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Overview / Commentary
6800 Longview Rd
Chattanooga, TN 37421

Memorial CU (TN) is headquartered in Chattanooga and is the 114th largest credit union in the state of Tennessee. It is also the 4,382nd largest credit union in the nation. It was established in 1959 and as of December of 2017, it had grown to 4 employees and 1,639 members at 2 locations. Memorial CU (TN) has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees, medical staff, specialists and of Memorial Health Care System, its subsidiaries, or Memorial facilities, SCT Company, Alexian Brothers and its subsidiaries, or Tennessee Credit Union League and its subsidiaries.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Memorial CU (TN) has a very low asset base.

Health Grade Components

NCUA #63802
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.31%
Annual Interest Income$296.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$7.7MM$7.5MM
LoansQ4 2017vs Q4 2016$3.8MM$3.9MM
DepositsQ4 2017vs Q4 2016$5.9MM$6.2MM
Equity CapitalQ4 2017vs Q4 2016$1.3MM$1.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$23.00K$24.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$50.00K$19.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Memorial CU (TN) Savings Account Rates

0.05%$25-Regular Savings Account
0.05%--Christmas Club Account
0.05%--Vacation Club Account

Memorial CU (TN) Checking Account Rates

0.05%$250-Basic Share Drafts Account
0.05%$500-Premium Share Draft Account

Memorial CU (TN) CD Rates

0.10%$500-12 Month CD
0.06%$500-6 Month CD

Memorial CU (TN) Locations
Branch Office2525 Desales Ave Ste 100Chattanooga, TN 37404
Branch Office6800 Longview RdChattanooga, TN 37421