MembersFirst Credit Union


Overview / Commentary
404-978-0080
2476 Lawrenceville Hwy.
Decatur, GA 30033-3226

MembersFirst Credit Union is headquartered in Decatur and is the 15th largest credit union in the state of Georgia. It is also the 836th largest credit union in the nation. It was established in 1953 and as of June of 2024, it had grown to 83 employees and 28,207 members at 12 locations. MembersFirst Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MembersFirst Credit Union is open to those who live or work in the Georgia counties of Bryan, Chatham, Cobb, DeKalb, Douglas, Effingham, Fulton, or Paulding, or the city of Sandy Springs. Membership is also open to employees of WellStar Health System and affiliated groups, Emory Healthcare Decatur, Piedmont Healthcare and affiliates, St. Joseph’s/Candler Healthcare, Douglas County Board of Education, and Paulding County Board of Education. Employees, students, and members of more than 50 groups, schools, and organizations are also eligible for membership.
See current membership details

Related Posts

MembersFirst Credit Union (GA) 24-Month CD APY Is New Rate-Leader - 9/12/2023

MembersFirst Credit Union (possible easy membership in GA) 24-month MembersFirst 55+ CD has new rate-leading APY. $1k minimum opening deposit, with no stated balance cap.

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Health

Health Grade Components

Overall
NCUA #67538
Year Chartered1953
Employees83
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD5.6%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$409.2MM$386.6MM
LoansQ2 2024vs Q2 2023$274.7MM$266.2MM
DepositsQ2 2024vs Q2 2023$361.7MM$343.5MM
Equity CapitalQ2 2024vs Q2 2023$43.4MM$39.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.1MM$1.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$909K$424K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MembersFirst Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MembersFirst Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Christmas Club Accounts
0.25%$0-Traditional IRA Share Account
0.25%$0-Roth IRA Share Account
0.25%$0-Educational IRA Share Account
0.21%$5-MembersFirst 55 Plus Share Account
0.21%$25-Savasaurus Club Savings
0.21%$0-CU Succeed Savings
0.20%$100-Membership Savings
0.20%$0-Special Purpose Accounts
0.15%$100-Business Savings

MembersFirst Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.57%*$100k*-Money Market Account
OTHER TIERS: 1.22% $100 - $10k | 1.27% $10k - $25k | 1.47% $25k - $50k | 1.52% $50k - $100k

MembersFirst Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-CU Succeed Checking
0.03%$1k-Direct Deposit Checking
0.03%$1k-Interest Checking Accounts
0.03%$100-MembersFirst 55 Plus Checking
0.03%$1.5k-Personal Business Checking

MembersFirst Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-MembersFirst 55 Plus 12 Month CD
4.75%$1k-12 Month CD
4.75%$1k-MembersFirst 55 Plus 18 Month CD
4.75%$500-CU Succeed 12 Month CD
4.50%$1k-18 Month CD
4.50%$1k-MembersFirst 55 Plus 24 Month CD
4.50%$500-CU Succeed 18 Month CD
4.25%$1k-24 Month CD
4.25%$1k-MembersFirst 55 Plus 6 Month CD
4.25%$500-CU Succeed 24 Month CD
4.10%$1k-MembersFirst 55 Plus 36 Month CD
4.00%$1k-6 Month CD
4.00%$1k-MembersFirst 55 Plus 60 Month CD
4.00%$500-CU Succeed 6 Month CD
3.85%$1k-36 Month CD
3.85%$500-CU Succeed 36 Month CD
3.75%$1k-60 Month CD
3.75%$1k-MembersFirst 55 Plus 90 Day CD
3.75%$1k-MembersFirst 55 Plus 48 Month CD
3.75%$500-CU Succeed 60 Month CD
3.50%$1k-90 Day CD
3.50%$1k-48 Month CD
3.50%$500-CU Succeed 90 Day CD
3.50%$500-CU Succeed 48 Month CD

MembersFirst Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-12 Month IRA
4.50%$1k-18 Month IRA
4.25%$1k-24 Month IRA
4.00%$1k-6 Month IRA
3.85%$1k-36 Month IRA
3.75%$1k-60 Month IRA
3.50%$1k-90 Day IRA
3.50%$1k-48 Month IRA
Locations

Availability

Atlanta Area

Interactive local rates map


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