Memorial CU (TN)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.memorialcreditunion.com

423-855-1770

6800 Longview Rd
Chattanooga, TN 37421

Memorial CU (TN) is headquartered in Chattanooga and is the 109^th largest credit union in the state of Tennessee. It is also the 3,827^th largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 4 employees and 1,303 members at 1 location. Memorial CU (TN) has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees, medical staff, and specialists of Memorial Health Care System, its subsidiaries, or Memorial facilities, SCT Company, Alexian Brothers and its subsidiaries, or Tennessee Credit Union League and its subsidiaries.
See current membership details

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Memorial CU (TN) has a very low asset base.

Health Grade Components

Overall
NCUA #	63802
Year Chartered	1959
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.19%
Return on Equity - YTD	-1.39%
Annual Interest Income	$82K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$6.9MM$7.7MM
Loans	Q1 2025vs Q1 2024	$3.9MM$4.8MM
Deposits	Q1 2025vs Q1 2024	$5.9MM$6.5MM
Equity Capital	Q1 2025vs Q1 2024	$979K$990K
Loan Loss Allowance	Q1 2025vs Q1 2024	$18K$28K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$29K$32K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Memorial CU (TN) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$10k^*	-	Regular Savings Account
OTHER TIERS: 0.01% → $25 - $500 \| 0.03% → $500 - $10k
0.01%	$0	-	Christmas Club Account
0.01%	$0	-	Vacation Club Account

Memorial CU (TN) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$250	-	Basic Share Drafts Account
0.01%	$500	-	Premium Share Draft Account

Locations

Memorial CU (TN) Locations
Branch Office	6800 Longview Rd	Chattanooga, TN 37421

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