Mercy Credit Union (MO)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mymercycu.com

417-820-2931

1444 E Sunshine St
Springfield, MO 65804

Mercy Credit Union (MO) is headquartered in SPRINGFIELD and is the 34^th largest credit union in the state of Missouri. It is also the 1,990^th largest credit union in the nation. It was established in 1975 and as of March of 2025, it had grown to 21 employees and 14,739 members at 6 locations. Mercy Credit Union (MO)'s CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Mercy Health System.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mercy Credit Union (MO) has a relatively low asset base.

Health Grade Components

Overall
NCUA #	63306
Year Chartered	1975
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	1.78%
Return on Equity - YTD	15.15%
Annual Interest Income	$1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$83.9MM$83MM
Loans	Q1 2025vs Q1 2024	$65.9MM$64.3MM
Deposits	Q1 2025vs Q1 2024	$73.4MM$73.5MM
Equity Capital	Q1 2025vs Q1 2024	$9.8MM$8.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$190K$150K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$123K$164K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mercy Credit Union (MO); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mercy Credit Union (MO) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$10k^*	-	Savings Account
OTHER TIERS: 0.05% → $200 - $2k \| 0.20% → $2k - $10k

Mercy Credit Union (MO) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.50%^*	$0	$10k	Kasasa Cash Checking
OTHER TIERS: 0.20% → $10k+

Mercy Credit Union (MO) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%	$10k	-	9 Month CD Special
4.00%	$10k	-	18 Month CD
3.50%	$10k	-	12 Month CD
2.50%	$10k	-	6 Month CD
2.00%	$10k	-	3 Month CD

Locations

Mercy Credit Union (MO) Locations
Branch Office	1235 E Cherokee St	SPRINGFIELD, MO 65804-2203
Branch Office	1444 E Sunshine St	SPRINGFIELD, MO 65804-1238
Branch Office	621 S New Ballas Rd Ste 72B	Saint Louis, MO 63141-8235
Branch Office	4200 W Memorial Rd	Oklahoma City, OK 73120
Branch Office	100 Mercy Way	Joplin, MO 64804
Branch Office	7301 Rogers Ave	Fort Smith, AR 72903

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.