Members Plus Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.memberspluscu.org

781-905-1500

29 High St
Medford, MA 02155

Members Plus Credit Union is headquartered in Medford and is the 33^rd largest credit union in the state of Massachusetts. It is also the 967^th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 42 employees and 13,769 members at 7 locations. Members Plus Credit Union has a B+ health rating.

Field of Membership Restrictions

Members Plus Credit Union is open to those who live or work in Essex, Norfolk, Middlesex, Suffolk, or Plymouth Counties in Massachusetts. Membership is also open to employees and retirees of the Eversource Companies, Exelon and Entergy.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66706
Year Chartered	1940
Employees	42
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.34%
Return on Equity - YTD	-6.03%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$336.8MM$364.8MM
Loans	Q1 2025vs Q1 2024	$182MM$191.7MM
Deposits	Q1 2025vs Q1 2024	$263.6MM$256MM
Equity Capital	Q1 2025vs Q1 2024	$18.4MM$13.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$469K$483K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$737K
Real Estate Owned	Q1 2025vs Q1 2024	$0$471K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Members Plus Credit Union are currently being reviewed.

Locations

Members Plus Credit Union Locations
Branch Office	1165 Massachusetts Ave	Dorchester, MA 02125
Branch Office	494 Gallivan Blvd	Dorchester, MA 02124
Branch Office	111 LENOX ST	NORWOOD, MA 02062
Branch Office	29 High St	Medford, MA 02155-3801
Branch Office	650 Broadway	Everett, MA 02149
Branch Office	53 COMMERCE WAY	PLYMOUTH, MA 02360
Branch Office	63 Shore Rd Ste 11	Winchester, MA 01890

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