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MembersFirst Credit Union


Overview / Commentary
www.membersfirstga.com
404-978-0080
2476 Lawrenceville Hwy.
Decatur, GA 30033-3226

MembersFirst Credit Union is headquartered in Decatur and is the 16th largest credit union in the state of Georgia. It is also the 933rd largest credit union in the nation. It was established in 1953 and as of June of 2020, it had grown to 86 employees and 32,841 members at 15 locations. MembersFirst Credit Union's money market rates are 25% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to employees of WellStar Health System and affiliated groups, Douglas County Board of Education, Paulding County Board of Education, Employees, doctors, medical staff, technicians and volunteers of DeKalb Medical Center and its subsidiaries who work in DeKalb County, Georgia, Employees, doctors, medical staff and technicians of Tenet- Atlanta Medical Center (Main and South Campuses) who work in Fulton County, Georgia; and other select employer groups.
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Health
A+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #67538
Year Chartered1953
Employees86
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.18%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$278.6MM$244.2MM
LoansQ2 2020vs Q2 2019$182.8MM$163.5MM
DepositsQ2 2020vs Q2 2019$244.8MM$210.8MM
Equity CapitalQ2 2020vs Q2 2019$30.1MM$28.8MM
Loan Loss AllowanceQ2 2020vs Q2 2019$901.00K$824.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$425.00K$672.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MembersFirst Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Traditional IRA Share Account
0.20%--Roth IRA Share Account
0.20%--Educational IRA Share Account
0.10%$100-Christmas Club Accounts
0.06%$5-MembersFirst 55 Plus Share Account
0.06%$25-Savasaurus Club Savings
0.06%--CU Succeed Savings
0.05%$100-Membership Savings
0.05%--Special Purpose Accounts

MembersFirst Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market Account
OTHER TIERS: 0.20% → $100 - $1k | 0.25% → $1k - $10k | 0.35% → $10k - $50k | 0.45% → $50k - $100k

MembersFirst Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--CU Succeed Checking
0.03%$1k-Direct Deposit Checking
0.03%$1k-Interest Checking Accounts
0.03%$100-MembersFirst 55 Plus Checking
0.03%$1.5k-Personal Business Checking

MembersFirst Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.54%$1k-MembersFirst 55 Plus 60 Month CD
1.43%$1k-MembersFirst 55 Plus 48 Month CD
1.40%$1k-60 Month CD
1.40%$500-CU Succeed 60 Month CD
1.32%$1k-MembersFirst 55 Plus 36 Month CD
1.30%$1k-48 Month CD
1.30%$500-CU Succeed 48 Month CD
1.21%$1k-MembersFirst 55 Plus 24 Month CD
1.20%$1k-36 Month CD
1.20%$500-CU Succeed 36 Month CD
1.16%$1k-MembersFirst 55 Plus 18 Month CD
1.10%$1k-24 Month CD
1.10%$1k-MembersFirst 55 Plus 12 Month CD
1.10%$500-CU Succeed 24 Month CD
1.05%$1k-18 Month CD
1.05%$500-CU Succeed 18 Month CD
1.00%$1k-12 Month CD
1.00%$500-CU Succeed 12 Month CD
0.50%$1k-MembersFirst 55 Plus 6 Month CD
0.45%$1k-6 Month CD
0.45%$500-CU Succeed 6 Month CD
0.39%$1k-MembersFirst 55 Plus 90 Day CD
0.35%$1k-90 Day CD
0.35%$500-CU Succeed 90 Day CD

MembersFirst Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$1k-60 Month IRA
1.30%$1k-48 Month IRA
1.20%$1k-36 Month IRA
1.10%$1k-24 Month IRA
1.05%$1k-18 Month IRA
1.00%$1k-12 Month IRA
0.45%$1k-6 Month IRA
0.35%$1k-90 Day IRA
Locations

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