Overview / Commentary
6800 Longview Rd
Chattanooga, TN 37421

Memorial CU (TN) is headquartered in Chattanooga and is the 112th largest credit union in the state of Tennessee. It is also the 4,341st largest credit union in the nation. It was established in 1959 and as of September of 2018, it had grown to 4 employees and 1,597 members at 2 locations. Memorial CU (TN) has a B health rating.

Field of Membership Restrictions

Membership is open to employees, medical staff, specialists and of Memorial Health Care System, its subsidiaries, or Memorial facilities, SCT Company, Alexian Brothers and its subsidiaries, or Tennessee Credit Union League and its subsidiaries.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Memorial CU (TN) has a very low asset base.

Health Grade Components

NCUA #63802
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD0.81%
Annual Interest Income$229.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$7.6MM$7.7MM
LoansQ3 2018vs Q3 2017$3.8MM$3.8MM
DepositsQ3 2018vs Q3 2017$6.2MM$6.3MM
Equity CapitalQ3 2018vs Q3 2017$1.3MM$1.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$16.00K$23.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$42.00K$62.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Memorial CU (TN) Savings Account Rates

0.05%$25-Regular Savings Account
0.05%--Christmas Club Account
0.05%--Vacation Club Account

Memorial CU (TN) Checking Account Rates

0.05%$250-Basic Share Drafts Account
0.05%$500-Premium Share Draft Account

Memorial CU (TN) CD Rates

0.10%$500-12 Month CD
0.06%$500-6 Month CD

Memorial CU (TN) Locations
Branch Office2525 Desales Ave Ste 100Chattanooga, TN 37404
Branch Office6800 Longview RdChattanooga, TN 37421

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