Featured Savings Rates
Featured Accounts

Merrimack County Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD5 Year CD Fix Rate
0.25%1-year CD1 Year CD Fix Rate
0.06%SavingsJust Savings

Overview / Commentary
603-225-2793
89 North Main Street
Concord, NH 03301

Merrimack County Savings Bank is headquartered in Concord and is the 6th largest bank in the state of New Hampshire. It is also the 939th largest bank in the nation. It was established in 1867 and as of June of 2017, it had grown to 154 employees at 9 locations. Merrimack County Savings Bank has an A health rating.

Reviews (3)

Customers come first at Merrimack County Savings Bank

I have delt with several banks in my lifetime. The customer service I receive at Merrimack County Savings Bank has been excellent! A short time ago I noticed a couple of online withdrawals from a company I did not recognize. The representative at the bank put an immediate stop on my account and a hold on a transaction that had not gone through yet. She went on line and looked up the company to see who they were and what they sold. It turned out to be an adult site! Someone had obtained my information and was using it on the site. This could have led to my having serious professional issues and monetary issues. Teachers and adult sites don't mix well! I ended up talking to a FBI agent who helped resolve the issues. If the bank hadn't been so quick and thorough they migjt have gotten away with my money and reputation!

Customer Service

I travel quite often and at one time was in the southeast. I was in an area with out good phone service, but when I did get to an area where I did have phone service, I found I had a voice mail from my banks security firm. They asked me to call, I did and they confirmed someone had used my debit card, so they shut my card off. They had me call my bank, which I did. My bank stayed on the phone with me and let me drive to two atm's to take out money. They would turn my card on when I used the atm and shut it off till I got to another one. This was the only way I could have gotten home, only have $5 dollars cash on me otherwise.
Also, a few days before I was ready to travel, someone in China emptied my account. The bank worked with me to get the money back and get me a new debit card before I was to leave. Exceptional customer service and I wouldn't go to another bank because of how they treat their customers.

STAY AWAY From Merrimack County Savings Bank!

STAY AWAY from Merrimack County Savings Bank for mortgages! They just did a bait & switch on my friend. She was approved for a 5% mortgage, both verbally and in writing, and just as they were about to close the commitment letter says 20% down. Their loan person there is Cliff Colquitt. He's AWFUL, won't give them any explanation on this bait & switch. My friend and her husband are first time buyers, new to this, great borrowers, have had steady employment for a long time and they have excellent credit. STAY AWAY FROM MERRIMACK COUNTY!



Health

Health Grade Components

Overall
FDIC Certificate #17960
Year Established1867
Employees154
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.22%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$814.5MM$756.5MM
LoansQ2 2017vs Q2 2016$664.1MM$615.7MM
DepositsQ2 2017vs Q2 2016$599.1MM$560.1MM
Equity CapitalQ2 2017vs Q2 2016$80.7MM$77.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.8MM$3.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.5MM$4.8MM
Real Estate OwnedQ2 2017vs Q2 2016$773.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Merrimack County Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--All Purpose Club
0.08%*$25k*-Business Savings
OTHER TIERS: 0.03% $100 - $2,500 | 0.04% $2,500 - $10k | 0.06% $10k - $25k
0.08%*$75k*-Premium Plus Savings
OTHER TIERS: 0.03% $500 - $10k | 0.04% $10k - $25k | 0.05% $25k - $50k | 0.06% $50k - $75k
0.06%*$25k*-Just Savings
OTHER TIERS: 0.03% $100 - $2,500 | 0.04% $2,500 - $10k | 0.05% $10k - $25k
0.03%--Youth Savings

Merrimack County Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$250k*$1mBusiness Money Market
OTHER TIERS: 0.03% $2,500 - $75k | 0.06% $75k - $100k | 0.08% $100k - $250k
0.10%*$75k*-Personal Money Market
OTHER TIERS: 0.03% $500 - $25k | 0.06% $25k - $50k | 0.08% $50k - $75k

