Featured Savings Rates
Featured Accounts

Merco Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.20%5-year CD5 Year Money Fund Share Certificate
0.40%1-year CD1 Year Share Certificate
0.05%SavingsRegular Savings Account

Overview / Commentary
800-273-4993
1911 M ST
Merced, CA 95340-3706

Merco Credit Union is headquartered in Merced and is the 155th largest credit union in the state of California. It is also the 1,568th largest credit union in the nation. It was established in 1966 and as of September of 2016, it had grown to 31 employees and 10,037 members at 3 locations. Merco Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone who lives in Merced or Mariposa Counties and donate $10 to the Friends of the Library of Merced or the Friends of the Library of Mariposa; employees or retirees of Merced County, the state of California, the U.S. government, or any city, town, or special district paid from or located in Merced County (except the city of Merced).
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Health
A

Health Grade Components

Overall
NCUA #64766
Year Chartered1966
Employees31
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.49%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$102.0MM$96.8MM
LoansQ3 2016vs Q3 2015$43.3MM$38.9MM
DepositsQ3 2016vs Q3 2015$92.2MM$87.6MM
Equity CapitalQ3 2016vs Q3 2015$9.3MM$8.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$314.00K$348.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$163.00K$113.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Merco Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Premier Money Management Account
OTHER TIERS: 0.08% Up to $20k | 0.12% $20k - $50k
0.12%*$8k*-Summit Savings
OTHER TIERS: 0.05% Up to $2k | 0.08% $2k - $5k | 0.10% $5k - $8k
0.12%*$7,500*-Classic Money Management Account
OTHER TIERS: 0.05% Up to $2,500 | 0.08% $2,500 - $7,500
0.10%--Holiday Club Account
0.10%$500-IRA Savings Account
0.10%$500-Coverdell Education Savings Account
0.10%$500-Roth IRA Savings Account
0.05%$100-Regular Savings Account
0.05%--Youth Savings

Merco Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Checking Account
0.05%$500-Business Checking
0.05%$500-Summit Checking

Merco Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$2,500-5 Year Money Fund Share Certificate
0.50%$2,500-2 Year Share Certificate
0.50%$2,500-30 Month Mini-Fund Share Certificate
0.40%$2,500-1 Year Share Certificate
0.25%$1k-6 Month Share Certificate
0.25%$2,500-9 Month Share Certificate

Merco Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2,500-5 Year Money Fund IRA Certificate
0.55%$2,500-2 Year IRA Certificate
0.55%$2,500-30 Month Mini-Fund IRA Certificate
0.45%$2,500-1 Year IRA Certificate
0.30%$1k-6 Month IRA Certificate
0.30%$2,500-9 Month IRA Certificate
Locations


Merco Credit Union Locations
Branch Office1655 Bellevue RdAtwater, CA 95301-2608
Branch Office1911 M STMerced, CA 95340-3706
Branch Office5011 Coakley CirMariposa, CA 95338-8519