Members Exchange Credit Union


Overview / Commentary
601-922-3350
107 Marketridge Dr
Ridgeland, MS 39157

Members Exchange Credit Union is headquartered in Ridgeland and is the 11th largest credit union in the state of Mississippi. It is also the 1,515th largest credit union in the nation. It was established in 1954 and as of June of 2020, it had grown to 40 employees and 15,096 members at 3 locations. Members Exchange Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Members Exchange Credit Union is open to those who live, work, worship, attend school, or volunteer in Madison, Hinds, Copiah, Rankin, or Simpson Counties in Mississippi.
See current membership details

Related Posts

Members Exchange Credit Union (MS) Adds 54-Month CD, 3.30% APY - 1/6/2020

Members Exchange Credit Union (MS) has limited-time 30-month and 54-month Jumbo CD Specials, both earning 3.30% APY. Minimum deposit is $100k.

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Health
A+

Health Grade Components

Overall
NCUA #60598
Year Chartered1954
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD1.79%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$128.0MM$114.1MM
LoansQ2 2020vs Q2 2019$59.5MM$58.8MM
DepositsQ2 2020vs Q2 2019$105.2MM$91.4MM
Equity CapitalQ2 2020vs Q2 2019$20.9MM$20.5MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.1MM$1.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$148.00K$369.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Members Exchange Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Exchange Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%-$10kKasasa Saver
0.15%*$5k*-IRA Savings Account
OTHER TIERS: 0.01% Up to $1k | 0.05% $1k - $2.5k | 0.10% $2.5k - $5k
0.05%$500-Business Savings Account
0.01%$500-Regular Share Savings Account
0.01%$500-Holiday Club Account
0.01%$500-Vacation Club Account
0.01%--Regular Share Savings for Minors

Members Exchange Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k
0.20%*$50k*-Business Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.15% $10k - $25k | 0.17% $25k - $50k

Members Exchange Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.05%$1k-e-Business Checking Account
0.01%$1k-Members Choice Checking Account
0.01%$1k-Simply Checking

Members Exchange Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$50k*-60 Month CD
OTHER TIERS: 0.70% $500 - $2.5k | 0.75% $2.5k - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k
0.90%*$50k*-Business 60 Month CD
OTHER TIERS: 0.70% $500 - $2.5k | 0.75% $2.5k - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k
0.85%*$50k*-48 Month CD
OTHER TIERS: 0.65% $500 - $2.5k | 0.70% $2.5k - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k
0.85%*$50k*-Business 48 Month CD
OTHER TIERS: 0.65% $500 - $2.5k | 0.70% $2.5k - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k
0.75%*$50k*-36 Month CD
OTHER TIERS: 0.55% $500 - $2.5k | 0.60% $2.5k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k
0.75%*$50k*-Business 36 Month CD
OTHER TIERS: 0.55% $500 - $2.5k | 0.60% $2.5k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k
0.70%*$50k*-24 Month CD
OTHER TIERS: 0.50% $500 - $2.5k | 0.55% $2.5k - $10k | 0.60% $10k - $25k | 0.65% $25k - $50k
0.70%*$50k*-Business 24 Month CD
OTHER TIERS: 0.50% $500 - $2.5k | 0.55% $2.5k - $10k | 0.60% $10k - $25k | 0.65% $25k - $50k
0.65%*$50k*-12 Month CD
OTHER TIERS: 0.45% $500 - $2.5k | 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k
0.65%*$50k*-Business 12 Month CD
OTHER TIERS: 0.45% $500 - $2.5k | 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k
0.35%*$50k*-6 Month CD
OTHER TIERS: 0.15% $500 - $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k
0.35%*$50k*-Business 6 Month CD
OTHER TIERS: 0.15% $500 - $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k
0.10%$500-3 Month CD
0.10%$500-Business 3 Month CD

Members Exchange Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$50k*-60 Month IRA
OTHER TIERS: 0.70% $500 - $2.5k | 0.75% $2.5k - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k
0.85%*$50k*-48 Month IRA
OTHER TIERS: 0.65% $500 - $2.5k | 0.70% $2.5k - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k
0.75%*$50k*-36 Month IRA
OTHER TIERS: 0.55% $500 - $2.5k | 0.60% $2.5k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k
0.70%*$50k*-24 Month IRA
OTHER TIERS: 0.50% $500 - $2.5k | 0.55% $2.5k - $10k | 0.60% $10k - $25k | 0.65% $25k - $50k
0.65%*$50k*-12 Month IRA
OTHER TIERS: 0.45% $500 - $2.5k | 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k
0.35%*$50k*-6 Month IRA
OTHER TIERS: 0.15% $500 - $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k
0.10%$500-3 Month IRA
Locations


Members Exchange Credit Union Locations
Branch Office107 Marketridge DrRidgeland, MS 39157-6027
Branch Office101 Metroplex BlvdPearl, MS 39208
Branch Office5640 I 55 SByram, MS 39272-9402

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