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Members Heritage Credit Union


Overview / Commentary
www.membersheritage.org
859-259-3466
440 Park Pl
Lexington, KY 40511-1829

Members Heritage Credit Union is headquartered in Lexington and is the 6th largest credit union in the state of Kentucky. It is also the 702nd largest credit union in the nation. It was established in 1960 and as of December of 2021, it had grown to 83 employees and 48,830 members at 6 locations. Members Heritage Credit Union has an A health rating.

Field of Membership Restrictions

Membership to Members Heritage Credit Union is open to anyone who lives, works, worships, attends school, or has family in the Kentucky counties of Anderson, Bourbon, Bath, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Menifee, Montgomery, Morgan, Nicholas, Powell, Rowan, Scott, or Woodford.
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Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #68661
Year Chartered1960
Employees83
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.97%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$502.0MM$459.0MM
LoansQ4 2021vs Q4 2020$284.7MM$256.1MM
DepositsQ4 2021vs Q4 2020$449.6MM$410.5MM
Equity CapitalQ4 2021vs Q4 2020$50.8MM$47.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.5MM$1.6MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.3MM$1.6MM
Real Estate OwnedQ4 2021vs Q4 2020$0$5.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Members Heritage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Heritage Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Savings Account
0.25%--Health Savings Account
0.15%$5-Regular Share Account
0.15%$2.5k-Christmas Club Account

Members Heritage Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Money Market Account
OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k

Members Heritage Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$100k-5 Year Jumbo CD
1.31%$500-5 Year CD
1.31%$100k-4 Year Jumbo CD
1.21%$500-4 Year CD
1.01%$100k-3 Year Jumbo CD
0.90%$500-3 Year CD
0.80%$100k-2 Year Jumbo CD
0.70%$500-2 Year CD
0.60%$100k-1 Year Jumbo CD
0.50%$500-1 Year CD
0.45%$250$19k13 Month Teen Term Share Certificate
0.40%$500-182 Day CD
0.20%$500-91 Day CD

Members Heritage Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$1k-60 Month IRA
1.21%$1k-48 Month IRA
0.90%$1k-36 Month IRA
0.70%$1k-24 Month IRA
0.50%$1k-12 Month IRA
Locations


Members Heritage Credit Union Locations
Branch Office3202 Custer DrLexington, KY 40517-4025
Branch Office3301 Leestown Rd Federal Medical CenterLexington, KY 40511-8702
Branch Office1039 N Main StNicholasville, KY 40356-2312
Branch Office339 Shoppers DrWinchester, KY 40391-1379
Branch Office440 Park PlLexington, KY 40511-1829
Branch Office2420 Members WayLexington, KY 40504

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