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Members Exchange Credit Union


Overview / Commentary
www.mecuanywhere.com
601-922-3350
107 Marketridge Dr
Ridgeland, MS 39157

Members Exchange Credit Union is headquartered in Ridgeland and is the 11th largest credit union in the state of Mississippi. It is also the 1,576th largest credit union in the nation. It was established in 1954 and as of June of 2023, it had grown to 39 employees and 13,665 members at 3 locations. Members Exchange Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Members Exchange Credit Union is open to those who live, work, worship, attend school, or volunteer in the Mississippi counties of Copiah, Hinds, Madison, Rankin, or Simpson.
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Health
A

Data as of Q2 2023

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Health Grade Components

Overall
NCUA #60598
Year Chartered1954
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD5.99%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$133.1MM$142.0MM
LoansQ2 2023vs Q2 2022$66.1MM$61.3MM
DepositsQ2 2023vs Q2 2022$104.5MM$115.2MM
Equity CapitalQ2 2023vs Q2 2022$25.9MM$24.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$281.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$86.00K$26.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Exchange Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%-$10kKasasa Saver
0.15%*$5k*-IRA Savings Account
OTHER TIERS: 0.01% → Up to $1k | 0.05% → $1k - $2.5k | 0.10% → $2.5k - $5k
0.01%$500-Regular Share Savings Account
0.01%$500-Holiday Club Account
0.01%$500-Vacation Club Account
0.01%--Regular Share Savings for Minors

Members Exchange Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Account
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k
0.30%*$50k*-Business Money Market Account
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k

Members Exchange Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
0.01%$1k-Members Choice Checking Account
0.01%$1k-Simply Checking
0.01%$1k-e-Business Checking Account

Members Exchange Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$10k-8 Month CD Special- New Money
1.65%$1k-60 Month CD
1.65%$1k-Business 60 Month CD
1.55%$1k-48 Month CD
1.55%$1k-Business 48 Month CD
1.45%$1k-36 Month CD
1.45%$1k-Business 36 Month CD
1.35%$1k-24 Month CD
1.35%$1k-Business 24 Month CD
1.25%$1k-12 Month CD
1.25%$1k-Business 12 Month CD
0.75%$1k-6 Month CD
0.75%$1k-Business 6 Month CD

Members Exchange Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-60 Month IRA
1.55%$1k-48 Month IRA
1.45%$1k-36 Month IRA
1.35%$1k-24 Month IRA
1.25%$1k-12 Month IRA
0.75%$1k-6 Month IRA
Locations


Members Exchange Credit Union Locations
Branch Office107 Marketridge DrRidgeland, MS 39157-6027
Branch Office101 Metroplex BlvdPearl, MS 39208
Branch Office5640 I 55 SByram, MS 39272-9402

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