Merced School Employees Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD5 Year-Term Savings
0.95%1-year CD1 Year-Term Savings
0.10%SavingsSpecial Savings

Overview / Commentary
209-383-5550
1021 Olivewood Dr
Merced, CA 95348-1218

Merced School Employees Federal Credit Union is headquartered in Merced and is the 78th largest credit union in the state of California. It is also the 543rd largest credit union in the nation. It was established in 1954 and as of March of 2018, it had grown to 98 employees and 39,451 members at 8 locations. Merced School Employees Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to school employees and high school students of Merced and Mariposa counties. Membership is also open to Merced College employees, UC Merced employees and students, employees of McClatchy Publishing, and family of existing credit union members.
See current membership details

Reviews (1)

Work At A Bank But Love My Credit Union

Posted by: Anonymous | Sep 30, 2012

I have been a member since 1983. I do most of my banking through the mail and on the phone. When I do go to the credit union I have always received good service. All of the car loans I have had over the last 20 + years have been through the CU, and the service is GREAT.



Health

Health Grade Components

Overall
NCUA #9119
Year Chartered1954
Employees98
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD7.31%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$504.9MM$482.8MM
LoansQ1 2018vs Q1 2017$179.4MM$155.8MM
DepositsQ1 2018vs Q1 2017$459.0MM$437.1MM
Equity CapitalQ1 2018vs Q1 2017$44.5MM$44.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.2MM$2.3MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$569.00K$820.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Merced School Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-Redi-Cash
0.15%--IRA Accumulator
0.15%--Roth Conversion
0.15%--Roth IRA
0.15%--Coverdell Ed
0.10%--Regular Savings
0.10%--Rep. Payee
0.10%--Summer Savings
0.10%--Irrevocable Trust
0.10%--Christmas Club
0.10%--Special Savings
0.10%--Revocable Trust
0.10%--Escrow
0.01%-$1000kHSA Checking

Merced School Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$5k$1000kChecking

Merced School Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$50k*$1000k5 Year-Term Savings
OTHER TIERS: 1.92% $2k - $50k
1.77%*$50k*$1000k4 Year-Term Savings
OTHER TIERS: 1.66% $2k - $50k
1.51%*$50k*$1000k3 Year-Term Savings
OTHER TIERS: 1.41% $2k - $50k
1.31%*$50k*$1000k2 Year-Term Savings
OTHER TIERS: 1.21% $2k - $50k
0.95%$2k-1 Year-Term Savings
0.60%$2k-6 Month-Term Savings
0.40%$2k-3 Month-Term Savings

Merced School Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$50k*$1000k3 Year IRA Term
OTHER TIERS: 1.41% $2k - $50k
1.51%*$50k*-3 Year ROTH Conversion IRA
OTHER TIERS: 1.41% $2k - $5k
1.51%*$50k*$1000k3 Year Coverdell Education
OTHER TIERS: 1.41% $2k - $50k
1.51%*$50k*-3 Year ROTH IRA
OTHER TIERS: 1.41% $2k - $5k
1.31%*$50k*$1000k2 Year IRA Term
OTHER TIERS: 1.21% $2k - $50k
1.31%*$50k*-2 Year ROTH Conversion IRA
OTHER TIERS: 1.21% $2k - $5k
1.31%*$50k*$1000k2 Year ROTH IRA
OTHER TIERS: 1.21% $2k - $50k
1.31%*$50k*$1000k2 Year Coverdell Education
OTHER TIERS: 1.21% $2k - $50k
0.95%$2k-1 Year IRA Term
0.95%$2k-1 Year ROTH Conversion IRA
0.95%$2k-1 Year ROTH IRA
0.95%$2k-1 Year Coverdell Education
Locations


Merced School Employees Federal Credit Union Locations
Branch Office1021 Olivewood DrMerced, CA 95348-1218
Branch Office1450 S Mercey Springs Rd Ste 104Los Banos, CA 93635
Branch Office1935 M StMerced, CA 95340
Branch Office101 Bellevue RdAtwater, CA 95301
Branch Office205 W Olive AveMerced, CA 95348
Branch Office12961 Le Grand RdLe Grand, CA 953339737
Branch Office16881 Schendel AveDelhi, CA 95315
Branch Office2121 E Childs AveMerced, CA 95341-9516

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