Members Heritage Credit Union is headquartered in Lexington and is the 7th largest credit union in the state of Kentucky. It is also the 695th largest credit union in the nation. It was established in 1960 and as of September of 2020, it had grown to 96 employees and 47,656 members at 7 locations. Members Heritage Credit Union has an A health rating.
Membership to Members Heritage Credit Union is open to anyone who lives, works, worships, attends school, or has family in the Kentucky counties of Anderson, Bourbon, Bath, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Menifee, Montgomery, Morgan, Nicholas, Powell, Rowan, Scott, or Woodford.
See current membership details
Overall | |
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NCUA # | 68661 |
Year Chartered | 1960 |
Employees | 96 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.55% |
Return on Equity - YTD | 5.2% |
Annual Interest Income | $12.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $445.8MM$378.5MM |
Loans | Q3 2020vs Q3 2019 | $257.9MM$273.5MM |
Deposits | Q3 2020vs Q3 2019 | $397.0MM$330.3MM |
Equity Capital | Q3 2020vs Q3 2019 | $46.8MM$46.4MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.7MM$1.1MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.5MM$1.4MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $5.00K$28.00K |
Always verify rates and promotions with the bank or credit union. We are not Members Heritage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | - | - | IRA Savings Account | |
0.25% | - | - | Health Savings Account | |
0.05% | $5 | - | Regular Share Account | |
0.05% | $2.5k | - | Christmas Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.45%* | $50k* | - | Money Market Account | ||
OTHER TIERS: 0.15% → $2.5k - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.11% | $1k | - | 60 Month IRA | |
1.01% | $1k | - | 48 Month IRA | |
0.70% | $1k | - | 36 Month IRA | |
0.60% | $1k | - | 24 Month IRA | |
0.45% | $1k | - | 12 Month IRA |
Members Heritage Credit Union Locations | ||
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Branch Office | 3202 Custer Dr | Lexington, KY 40517-4025 |
Branch Office | 3301 Leestown Rd Federal Medical Center | Lexington, KY 40511-8702 |
Branch Office | 1039 N Main St | Nicholasville, KY 40356-2312 |
Branch Office | 339 Shoppers Dr | Winchester, KY 40391-1379 |
Branch Office | 740 W New Circle Rd Lexmark Building 003 | Lexington, KY 40511-1806 |
Branch Office | 440 Park Pl | Lexington, KY 40511-1829 |
Branch Office | 2420 Members Way | Lexington, KY 40504 |