Featured Savings Rates
Featured Accounts

Meridia Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.05%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.05%SavingsU-Name-It Shares

Overview / Commentary
716-648-4411
4500 Southwestern Blvd
Hamburg, NY 14075

Meridia Community Federal Credit Union is headquartered in Hamburg and is the 99th largest credit union in the state of New York. It is also the 2,021st largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 15 employees and 7,194 members at 3 locations. Meridia Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in select Western New York or Erie County communities.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Meridia Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #10684
Year Chartered1955
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.46%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$65.5MM$60.6MM
LoansQ2 2016vs Q2 2015$50.9MM$48.1MM
DepositsQ2 2016vs Q2 2015$57.6MM$52.8MM
Equity CapitalQ2 2016vs Q2 2015$7.4MM$6.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$236.00K$172.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$292.00K$213.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridia Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*-$2,500Youth Savings Account
OTHER TIERS: 0.05% $2,500+
0.50%*$75k*-Individual Retirement Accounts
OTHER TIERS: 0.40% $100 - $50k | 0.45% $50k - $75k
0.05%$100-Regular Shares
0.05%$100-Holiday Club
0.05%$100-U-Name-It Shares
0.05%$100-Summer Savers Club

Meridia Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $50k

Meridia Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10k-Checking Plus

Meridia Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-60 Month CD
0.90%$500-48 Month CD
0.55%$500-36 Month CD
0.45%$500-24 Month CD
0.40%$500-18 Month CD
0.35%$500-12 Month CD
0.15%$500-6 Month CD

Meridia Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2,500-18 Month IRA Term Share Accounts
0.45%$2,500-12 Month IRA Term Share Accounts
Locations


Meridia Community Federal Credit Union Locations
Branch Office277 Buffalo StHamburg, NY 14075
Branch Office4500 Southwestern BlvdHamburg, NY 14075
Branch Office8226 N Main StEden, NY 14057