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MembersFirst Credit Union


Overview / Commentary
www.membersfirstga.com
404-978-0080
2476 Lawrenceville Hwy.
Decatur, GA 30033-3226

MembersFirst Credit Union is headquartered in Decatur and is the 15th largest credit union in the state of Georgia. It is also the 856th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 91 employees and 29,404 members at 11 locations. MembersFirst Credit Union's CD rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in MembersFirst Credit Union is open to those who live or work in the Georgia counties of Bryan, Chatham, Cobb, DeKalb, Douglas, Effingham, Fulton, or Paulding, or the city of Sandy Springs. Membership is also open to employees of WellStar Health System and affiliated groups, Emory Healthcare Decatur, Piedmont Healthcare and affiliates, St. Joseph’s/Candler Healthcare, Douglas County Board of Education, and Paulding County Board of Education. Employees, students, and members of more than 50 groups, schools, and organizations are also eligible for membership.
See current membership details

Related Posts

MembersFirst Credit Union (GA) 24-Month CD APY Is New Rate-Leader - 9/12/2023

MembersFirst Credit Union (possible easy membership in GA) 24-month MembersFirst 55+ CD has new rate-leading APY. $1k minimum opening deposit, with no stated balance cap.

MembersFirst Credit Union (GA) Boosts 24-Month CD Rate - 6/15/2023

MembersFirst Credit Union (GA) has boosted the rates on its MembersFirst 55+ 12-, 18-, and 24-month CDs. $1k minimum opening deposit, with no stated balance cap.

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Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #67538
Year Chartered1953
Employees91
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD8.85%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$386.6MM$361.0MM
LoansQ2 2023vs Q2 2022$266.2MM$264.0MM
DepositsQ2 2023vs Q2 2022$343.5MM$321.2MM
Equity CapitalQ2 2023vs Q2 2022$39.9MM$35.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.0MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$424.00K$244.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MembersFirst Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Christmas Club Accounts
0.25%--Traditional IRA Share Account
0.25%--Roth IRA Share Account
0.25%--Educational IRA Share Account
0.21%$5-MembersFirst 55 Plus Share Account
0.21%$25-Savasaurus Club Savings
0.21%--CU Succeed Savings
0.20%$100-Membership Savings
0.20%--Special Purpose Accounts
0.15%$100-Business Savings

MembersFirst Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.57%*$100k*-Money Market Account
OTHER TIERS: 1.22% → $100 - $10k | 1.27% → $10k - $25k | 1.47% → $25k - $50k | 1.52% → $50k - $100k

MembersFirst Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--CU Succeed Checking
0.03%$1k-Direct Deposit Checking
0.03%$1k-Interest Checking Accounts
0.03%$100-MembersFirst 55 Plus Checking
0.03%$1.5k-Personal Business Checking

MembersFirst Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%$1k-MembersFirst 55 Plus 12 Month CD
5.50%$1k-MembersFirst 55 Plus 18 Month CD
5.50%$1k-MembersFirst 55 Plus 24 Month CD
5.00%$1k-12 Month CD
5.00%$1k-18 Month CD
5.00%$1k-24 Month CD
5.00%$500-CU Succeed 12 Month CD
5.00%$500-CU Succeed 18 Month CD
5.00%$500-CU Succeed 24 Month CD
4.95%$1k-MembersFirst 55 Plus 6 Month CD
4.84%$1k-MembersFirst 55 Plus 36 Month CD
4.68%$1k-MembersFirst 55 Plus 48 Month CD
4.62%$1k-MembersFirst 55 Plus 60 Month CD
4.50%$1k-6 Month CD
4.50%$500-CU Succeed 6 Month CD
4.40%$1k-36 Month CD
4.40%$500-CU Succeed 36 Month CD
4.25%$1k-48 Month CD
4.25%$500-CU Succeed 48 Month CD
4.20%$1k-60 Month CD
4.20%$500-CU Succeed 60 Month CD
3.85%$1k-MembersFirst 55 Plus 90 Day CD
3.50%$1k-90 Day CD
3.50%$500-CU Succeed 90 Day CD

MembersFirst Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-12 Month IRA
5.00%$1k-18 Month IRA
5.00%$1k-24 Month IRA
4.50%$1k-6 Month IRA
4.40%$1k-36 Month IRA
4.25%$1k-48 Month IRA
4.20%$1k-60 Month IRA
3.50%$1k-90 Day IRA
Locations

Availability



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