Meridia Community Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.45%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
0.45%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.10%	Savings	U-Name-It Shares 1.55% - Synchrony Bank High Yield Savings

View all Meridia Community Credit Union rates »

Overview / Commentary

www.meridiacu.com

716-648-4411

4500 Southwestern Blvd
Hamburg, NY 14075

Meridia Community Credit Union is headquartered in Hamburg and is the 97^th largest credit union in the state of New York. It is also the 1,966^th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 18 employees and 7,756 members at 3 locations. Meridia Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in select Western New York or Erie County communities.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Meridia Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	10684
Year Chartered	1955
Employees	18
Primary Regulator

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	8.03%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$70.0MM$65.4MM
Loans	Q4 2017vs Q4 2016	$58.8MM$53.0MM
Deposits	Q4 2017vs Q4 2016	$60.8MM$57.0MM
Equity Capital	Q4 2017vs Q4 2016	$8.4MM$7.7MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$214.00K$203.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$152.00K$168.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Meridia Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridia Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^*	-	$2,500	Youth Savings Account
OTHER TIERS: 0.05% → $2,500+
0.60%^*	$75k^*	-	Individual Retirement Accounts
OTHER TIERS: 0.50% → $100 - $50k \| 0.55% → $50k - $75k
0.10%	$100	-	Regular Shares
0.10%	$100	-	Club Accounts
0.10%	$100	-	U-Name-It Shares

Meridia Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.25% → $2,500 - $50k

Meridia Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$10k	-	Checking Plus

Meridia Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%	$500	-	60 Month CD
1.25%	$500	-	48 Month CD
0.85%	$500	-	36 Month CD
0.65%	$500	-	24 Month CD
0.50%	$500	-	18 Month CD
0.45%	$500	-	12 Month CD
0.20%	$500	-	6 Month CD

Meridia Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%	$2,500	-	12 Month IRA Term Share Accounts
0.55%	$2,500	-	18 Month IRA Term Share Accounts

Locations

Meridia Community Credit Union Locations
Branch Office	277 Buffalo St	Hamburg, NY 14075
Branch Office	4500 Southwestern Blvd	Hamburg, NY 14075
Branch Office	8252 N Main St	Eden, NY 14057

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.