Members Exchange Credit Union

Overview / Commentary
107 Marketridge Dr
Ridgeland, MS 39157

Members Exchange Credit Union is headquartered in Ridgeland and is the 11th largest credit union in the state of Mississippi. It is also the 1,549th largest credit union in the nation. It was established in 1954 and as of September of 2022, it had grown to 39 employees and 14,123 members at 3 locations. Members Exchange Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Members Exchange Credit Union is open to those who live, work, worship, attend school, or volunteer in Madison, Hinds, Copiah, Rankin, or Simpson Counties in Mississippi.
See current membership details


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Health Grade Components

NCUA #60598
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD8.09%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$139.0MM$138.5MM
LoansQ3 2022vs Q3 2021$64.9MM$61.6MM
DepositsQ3 2022vs Q3 2021$111.5MM$113.7MM
Equity CapitalQ3 2022vs Q3 2021$24.8MM$22.6MM
Loan Loss AllowanceQ3 2022vs Q3 2021$306.00K$486.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$93.00K$26.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Members Exchange Credit Union are currently being reviewed.


Members Exchange Credit Union Locations
Branch Office107 Marketridge DrRidgeland, MS 39157-6027
Branch Office101 Metroplex BlvdPearl, MS 39208
Branch Office5640 I 55 SByram, MS 39272-9402

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