Meridian Trust Federal Credit Union

Overview / Commentary
4349 E Lincolnway
Cheyenne, WY 82003

Meridian Trust Federal Credit Union is headquartered in Cheyenne and is the 2nd largest credit union in the state of Wyoming. It is also the 610th largest credit union in the nation. It was established in 1954 and as of December of 2022, it had grown to 107 employees and 40,634 members at 9 locations. Meridian Trust Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Meridian Trust Federal Credit Union is open to employee of the State of Wyoming, the University of Wyoming, Wyoming public schools/school district, or the Wyoming Department of Transportation. Individuals who live, work, worship, or attend school in the Wyoming counties of Carbon, Fremont, Sweetwater or Uinta, or select areas of Cheyenne and Goshen Counties, Wyoming, are eligible to join. Individuals who live, work, worship, or attend school in select areas Scotts Bluff County, Nebraska also qualify for membership.
See current membership details


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Health Grade Components

NCUA #9160
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD10.16%
Annual Interest Income$21.4MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$653.5MM$586.6MM
LoansQ4 2022vs Q4 2021$472.0MM$384.4MM
DepositsQ4 2022vs Q4 2021$584.0MM$525.7MM
Equity CapitalQ4 2022vs Q4 2021$63.4MM$56.7MM
Loan Loss AllowanceQ4 2022vs Q4 2021$2.3MM$2.6MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$1.4MM$1.0MM
Real Estate OwnedQ4 2022vs Q4 2021$0$71.00K

Rates for Meridian Trust Federal Credit Union are currently being reviewed.


Meridian Trust Federal Credit Union Locations
Branch Office1817 Mahoney StRawlins, WY 82301-5954
Branch Office873 Main StLander, WY 82520-3037
Branch Office2223 Warren AveCheyenne, WY 82001
Branch Office4349 E LincolnwayCheyenne, WY 82001
Branch Office901 W 29th StScottsbluff, NE 69361
Branch Office8205 Wellington BlvdWellington, CO 80549
Branch Office3 Canteen LaneYellowstone National Park, WY 82190
Branch Office1602 Prairie AveCheyenne, WY 82009-4836
Branch Office103 E 1st StAlliance, NE 69301-3806

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