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Members First CU (MI)

Popular Accounts at this Credit Union

2.01%5-year CD60 Month CD
1.21%2-year CD27 Month CD Special
0.50%1-year CD44 Week CD Special

Overview / Commentary
600 W Wackerly St
Midland, MI 48640-4702

Members First CU (MI) is headquartered in Midland and is the 36th largest credit union in the state of Michigan. It is also the 626th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 151 employees and 49,093 members at 8 locations. Members First CU (MI) has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Clare, Midland, Gladwin, Gratiot, Isabella, Bay, Osceola, and Saginaw Counties in Michigan. Membership is also open to students and employees of Midland County schools and the Midland City Education Association and Delta College who live or work in Midland County.
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Health Grade Components

NCUA #62076
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.65%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$389.4MM$352.8MM
LoansQ3 2016vs Q3 2015$239.5MM$211.8MM
DepositsQ3 2016vs Q3 2015$345.4MM$312.9MM
Equity CapitalQ3 2016vs Q3 2015$41.0MM$37.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.5MM$1.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.5MM$1.2MM
Real Estate OwnedQ3 2016vs Q3 2015$44.00K$32.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members First CU (MI) Savings Account Rates

0.33%*$100k*-Super High Yield Savings
OTHER TIERS: 0.28% $10k - $50k | 0.31% $50k - $100k
0.33%*$100k*-IRA Super High Yield Savings
OTHER TIERS: 0.28% $10k - $50k | 0.31% $50k - $100k
0.20%$2,500-High Yield Savings
0.20%$2,500-IRA High Yield Savings
0.15%--Regular Shares
0.15%--Kid's Club Savings
0.15%--Student Club Savings
0.15%--Christmas Club
0.15%--Special Savings
0.15%--IRA Savings

Members First CU (MI) Checking Account Rates

0.35%*$250k*-Premier Business Checking
OTHER TIERS: 0.10% $500 - $10k | 0.20% $10k - $50k | 0.25% $50k - $250k
0.15%*$10k*-Premier Checking Package
OTHER TIERS: 0.05% $1k - $2,500 | 0.10% $2,500 - $10k
0.05%$1k-eChecking Package
0.05%$1k-Advantage 60 Checking Package

Members First CU (MI) CD Rates

2.01%$1k-60 Month CD
2.01%$100-60 Month Youth CD
1.75%$1k-48 Month CD
1.75%$100-48 Month Youth CD
1.41%$1k-36 Month CD
1.41%$100-36 Month Youth CD
1.21%$1k-27 Month CD Special
1.21%$100-27 Month Youth CD Special
1.00%$1k-24 Month CD
1.00%$100-24 Month Youth CD
0.60%$1k-15 Month CD Special
0.60%$100-15 Month Youth CD Special
0.55%$1k-12 Month CD
0.55%$100-12 Month Youth CD
0.50%$1k-44 Week CD Special
0.50%$100-44 Week Youth CD Special
0.40%$1k-6 Month CD
0.40%$100-6 Month Youth CD

Members First CU (MI) IRA Rates

2.01%$1k-60 Month IRA
1.75%$1k-48 Month IRA
1.41%$1k-36 Month IRA
1.21%$1k-27 Month IRA Special
1.00%$1k-24 Month IRA
0.60%$1k-15 Month IRA Special
0.55%$1k-12 Month IRA
0.50%$1k-44 Week IRA Special
0.40%$1k-6 Month IRA

Members First CU (MI) Locations
Branch Office650 W 5th StClare, MI 48617
Branch Office4490 E Blue Grass RdMt Pleasant, MI 48858
Branch Office600 W Wackerly StMidland, MI 48640-4702
Branch Office1291 W Cedar AveGladwin, MI 48624
Branch Office3641 N Clare AveHarrison, MI 48625
Branch Office201 E 7th StEvart, MI 49631-8312
Branch Office4976 E Broadway StMt Pleasant, MI 48858-2995
Branch Office400 Dartmouth DrMidland, MI 48640