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Meridia Community Credit Union


Overview / Commentary
meridiacu.com
716-648-4411
4500 Southwestern Blvd
Hamburg, NY 14075

Meridia Community Credit Union is headquartered in Hamburg and is the 83rd largest credit union in the state of New York. It is also the 1,700th largest credit union in the nation. It was established in 1955 and as of March of 2022, it had grown to 20 employees and 8,983 members at 3 locations. Meridia Community Credit Union's savings rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Meridia Community Credit Union is offered to those who live, work, worship, or attend school in the western New York counties of Cattaraugus, Chautauqua, or Erie.
See current membership details

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Health
A

Data as of Q1 2022

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Health Grade Components

Overall
NCUA #10684
Year Chartered1955
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD8.01%
Annual Interest Income$724.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$117.0MM$106.0MM
LoansQ1 2022vs Q1 2021$73.3MM$67.5MM
DepositsQ1 2022vs Q1 2021$103.3MM$93.8MM
Equity CapitalQ1 2022vs Q1 2021$11.9MM$11.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$239.00K$277.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$174.00K$179.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Meridia Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridia Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%*-$1kPrimary Saving
OTHER TIERS: 0.05% → $1k+
1.15%*$75k*-Individual Retirement Accounts
OTHER TIERS: 0.95% → $100 - $50k | 1.05% → $50k - $75k
0.75%*-$2.5kYouth Savings Account
OTHER TIERS: 0.05% → $2.5k+
0.05%$100-Regular Shares
0.05%$100-Club Accounts
0.05%$100-U-Name-It Shares

Meridia Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.17%*$75k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.12% → $25k - $50k | 0.15% → $50k - $75k

Meridia Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10k-Checking Plus

Meridia Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month CD
0.45%$500-48 Month CD
0.35%$500-36 Month CD
0.30%$500-24 Month CD
0.20%$500-18 Month CD
0.15%$500-6 Month CD
0.15%$500-12 Month CD

Meridia Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-18 Month IRA Term Share Accounts
1.00%$500-12 Month IRA Term Share Accounts
Locations


Meridia Community Credit Union Locations
Branch Office277 Buffalo StHamburg, NY 14075
Branch Office4500 Southwestern BlvdHamburg, NY 14075
Branch Office8252 N Main StEden, NY 14057

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