 1.60% → $25k - $50k \| 1.65% → $50k - $100k
1.75%^*	$100k^*	-	BusinessPlus 36 Month CD
OTHER TIERS: 1.50% → $1k - $10k \| 1.55% → $10k - $25k \| 1.60% → $25k - $50k \| 1.65% → $50k - $100k
1.60%^*	$100k^*	-	MembersBasic 48 Month CD
OTHER TIERS: 1.40% → $1k - $10k \| 1.45% → $10k - $25k \| 1.50% → $25k - $50k \| 1.55% → $50k - $100k
1.60%^*	$100k^*	-	BusinessBasic 48 Month CD
OTHER TIERS: 1.40% → $1k - $10k \| 1.45% → $10k - $25k \| 1.50% → $25k - $50k \| 1.55% → $50k - $100k
1.50%^*	$100k^*	-	MembersPlus 24 Month CD
OTHER TIERS: 1.20% → $1k - $10k \| 1.25% → $10k - $25k \| 1.30% → $25k - $50k \| 1.40% → $50k - $100k
1.50%^*	$100k^*	-	BusinessPlus 24 Month CD
OTHER TIERS: 1.20% → $1k - $10k \| 1.25% → $10k - $25k \| 1.30% → $25k - $50k \| 1.40% → $50k - $100k
1.45%^*	$100k^*	-	MembersBasic 36 Month CD
OTHER TIERS: 1.25% → $1k - $10k \| 1.30% → $10k - $25k \| 1.35% → $25k - $50k \| 1.40% → $50k - $100k
1.45%^*	$100k^*	-	BusinessBasic 36 Month CD
OTHER TIERS: 1.25% → $1k - $10k \| 1.30% → $10k - $25k \| 1.35% → $25k - $50k \| 1.40% → $50k - $100k
1.20%^*	$100k^*	-	MembersPlus 12 Month CD
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $50k \| 1.10% → $50k - $100k
1.20%^*	$100k^*	-	MembersBasic 24 Month CD
OTHER TIERS: 1.00% → $1k - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $50k \| 1.15% → $50k - $100k
1.20%^*	$100k^*	-	24 Month Youth CD
OTHER TIERS: 1.00% → $250 - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $50k \| 1.15% → $50k - $100k
1.20%^*	$100k^*	-	BusinessPlus 12 Month CD
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $50k \| 1.10% → $50k - $100k
1.20%^*	$100k^*	-	BusinessBasic 24 Month CD
OTHER TIERS: 1.00% → $1k - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $50k \| 1.15% → $50k - $100k
0.90%^*	$100k^*	-	MembersBasic 12 Month CD
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $25k \| 0.80% → $25k - $50k \| 0.85% → $50k - $100k
0.90%^*	$100k^*	-	12 Month Youth CD
OTHER TIERS: 0.65% → $250 - $10k \| 0.75% → $10k - $25k \| 0.80% → $25k - $50k \| 0.85% → $50k - $100k
0.90%^*	$100k^*	-	BusinessBasic 12 Month CD
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $25k \| 0.80% → $25k - $50k \| 0.85% → $50k - $100k
0.50%	$1k	-	MembersBasic 6 Month CD
0.50%	$1k	-	BusinessBasic 6 Month CD
0.45%^*	$10k^*	-	MembersBasic 3 Month CD
OTHER TIERS: 0.40% → $1k - $10k
0.45%^*	$10k^*	-	BusinessBasic 3 Month CD
OTHER TIERS: 0.40% → $1k - $10k

Members Cooperative Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.65%^*	$100k^*	-	MembersPlus 60 Month Share Certificate IRA
OTHER TIERS: 2.20% → $1k - $10k \| 2.50% → $10k - $50k \| 2.55% → $50k - $100k
2.00%^*	$100k^*	-	MembersBasic 60 Month Share Certificate IRA
OTHER TIERS: 1.65% → $1k - $10k \| 1.85% → $10k - $50k \| 1.95% → $50k - $100k
2.00%^*	$100k^*	-	MemberPlus 48 Month Share Certificate IRA
OTHER TIERS: 1.70% → $1k - $10k \| 1.75% → $10k - $50k \| 1.90% → $50k - $100k
1.75%^*	$100k^*	-	MembersPlus 36 Month Share Certificate IRA
OTHER TIERS: 1.50% → $1k - $10k \| 1.60% → $10k - $50k \| 1.65% → $50k - $100k
1.60%^*	$100k^*	-	MemberBasic 48 Month Share Certificate IRA
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $50k \| 1.55% → $50k - $100k
1.50%^*	$100k^*	-	MembersPlus 24 Month Share Certificate IRA
OTHER TIERS: 1.20% → $1k - $10k \| 1.30% → $10k - $50k \| 1.40% → $50k - $100k
1.45%^*	$100k^*	-	MembersBasic 36 Month Share Certificate IRA
OTHER TIERS: 1.25% → $1k - $10k \| 1.35% → $10k - $50k \| 1.40% → $50k - $100k
1.20%^*	$100k^*	-	MembersBasic 24 Month Share Certificate IRA
OTHER TIERS: 1.00% → $1k - $10k \| 1.10% → $10k - $50k \| 1.15% → $50k - $100k
1.19%^*	$100k^*	-	MembersPlus 12 Month Share Certificate IRA
OTHER TIERS: 0.85% → $1k - $10k \| 1.00% → $10k - $50k \| 1.10% → $50k - $100k
0.90%^*	$100k^*	-	MembersBasic 12 Month Share Certificate IRA
OTHER TIERS: 0.65% → $1k - $10k \| 0.80% → $10k - $50k \| 0.85% → $50k - $100k

Locations

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Duluth Area

Duluth Area bank & credit union details

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