Members Plus Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.memberspluscu.org

781-905-1500

29 High St
Medford, MA 02155

Members Plus Credit Union is headquartered in Medford and is the 33^rd largest credit union in the state of Massachusetts. It is also the 978^th largest credit union in the nation. It was established in 1940 and as of December of 2024, it had grown to 47 employees and 13,729 members at 7 locations. Members Plus Credit Union has a C+ health rating.

Field of Membership Restrictions

Members Plus Credit Union is open to those who live or work in Essex, Norfolk, Middlesex, Suffolk, or Plymouth Counties in Massachusetts. Membership is also open to employees and retirees of the Eversource Companies, Exelon and Entergy.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66706
Year Chartered	1940
Employees	47
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.89%
Return on Equity - YTD	-37%
Annual Interest Income	$14MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$322.2MM$364.7MM
Loans	Q4 2024vs Q4 2023	$185.9MM$192.6MM
Deposits	Q4 2024vs Q4 2023	$250.5MM$254.6MM
Equity Capital	Q4 2024vs Q4 2023	$16.5MM$16.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$432K$478K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$2.6MM$976K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Members Plus Credit Union are currently being reviewed.

Locations

Members Plus Credit Union Locations
Branch Office	1165 Massachusetts Ave	Dorchester, MA 02125
Branch Office	494 Gallivan Blvd	Dorchester, MA 02124
Branch Office	111 LENOX ST	NORWOOD, MA 02062
Branch Office	29 High St	Medford, MA 02155-3801
Branch Office	650 Broadway	Everett, MA 02149
Branch Office	53 COMMERCE WAY	PLYMOUTH, MA 02360
Branch Office	63 Shore Rd Ste 11	Winchester, MA 01890

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.