Meridian MS ANG Federal Credit Union


Overview / Commentary
601-483-7307
6225 M St Bldg 305
Meridian, MS 39307

Meridian MS ANG Federal Credit Union is headquartered in Meridian and is the 25th largest credit union in the state of Mississippi. It is also the 2,961st largest credit union in the nation. It was established in 1963 and as of December of 2024, it had grown to 3 employees and 1,562 members at 1 location. Meridian MS ANG Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

For eligibility to join Meridian MS ANG Federal Credit Union, member must be a technician, AGR, adviser to the Air National Guard/Army Guard; guardsmen and employees of the Federal Aviation Administration Flight Service Station, service contract employees, CU employees, and family members of any of these employees.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Meridian MS ANG Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15377
Year Chartered1963
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.9%
Return on Equity - YTD13.82%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$28MM$26MM
LoansQ4 2024vs Q4 2023$21.5MM$18.5MM
DepositsQ4 2024vs Q4 2023$24.3MM$22.7MM
Equity CapitalQ4 2024vs Q4 2023$3.8MM$3.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$59K$32K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$55K$91K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Meridian MS ANG Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$25$5kChristmas Club
0.50%$100-Share Savings

Meridian MS ANG Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$100-Share Draft

Meridian MS ANG Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$5k-12 Month CD

Meridian MS ANG Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%$0-IRA Savings
Locations


Meridian MS ANG Federal Credit Union Locations
Branch Office6225 M St Bldg 305Meridian, MS 39307

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