Merrimack County Savings Bank

Overview / Commentary
89 North Main Street
Concord, NH 03301

Merrimack County Savings Bank is headquartered in CONCORD and is the 5th largest bank in the state of New Hampshire. It is also the 794th largest bank in the nation. It was established in 1867 and as of March of 2024, it had grown to 185 employees at 8 locations. Merrimack County Savings Bank's CD rates are 2X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #17960
Year Established1867
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.51%
Annual Interest Income$15.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.36B$1.33B
LoansQ1 2024vs Q1 2023$1.16B$1.13B
DepositsQ1 2024vs Q1 2023$1B$1.02B
Equity CapitalQ1 2024vs Q1 2023$113.6MM$108MM
Loan Loss AllowanceQ1 2024vs Q1 2023$11.5MM$11.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$9.1MM$821K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Merrimack County Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Merrimack County Savings Bank Savings Account Rates

0.35%*$25k*-Health Savings Account
OTHER TIERS: 0.10% $0 - $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $25k
0.25%$1-Youth Savings
0.20%*$25k*-Everyday Savings
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $25k
0.20%*$25k*-Everyday Business Savings
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $25k
0.10%$2-Goal-Setter Savings

Merrimack County Savings Bank Money Market Rates

0.45%*$250k*-Premier Money Market
OTHER TIERS: 0.20% $25k - $50k | 0.25% $50k - $100k | 0.35% $100k - $250k
0.45%*$250k*-Premier Business Money Market
OTHER TIERS: 0.20% $25k - $50k | 0.25% $50k - $100k | 0.35% $100k - $250k
0.30%*$250k*-Everyday Money Market
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.30%*$250k*-Everyday Business Money Market
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k

Merrimack County Savings Bank Checking Account Rates

3.57%$1k-IOLTA Checking
0.05%*$250k*-Non-Profit Checking
OTHER TIERS: 0.02% $500 - $250k
0.05%*$50k*-Premier Checking
OTHER TIERS: 0.02% $500 - $25k | 0.03% $25k - $50k
0.01%$100-Senior Checking
0.01%$100-Better Checking

Merrimack County Savings Bank CD Rates

5.05%$500-5 Month CD
5.05%$500-Business 5 Month CD
5.00%$500-9 Month CD
5.00%$500-Business 9 Month CD
4.75%$500-1 1/2 Year CD
4.75%$500-Business 1 1/2 Year CD
4.25%$500-2 Year CD
4.25%$500-Business 2 Year CD
4.00%$500-6 Month Add-On CD
4.00%$500-Business 6 Month Add-On CD
2.00%$500-1 Year CD
2.00%$500-Business 1 Year CD
1.25%$500-3 Year CD
1.25%$500-Business 3 Year CD
0.50%$500-90 Day CD
0.50%$500-4 Year CD
0.50%$500-5 Year Bump Up CD
0.50%$500-Business 90 Day CD
0.50%$500-Business 4 Year CD
0.50%$500-Business 5 Year Bump Up CD
0.15%$500-13 Month CD Special
0.15%$500-Business 13 Month CD Special

Merrimack County Savings Bank IRA Rates

5.05%$500-5 Month IRA
5.00%$500-9 Month IRA
4.75%$500-1 1/2 Year IRA
4.25%$500-2 Year IRA
4.00%$500-6 Month Add-On IRA
2.00%$500-1 Year IRA
1.25%$500-3 Year IRA
0.50%$500-90 Day IRA
0.50%$500-4 Year IRA
0.50%$500-5 Year Bump Up IRA

Merrimack County Savings Bank Locations
Integra Drive Branch1 Integra DriveConcord, NH 03302
Nashua Branch101 Broad StreetNashua, NH 03064
North State Street Branch167 North State StreetConcord, NH 03301
Contoocook Branch35 Kearsarge AvenueContoocook, NH 03229
Bow Branch503 South StreetBow, NH 03304
Merrimack County Savings Bank89 N Main StConcord, NH 03301
Londonderry Turnpike Road Hooksett B360 Londonderry Turnpike RoadHooksett, NH 03106

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