Meridia Community Credit Union is headquartered in Hamburg and is the 83rd largest credit union in the state of New York. It is also the 1,700th largest credit union in the nation. It was established in 1955 and as of March of 2022, it had grown to 20 employees and 8,983 members at 3 locations. Meridia Community Credit Union's savings rates are 8X the national average, and it has an A health rating.
Membership to Meridia Community Credit Union is offered to those who live, work, worship, or attend school in the western New York counties of Cattaraugus, Chautauqua, or Erie.
See current membership details
Overall | |
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NCUA # | 10684 |
Year Chartered | 1955 |
Employees | 20 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.83% |
Return on Equity - YTD | 8.01% |
Annual Interest Income | $724.00K |
Assets and Liabilities | ||
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Assets | Q1 2022vs Q1 2021 | $117.0MM$106.0MM |
Loans | Q1 2022vs Q1 2021 | $73.3MM$67.5MM |
Deposits | Q1 2022vs Q1 2021 | $103.3MM$93.8MM |
Equity Capital | Q1 2022vs Q1 2021 | $11.9MM$11.0MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $239.00K$277.00K |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $174.00K$179.00K |
Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Meridia Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.17%* | $75k* | - | Money Market Account | ||
OTHER TIERS: 0.10% → $2.5k - $25k | 0.12% → $25k - $50k | 0.15% → $50k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $10k | - | Checking Plus |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $500 | - | 60 Month CD | |
0.45% | $500 | - | 48 Month CD | |
0.35% | $500 | - | 36 Month CD | |
0.30% | $500 | - | 24 Month CD | |
0.20% | $500 | - | 18 Month CD | |
0.15% | $500 | - | 6 Month CD | |
0.15% | $500 | - | 12 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.05% | $500 | - | 18 Month IRA Term Share Accounts | |
1.00% | $500 | - | 12 Month IRA Term Share Accounts |
Meridia Community Credit Union Locations | ||
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Branch Office | 277 Buffalo St | Hamburg, NY 14075 |
Branch Office | 4500 Southwestern Blvd | Hamburg, NY 14075 |
Branch Office | 8252 N Main St | Eden, NY 14057 |