Meridia Community Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.05%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.35%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	U-Name-It Shares 1.20% - Goldman Sachs Bank USA Online Savings

View all Meridia Community Federal Credit Union rates »

Overview / Commentary

www.meridiacu.com

716-648-4411

4500 Southwestern Blvd
Hamburg, NY 14075

Meridia Community Federal Credit Union is headquartered in Hamburg and is the 99^th largest credit union in the state of New York. It is also the 2,019^th largest credit union in the nation. It was established in 1955 and as of March of 2017, it had grown to 17 employees and 7,511 members at 3 locations. Meridia Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in select Western New York or Erie County communities.
See current membership details

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Health

A

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Meridia Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	10684
Year Chartered	1955
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	8.35%
Annual Interest Income	$545.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$67.6MM$62.3MM
Loans	Q1 2017vs Q1 2016	$53.3MM$50.1MM
Deposits	Q1 2017vs Q1 2016	$58.8MM$54.5MM
Equity Capital	Q1 2017vs Q1 2016	$7.9MM$7.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$194.00K$237.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$167.00K$187.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridia Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^*	-	$2,500	Youth Savings Account
OTHER TIERS: 0.05% → $2,500+
0.50%^*	$75k^*	-	Individual Retirement Accounts
OTHER TIERS: 0.40% → $100 - $50k \| 0.45% → $50k - $75k
0.05%	$100	-	Regular Shares
0.05%	$100	-	Holiday Club
0.05%	$100	-	U-Name-It Shares
0.05%	$100	-	Summer Savers Club

Meridia Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2,500 - $50k

Meridia Community Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$10k	-	Checking Plus

Meridia Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	$500	-	60 Month CD
0.90%	$500	-	48 Month CD
0.55%	$500	-	36 Month CD
0.45%	$500	-	24 Month CD
0.40%	$500	-	18 Month CD
0.35%	$500	-	12 Month CD
0.15%	$500	-	6 Month CD

Meridia Community Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$2,500	-	18 Month IRA Term Share Accounts
0.45%	$2,500	-	12 Month IRA Term Share Accounts

Locations

Meridia Community Federal Credit Union Locations
Branch Office	277 Buffalo St	Hamburg, NY 14075
Branch Office	4500 Southwestern Blvd	Hamburg, NY 14075
Branch Office	8226 N Main St	Eden, NY 14057