2. Meridia Community Credit Union

Meridia Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.55%5-year CD
2.27% - National Average
0.45%1-year CD
1.37% - National Average
0.10%Savings
0.26% - National Average
View all Meridia Community Credit Union rates »

Overview / Commentary
www.meridiacu.com
716-648-4411
4500 Southwestern Blvd
Hamburg, NY 14075

Meridia Community Credit Union is headquartered in Hamburg and is the 92nd largest credit union in the state of New York. It is also the 1,885th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 21 employees and 8,072 members at 3 locations. Meridia Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership to Meridia Community Credit Union is offered to those who work, worship, attend school or live in several Western New York and Erie County communities.
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Health
A

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Meridia Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #10684
Year Chartered1955
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD8.54%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$75.1MM$70.0MM
LoansQ4 2018vs Q4 2017$63.8MM$58.8MM
DepositsQ4 2018vs Q4 2017$65.1MM$60.8MM
Equity CapitalQ4 2018vs Q4 2017$9.2MM$8.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$273.00K$214.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$126.00K$152.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridia Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*-$2.5kYouth Savings Account
OTHER TIERS: 0.10% → $2.5k+
0.75%*$50k*-Individual Retirement Accounts
OTHER TIERS: 0.65% → $100 - $50k
0.10%$100-Regular Shares
0.10%$100-Club Accounts
0.10%$100-U-Name-It Shares

Meridia Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$75k*-Money Market Account
OTHER TIERS: 0.30% → $2.5k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $75k

Meridia Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$10k-Checking Plus

Meridia Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-60 Month CD
1.30%$500-48 Month CD
0.95%$500-36 Month CD
0.65%$500-24 Month CD
0.60%$500-18 Month CD
0.45%$500-12 Month CD
0.25%$500-6 Month CD

Meridia Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$2.5k-18 Month IRA Term Share Accounts
0.70%$2.5k-12 Month IRA Term Share Accounts
Locations


Meridia Community Credit Union Locations
Branch Office277 Buffalo StHamburg, NY 14075
Branch Office4500 Southwestern BlvdHamburg, NY 14075
Branch Office8252 N Main StEden, NY 14057

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