Merrimack County Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$100k*-IOLTA Checking
OTHER TIERS: 1.02% $1k - $100k
0.40%*-$15kMobile Checking
OTHER TIERS: 0.05% $15k+
0.15%*$50k*$1mPremium Plus Checking with Direct Deposit
OTHER TIERS: 0.03% $500 - $25k | 0.10% $25k - $50k
0.04%*$10k*-GenGold Checking
OTHER TIERS: 0.02% $1k - $5k | 0.03% $5k - $10k
0.01%$500-Not-for-Profit Checking
0.01%$500-Bank@Work

Merrimack County Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-52 Month Premium CD
1.35%$500-Business 52 Month Premium CD
1.15%$500-5 Year Bump Up CD
1.15%$500-Business 5 Year Bump Up CD
1.05%$500-3 Year Bump Up CD
1.05%$500-Business 3 Year Bump Up CD
1.00%$500-5 Year CD Fix Rate
1.00%$500-Business 5 Year CD Fix Rate
0.75%$500-4 Year CD Fix Rate
0.75%$500-Business 4 Year CD Fix Rate
0.65%$500-28 Month Premium CD Fix Rate
0.65%$500-3 Year CD Fix Rate
0.65%$500-Business 28 Month Premium CD Fix Rate
0.65%$500-Business 3 Year CD Fix Rate
0.50%$500-14 Month Premium CD Fix Rate
0.50%$500-Business 14 Month Premium CD Fix Rate
0.45%$500-2 Year CD Fix Rate
0.45%$500-Business 2 Year CD Fix Rate
0.30%$500-1 1/2 Year CD Fix Rate
0.30%$500-Business 1 1/2 Year CD Fix Rate
0.25%$500-1 Year CD Fix Rate
0.25%$500-Business 1 Year CD Fix Rate
0.20%$500-7 Month Premium CD Fix Rate
0.20%$500-Business 7 Month Premium CD Fix Rate
0.15%$500-6 Month CD Fix Rate
0.15%$500-6 Month Add-On CD
0.15%$500-Business 6 Month Add-On CD
0.15%$500-Business 6 Month CD Fix Rate
0.10%$500-90 Day CD Fix Rate
0.10%$500-Business 90 Day CD Fix Rate

Merrimack County Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-5 Year Wealthbuilder IRA Special
1.35%$500-52 Month Premium IRA
1.15%$500-5 Year Bump Up IRA
1.05%$500-3 Year Bump Up IRA
1.00%$500-5 Year IRA Fix Rate
0.75%$500-4 Year IRA Fix Rate
0.65%$500-28 Month Premium IRA Fix Rate
0.65%$500-3 Year IRA Fix Rate
0.50%$500-14 Month Premium IRA Fix Rate
0.45%$500-2 Year IRA Fix Rate
0.30%$500-1 1/2 Year IRA Fix Rate
0.25%$500-1 Year IRA Fix Rate
0.20%$500-7 Month Premium IRA Fix Rate
0.15%$500-6 Month IRA Fix Rate
0.15%$500-6 Month Add-On IRA
0.10%$500-90 Day IRA Fix Rate
Locations


Merrimack County Savings Bank Locations
Integra Drive Branch1 Integra DriveConcord, NH 03302
Nashua Branch101 Broad StreetNashua, NH 03064
North State Street Branch167 North State StreetConcord, NH 03301
Concord Branch190 North Main StreetConcord, NH 03301
Contoocook Branch35 Kearsarge AvenueContoocook, NH 03229
Bow Branch503 South StreetBow, NH 03304
Merrimack County Savings Bank89 North Main StreetConcord, NH 03301
Hooksett Branch530 West River RoadHooksett, NH 03106
Londonderry Turnpike Road Hooksett B360 Londonderry Turnpike RoadHooksett, NH 03106