Membersource Credit Union

Overview | Eligibility Requirements | Receive alerts for this credit union

View health report

CURRENT TOP RATE

12 Month Term IRA Certificate (Traditional, Roth, CESA)

Overview / Commentary

www.membersourcecu.org

713-627-4000

10100 Richmond Ave
Houston, TX 77042

Membersource Credit Union is headquartered in Houston and is the 99^th largest credit union in the state of Texas. It is also the 1,235^th largest credit union in the nation. It was established in 1958 and as of June of 2024, it had grown to 54 employees and 14,443 members at 3 locations. Membersource Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Fort Bend County and within a 10-mile radius of any Membersource Credit Union branch. Membership is also open to employees of the credit union's Select Employer Group.
See current membership details

Related Posts

View all posts from:

2008
2006

11/28 - 4.00% 5-Month CD at MemberSource Credit Union in Houston

10/20 - 7.00% 7-Month CD at a Houston CU - $7K Max (MemberSource)

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68440
Year Chartered	1958
Employees	54
Primary Regulator

Profit Margin
Return on Assets - YTD	0%
Return on Equity - YTD	0.04%
Annual Interest Income	$4.7MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$208.5MM$204.4MM
Loans	Q2 2024vs Q2 2023	$142.1MM$159.3MM
Deposits	Q2 2024vs Q2 2023	$171MM$183.1MM
Equity Capital	Q2 2024vs Q2 2023	$20.3MM$19.8MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$806K$684K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$639K$466K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Membersource Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Membersource Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$25	-	Roth Money Fund IRA
0.25%	$0	-	Educational IRA
0.15%^*	$25k^*	-	Regular Share Savings
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $25k
0.15%^*	$25k^*	-	WILD Savings
OTHER TIERS: 0.05% → $5 - $5k \| 0.10% → $5k - $25k
0.15%	$0	-	IRA Savings
0.15%	$100	-	Christmas Club

Membersource Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market Plus Account
OTHER TIERS: 0.05% → $2.5k - $5k \| 0.10% → $5k - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k
0.05%^*	$1k^*	-	Money Market Account
OTHER TIERS: 0.01% → $100 - $1k

Membersource Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$50k^*	-	Emerald+ Checking
OTHER TIERS: 0.05% → $2.5k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k

Membersource Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.60%^*	$100k^*	-	12 Month Term Share Certificate
OTHER TIERS: 3.50% → $500 - $50k \| 3.55% → $50k - $100k
3.35%^*	$100k^*	-	6 Month Term Share Certificate
OTHER TIERS: 3.25% → $500 - $50k \| 3.30% → $50k - $100k
3.10%^*	$100k^*	-	24 Month Term Share Certificate
OTHER TIERS: 3.00% → $500 - $50k \| 3.05% → $50k - $100k
3.10%^*	$100k^*	-	36 Month Term Share Certificate
OTHER TIERS: 3.00% → $500 - $50k \| 3.05% → $50k - $100k
3.10%^*	$100k^*	-	48 Month Term Share Certificate
OTHER TIERS: 3.00% → $500 - $50k \| 3.05% → $50k - $100k
3.10%^*	$100k^*	-	60 Month Term Share Certificate
OTHER TIERS: 3.00% → $500 - $50k \| 3.05% → $50k - $100k

Membersource Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.65%^*	$100k^*	-	12 Month Term IRA Certificate
OTHER TIERS: 3.55% → $500 - $50k \| 3.60% → $50k - $100k
3.40%^*	$100k^*	-	6 Month Term IRA Certificate
OTHER TIERS: 3.30% → $500 - $50k \| 3.35% → $50k - $100k
3.15%^*	$100k^*	-	24 Month Term IRA Certificate
OTHER TIERS: 3.05% → $500 - $50k \| 3.10% → $50k - $100k
3.15%^*	$100k^*	-	36 Month Term IRA Certificate
OTHER TIERS: 3.05% → $500 - $50k \| 3.10% → $50k - $100k
3.15%^*	$100k^*	-	48 Month Term IRA Certificate
OTHER TIERS: 3.05% → $500 - $50k \| 3.10% → $50k - $100k
3.15%^*	$100k^*	-	60 Month Term IRA Certificate
OTHER TIERS: 3.05% → $500 - $50k \| 3.10% → $50k - $100k

Locations

Membersource Credit Union Locations
Branch Office	1201 Lake Robbins Dr	The Woodlands, TX 77380
Branch Office	10100 Richmond Ave	Houston, TX 77042
Branch Office	16535 Lexington Blvd Ste 145	Sugar Land, TX 77479-2587

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.