Advertising Disclosure
  1. Banks
  2. MembersFirst Credit Union

MembersFirst Credit Union


Overview / Commentary
www.membersfirstga.com
404-978-0080
2476 Lawrenceville Hwy.
Decatur, GA 30033-3226

MembersFirst Credit Union is headquartered in Decatur and is the 15th largest credit union in the state of Georgia. It is also the 837th largest credit union in the nation. It was established in 1953 and as of September of 2024, it had grown to 84 employees and 27,399 members at 12 locations. MembersFirst Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MembersFirst Credit Union is open to those who live or work in the Georgia counties of Bryan, Chatham, Cobb, DeKalb, Douglas, Effingham, Fulton, or Paulding, or the city of Sandy Springs. Membership is also open to employees of WellStar Health System and affiliated groups, Emory Healthcare Decatur, Piedmont Healthcare and affiliates, St. Joseph’s/Candler Healthcare, Douglas County Board of Education, and Paulding County Board of Education. Employees, students, and members of more than 50 groups, schools, and organizations are also eligible for membership.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #67538
Year Chartered1953
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.66%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$409.6MM$386.3MM
LoansQ3 2024vs Q3 2023$274.8MM$272MM
DepositsQ3 2024vs Q3 2023$363.2MM$340.9MM
Equity CapitalQ3 2024vs Q3 2023$44.1MM$41.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.3MM$1.1MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$469K$434K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not MembersFirst Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MembersFirst Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Christmas Club Accounts
0.25%$0-Traditional IRA Share Account
0.25%$0-Roth IRA Share Account
0.25%$0-Educational IRA Share Account
0.21%$5-MembersFirst 55 Plus Share Account
0.21%$25-Savasaurus Club Savings
0.21%$0-CU Succeed Savings
0.20%$100-Membership Savings
0.20%$0-Special Purpose Accounts
0.15%$100-Business Savings

MembersFirst Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.57%*$100k*-Money Market Account
OTHER TIERS: 1.22% → $100 - $10k | 1.27% → $10k - $25k | 1.47% → $25k - $50k | 1.52% → $50k - $100k

MembersFirst Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-CU Succeed Checking
0.03%$1k-Direct Deposit Checking
0.03%$1k-Interest Checking Accounts
0.03%$100-MembersFirst 55 Plus Checking
0.03%$1.5k-Personal Business Checking

MembersFirst Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$1k-MembersFirst 55 Plus 12 Month CD
4.65%$1k-12 Month CD
4.65%$500-CU Succeed 12 Month CD
4.50%$1k-MembersFirst 55 Plus 18 Month CD
4.25%$1k-18 Month CD
4.25%$1k-MembersFirst 55 Plus 6 Month CD
4.25%$1k-MembersFirst 55 Plus 24 Month CD
4.25%$500-CU Succeed 18 Month CD
4.00%$1k-6 Month CD
4.00%$1k-24 Month CD
4.00%$500-CU Succeed 6 Month CD
4.00%$500-CU Succeed 24 Month CD
3.95%$1k-MembersFirst 55 Plus 60 Month CD
3.75%$1k-MembersFirst 55 Plus 36 Month CD
3.70%$1k-60 Month CD
3.70%$500-CU Succeed 60 Month CD
3.65%$1k-MembersFirst 55 Plus 48 Month CD
3.50%$1k-36 Month CD
3.50%$500-CU Succeed 36 Month CD
3.40%$1k-48 Month CD
3.40%$500-CU Succeed 48 Month CD
3.25%$1k-MembersFirst 55 Plus 90 Day CD
3.00%$1k-90 Day CD
3.00%$500-CU Succeed 90 Day CD

MembersFirst Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%$1k-12 Month IRA
4.25%$1k-18 Month IRA
4.00%$1k-6 Month IRA
4.00%$1k-24 Month IRA
3.70%$1k-60 Month IRA
3.50%$1k-36 Month IRA
3.40%$1k-48 Month IRA
3.00%$1k-90 Day IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.