Members Exchange Credit Union

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CURRENT TOP RATE

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.75%	Reward Checking	1.33% - National Average
1.00%	Reward Savings	0.62% - National Average
1.71%	5-year CD	2.27% - National Average

View all Members Exchange Credit Union rates »

Overview / Commentary

www.mecuanywhere.com

800-748-9459

107 Marketridge Dr
Ridgeland, MS 39157-6027

Members Exchange Credit Union is headquartered in Ridgeland and is the 11^th largest credit union in the state of Mississippi. It is also the 1,498^th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 40 employees and 16,982 members at 3 locations. Members Exchange Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, volunteer or worship in Madison, Hinds, Copiah, Rankin, or Simpson Counties in Mississippi.
See current membership details

Related Posts

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2013

5/6 - Competitive Reward Checking at Members Exchange Credit Union in MS

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Health

A

Data as of Q4 2018

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Health Grade Components

Overall
NCUA #	60598
Year Chartered	1954
Employees	40
Primary Regulator

Profit Margin
Return on Assets - YTD	0.55%
Return on Equity - YTD	3.18%
Annual Interest Income	$6.0MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$113.7MM$110.9MM
Loans	Q4 2018vs Q4 2017	$59.6MM$60.2MM
Deposits	Q4 2018vs Q4 2017	$91.6MM$89.9MM
Equity Capital	Q4 2018vs Q4 2017	$19.9MM$19.3MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$1.2MM$898.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$727.00K$1.1MM
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Exchange Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	-	$10k	Kasasa Saver
0.15%^*	$5k^*	-	IRA Savings Account
OTHER TIERS: 0.05% → Up to $1k \| 0.10% → $1k - $2.5k \| 0.13% → $2.5k - $5k
0.05%	$500	-	Regular Share Savings Account
0.05%	-	-	Regular Share Savings for Minors
0.05%	$500	-	Business Savings Account
0.01%	$500	-	Holiday Club Account
0.01%	$500	-	Vacation Club Account

Members Exchange Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.35% → $2.5k - $10k \| 0.40% → $10k - $25k \| 0.45% → $25k - $50k
0.20%^*	$50k^*	-	Business Money Market Account
OTHER TIERS: 0.05% → $2.5k - $10k \| 0.15% → $10k - $25k \| 0.17% → $25k - $50k

Members Exchange Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.75%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+
0.05%	$1k	-	Members Choice Checking Account
0.05%	$1k	-	Simply Checking
0.05%	$1k	-	e-Business Checking Account

Members Exchange Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.71%^*	$50k^*	-	60 Months CD
OTHER TIERS: 1.52% → $500 - $2.5k \| 1.56% → $2.5k - $10k \| 1.61% → $10k - $25k \| 1.66% → $25k - $50k
1.71%^*	$50k^*	-	Business 60 Month CD
OTHER TIERS: 1.52% → $500 - $2.5k \| 1.56% → $2.5k - $10k \| 1.61% → $10k - $25k \| 1.66% → $25k - $50k
1.46%^*	$50k^*	-	48 Months CD
OTHER TIERS: 1.27% → $500 - $2.5k \| 1.31% → $2.5k - $10k \| 1.36% → $10k - $25k \| 1.41% → $25k - $50k
1.46%^*	$50k^*	-	Business 48 Month CD
OTHER TIERS: 1.27% → $500 - $2.5k \| 1.31% → $2.5k - $10k \| 1.36% → $10k - $25k \| 1.41% → $25k - $50k
1.36%^*	$50k^*	-	36 Months CD
OTHER TIERS: 1.17% → $500 - $2.5k \| 1.21% → $2.5k - $10k \| 1.26% → $10k - $25k \| 1.31% → $25k - $50k
1.36%^*	$50k^*	-	Business 36 Month CD
OTHER TIERS: 1.17% → $500 - $2.5k \| 1.21% → $2.5k - $10k \| 1.26% → $10k - $25k \| 1.31% → $25k - $50k
1.00%^*	$50k^*	-	24 Months CD
OTHER TIERS: 0.82% → $500 - $2.5k \| 0.86% → $2.5k - $10k \| 0.90% → $10k - $25k \| 0.95% → $25k - $50k
1.00%^*	$50k^*	-	Business 24 Month CD
OTHER TIERS: 0.82% → $500 - $2.5k \| 0.86% → $2.5k - $10k \| 0.90% → $10k - $25k \| 0.95% → $25k - $50k
0.70%^*	$50k^*	-	12 Months CD
OTHER TIERS: 0.52% → $500 - $2.5k \| 0.55% → $2.5k - $10k \| 0.60% → $10k - $25k \| 0.65% → $25k - $50k
0.70%^*	$50k^*	-	Business 12 Month CD
OTHER TIERS: 0.52% → $500 - $2.5k \| 0.55% → $2.5k - $10k \| 0.60% → $10k - $25k \| 0.65% → $25k - $50k
0.60%^*	$50k^*	-	6 Months CD
OTHER TIERS: 0.41% → $500 - $2.5k \| 0.45% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $50k
0.60%^*	$50k^*	-	Business 6 Month CD
OTHER TIERS: 0.41% → $500 - $2.5k \| 0.45% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $50k
0.31%	$500	-	3 Months CD
0.31%	$500	-	Business 3 Month CD

Members Exchange Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.71%^*	$50k^*	-	60 Months IRA
OTHER TIERS: 1.52% → $500 - $2.5k \| 1.56% → $2.5k - $10k \| 1.61% → $10k - $25k \| 1.66% → $25k - $50k
1.46%^*	$50k^*	-	48 Months IRA
OTHER TIERS: 1.27% → $500 - $2.5k \| 1.31% → $2.5k - $10k \| 1.36% → $10k - $25k \| 1.41% → $25k - $50k
1.36%^*	$50k^*	-	36 Months IRA
OTHER TIERS: 1.17% → $500 - $2.5k \| 1.21% → $2.5k - $10k \| 1.26% → $10k - $25k \| 1.31% → $25k - $50k
1.00%^*	$50k^*	-	24 Months IRA
OTHER TIERS: 0.82% → $500 - $2.5k \| 0.86% → $2.5k - $10k \| 0.90% → $10k - $25k \| 0.95% → $25k - $50k
0.70%^*	$50k^*	-	12 Months IRA
OTHER TIERS: 0.52% → $500 - $2.5k \| 0.55% → $2.5k - $10k \| 0.60% → $10k - $25k \| 0.65% → $25k - $50k
0.60%^*	$50k^*	-	6 Months IRA
OTHER TIERS: 0.41% → $500 - $2.5k \| 0.45% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $50k
0.31%	$500	-	3 Months IRA

Locations

Members Exchange Credit Union Locations
Branch Office	107 Marketridge Dr	Ridgeland, MS 39157-6027
Branch Office	101 Metroplex Blvd	Pearl, MS 39208
Branch Office	5640 I 55 S	Byram, MS 39272-9402

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