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Member's “FIRST” Community Credit Union


Overview / Commentary
www.membersfirstccu.com
217-223-4377
1201 N 24th St
QUINCY, IL 62301

Member's “FIRST” Community Credit Union is headquartered in QUINCY and is the 58th largest credit union in the state of Illinois. It is also the 2,029th largest credit union in the nation. It was established in 1954 and as of March of 2021, it had grown to 26 employees and 7,161 members at 2 locations. Member's “FIRST” Community Credit Union has an A health rating.

Field of Membership Restrictions

Members First Community Credit Union is open to those who live or work in Adams, Brown, Pike, or Schuyler counties in Illinois. Eligibility also extends to members of select employer groups located in Hancock County, Illinois or Lewis County, Missouri. Family of current credit union members may also join.
See current membership details

Reviews (1)

Beware Of Rate Changes

Posted by: |

I have been a member since 2009 or before. Limited membership area with an above average HSA rate. Beware, they change the rates sometimes near the end of the quarter and retroactive the rate to the start of the quarter. WORST, the first of this year they changed to ONLY pay on first $25,000 of balance of HSA with no notice to customers other than rate page. Obviously, I missed it so over 3 months of part of my HSA earned nothing!

2


Health
A

Data as of Q1 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Member's “FIRST” Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63368
Year Chartered1954
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD2.55%
Return on Equity - YTD11.64%
Annual Interest Income$912.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$80.8MM$69.5MM
LoansQ1 2021vs Q1 2020$53.4MM$51.4MM
DepositsQ1 2021vs Q1 2020$63.1MM$54.0MM
Equity CapitalQ1 2021vs Q1 2020$16.9MM$15.1MM
Loan Loss AllowanceQ1 2021vs Q1 2020$599.00K$490.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$422.00K$349.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Member's “FIRST” Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Member's “FIRST” Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%-$25kHealth Savings Account
2.02%$100-Matrimoney Account
1.00%*$5k*-IRA Share
OTHER TIERS: 0.25% → $100 - $1k | 0.50% → $1k - $2.5k | 0.75% → $2.5k - $5k
0.75%-$25kKasasa Saver
0.10%-$5kChristmas Club
0.05%$100-Share Accounts (Savings)

Member's “FIRST” Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-Money Market Account

Member's “FIRST” Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%-$25kKasasa Cash
0.10%$2.5k-Large Business Checking

Member's “FIRST” Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100$5003 Month Swifty CD
0.15%$2.5k-24 Month CD
0.10%$1k-12 Month CD
0.05%$500-6 Month CD
Locations


Member's “FIRST” Community Credit Union Locations
Branch Office1201 N 24th StQUINCY, IL 62301
Branch Office329 N 24th StQuincy, IL 62301

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