Members First Federal Credit Union (MD)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.60%	1-year CD	12 Month Share Certificate 1.35% - Ally Bank High Yield 12-Month CD
0.35%	Savings	Share Savings Account 1.05% - Barclays Online Savings Account
1.00%	3-year CD	36 Month Share Certificate 1.60% - Ally Bank High Yield 3 Year CD

View all Members First Federal Credit Union (MD) rates »

Overview / Commentary

www.mfirstcu.org

410-633-8850

1631 Merritt Blvd
Baltimore, MD 21222

Members First Federal Credit Union (MD) is headquartered in Baltimore and is the 48^th largest credit union in the state of Maryland. It is also the 2,963^rd largest credit union in the nation. It was established in 1969 and as of December of 2016, it had grown to 10 employees and 3,910 members at 2 locations. Members First Federal Credit Union (MD) has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the Perry Hall, White Marsh, Rosedale, Nottingham or Fullerton communities.
See current membership details

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Health

B

Data as of Q4 2016

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members First Federal Credit Union (MD) has a low asset base.

Health Grade Components

Overall
NCUA #	24855
Year Chartered	1969
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.81%
Return on Equity - YTD	-8%
Annual Interest Income	$1.0MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$28.9MM$31.5MM
Loans	Q4 2016vs Q4 2015	$21.1MM$18.7MM
Deposits	Q4 2016vs Q4 2015	$25.9MM$28.2MM
Equity Capital	Q4 2016vs Q4 2015	$2.9MM$3.1MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$163.00K$188.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$211.00K$121.00K
Real Estate Owned	Q4 2016vs Q4 2015	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members First Federal Credit Union (MD) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$20k^*	-	Share Savings Account
OTHER TIERS: 0.10% → Up to $5k \| 0.25% → $5k - $20k
0.30%^*	$10k^*	-	IRA Savings Account
OTHER TIERS: 0.20% → $10 - $10k
0.30%^*	$10k^*	-	Roth IRA Savings Account
OTHER TIERS: 0.20% → $10 - $10k
0.10%	-	-	Holiday Club
0.10%	-	-	Vacation Club

Members First Federal Credit Union (MD) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Draft Checking

Members First Federal Credit Union (MD) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	36 Month Share Certificate
0.70%	$500	-	24 Month Share Certificate
0.60%	$500	-	12 Month Share Certificate
0.50%	$500	-	6 Month Share Certificate

Members First Federal Credit Union (MD) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	36 Month IRA Certificate
0.70%	$500	-	24 Month IRA Certificate
0.60%	$500	-	12 Month IRA Certificate
0.50%	$500	-	6 Month IRA Certificate

Locations

Members First Federal Credit Union (MD) Locations
Branch Office	1631 Merritt Blvd	Baltimore, MD 21222
Branch Office	4371 Ebenezer Rd Perry Hall Square Shopping Center	Nottingham, MD 21236-2143