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Meridia Community Credit Union


Overview / Commentary
meridiacu.com
716-648-4411
4500 Southwestern Blvd
Hamburg, NY 14075

Meridia Community Credit Union is headquartered in Hamburg and is the 77th largest credit union in the state of New York. It is also the 1,628th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 22 employees and 9,584 members at 3 locations. Meridia Community Credit Union's savings rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Meridia Community Credit Union is offered to those who live, work, worship, or attend school in the western New York counties of Cattaraugus, Chautauqua, or Erie.
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Health
A

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #10684
Year Chartered1955
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD16.02%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$125.9MM$123.2MM
LoansQ2 2023vs Q2 2022$96.7MM$77.4MM
DepositsQ2 2023vs Q2 2022$109.8MM$108.4MM
Equity CapitalQ2 2023vs Q2 2022$14.3MM$12.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$326.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$222.00K$215.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Meridia Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridia Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%*-$1kPrimary Saving
OTHER TIERS: 0.30% → $1k+
1.76%*$75k*-Individual Retirement Accounts
OTHER TIERS: 1.46% → $100 - $50k | 1.66% → $50k - $75k
1.16%*-$2.5kYouth Savings Account
OTHER TIERS: 0.30% → $2.5k+
0.30%$100-Regular Shares
0.30%$100-Club Accounts
0.30%$100-U-Name-It Shares

Meridia Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$75k*-Money Market Account
OTHER TIERS: 0.45% → $2.5k - $25k | 0.50% → $25k - $50k | 0.65% → $50k - $75k

Meridia Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$10k-Checking Plus

Meridia Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$500-13 Month CD Special - New Money
4.03%$500-7 Month CD Special - New Money
4.00%$500-12 Month CD
3.81%$500-25 Month CD Special - New Money
3.79%$500-6 Month CD
3.39%$500-18 Month CD
3.29%$500-24 Month CD
3.00%$500-36 Month CD
2.68%$500-48 Month CD
2.52%$500-60 Month CD

Meridia Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.39%$500-12 Month IRA Term Share Accounts
3.19%$500-18 Month IRA Term Share Accounts
Locations


Meridia Community Credit Union Locations
Branch Office277 Buffalo StHamburg, NY 14075
Branch Office4500 Southwestern BlvdHamburg, NY 14075
Branch Office8252 N Main StEden, NY 14057

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