Metairie Bank & Trust Company is headquartered in Metairie and is the 27th largest bank in the state of Louisiana. It is also the 1,469th largest bank in the nation. It was established in 1947 and as of December of 2021, it had grown to 107 employees at 9 locations. Metairie Bank & Trust Company has an A health rating.
<3 This Bank
My family and grams and pawpaw banked with Metairie Bank for years until they passed. I decided to open an account there because I heard it was easy to talk to a person if I had an issue and they do all kinds of stuff to help the community. Someone copied my debit card and Metairie Bank texted me about it. I was able to reply and say that it was not mine and they gave the money back and I got a new card-the pink monogram card<3 It freaked me out and they were there to help me through it. You wouldn't think an old bank would text but they did and I <3 it. STFU^ the comment above sands4ever. some shady shit going on wit u!
Lifelong Bank
I've banked at Metairie Bank all of my life, savings, checking, car loans and home loans. I wouldn't go anywhere else.
Great Bank
The people at this bank make you feel very welcome. I cant say that for Chase and Capital One.
Rudest Employee
I've dealt with the rudest employee I've met to date at Metairie bank on veterans by David Dr! Not once but the different occasions, same rude person! Jackie is to complacent in her position. She has been rude to me everyone I cash a check from them. She goes out her way to be rude to me and makes me wait forever with her b.s. she always gives me trouble, and I have done nothing to her! She has told me I wouldn't have problems if I had an account there on every occasion. This is ridiculous! I have told the account holder on every occasion, and he has called her to make her honor his check from them....I will never bank with mean nasty people!
**BEWARE**
Metairie Bank seizes any and all opportunities to defraud its customers for monetary gain via ambiguous fees and other dubious methods. Sadly, I've had the misfortune of being victimized by these predators. In the late 1980s, I opened my first savings account as an adult. I had a few hundred dollars saved when I moved several miles away. I changed my address and continued to receive statements at my new address until I received a statement showing a zero balance. I called Metairie Bank and was told since I hadn't withdrawn money from my account they charged it off. I was told it was a new policy and that they mailed this information to me. Funny, I received every statement but nothing about this "new policy." A few years ago, I decided to try the bank again since it is one of the last local banks. This was a huge mistake. Sometime back, I had a couple of checks clear my bank that were obvious forgeries. I contacted the bank and was told there was nothing I could do since the checks already cleared; it was too late for a stop payment. Since they did nothing to help me, I ended up paying several hundred dollars in fees as a result of these unexpected debts. I recently learned the bank was supposed to refund the money to me and eat the fraud charges according to the state of Louisiana, but again this got me nowhere. I was told nothing could be done after 30 days. I could list several more examples of how they pilfered my account, but it would take too long. They use stealthy methods to hide their actions hoping customers will not notice.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16539 |
| Year Established | 1947 |
| Employees | 107 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 9.99% |
| Annual Interest Income | $18.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $612.1MM$486.0MM |
| Loans | Q4 2021vs Q4 2020 | $288.7MM$351.8MM |
| Deposits | Q4 2021vs Q4 2020 | $548.4MM$438.7MM |
| Equity Capital | Q4 2021vs Q4 2020 | $59.4MM$42.8MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $3.7MM$3.4MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $737.00K$481.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |