Merck Employees Federal Credit Union

Overview / Commentary
126 E Lincoln Ave
Rahway, NJ 07065

Merck Employees Federal Credit Union is headquartered in RAHWAY and is the 2nd largest credit union in the state of New Jersey. It is also the 240th largest credit union in the nation. It was established in 1936 and as of December of 2023, it had grown to 20 employees and 24,889 members at 4 locations. Merck Employees Federal Credit Union's savings rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Merck Employees Federal Credit Union is open to employees and retirees of Merck & Co., Inc., Schering Plough, Inc., or Organon and their immediate family.
See current membership details


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Health Grade Components

NCUA #1454
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.23%
Return on Equity - YTD-2.18%
Annual Interest Income$36.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.99B$2.28B
LoansQ4 2023vs Q4 2022$213.5MM$219MM
DepositsQ4 2023vs Q4 2022$1.43B$1.91B
Equity CapitalQ4 2023vs Q4 2022$211.9MM$192.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$320K$302K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.3MM$796K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Merck Employees Federal Credit Union Savings Account Rates

1.81%$200-IRA Account
1.26%$50-Regular Share Accounts

Merck Employees Federal Credit Union Checking Account Rates

0.13%$1-Share Drafts w/ paper statement
0.13%$1-E-Checking (Share Draft w/ e-statement)

Merck Employees Federal Credit Union Locations
Branch Office2778 S East Side HwyElkton, VA 22827-3628
Branch Office397 Upton PlRahway, NJ 07065-4616
Branch Office126 E Lincoln AveRahway, NJ 07065-4607
Branch Office2000 Galloping Hill RdKenilworth, NJ 07033

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