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440 Park Pl
Lexington, KY 40511-1829

Members Heritage Credit Union is headquartered in Lexington and is the 7th largest credit union in the state of Kentucky. It is also the 686th largest credit union in the nation. It was established in 1960 and as of March of 2018, it had grown to 94 employees and 44,024 members at 7 locations. Members Heritage Credit Union's CD rates are 96% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Members Heritage Credit Union is open to anyone who resides, works, worships, attends school or has family in any of the following Kentucky counties: Bath, Anderson, Bourbon, Clark, Boyle, Estill, Franklin, Fayette, Garrard, Jessamine, Harrison, Lincoln, Menifee, Madison, Mercer, Morgan, Montgomery, Nicholas, Rowan, Powell, Woodford, or Scott.
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Health Grade Components

NCUA #68661
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.36%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$372.1MM$372.2MM
LoansQ1 2018vs Q1 2017$235.0MM$211.2MM
DepositsQ1 2018vs Q1 2017$328.3MM$331.6MM
Equity CapitalQ1 2018vs Q1 2017$42.1MM$39.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.5MM$1.8MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$593.00K$849.00K
Real Estate OwnedQ1 2018vs Q1 2017$5.00K$5.00K
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Members Heritage Credit Union Savings Account Rates

0.25%$500-IRA Savings Account
0.10%--Regular Share Account
0.10%$2,500-Christmas Club Account

Members Heritage Credit Union Money Market Rates

0.40%$2,500-Money Market Account

Members Heritage Credit Union CD Rates

2.79%$500-5 Year CD
2.53%$500-4 Year CD
2.27%$500-3 Year CD
2.02%$500-2 Year CD
1.76%$500-1 Year CD
1.76%$250-Teen Term Share Certificate
1.00%$500-182 Day CD
0.35%$500-91 Day CD

Members Heritage Credit Union IRA Rates

2.79%$1k-60 Month IRA
2.53%$1k-48 Month IRA
2.27%$1k-36 Month IRA
2.02%$1k-24 Month IRA
1.76%$1k-12 Month IRA

Members Heritage Credit Union Locations
Branch Office3202 Custer DrLexington, KY 40517-4025
Branch Office3301 Leestown Rd Federal Medical CenterLexington, KY 40511-8702
Branch Office1039 N Main StNicholasville, KY 40356-2312
Branch Office339 Shoppers DrWinchester, KY 40391-1379
Branch Office740 W New Circle Rd Lexmark Building 003Lexington, KY 40511-1806
Branch Office440 Park PlLexington, KY 40511-1829
Branch Office2420 Members WayLexington, KY 40504

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