MembersFirst Credit Union

Overview / Commentary
2476 Lawrenceville Hwy.
Decatur, GA 30033-3226

MembersFirst Credit Union is headquartered in Decatur and is the 15th largest credit union in the state of Georgia. It is also the 837th largest credit union in the nation. It was established in 1953 and as of March of 2024, it had grown to 87 employees and 28,432 members at 12 locations. MembersFirst Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MembersFirst Credit Union is open to those who live or work in the Georgia counties of Bryan, Chatham, Cobb, DeKalb, Douglas, Effingham, Fulton, or Paulding, or the city of Sandy Springs. Membership is also open to employees of WellStar Health System and affiliated groups, Emory Healthcare Decatur, Piedmont Healthcare and affiliates, St. Joseph’s/Candler Healthcare, Douglas County Board of Education, and Paulding County Board of Education. Employees, students, and members of more than 50 groups, schools, and organizations are also eligible for membership.
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Health Grade Components

NCUA #67538
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.23%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$407MM$375MM
LoansQ1 2024vs Q1 2023$279MM$265.1MM
DepositsQ1 2024vs Q1 2023$359.3MM$332.7MM
Equity CapitalQ1 2024vs Q1 2023$42.8MM$38.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1MM$1.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$463K$284K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MembersFirst Credit Union Savings Account Rates

0.25%$100-Christmas Club Accounts
0.25%$0-Traditional IRA Share Account
0.25%$0-Roth IRA Share Account
0.25%$0-Educational IRA Share Account
0.21%$5-MembersFirst 55 Plus Share Account
0.21%$25-Savasaurus Club Savings
0.21%$0-CU Succeed Savings
0.20%$100-Membership Savings
0.20%$0-Special Purpose Accounts
0.15%$100-Business Savings

MembersFirst Credit Union Money Market Rates

1.57%*$100k*-Money Market Account
OTHER TIERS: 1.22% $100 - $10k | 1.27% $10k - $25k | 1.47% $25k - $50k | 1.52% $50k - $100k

MembersFirst Credit Union Checking Account Rates

0.03%$0-CU Succeed Checking
0.03%$1k-Direct Deposit Checking
0.03%$1k-Interest Checking Accounts
0.03%$100-MembersFirst 55 Plus Checking
0.03%$1.5k-Personal Business Checking

MembersFirst Credit Union CD Rates

5.10%$1k-MembersFirst 55 Plus 12 Month CD
5.00%$1k-MembersFirst 55 Plus 18 Month CD
4.85%$1k-12 Month CD
4.85%$500-CU Succeed 12 Month CD
4.75%$1k-18 Month CD
4.75%$1k-MembersFirst 55 Plus 6 Month CD
4.75%$500-CU Succeed 18 Month CD
4.50%$1k-6 Month CD
4.50%$1k-MembersFirst 55 Plus 24 Month CD
4.50%$500-CU Succeed 6 Month CD
4.25%$1k-24 Month CD
4.25%$1k-MembersFirst 55 Plus 36 Month CD
4.25%$500-CU Succeed 24 Month CD
4.00%$1k-36 Month CD
4.00%$1k-MembersFirst 55 Plus 48 Month CD
4.00%$500-CU Succeed 36 Month CD
3.85%$1k-MembersFirst 55 Plus 60 Month CD
3.75%$1k-48 Month CD
3.75%$1k-MembersFirst 55 Plus 90 Day CD
3.75%$500-CU Succeed 48 Month CD
3.60%$1k-60 Month CD
3.60%$500-CU Succeed 60 Month CD
3.50%$1k-90 Day CD
3.50%$500-CU Succeed 90 Day CD

MembersFirst Credit Union IRA Rates

4.85%$1k-12 Month IRA
4.75%$1k-18 Month IRA
4.50%$1k-6 Month IRA
4.25%$1k-24 Month IRA
4.00%$1k-36 Month IRA
3.75%$1k-48 Month IRA
3.60%$1k-60 Month IRA
3.50%$1k-90 Day IRA


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