Overview / Commentary
Mercer Savings Bank is headquartered in Celina and is the 110th largest bank in the state of Ohio. It is also the 3,580th largest bank in the nation. It was established in 1888 and as of September of 2019, it had grown to 32 employees at 4 locations. Mercer Savings Bank's money market rates are 2X the national average, and it has an A health rating.
Health
A
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30084 |
| Year Established | 1888 |
| Employees | 32 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 6.05% |
| Annual Interest Income | $4.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $133.3MM$130.8MM |
| Loans | Q3 2019vs Q3 2018 | $110.6MM$109.4MM |
| Deposits | Q3 2019vs Q3 2018 | $106.1MM$102.4MM |
| Equity Capital | Q3 2019vs Q3 2018 | $13.1MM$12.2MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $637.00K$505.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $96.00K$967.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $78.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mercer Savings Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | Passbook Savings Account | |
| 0.25% | $100 | - | Statement Savings Account | |
| 0.25% | $5 | - | Christmas Club Account |
Mercer Savings Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $250k* | - | Money Market Deposit | ||
| OTHER TIERS: 0.25% → Up to $3k | 0.35% → $3k - $50k | 0.55% → $50k - $250k | |||||
Mercer Savings Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $400 | - | NOW Checking Account |
Mercer Savings Bank CD Rates
Mercer Savings Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | $100 | - | 18 Month Variable IRA |
Locations
| Mercer Savings Bank Locations | ||
|---|---|---|
| Mercer Savings Bank | 1100 Irmscher Blvd | Celina, OH 45822 |
| 120 North Wayne St Branch | 120 North Wayne St | Fort Recovery, OH 45846 |
| 123 East Main Street Branch | 123 East Main Street | Greenville, OH 45331 |
| Celina Branch | 217 W Market St | Celina, OH 45822 |