Members Cooperative Credit Union

Overview / Commentary
4628 Mike Colalillo Dr
Duluth, MN 55807

Members Cooperative Credit Union is headquartered in Duluth and is the 9th largest credit union in the state of Minnesota. It is also the 392nd largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 234 employees and 53,072 members at 13 locations. Members Cooperative Credit Union has an A health rating.

Field of Membership Restrictions

Members Cooperative Credit Union is open to businesses, other legal entities, and anyone who attends school, lives, worships, or works in the following Minnesota counties: Washington, Carlton, Aitkin, Cass, Cook, Chisago, Crow Wing, Itasca, Isanti, Koochiching, Kanabec, Lake, St. Louis, or Pine. Eligibility is also extended to past and present employees of MCCU and their family members.
See current membership details

Reviews (1)

Best Local Credit Union

Posted by: |

Banking at MCCU has been a great experience. I have been a member for over a year and they always have the best customer service. I love banking locally as any time I have a question or need assistance they are always happy to help and easy to get a hold of. Not only does MCCU offer great customer service, they also offer competitive rates on their investment products and low rates on their loans. An added plus is their convenient online/mobile banking services which allow me to easily manage my accounts anytime or anywhere.


Health Grade Components

NCUA #60216
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.07%
Return on Equity - YTD-0.73%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.08B$986.8MM
LoansQ1 2022vs Q1 2021$763.4MM$639.9MM
DepositsQ1 2022vs Q1 2021$952.1MM$858.2MM
Equity CapitalQ1 2022vs Q1 2021$104.4MM$104.6MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.5MM$3.3MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$2.9MM$4.6MM
Real Estate OwnedQ1 2022vs Q1 2021$0$412.00K

Rates for Members Cooperative Credit Union are currently being reviewed.



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