Meridia Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.56% | 5-year CD | |
| 0.45% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
Meridia Community Credit Union is headquartered in Hamburg and is the 93rd largest credit union in the state of New York. It is also the 1,887th largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 19 employees and 8,010 members at 3 locations. Meridia Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership to Meridia Community Credit Union is offered to those who work, worship, attend school or live in several Western New York and Erie County communities.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10684 |
| Year Chartered | 1955 |
| Employees | 19 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 9.18% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $75.3MM$70.7MM |
| Loans | Q3 2018vs Q3 2017 | $61.9MM$58.2MM |
| Deposits | Q3 2018vs Q3 2017 | $64.9MM$61.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $9.0MM$8.2MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $233.00K$217.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $69.00K$178.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Meridia Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Meridia Community Credit Union Savings Account Rates
Meridia Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $2.5k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $75k | |||||
Meridia Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $10k | - | Checking Plus |
Meridia Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.56% | $500 | - | 60 Month CD | |
| 1.31% | $500 | - | 48 Month CD | |
| 0.95% | $500 | - | 36 Month CD | |
| 0.65% | $500 | - | 24 Month CD | |
| 0.55% | $500 | - | 18 Month CD | |
| 0.45% | $500 | - | 12 Month CD | |
| 0.25% | $500 | - | 6 Month CD |
Meridia Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $2.5k | - | 18 Month IRA Term Share Accounts | |
| 0.70% | $2.5k | - | 12 Month IRA Term Share Accounts |
| Meridia Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 277 Buffalo St | Hamburg, NY 14075 |
| Branch Office | 4500 Southwestern Blvd | Hamburg, NY 14075 |
| Branch Office | 8252 N Main St | Eden, NY 14057 |