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440 Park Pl
Lexington, KY 40511-1829

Members Heritage Credit Union is headquartered in Lexington and is the 7th largest credit union in the state of Kentucky. It is also the 682nd largest credit union in the nation. It was established in 1960 and as of December of 2017, it had grown to 91 employees and 45,590 members at 7 locations. Members Heritage Credit Union's CD rates are 34% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or have family members in Anderson, Bath, Bourbon, Boyle, Clark, Estill, Fayette, Madison, Menifee, Mercer, Montgomery, Morgan, Nicholas, Powell, Rowan, Scott, Franklin, Garrard, Harrison, Jessamine, Lincoln and Woodford Counties in Kentucky.
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Health Grade Components

NCUA #68661
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.06%
Annual Interest Income$11.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$363.7MM$369.7MM
LoansQ4 2017vs Q4 2016$228.2MM$207.1MM
DepositsQ4 2017vs Q4 2016$320.8MM$328.6MM
Equity CapitalQ4 2017vs Q4 2016$41.3MM$38.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.7MM$2.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.2MM$1.1MM
Real Estate OwnedQ4 2017vs Q4 2016$5.00K$5.00K
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Members Heritage Credit Union Savings Account Rates

0.25%$500-IRA Savings Account
0.10%--Regular Share Account
0.10%$2,500-Christmas Club Account

Members Heritage Credit Union Money Market Rates

0.30%$2,500-Money Market Account

Members Heritage Credit Union CD Rates

2.27%$500-5 Year CD
2.02%$500-4 Year CD
1.76%$500-3 Year CD
1.46%$500-2 Year CD
1.21%$500-1 Year CD
1.21%$250-Teen Term Share Certificate
0.60%$500-182 Day CD
0.20%$500-91 Day CD

Members Heritage Credit Union IRA Rates

2.27%$1k-60 Month IRA
2.02%$1k-48 Month IRA
1.76%$1k-36 Month IRA
1.46%$1k-24 Month IRA
1.21%$1k-12 Month IRA

Members Heritage Credit Union Locations
Branch Office3202 Custer DrLexington, KY 40517-4025
Branch Office3301 Leestown Rd Federal Medical CenterLexington, KY 40511-8702
Branch Office1039 N Main StNicholasville, KY 40356-2312
Branch Office339 Shoppers DrWinchester, KY 40391-1379
Branch Office740 W New Circle Rd Lexmark Building 003Lexington, KY 40511-1806
Branch Office440 Park PlLexington, KY 40511-1829
Branch Office2420 Members WayLexington, KY 40504