Overview / Commentary
Mercy Credit Union (MO) is headquartered in SPRINGFIELD and is the 31st largest credit union in the state of Missouri. It is also the 2,134th largest credit union in the nation. It was established in 1975 and as of December of 2016, it had grown to 20 employees and 11,751 members at 6 locations. Mercy Credit Union (MO) has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of Mercy Health System.
See current membership details
Health
B+
Data as of Q4 2016
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mercy Credit Union (MO) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63306 |
| Year Chartered | 1975 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 2.28% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $59.3MM$50.7MM |
| Loans | Q4 2016vs Q4 2015 | $34.7MM$30.5MM |
| Deposits | Q4 2016vs Q4 2015 | $53.6MM$45.7MM |
| Equity Capital | Q4 2016vs Q4 2015 | $5.4MM$4.9MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $68.00K$55.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $219.00K$156.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mercy Credit Union (MO) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $10k* | - | Savings Account | ||
| OTHER TIERS: 0.10% → $200 - $2k | 0.20% → $2k - $10k | |||||
Locations
| Mercy Credit Union (MO) Locations | ||
|---|---|---|
| Branch Office | 7301 Rogers Ave | Fort Smith, AR 72903 |
| Branch Office | 1235 E Cherokee St | SPRINGFIELD, MO 65804-2203 |
| Branch Office | 1444 E Sunshine St | SPRINGFIELD, MO 65804-1238 |
| Branch Office | 625 Maryville Centre Dr | Saint Louis, MO 63141 |
| Branch Office | 100 Mercy Way | Joplin, MO 64804 |
| Branch Office | 4200 W Memorial Rd | Oklahoma City, OK 73120 |