Membersource Credit Union

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CURRENT TOP RATE

60 Month Term IRA Certificate (Traditional, Roth, CESA)

Overview / Commentary

www.membersourcecu.org

713-627-4000

10100 Richmond Ave
Houston, TX 77042

Membersource Credit Union is headquartered in Houston and is the 95^th largest credit union in the state of Texas. It is also the 1,175^th largest credit union in the nation. It was established in 1958 and as of December of 2021, it had grown to 55 employees and 17,630 members at 4 locations. Membersource Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Fort Bend County and within a 10-mile radius of any Membersource Credit Union branch. Membership is also open to employees of the credit union's Select Employer Group.
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Related Posts

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2008
2006

11/28 - 4.00% 5-Month CD at MemberSource Credit Union in Houston

10/20 - 7.00% 7-Month CD at a Houston CU - $7K Max (MemberSource)

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Health

A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68440
Year Chartered	1958
Employees	55
Primary Regulator

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	6.02%
Annual Interest Income	$6.8MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$222.6MM$215.7MM
Loans	Q4 2021vs Q4 2020	$154.5MM$150.5MM
Deposits	Q4 2021vs Q4 2020	$200.0MM$193.6MM
Equity Capital	Q4 2021vs Q4 2020	$21.5MM$20.6MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$680.00K$1.0MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$329.00K$365.00K
Real Estate Owned	Q4 2021vs Q4 2020	$0$501.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Membersource Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$25	-	Roth Money Fund IRA
0.15%	-	-	Educational IRA
0.10%^*	$25k^*	-	Regular Share Savings
OTHER TIERS: 0.01% → $100 - $5k \| 0.05% → $5k - $25k
0.10%^*	$25k^*	-	WILD Savings
OTHER TIERS: 0.01% → $5 - $5k \| 0.05% → $5k - $25k
0.10%	-	-	IRA Savings
0.10%	$100	-	Christmas Club

Membersource Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$100k^*	-	Money Market Plus Account
OTHER TIERS: 0.01% → $2.5k - $5k \| 0.03% → $5k - $10k \| 0.05% → $10k - $25k \| 0.10% → $25k - $50k \| 0.15% → $50k - $100k
0.05%^*	$1k^*	-	Money Market Account
OTHER TIERS: 0.01% → $100 - $1k

Membersource Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$50k^*	-	Market Reward Checking
OTHER TIERS: 0.01% → $5k - $10k \| 0.03% → $10k - $25k \| 0.05% → $25k - $50k
0.02%	$100	-	Member's Advantage Checking

Membersource Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.30%^*	$100k^*	-	60 Month Term Share Certificate
OTHER TIERS: 1.20% → $500 - $50k \| 1.25% → $50k - $100k
1.10%^*	$100k^*	-	48 Month Term Share Certificate
OTHER TIERS: 1.00% → $500 - $50k \| 1.05% → $50k - $100k
1.05%^*	$100k^*	-	36 Month Term Share Certificate
OTHER TIERS: 0.95% → $500 - $50k \| 1.00% → $50k - $100k
1.00%^*	$100k^*	-	24 Month Term Share Certificate
OTHER TIERS: 0.90% → $500 - $50k \| 0.95% → $50k - $100k
0.80%^*	$100k^*	-	12 Month Term Share Certificate
OTHER TIERS: 0.70% → $500 - $50k \| 0.75% → $50k - $100k
0.60%^*	$100k^*	-	6 Month Term Share Certificate
OTHER TIERS: 0.50% → $500 - $50k \| 0.55% → $50k - $100k

Membersource Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.35%^*	$100k^*	-	60 Month Term IRA Certificate
OTHER TIERS: 1.25% → $500 - $50k \| 1.30% → $50k - $100k
1.15%^*	$100k^*	-	48 Month Term IRA Certificate
OTHER TIERS: 1.05% → $500 - $50k \| 1.10% → $50k - $100k
1.10%^*	$100k^*	-	36 Month Term IRA Certificate
OTHER TIERS: 1.00% → $500 - $50k \| 1.05% → $50k - $100k
1.05%^*	$100k^*	-	24 Month Term IRA Certificate
OTHER TIERS: 0.95% → $500 - $50k \| 1.00% → $50k - $100k
0.85%^*	$100k^*	-	12 Month Term IRA Certificate
OTHER TIERS: 0.75% → $500 - $50k \| 0.80% → $50k - $100k
0.65%^*	$100k^*	-	6 Month Term IRA Certificate
OTHER TIERS: 0.55% → $500 - $50k \| 0.60% → $50k - $100k

Locations

Membersource Credit Union Locations
Branch Office	1201 Lake Robbins Dr	The Woodlands, TX 77380
Branch Office	5400 Westheimer Ct	Houston, TX 77056
Branch Office	10100 Richmond Ave	Houston, TX 77042
Branch Office	16535 Lexington Blvd Ste 145	Sugar Land, TX 77479-2587

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