MembersFirst Credit Union

Overview / Commentary

www.membersfirstga.com

404-978-0080

2476 Lawrenceville Hwy.
Decatur, GA 30033

MembersFirst Credit Union is headquartered in Decatur and is the 16^th largest credit union in the state of Georgia. It is also the 944^th largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 89 employees and 33,906 members at 14 locations. MembersFirst Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees of WellStar Health System and affiliated groups, Douglas County Board of Education, Paulding County Board of Education, Employees, doctors, medical staff, technicians and volunteers of DeKalb Medical Center and its subsidiaries who work in DeKalb County, Georgia, Employees, doctors, medical staff and technicians of Tenet- Atlanta Medical Center (Main and South Campuses) who work in Fulton County, Georgia; and other select employer groups.
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Health

Data as of Q2 2019

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Health Grade Components

Overall
NCUA #	67538
Year Chartered	1953
Employees	89
Primary Regulator

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	5.57%
Annual Interest Income	$4.9MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$244.2MM$236.6MM
Loans	Q2 2019vs Q2 2018	$163.5MM$154.1MM
Deposits	Q2 2019vs Q2 2018	$210.8MM$206.3MM
Equity Capital	Q2 2019vs Q2 2018	$28.8MM$27.1MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$824.00K$824.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$672.00K$640.00K
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MembersFirst Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	-	-	Traditional IRA Share Account
0.30%	-	-	Roth IRA Share Account
0.30%	-	-	Educational IRA Share Account
0.25%	$100	-	Membership Savings
0.25%	-	-	Special Purpose Accounts
0.25%	$5	-	MembersFirst 55 Plus Share Account
0.25%	$100	-	Christmas Club Accounts
0.25%	$25	-	Savasaurus Club Savings
0.25%	-	-	CU Succeed Savings

MembersFirst Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.55% → $100 - $1k \| 0.70% → $1k - $10k \| 0.80% → $10k - $25k \| 0.85% → $25k - $50k \| 0.90% → $50k - $100k

MembersFirst Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.08%	-	-	CU Succeed Checking
0.08%	$1k	-	Direct Deposit Checking
0.08%	$1k	-	Interest Checking Accounts
0.08%	$100	-	MembersFirst 55 Plus Checking
0.08%	$1.5k	-	Personal Business Checking

MembersFirst Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$1k	-	MembersFirst 55 Plus 60 Month CD
2.42%	$1k	-	MembersFirst 55 Plus 48 Month CD
2.30%	$1k	-	60 Month CD
2.30%	$500	-	CU Succeed 60 Month CD
2.20%	$1k	-	48 Month CD
2.20%	$1k	-	MembersFirst 55 Plus 36 Month CD
2.20%	$500	-	CU Succeed 48 Month CD
2.09%	$1k	-	MembersFirst 55 Plus 24 Month CD
2.00%	$1k	-	36 Month CD
2.00%	$500	-	CU Succeed 36 Month CD
1.98%	$1k	-	MembersFirst 55 Plus 18 Month CD
1.93%	$1k	-	MembersFirst 55 Plus 12 Month CD
1.90%	$1k	-	24 Month CD
1.90%	$500	-	CU Succeed 24 Month CD
1.80%	$1k	-	18 Month CD
1.80%	$500	-	CU Succeed 18 Month CD
1.75%	$1k	-	12 Month CD
1.75%	$500	-	CU Succeed 12 Month CD
1.10%	$1k	-	MembersFirst 55 Plus 6 Month CD
1.00%	$1k	-	6 Month CD
1.00%	$500	-	CU Succeed 6 Month CD
0.94%	$1k	-	MembersFirst 55 Plus 90 Day CD
0.85%	$1k	-	90 Day CD
0.85%	$500	-	CU Succeed 90 Day CD

MembersFirst Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%	$1k	-	60 Month IRA
2.20%	$1k	-	48 Month IRA
2.00%	$1k	-	36 Month IRA
1.90%	$1k	-	24 Month IRA
1.80%	$1k	-	18 Month IRA
1.75%	$1k	-	12 Month IRA
1.00%	$1k	-	6 Month IRA
0.85%	$1k	-	90 Day IRA

Locations

Availability

Atlanta Area

Atlanta Area bank & credit union details

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