Meridia Community Credit Union is headquartered in Hamburg and is the 77th largest credit union in the state of New York. It is also the 1,628th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 22 employees and 9,584 members at 3 locations. Meridia Community Credit Union's savings rates are 8X the national average, and it has an A health rating.
Membership to Meridia Community Credit Union is offered to those who live, work, worship, or attend school in the western New York counties of Cattaraugus, Chautauqua, or Erie.
See current membership details
Overall | |
---|---|
NCUA # | 10684 |
Year Chartered | 1955 |
Employees | 22 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.83% |
Return on Equity - YTD | 16.02% |
Annual Interest Income | $2.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $125.9MM$123.2MM |
Loans | Q2 2023vs Q2 2022 | $96.7MM$77.4MM |
Deposits | Q2 2023vs Q2 2022 | $109.8MM$108.4MM |
Equity Capital | Q2 2023vs Q2 2022 | $14.3MM$12.1MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$326.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $222.00K$215.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Meridia Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | $75k* | - | Money Market Account | ||
OTHER TIERS: 0.45% → $2.5k - $25k | 0.50% → $25k - $50k | 0.65% → $50k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | $10k | - | Checking Plus |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.39% | $500 | - | 12 Month IRA Term Share Accounts | |
3.19% | $500 | - | 18 Month IRA Term Share Accounts |
Meridia Community Credit Union Locations | ||
---|---|---|
Branch Office | 277 Buffalo St | Hamburg, NY 14075 |
Branch Office | 4500 Southwestern Blvd | Hamburg, NY 14075 |
Branch Office | 8252 N Main St | Eden, NY 14057 |