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Featured Accounts

Members First CU (MI)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.01%5-year CD60 Month CD
1.21%2-year CD27 Month CD Special
0.50%1-year CD44 Week CD Special

Overview / Commentary
989-835-5100
600 W Wackerly St
Midland, MI 48640-4702

Members First CU (MI) is headquartered in Midland and is the 36th largest credit union in the state of Michigan. It is also the 622nd largest credit union in the nation. It was established in 1936 and as of December of 2015, it had grown to 137 employees and 46,399 members at 8 locations. Members First CU (MI) has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school or post-high school in the following Michigan counties: Midland, Clare, Gladwin, Isabella, Gratiot, Saginaw, or Bay. Also qualified to join are employees of this credit union, immediate family members of existing Members First Credit Union members, and spouses of deceased members at any time prior to remarriage. Likewise, any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to, a retirement organization located in the county or in a county contiguous to the county where the credit union’s main office is located also qualify for membership.
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Health
A

Health Grade Components

Overall
NCUA #62076
Year Chartered1936
Employees137
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD6.98%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$370.4MM$343.6MM
LoansQ4 2015vs Q4 2014$223.9MM$198.1MM
DepositsQ4 2015vs Q4 2014$329.4MM$305.5MM
Equity CapitalQ4 2015vs Q4 2014$38.6MM$35.9MM
Loan Loss AllowanceQ4 2015vs Q4 2014$2.1MM$1.3MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$1.7MM$969.00K
Real Estate OwnedQ4 2015vs Q4 2014$32.00K$44.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members First CU (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.33%*$100k*-Super High Yield Savings
OTHER TIERS: 0.28% $10k - $50k | 0.31% $50k - $100k
0.33%*$100k*-IRA Super High Yield Savings
OTHER TIERS: 0.28% $10k - $50k | 0.31% $50k - $100k
0.20%$2,500-High Yield Savings
0.20%$2,500-IRA High Yield Savings
0.15%--Regular Shares
0.15%--Kid's Club Savings
0.15%--Student Club Savings
0.15%--Christmas Club
0.15%--Special Savings
0.15%--IRA Savings

Members First CU (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Premier Business Checking
OTHER TIERS: 0.10% $500 - $10k | 0.20% $10k - $50k | 0.25% $50k - $250k
0.15%*$10k*-Premier Checking Package
OTHER TIERS: 0.05% $1k - $2,500 | 0.10% $2,500 - $10k
0.05%$1k-eChecking Package
0.05%$1k-Advantage 60 Checking Package

Members First CU (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$1k-60 Month CD
2.01%$100-60 Month Youth CD
1.75%$1k-48 Month CD
1.75%$100-48 Month Youth CD
1.41%$1k-36 Month CD
1.41%$100-36 Month Youth CD
1.21%$1k-27 Month CD Special
1.21%$100-27 Month Youth CD Special
1.00%$1k-24 Month CD
1.00%$100-24 Month Youth CD
0.60%$1k-15 Month CD Special
0.60%$100-15 Month Youth CD Special
0.55%$1k-12 Month CD
0.55%$100-12 Month Youth CD
0.50%$1k-44 Week CD Special
0.50%$100-44 Week Youth CD Special
0.40%$1k-6 Month CD
0.40%$100-6 Month Youth CD

Members First CU (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$1k-60 Month IRA
1.75%$1k-48 Month IRA
1.41%$1k-36 Month IRA
1.21%$1k-27 Month IRA Special
1.00%$1k-24 Month IRA
0.60%$1k-15 Month IRA Special
0.55%$1k-12 Month IRA
0.50%$1k-44 Week IRA Special
0.40%$1k-6 Month IRA
Locations


Members First CU (MI) Locations
Branch Office650 W 5th StClare, MI 48617
Branch Office4490 E Blue Grass RdMt Pleasant, MI 48858
Branch Office600 W Wackerly StMidland, MI 48640-4702
Branch Office1291 W Cedar AveGladwin, MI 48624
Branch Office3641 N Clare AveHarrison, MI 48625
Branch Office201 E 7th StEvart, MI 49631-8312
Branch Office4976 E Broadway StMt Pleasant, MI 48858-2995
Branch Office400 Dartmouth DrMidland, MI 48640