Merck Employees Federal Credit Union

Overview / Commentary
126 E Lincoln Ave
Rahway, NJ 07065

Merck Employees Federal Credit Union is headquartered in RAHWAY and is the 2nd largest credit union in the state of New Jersey. It is also the 169th largest credit union in the nation. It was established in 1936 and as of December of 2021, it had grown to 24 employees and 24,976 members at 4 locations. Merck Employees Federal Credit Union's savings rates are 94% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Merck Employees Federal Credit Union is open to employees and retirees of Merck & Co., Inc., Schering Plough, Inc., or Organon and their immediate family.
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Top Savings and IRA Savings Accounts at Merck Employees FCU - 8/2/2021

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Health Grade Components

NCUA #1454
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.6%
Annual Interest Income$36.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.40B$2.20B
LoansQ4 2021vs Q4 2020$176.6MM$163.0MM
DepositsQ4 2021vs Q4 2020$2.14B$1.93B
Equity CapitalQ4 2021vs Q4 2020$255.3MM$265.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$234.00K$298.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.0MM$963.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Merck Employees Federal Credit Union Savings Account Rates

1.51%$200-IRA Account
1.01%$50-Regular Share Accounts

Merck Employees Federal Credit Union Checking Account Rates

0.25%$1-E-Checking (Share Draft w/ e-statement)
0.13%$1-Share Drafts w/ paper statement

Merck Employees Federal Credit Union Locations
Branch Office2778 S East Side HwyElkton, VA 22827-3628
Branch Office397 Upton PlRahway, NJ 07065-4616
Branch Office126 E Lincoln AveRahway, NJ 07065-4607
Branch Office2000 Galloping Hill RdKenilworth, NJ 07033

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