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Featured Accounts

Member's “FIRST” Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%Reward CheckingUltimate Checking Account
0.55%1-year CD12 Month CD
0.15%SavingsSpecial Shares

Overview / Commentary
217-223-4377
1201 N 24th St
QUINCY, IL 62301

Member's “FIRST” Community Credit Union is headquartered in QUINCY and is the 63rd largest credit union in the state of Illinois. It is also the 2,205th largest credit union in the nation. It was established in 1954 and as of March of 2018, it had grown to 25 employees and 6,271 members at 2 locations. Member's “FIRST” Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Brown, Adams, Pike, or Schuyler Counties in Illinois.
See current membership details

Reviews (1)

Beware Of Rate Changes

Posted by: DaveJ | Apr 11, 2016

I have been a member since 2009 or before. Limited membership area with an above average HSA rate. Beware, they change the rates sometimes near the end of the quarter and retroactive the rate to the start of the quarter. WORST, the first of this year they changed to ONLY pay on first $25,000 of balance of HSA with no notice to customers other than rate page. Obviously, I missed it so over 3 months of part of my HSA earned nothing!



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Member's “FIRST” Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63368
Year Chartered1954
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD1.66%
Return on Equity - YTD8.81%
Annual Interest Income$667.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$57.5MM$55.0MM
LoansQ1 2018vs Q1 2017$41.9MM$38.6MM
DepositsQ1 2018vs Q1 2017$46.2MM$45.3MM
Equity CapitalQ1 2018vs Q1 2017$10.4MM$9.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$155.00K$193.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$272.00K$178.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$78.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Member's “FIRST” Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%-$25kHealth Savings Account
2.02%$100-Matrimoney Account
1.00%*$5k*-IRA Share
OTHER TIERS: 0.25% $100 - $1k | 0.50% $1k - $2,500 | 0.75% $2,500 - $5k
0.50%-$5kChristmas Club
0.40%*$15k*-Share Accounts (Savings)
OTHER TIERS: 0.10% $100 - $1k | 0.15% $1k - $2,500 | 0.25% $2,500 - $15k
0.15%$100-Special Shares
0.15%$100-Vacation Club

Member's “FIRST” Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$2,500-Money Market Account

Member's “FIRST” Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kUltimate Checking - Qualifying
OTHER TIERS: 1.00% $25k+
1.00%$2,500-Large Business Checking

Member's “FIRST” Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2,500-24 Month CD
1.00%$100$5003 Month Swifty CD
0.55%$1k-12 Month CD
0.40%$500-6 Month CD
Locations


Member's “FIRST” Community Credit Union Locations
Branch Office1201 N 24th StQUINCY, IL 62301
Branch Office329 N 24th StQuincy, IL 62301

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