Merck Employees Federal Credit Union


Overview / Commentary
732-594-3317
126 E Lincoln Ave
Rahway, NJ 07065

Merck Employees Federal Credit Union is headquartered in RAHWAY and is the 2nd largest credit union in the state of New Jersey. It is also the 260th largest credit union in the nation. It was established in 1936 and as of September of 2024, it had grown to 19 employees and 24,351 members at 3 locations. Merck Employees Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Merck Employees Federal Credit Union is open to employees and retirees of Merck & Co., Inc., Schering Plough, Inc., or Organon and their immediate family.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #1454
Year Chartered1936
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD-0.41%
Return on Equity - YTD-3.4%
Annual Interest Income$24.3MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$1.86B$2.04B
LoansQ3 2024vs Q3 2023$212.8MM$215.3MM
DepositsQ3 2024vs Q3 2023$1.3B$1.5B
Equity CapitalQ3 2024vs Q3 2023$225.6MM$194.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$308K$320K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.8MM$1.6MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Merck Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$200-IRA Account
1.00%$50-Regular Share Accounts

Merck Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%$1-E-Checking (Share Draft w/ e-statement)
0.00%$1-Share Drafts w/ paper statement
Locations


Merck Employees Federal Credit Union Locations
Branch Office2778 S East Side HwyElkton, VA 22827-3628
Branch Office397 Upton PlRahway, NJ 07065-4616
Branch Office126 E Lincoln AveRahway, NJ 07065-4607

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