Merck Employees Federal Credit Union


Overview / Commentary
732-594-4046
126 E LINCOLN AVE
RAHWAY, NJ 07065

Merck Employees Federal Credit Union is headquartered in RAHWAY and is the 2nd largest credit union in the state of New Jersey. It is also the 165th largest credit union in the nation. It was established in 1936 and as of March of 2021, it had grown to 25 employees and 24,938 members at 5 locations. Merck Employees Federal Credit Union's savings rates are 94% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Merck Employees Federal Credit Union is open to Merck employees and retirees and their immediate family.
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Health
A+

Health Grade Components

Overall
NCUA #1454
Year Chartered1936
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.25%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$2.31B$2.00B
LoansQ1 2021vs Q1 2020$159.8MM$150.6MM
DepositsQ1 2021vs Q1 2020$2.05B$1.73B
Equity CapitalQ1 2021vs Q1 2020$258.5MM$259.0MM
Loan Loss AllowanceQ1 2021vs Q1 2020$308.00K$321.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$897.00K$1.5MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Merck Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$200-IRA Account
1.01%$50-Regular Share Accounts

Merck Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1-E-Checking (Share Draft w/ e-statement)
0.13%$1-Share Drafts w/ paper statement
Locations


Merck Employees Federal Credit Union Locations
Branch Office1 MERCK DRWHITEHOUSE STATION, NJ 08889
Branch Office2778 S EAST SIDE HWYELKTON, VA 22827-3628
Branch Office397 UPTON PLRAHWAY, NJ 07065-4616
Branch Office126 E LINCOLN AVERAHWAY, NJ 07065-4607
Branch Office2000 GALLOPING HILL RDKENILWORTH, NJ 07033

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