2. Members Heritage Credit Union

Members Heritage Credit Union


Overview / Commentary
www.membersheritage.org
859-259-3466
440 Park Pl
Lexington, KY 40511-1829

Members Heritage Credit Union is headquartered in Lexington and is the 7th largest credit union in the state of Kentucky. It is also the 703rd largest credit union in the nation. It was established in 1960 and as of June of 2019, it had grown to 94 employees and 46,600 members at 7 locations. Members Heritage Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Members Heritage Credit Union is open to anyone who lives, works, worships, attends school, or has family in the Kentucky counties of Anderson, Bourbon, Bath, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Menifee, Montgomery, Morgan, Nicholas, Powell, Rowan, Scott, or Woodford.
See current membership details

Related Posts

5-Year Certificate, 3.40% APY ($100K), 3.30% APY ($500) - 6/17/2019

The 5-year Jumbo Certificate is new. Field of membership includes residents of 22 Kentucky counties, mostly in the Bluegrass area of the state (Lexington).

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Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68661
Year Chartered1960
Employees94
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD7.85%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$379.9MM$372.6MM
LoansQ2 2019vs Q2 2018$272.0MM$246.5MM
DepositsQ2 2019vs Q2 2018$331.9MM$327.6MM
Equity CapitalQ2 2019vs Q2 2018$46.0MM$42.8MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.1MM$1.4MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.1MM$703.00K
Real Estate OwnedQ2 2019vs Q2 2018$28.00K$5.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Heritage Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Savings Account
0.15%$5-Regular Share Account
0.15%$2.5k-Christmas Club Account

Members Heritage Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$50k*-Money Market Account
OTHER TIERS: 0.60% → $2.5k - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k

Members Heritage Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$100k-5 Year Jumbo CD
2.94%$500-5 Year CD
2.78%$100k-4 Year Jumbo CD
2.68%$500-4 Year CD
2.68%$100k-3 Year Jumbo CD
2.58%$500-3 Year CD
2.53%$100k-2 Year Jumbo CD
2.43%$500-2 Year CD
2.22%$100k-1 Year Jumbo CD
2.12%$500-1 Year CD
2.12%$250$19k13 Month Teen Term Share Certificate
1.41%$500-182 Day CD
0.60%$500-91 Day CD

Members Heritage Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.94%$1k-60 Month IRA
2.68%$1k-48 Month IRA
2.58%$1k-36 Month IRA
2.43%$1k-24 Month IRA
2.12%$1k-12 Month IRA
Locations


Members Heritage Credit Union Locations
Branch Office3202 Custer DrLexington, KY 40517-4025
Branch Office3301 Leestown Rd Federal Medical CenterLexington, KY 40511-8702
Branch Office1039 N Main StNicholasville, KY 40356-2312
Branch Office339 Shoppers DrWinchester, KY 40391-1379
Branch Office740 W New Circle Rd Lexmark Building 003Lexington, KY 40511-1806
Branch Office440 Park PlLexington, KY 40511-1829
Branch Office2420 Members WayLexington, KY 40504

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