Meridian Trust Federal Credit Union

Overview / Commentary
4349 E Lincolnway
Cheyenne, WY 82003

Meridian Trust Federal Credit Union is headquartered in Cheyenne and is the 3rd largest credit union in the state of Wyoming. It is also the 611th largest credit union in the nation. It was established in 1954 and as of September of 2023, it had grown to 98 employees and 40,802 members at 9 locations. Meridian Trust Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Meridian Trust Federal Credit Union is open to employee of the State of Wyoming, the University of Wyoming, Wyoming public schools/school district, or the Wyoming Department of Transportation. Individuals who live, work, worship, or attend school in the Wyoming counties of Carbon, Fremont, Sweetwater or Uinta, or select areas of Cheyenne and Goshen Counties, Wyoming, are eligible to join. Individuals who live, work, worship, or attend school in select areas Scotts Bluff County, Nebraska also qualify for membership.
See current membership details


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Health Grade Components

NCUA #9160
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.39%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$666.4MM$660.9MM
LoansQ3 2023vs Q3 2022$494.7MM$467.1MM
DepositsQ3 2023vs Q3 2022$591.6MM$594.4MM
Equity CapitalQ3 2023vs Q3 2022$66.1MM$62.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.5MM$2.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.1MM$1.6MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Meridian Trust Federal Credit Union are currently being reviewed.


Meridian Trust Federal Credit Union Locations
Branch Office1817 Mahoney StRawlins, WY 82301-5954
Branch Office873 Main StLander, WY 82520-3037
Branch Office2223 Warren AveCheyenne, WY 82001
Branch Office4349 E LincolnwayCheyenne, WY 82001
Branch Office901 W 29th StScottsbluff, NE 69361
Branch Office8205 Wellington BlvdWellington, CO 80549
Branch Office3 Canteen LaneYellowstone National Park, WY 82190
Branch Office1602 Prairie AveCheyenne, WY 82009-4836
Branch Office103 E 1st StAlliance, NE 69301-3806

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