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Membersource Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.membersourcecu.org
713-627-4000
10100 Richmond Ave
Houston, TX 77042

Membersource Credit Union is headquartered in Houston and is the 109th largest credit union in the state of Texas. It is also the 1,334th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 54 employees and 13,072 members at 3 locations. Membersource Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Fort Bend County and within a 10-mile radius of any Membersource Credit Union branch. Membership is also open to employees of the credit union's Select Employer Group.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68440
Year Chartered1958
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD-0.12%
Return on Equity - YTD-1.08%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$184.4MM$212.8MM
LoansQ1 2025vs Q1 2024$127.8MM$147.2MM
DepositsQ1 2025vs Q1 2024$162.7MM$175.9MM
Equity CapitalQ1 2025vs Q1 2024$20.6MM$20MM
Loan Loss AllowanceQ1 2025vs Q1 2024$688K$783K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$371K$623K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Membersource Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Educational IRA
0.15%$100-Christmas Club
0.10%$100-Regular Share Savings
0.10%$5-WILD Savings

Membersource Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Plus Account
OTHER TIERS: 0.05% → $2.5k - $5k | 0.10% → $5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.05%*$1k*-Money Market Account
OTHER TIERS: 0.01% → $100 - $1k

Membersource Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Emerald+ Checking
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k

Membersource Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%*$100k*-12 Month Term Share Certificate
OTHER TIERS: 4.00% → $500 - $50k | 4.05% → $50k - $100k
3.90%*$100k*-6 Month Term Share Certificate
OTHER TIERS: 3.80% → $500 - $50k | 3.85% → $50k - $100k
3.65%*$100k*-36 Month Term Share Certificate
OTHER TIERS: 3.55% → $500 - $50k | 3.60% → $50k - $100k
3.60%*$100k*-24 Month Term Share Certificate
OTHER TIERS: 3.50% → $500 - $50k | 3.55% → $50k - $100k
3.55%*$100k*-48 Month Term Share Certificate
OTHER TIERS: 3.45% → $500 - $50k | 3.50% → $50k - $100k
3.50%*$100k*-60 Month Term Share Certificate
OTHER TIERS: 3.40% → $500 - $50k | 3.45% → $50k - $100k

Membersource Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%*$100k*-12 Month Term IRA Certificate
OTHER TIERS: 4.10% → $500 - $50k | 4.15% → $50k - $100k
4.00%*$100k*-6 Month Term IRA Certificate
OTHER TIERS: 3.90% → $500 - $50k | 3.95% → $50k - $100k
3.75%*$100k*-36 Month Term IRA Certificate
OTHER TIERS: 3.65% → $500 - $50k | 3.70% → $50k - $100k
3.70%*$100k*-24 Month Term IRA Certificate
OTHER TIERS: 3.60% → $500 - $50k | 3.65% → $50k - $100k
3.65%*$100k*-48 Month Term IRA Certificate
OTHER TIERS: 3.55% → $500 - $50k | 3.60% → $50k - $100k
3.60%*$100k*-60 Month Term IRA Certificate
OTHER TIERS: 3.50% → $500 - $50k | 3.55% → $50k - $100k
0.25%$25-Roth Money Fund IRA
0.15%$0-IRA Savings
Locations


Membersource Credit Union Locations
Branch Office1201 Lake Robbins DrThe Woodlands, TX 77380
Branch Office10100 Richmond AveHouston, TX 77042
Branch Office16535 Lexington Blvd Ste 145Sugar Land, TX 77479-2587

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