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Merrimack County Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.themerrimack.com
603-223-2605
89 North Main Street
Concord, NH 03301

Merrimack County Savings Bank is headquartered in CONCORD and is the 5th largest bank in the state of New Hampshire. It is also the 809th largest bank in the nation. It was established in 1867 and as of December of 2024, it had grown to 199 employees at 9 locations. Merrimack County Savings Bank's CD rates are 2X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17960
Year Established1867
Employees199
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.7%
Annual Interest Income$62.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.35B$1.37B
LoansQ4 2024vs Q4 2023$1.14B$1.15B
DepositsQ4 2024vs Q4 2023$1.12B$1.03B
Equity CapitalQ4 2024vs Q4 2023$115.3MM$113.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$12.3MM$11.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$7.2MM$9.1MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Merrimack County Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Merrimack County Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Health Savings Account
OTHER TIERS: 0.10% → $0 - $2.5k | 0.20% → $2.5k - $10k | 0.25% → $10k - $25k
0.25%$1-Youth Savings
0.20%*$25k*-Everyday Savings
OTHER TIERS: 0.10% → $100 - $10k | 0.15% → $10k - $25k
0.20%*$25k*-Everyday Business Savings
OTHER TIERS: 0.10% → $100 - $10k | 0.15% → $10k - $25k
0.10%$2-Goal-Setter Savings

Merrimack County Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Premier Money Market
OTHER TIERS: 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $250k
0.45%*$250k*-Premier Business Money Market
OTHER TIERS: 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $250k
0.30%*$250k*-Everyday Money Market
OTHER TIERS: 0.15% → $1k - $25k | 0.20% → $25k - $100k | 0.25% → $100k - $250k
0.30%*$250k*-Everyday Business Money Market
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $100k | 0.25% → $100k - $250k

Merrimack County Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$1k-IOLTA Checking
0.05%*$250k*-Non-Profit Checking
OTHER TIERS: 0.02% → $500 - $250k
0.05%*$50k*-Premier Checking
OTHER TIERS: 0.02% → $500 - $25k | 0.03% → $25k - $50k
0.01%$100-Senior Checking
0.01%$100-Better Checking

Merrimack County Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-90 Day CD
4.00%$500-6 Month Add-On CD
4.00%$500-Business 90 Day CD
4.00%$500-Business 6 Month Add-On CD
3.75%$500-9 Month CD
3.75%$500-Business 9 Month CD
2.00%$500-1 Year CD
2.00%$500-1 1/2 Year CD
2.00%$500-Business 1 Year CD
2.00%$500-Business 1 1/2 Year CD
1.75%$500-2 Year CD
1.75%$500-Business 2 Year CD
1.25%$500-3 Year CD
1.25%$500-Business 3 Year CD
0.50%$500-4 Year CD
0.50%$500-5 Year Bump Up CD
0.50%$500-Business 4 Year CD
0.50%$500-Business 5 Year Bump Up CD

Merrimack County Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-90 Day IRA
4.00%$500-6 Month Add-On IRA
3.75%$500-9 Month IRA
2.00%$500-1 Year IRA
2.00%$500-1 1/2 Year IRA
1.75%$500-2 Year IRA
1.25%$500-3 Year IRA
0.50%$500-4 Year IRA
0.50%$500-5 Year Bump Up IRA
Locations


Merrimack County Savings Bank Locations
Integra Drive Branch1 Integra DriveConcord, NH 03302
Nashua Branch101 Broad StreetNashua, NH 03064
North State Street Branch167 North State StreetConcord, NH 03301
Contoocook Branch35 Kearsarge AvenueContoocook, NH 03229
Bow Branch503 South StreetBow, NH 03304
Merrimack County Savings Bank89 N Main StConcord, NH 03301
Londonderry Turnpike Road Hooksett B360 Londonderry Turnpike RoadHooksett, NH 03106

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.