Merck Employees Federal Credit Union

Overview / Commentary
126 E Lincoln Ave
Rahway, NJ 07065

Merck Employees Federal Credit Union is headquartered in RAHWAY and is the 2nd largest credit union in the state of New Jersey. It is also the 175th largest credit union in the nation. It was established in 1936 and as of June of 2022, it had grown to 24 employees and 25,013 members at 4 locations. Merck Employees Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Merck Employees Federal Credit Union is open to employees and retirees of Merck & Co., Inc., Schering Plough, Inc., or Organon and their immediate family.
See current membership details


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Health Grade Components

NCUA #1454
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.67%
Annual Interest Income$19.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.42B$2.35B
LoansQ2 2022vs Q2 2021$196.4MM$167.7MM
DepositsQ2 2022vs Q2 2021$2.20B$2.08B
Equity CapitalQ2 2022vs Q2 2021$210.0MM$261.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$270.00K$282.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$944.00K$1.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Merck Employees Federal Credit Union are currently being reviewed.


Merck Employees Federal Credit Union Locations
Branch Office2778 S East Side HwyElkton, VA 22827-3628
Branch Office397 Upton PlRahway, NJ 07065-4616
Branch Office126 E Lincoln AveRahway, NJ 07065-4607
Branch Office2000 Galloping Hill RdKenilworth, NJ 07033

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