Members First Credit Union (TX)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.m1st.org

361-991-6178

5444 S Staples St
Corpus Christi, TX 78411-4662

Members First Credit Union (TX) is headquartered in Corpus Christi and is the 111^th largest credit union in the state of Texas. It is also the 1,340^th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 41 employees and 12,702 members at 4 locations. Members First Credit Union (TX)'s CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Members First Credit Union is open to those who live or work in Cameron or Nueces Counties, Texas.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67658
Year Chartered	1938
Employees	41
Primary Regulator

Profit Margin
Return on Assets - YTD	1.33%
Return on Equity - YTD	5.93%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$183.1MM$177.2MM
Loans	Q1 2025vs Q1 2024	$70.8MM$75.6MM
Deposits	Q1 2025vs Q1 2024	$140.8MM$137.8MM
Equity Capital	Q1 2025vs Q1 2024	$40.8MM$37.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$432K$341K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$442K$395K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members First Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$100	-	Share Savings
0.25%	$100	-	Kids Klub Savings
0.25%	$0	-	Change Saver

Members First Credit Union (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$100k^*	-	Money Market Savings
OTHER TIERS: 0.50% → $3k - $50k \| 0.60% → $50k+

Members First Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$1k	-	6 Month CD
3.82%	$1k	-	12 Month CD
3.82%	$1k	-	18 Month CD
3.56%	$1k	-	24 Month CD
3.25%	$1k	-	36 Month CD
3.04%	$1k	-	3 Month CD

Members First Credit Union (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$1k	-	6 Month IRA
3.82%	$1k	-	12 Month IRA
3.82%	$1k	-	18 Month IRA
3.56%	$1k	-	24 Month IRA
3.25%	$1k	-	36 Month IRA
3.04%	$1k	-	3 Month IRA
0.90%	$0	-	IRA Savings

Locations

Members First Credit Union (TX) Locations
Branch Office	5444 S Staples St	Corpus Christi, TX 78411
Branch Office	722 S Loop 499	Harlingen, TX 78550-2558
Branch Office	1430 S Padre Island Dr	Corpus Christi, TX 78416-1335
Branch Office	11166 Up River Rd	Corpus Christi, TX 78410

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