Merck Employees Federal Credit Union

Overview / Commentary
126 E Lincoln Ave
Rahway, NJ 07065

Merck Employees Federal Credit Union is headquartered in RAHWAY and is the 2nd largest credit union in the state of New Jersey. It is also the 221st largest credit union in the nation. It was established in 1936 and as of June of 2023, it had grown to 23 employees and 25,005 members at 4 locations. Merck Employees Federal Credit Union's savings rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Merck Employees Federal Credit Union is open to employees and retirees of Merck & Co., Inc., Schering Plough, Inc., or Organon and their immediate family.
See current membership details


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Health Grade Components

NCUA #1454
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.1%
Return on Equity - YTD-1.07%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$2.13B$2.42B
LoansQ2 2023vs Q2 2022$217.3MM$196.4MM
DepositsQ2 2023vs Q2 2022$1.60B$2.20B
Equity CapitalQ2 2023vs Q2 2022$195.9MM$210.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$270.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$850.00K$944.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Merck Employees Federal Credit Union Savings Account Rates

1.82%$200-IRA Account
1.26%$50-Regular Share Accounts

Merck Employees Federal Credit Union Checking Account Rates

0.13%$1-Share Drafts w/ paper statement
0.13%$1-E-Checking (Share Draft w/ e-statement)

Merck Employees Federal Credit Union Locations
Branch Office2778 S East Side HwyElkton, VA 22827-3628
Branch Office397 Upton PlRahway, NJ 07065-4616
Branch Office126 E Lincoln AveRahway, NJ 07065-4607
Branch Office2000 Galloping Hill RdKenilworth, NJ 07033

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