Members First Credit Union

Overview / Commentary
7 Salmon St
Manchester, NH 03104

Members First Credit Union is headquartered in Manchester and is the 9th largest credit union in the state of New Hampshire. It is also the 1,099th largest credit union in the nation. It was established in 1949 and as of December of 2021, it had grown to 41 employees and 12,483 members at 3 locations. Members First Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone who lives or works within 25 miles of a branch location or related to a current member of a credit union.
See current membership details


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Health Grade Components

NCUA #65491
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3.97%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$249.9MM$226.6MM
LoansQ4 2021vs Q4 2020$129.7MM$125.5MM
DepositsQ4 2021vs Q4 2020$231.5MM$206.5MM
Equity CapitalQ4 2021vs Q4 2020$16.7MM$17.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$666.00K$686.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$479.00K$337.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Members First Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members First Credit Union Savings Account Rates

0.35%*$100k*-IRA Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $75k | 0.25% $75k - $100k
0.30%*$50k*-Health Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.20% $25k - $50k
0.01%$100-Regular Savings
0.01%$100-Holiday Club Account
0.01%$1-Centsables Savings
0.01%$1-Teen Savings
0.01%$100-Vacation Club Account
0.01%$100-Tax time Club Account
0.01%$100-Business Savings

Members First Credit Union Money Market Rates

0.10%*$75k*-Green Money Market
OTHER TIERS: 0.05% $1k - $75k
0.05%$1k-Money Market

Members First Credit Union Checking Account Rates

2.00%-- IOLTA Checking

Members First Credit Union CD Rates

0.35%$1k-60 Month Certificate
0.35%$500$500k60 Month Structured Savings Certificate
0.25%$1k-48 Month Certificate
0.15%$1k-36 Month Certificate
0.10%$1k-24 Month Certificate
0.05%$1k-3 Month Certificate
0.05%$1k-6 Month Certificate
0.05%$1k-12 Month Certificate
0.05%$1k-18 Month Certificate
0.05%$500-6 Month Junior Certificate

Members First Credit Union IRA Rates

0.35%$1k-60 Month IRA Certificate
0.25%$1k-48 Month IRA Certificate
0.15%$1k-36 Month IRA Certificate
0.10%$1k-24 Month IRA Certificate
0.05%$1k-3 Month IRA Certificate
0.05%$1k-12 Month IRA Certificate
0.05%$1k-6 Month IRA Certificate
0.05%$1k-18 Month IRA Certificate

Members First Credit Union Locations
Corporate Office7 Salmon StManchester, NH 03104-3027
Branch Office200 Union StManchester, NH 03103-5537
Branch Office136 Bedford Center RdBedford, NH 03110-5438

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