Overview / Commentary
4500 Southwestern Blvd
Hamburg, NY 14075

Meridia Community Credit Union is headquartered in Hamburg and is the 94th largest credit union in the state of New York. It is also the 1,893rd largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 19 employees and 7,932 members at 3 locations. Meridia Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in select Western New York or Erie County communities.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Meridia Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #10684
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD8.28%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$76.1MM$70.6MM
LoansQ2 2018vs Q2 2017$61.3MM$55.6MM
DepositsQ2 2018vs Q2 2017$66.4MM$61.9MM
Equity CapitalQ2 2018vs Q2 2017$8.8MM$8.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$241.00K$219.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$93.00K$167.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridia Community Credit Union Savings Account Rates

0.65%*-$2.5kYouth Savings Account
OTHER TIERS: 0.05% $2.5k+
0.60%*$75k*-Individual Retirement Accounts
OTHER TIERS: 0.50% $100 - $50k | 0.55% $50k - $75k
0.10%$100-Regular Shares
0.10%$100-Club Accounts
0.10%$100-U-Name-It Shares

Meridia Community Credit Union Money Market Rates

0.30%*$50k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $50k

Meridia Community Credit Union Checking Account Rates

0.15%$10k-Checking Plus

Meridia Community Credit Union CD Rates

1.45%$500-60 Month CD
1.25%$500-48 Month CD
0.85%$500-36 Month CD
0.65%$500-24 Month CD
0.50%$500-18 Month CD
0.45%$500-12 Month CD
0.20%$500-6 Month CD

Meridia Community Credit Union IRA Rates

0.55%$2.5k-12 Month IRA Term Share Accounts
0.55%$2.5k-18 Month IRA Term Share Accounts

Meridia Community Credit Union Locations
Branch Office277 Buffalo StHamburg, NY 14075
Branch Office4500 Southwestern BlvdHamburg, NY 14075
Branch Office8252 N Main StEden, NY 14057

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