Members Exchange Credit Union is headquartered in Ridgeland and is the 11th largest credit union in the state of Mississippi. It is also the 1,550th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 42 employees and 12,333 members at 3 locations. Members Exchange Credit Union's CD rates are 39% higher than the national average, and it boasts an A+ health rating.
Membership in Members Exchange Credit Union is open to those who live, work, worship, attend school, or volunteer in the Mississippi counties of Copiah, Hinds, Madison, Rankin, or Simpson.
See current membership details
Overall | |
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NCUA # | 24952 |
Year Chartered | 1954 |
Employees | 42 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.95% |
Return on Equity - YTD | 4.5% |
Annual Interest Income | $1.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $138.9MM$133.7MM |
Loans | Q1 2025vs Q1 2024 | $60.8MM$65MM |
Deposits | Q1 2025vs Q1 2024 | $107.2MM$103.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $28.7MM$27MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $390K$540K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $88K$238K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Members Exchange Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.00%* | $0 | $10k | Kasasa Cash | ||
OTHER TIERS: 0.25% → $10k+ | |||||
0.01% | $1k | - | Members Choice Checking Account | ||
0.01% | $1k | - | Simply Checking | ||
0.01% | $1k | - | e-Business Checking Account |
Members Exchange Credit Union Locations | ||
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Branch Office | 107 Marketridge Dr | Ridgeland, MS 39157-6027 |
Branch Office | 101 Metroplex Blvd | Pearl, MS 39208 |
Branch Office | 5640 I 55 S | Byram, MS 39272-9402 |