Meridian Trust Federal Credit Union


Overview / Commentary
800-726-5644
4349 E Lincolnway
Cheyenne, WY 82003

Meridian Trust Federal Credit Union is headquartered in Cheyenne and is the 3rd largest credit union in the state of Wyoming. It is also the 603rd largest credit union in the nation. It was established in 1954 and as of March of 2024, it had grown to 118 employees and 41,202 members at 10 locations. Meridian Trust Federal Credit Union's savings rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Meridian Trust Federal Credit Union is open to employee of the State of Wyoming, the University of Wyoming, Wyoming public schools/school district, or the Wyoming Department of Transportation. Individuals who live, work, worship, or attend school in the Wyoming counties of Carbon, Fremont, Sweetwater or Uinta, or select areas of Cheyenne and Goshen Counties, Wyoming, are eligible to join. Individuals who live, work, worship, or attend school in select areas Scotts Bluff County, Nebraska also qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #9160
Year Chartered1954
Employees118
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.1%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$689.8MM$667.6MM
LoansQ1 2024vs Q1 2023$501MM$467.9MM
DepositsQ1 2024vs Q1 2023$608.9MM$597.7MM
Equity CapitalQ1 2024vs Q1 2023$70.3MM$64.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.2MM$2.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.3MM$1MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Meridian Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridian Trust Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$1.5kSteady Savers Club
OTHER TIERS: 0.05% $1.5k+
0.05%$100-Savings
0.05%$100-Health Savings Account (HSA)
0.05%$100-Business Savings
0.05%$100-Kirby Kangaroo Club Kids Savings Program
0.05%$100-Claim Your Youth Savings Account

Meridian Trust Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$150k*-Money Market
OTHER TIERS: 0.05% $0 - $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 1.00% $100k - $150k
2.25%*$150k*-IRA Money Market
OTHER TIERS: 0.05% $0 - $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 1.00% $100k - $150k
2.25%*$150k*-Business Money Market
OTHER TIERS: 0.05% $0 - $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 1.00% $100k - $150k

Meridian Trust Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$1k*$25kMaxRewards Checking
OTHER TIERS: 0.05% $25k+

Meridian Trust Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500-6 Month CD
4.05%$500-Business 6 Month CD
4.00%$500-12 Month CD
4.00%$500-Business 12 Month CD
3.75%$500-60 Month CD
3.75%$500-18 Month CD
3.75%$500-Business 18 Month CD
3.75%$500-Business 60 Month CD
3.65%$500-24 Month CD
3.65%$500-Business 24 Month CD
3.60%$500-30 Month CD
3.60%$500-Business 30 Month CD
3.55%$500-36 Month CD
3.55%$500-Business 36 Month CD
3.50%$500-48 Month CD
3.50%$500-Business 48 Month CD

Meridian Trust Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500-6 Monts IRA Certificate
4.00%$500-12 Monts IRA Certificate
3.75%$500-18 Monts IRA Certificate
3.75%$500-60 Monts IRA Certificate
3.65%$500-24 Monts IRA Certificate
3.60%$500-30 Monts IRA Certificate
3.55%$500-36 Monts IRA Certificate
3.50%$500-48 Monts IRA Certificate
Locations


Cities: Alliance, Cheyenne, Jackson, Lander, Rawlins, Scottsbluff, Wellington, Yellowstone National Park

Alliance Branches
Branch Office103 E 1st StAlliance, NE 69301-3806

Cheyenne Branches
Branch Office2223 Warren AveCheyenne, WY 82001
Branch Office4349 E LincolnwayCheyenne, WY 82001
Branch Office1602 Prairie AveCheyenne, WY 82009-4836

Jackson Branches
Branch Office740 S US Highway 89Jackson, WY 83001

Lander Branches
Branch Office873 Main StLander, WY 82520-3037

Rawlins Branches
Branch Office1817 Mahoney StRawlins, WY 82301-5954

Scottsbluff Branches
Branch Office901 W 29th StScottsbluff, NE 69361

Wellington Branches
Branch Office8205 Wellington BlvdWellington, CO 80549

Yellowstone National Park Branches
Branch Office3 Canteen LaneYellowstone National Park, WY 82190

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