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220 Alhambra Circle - 12th Floor
Coral Gables, FL 33134

Mercantil Commercebank is headquartered in Coral Gables and is the 6th largest bank in the state of Florida. It is also the 149th largest bank in the nation. It was established in 1979 and as of March of 2017, it had grown to 963 employees at 25 locations. Mercantil Commercebank has a B+ health rating.

Related Posts

Mercantil Commercebank (FL/TX) Adds More Smart CD Specials - 3/16/2017

Mercantil Commercebank (FL/TX) has added two Smart CDs: 24-month (1.50% APY, FL; 1.40% APY, TX) and 36-month (2.00% APY, FL; 1.80% APY, TX). $10k min of new money.

Great CD Interest Rates In South FL - 3/15/2017

12 mo. APY 1.35% 24 mo APY  1.50% 36 mo APY  2.00% Only a 3 month penalty for early withdrawal

Mercantil Commerce Bank (FL/TX) Adds More "Smart" CDs - 3/1/2017

Mercantil Commercebank (FL/TX) has added two new "Smart" CDs: 12-month (1.35% APY, FL; 1.30% APY, TX) and 60-month (2.20% APY). Minimum deposit is $10k new money.

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Reviews (1)


I was a customer for 6 years, if you move your money very often, try not to reach the account balance to 0 because the bank will CLOSE your account because "new politics", so, no penalties, no overdraft fees, you only get the "kick in the butt" treatment from customer service.


Health Grade Components

FDIC Certificate #22953
Year Established1979
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.16%
Annual Interest Income$63.0MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$8.38B$7.99B
LoansQ1 2017vs Q1 2016$5.80B$5.33B
DepositsQ1 2017vs Q1 2016$6.60B$6.54B
Equity CapitalQ1 2017vs Q1 2016$780.0MM$761.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$79.4MM$67.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$62.1MM$49.0MM
Real Estate OwnedQ1 2017vs Q1 2016$371.00K$239.00K
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Mercantil Commercebank CD Rates

2.20%$10k$500k60 Month Smart CD Special-Florida (New Money)
2.20%$10k$500k60 Month Smart CD Special-Texas (New Money)
1.70%$10k$1m24 Month Smart CD-Florida (New Money)
1.65%$10k$1m24 Month Smart CD-Texas (New Money)

Mercantil Commercebank has 23 locations. Click to view all Mercantil Commercebank locations.