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Membersource Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.membersourcecu.org
713-627-4000
10100 Richmond Ave
Houston, TX 77042

Membersource Credit Union is headquartered in Houston and is the 110th largest credit union in the state of Texas. It is also the 1,342nd largest credit union in the nation. It was established in 1958 and as of December of 2024, it had grown to 54 employees and 13,312 members at 3 locations. Membersource Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Fort Bend County and within a 10-mile radius of any Membersource Credit Union branch. Membership is also open to employees of the credit union's Select Employer Group.
See current membership details

Reviews

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68440
Year Chartered1958
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD-0.18%
Return on Equity - YTD-1.6%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$180.1MM$196.2MM
LoansQ4 2024vs Q4 2023$132MM$151.7MM
DepositsQ4 2024vs Q4 2023$158.3MM$173MM
Equity CapitalQ4 2024vs Q4 2023$20.4MM$20.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$815K$730K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$685K$560K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Membersource Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Membersource Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Educational IRA
0.15%$100-Christmas Club
0.10%$100-Regular Share Savings
0.10%$5-WILD Savings

Membersource Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Plus Account
OTHER TIERS: 0.05% → $2.5k - $5k | 0.10% → $5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.05%*$1k*-Money Market Account
OTHER TIERS: 0.01% → $100 - $1k

Membersource Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Emerald+ Checking
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k

Membersource Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%*$100k*-12 Month Term Share Certificate
OTHER TIERS: 4.00% → $500 - $50k | 4.05% → $50k - $100k
3.90%*$100k*-6 Month Term Share Certificate
OTHER TIERS: 3.80% → $500 - $50k | 3.85% → $50k - $100k
3.65%*$100k*-36 Month Term Share Certificate
OTHER TIERS: 3.55% → $500 - $50k | 3.60% → $50k - $100k
3.60%*$100k*-24 Month Term Share Certificate
OTHER TIERS: 3.50% → $500 - $50k | 3.55% → $50k - $100k
3.55%*$100k*-48 Month Term Share Certificate
OTHER TIERS: 3.45% → $500 - $50k | 3.50% → $50k - $100k
3.50%*$100k*-60 Month Term Share Certificate
OTHER TIERS: 3.40% → $500 - $50k | 3.45% → $50k - $100k

Membersource Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%*$100k*-12 Month Term IRA Certificate
OTHER TIERS: 4.10% → $500 - $50k | 4.15% → $50k - $100k
4.00%*$100k*-6 Month Term IRA Certificate
OTHER TIERS: 3.90% → $500 - $50k | 3.95% → $50k - $100k
3.75%*$100k*-36 Month Term IRA Certificate
OTHER TIERS: 3.65% → $500 - $50k | 3.70% → $50k - $100k
3.70%*$100k*-24 Month Term IRA Certificate
OTHER TIERS: 3.60% → $500 - $50k | 3.65% → $50k - $100k
3.65%*$100k*-48 Month Term IRA Certificate
OTHER TIERS: 3.55% → $500 - $50k | 3.60% → $50k - $100k
3.60%*$100k*-60 Month Term IRA Certificate
OTHER TIERS: 3.50% → $500 - $50k | 3.55% → $50k - $100k
0.25%$25-Roth Money Fund IRA
0.15%$0-IRA Savings
Locations


Membersource Credit Union Locations
Branch Office1201 Lake Robbins DrThe Woodlands, TX 77380
Branch Office10100 Richmond AveHouston, TX 77042
Branch Office16535 Lexington Blvd Ste 145Sugar Land, TX 77479-2587

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