Members Exchange Credit Union

Overview / Commentary
107 Marketridge Dr
Ridgeland, MS 39157

Members Exchange Credit Union is headquartered in Ridgeland and is the 11th largest credit union in the state of Mississippi. It is also the 1,576th largest credit union in the nation. It was established in 1954 and as of June of 2023, it had grown to 39 employees and 13,665 members at 3 locations. Members Exchange Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Members Exchange Credit Union is open to those who live, work, worship, attend school, or volunteer in the Mississippi counties of Copiah, Hinds, Madison, Rankin, or Simpson.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #60598
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD5.99%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$133.1MM$142.0MM
LoansQ2 2023vs Q2 2022$66.1MM$61.3MM
DepositsQ2 2023vs Q2 2022$104.5MM$115.2MM
Equity CapitalQ2 2023vs Q2 2022$25.9MM$24.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$281.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$86.00K$26.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Members Exchange Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Exchange Credit Union Savings Account Rates

0.50%-$10kKasasa Saver
0.15%*$5k*-IRA Savings Account
OTHER TIERS: 0.01% Up to $1k | 0.05% $1k - $2.5k | 0.10% $2.5k - $5k
0.01%$500-Regular Share Savings Account
0.01%$500-Holiday Club Account
0.01%$500-Vacation Club Account
0.01%--Regular Share Savings for Minors

Members Exchange Credit Union Money Market Rates

0.30%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k
0.30%*$50k*-Business Money Market Account
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k

Members Exchange Credit Union Checking Account Rates

1.75%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.01%$1k-Members Choice Checking Account
0.01%$1k-Simply Checking
0.01%$1k-e-Business Checking Account

Members Exchange Credit Union CD Rates

5.25%$10k-8 Month CD Special- New Money
1.65%$1k-60 Month CD
1.65%$1k-Business 60 Month CD
1.55%$1k-48 Month CD
1.55%$1k-Business 48 Month CD
1.45%$1k-36 Month CD
1.45%$1k-Business 36 Month CD
1.35%$1k-24 Month CD
1.35%$1k-Business 24 Month CD
1.25%$1k-12 Month CD
1.25%$1k-Business 12 Month CD
0.75%$1k-6 Month CD
0.75%$1k-Business 6 Month CD

Members Exchange Credit Union IRA Rates

1.65%$1k-60 Month IRA
1.55%$1k-48 Month IRA
1.45%$1k-36 Month IRA
1.35%$1k-24 Month IRA
1.25%$1k-12 Month IRA
0.75%$1k-6 Month IRA

Members Exchange Credit Union Locations
Branch Office107 Marketridge DrRidgeland, MS 39157-6027
Branch Office101 Metroplex BlvdPearl, MS 39208
Branch Office5640 I 55 SByram, MS 39272-9402

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.