Featured Savings Rates
Featured Accounts

Merced School Employees Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.56%5-year CD5 Year-Term Savings
0.50%1-year CD1 Year-Term Savings
0.05%SavingsRevocable Trust

Overview / Commentary
209-383-5550
1021 Olivewood Dr
Merced, CA 95348-1218

Merced School Employees Federal Credit Union is headquartered in Merced and is the 80th largest credit union in the state of California. It is also the 543rd largest credit union in the nation. It was established in 1954 and as of September of 2016, it had grown to 88 employees and 37,149 members at 4 locations. Merced School Employees Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to school employees and high school students of Merced and Mariposa counties. Membership is also open to Merced College employees, UC Merced employees and students, employees of McClatchy Publishing, and family of existing credit union members.
See current membership details

Reviews (1)

Work At A Bank But Love My Credit Union

Posted by: Anonymous | Sep 30, 2012

I have been a member since 1983. I do most of my banking through the mail and on the phone. When I do go to the credit union I have always received good service. All of the car loans I have had over the last 20 + years have been through the CU, and the service is GREAT.



Health
A+

Health Grade Components

Overall
NCUA #9119
Year Chartered1954
Employees88
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.92%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$463.1MM$426.8MM
LoansQ3 2016vs Q3 2015$149.3MM$142.8MM
DepositsQ3 2016vs Q3 2015$413.5MM$382.9MM
Equity CapitalQ3 2016vs Q3 2015$47.8MM$42.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.5MM$2.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$632.00K$399.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$56.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Merced School Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-Redi-Cash
0.15%--IRA Accumulator
0.15%--Roth Conversion
0.15%--Roth IRA
0.15%--Coverdell Ed
0.05%--Regular Savings
0.05%--Rep. Payee
0.05%--Summer Savings
0.05%--Irrevocable Trust
0.05%--Christmas Club
0.05%--Special Savings
0.05%--Revocable Trust
0.05%--Escrow

Merced School Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$5k$100kChecking

Merced School Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$50k*$1m5 Year-Term Savings
OTHER TIERS: 1.46% Up to $50k
1.36%*$50k*$1m4 Year-Term Savings
OTHER TIERS: 1.26% Up to $50k
1.21%*$50k*$1m3 Year-Term Savings
OTHER TIERS: 1.11% Up to $50k
0.80%*$50k*$1m2 Year-Term Savings
OTHER TIERS: 0.70% $2k - $50k
0.50%$2k-1 Year-Term Savings
0.40%$2k-6 Month-Term Savings
0.30%$2k-3 Month-Term Savings

Merced School Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%*$50k*$1m3 Year IRA Term
OTHER TIERS: 1.11% $2k - $50k
1.21%*$50k*-3 Year ROTH Conversion IRA
OTHER TIERS: 1.11% $2k - $5k
1.21%*$50k*$1m3 Year Coverdell Education
OTHER TIERS: 1.11% $2k - $50k
1.21%*$50k*-3 Year ROTH IRA
OTHER TIERS: 1.11% $2k - $5k
0.80%*$50k*$1m2 Year IRA Term
OTHER TIERS: 0.70% $2k - $50k
0.80%*$50k*-2 Year ROTH Conversion IRA
OTHER TIERS: 0.70% $2k - $5k
0.80%*$50k*$1m2 Year ROTH IRA
OTHER TIERS: 0.70% $2k - $50k
0.80%*$50k*$1m2 Year Coverdell Education
OTHER TIERS: 0.70% $2k - $50k
0.50%$2k-1 Year IRA Term
0.50%$2k-1 Year ROTH Conversion IRA
0.50%$2k-1 Year ROTH IRA
0.50%$2k-1 Year Coverdell Education
Locations


Merced School Employees Federal Credit Union Locations
Branch Office1021 Olivewood DrMerced, CA 95348-1218
Branch Office1450 S Mercey Springs Rd Ste 104Los Banos, CA 93635
Branch Office1935 M StMerced, CA 95340
Branch Office101 Bellevue RdAtwater, CA 95301