Member's “FIRST” Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.02% | Reward Checking | 1.73% - National Average |
| 1.00% | 1-year CD | |
| 0.15% | Savings | 2.20% - Barclays Online Savings Account |
Member's “FIRST” Community Credit Union is headquartered in QUINCY and is the 60th largest credit union in the state of Illinois. It is also the 2,093rd largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 27 employees and 6,724 members at 2 locations. Member's “FIRST” Community Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Brown, Adams, Pike, or Schuyler Counties in Illinois.
See current membership details
Beware Of Rate Changes
I have been a member since 2009 or before. Limited membership area with an above average HSA rate. Beware, they change the rates sometimes near the end of the quarter and retroactive the rate to the start of the quarter. WORST, the first of this year they changed to ONLY pay on first $25,000 of balance of HSA with no notice to customers other than rate page. Obviously, I missed it so over 3 months of part of my HSA earned nothing!
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63368 |
| Year Chartered | 1954 |
| Employees | 27 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.38% |
| Return on Equity - YTD | 11.81% |
| Annual Interest Income | $3.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $62.0MM$52.9MM |
| Loans | Q4 2018vs Q4 2017 | $48.4MM$41.1MM |
| Deposits | Q4 2018vs Q4 2017 | $49.1MM$41.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $12.1MM$10.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $321.00K$172.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $337.00K$477.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$38.00K |
Always verify rates and promotions with the bank or credit union. We are not Member's “FIRST” Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Member's “FIRST” Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.56% | - | $25k | Health Savings Account | ||
| 2.02% | $100 | - | Matrimoney Account | ||
| 1.00%* | $5k* | - | IRA Share | ||
| OTHER TIERS: 0.25% → $100 - $1k | 0.50% → $1k - $2.5k | 0.75% → $2.5k - $5k | |||||
| 0.50% | - | $5k | Christmas Club | ||
| 0.40%* | $15k* | - | Share Accounts (Savings) | ||
| OTHER TIERS: 0.10% → $100 - $1k | 0.15% → $1k - $2.5k | 0.25% → $2.5k - $15k | |||||
| 0.15% | $100 | - | Special Shares | ||
| 0.15% | $100 | - | Vacation Club | ||
Member's “FIRST” Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $2.5k | - | Money Market Account |
Member's “FIRST” Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $25k | Ultimate Checking - Qualifying | ||
| OTHER TIERS: 1.00% → $25k+ | |||||
| 1.00% | $2.5k | - | Large Business Checking | ||
Member's “FIRST” Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $2.5k | - | 24 Month CD | |
| 1.26% | $500 | - | 6 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 1.00% | $100 | $500 | 3 Month Swifty CD |
| Member's “FIRST” Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 1201 N 24th St | QUINCY, IL 62301 |
| Branch Office | 329 N 24th St | Quincy, IL 62301 |