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Metropolitan Commercial Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.metropolitanbankny.com
800-852-7632
99 Park Avenue
New York, NY 10016

Metropolitan Commercial Bank is headquartered in NEW YORK and is the 17th largest bank in the state of New York. It is also the 201st largest bank in the nation. It was established in 1999 and as of March of 2025, it had grown to 290 employees at 8 locations. Metropolitan Commercial Bank has a B+ health rating.

Reviews (2)

Really Great Bank

Posted by: |

I don’t know why people would rate another service on this site.. it’s like saying cricket mobile is horrible so you go on ATT website to complain about it.. this bank is wonderful..customer service is great..

1

Thiefs & Closes Your Account For No Reason

Posted by: |

Avid prepaid and their bank stoled my balance from my social security check after they closed my account for no reason. It's 435.00 and they will pay me. Do not sign up with Avid prepaid card. I was with them since 2019.

3


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34699
Year Established1999
Employees290
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD10%
Annual Interest Income$118.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$7.61B$7.45B
LoansQ1 2025vs Q1 2024$6.27B$5.66B
DepositsQ1 2025vs Q1 2024$6.53B$6.28B
Equity CapitalQ1 2025vs Q1 2024$710.7MM$678.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$67.8MM$58.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$34.5MM$52.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for Metropolitan Commercial Bank.

Locations


Metropolitan Commercial Bank Locations
1359 Broadway Branch99 Park AvenueNew York, NY 10016
16 West 46th Street Branch16 West 46th StreetNew York, NY 10036
Boro Park Branch5101 13th AveBrooklyn, NY 11219
Metropolitan National Bank99 Park AveNew York, NY 10016
New York Branch99 Park AvenueNew York, NY 10016
Great Neck Branch111 Great Neck RoadGreat Neck, NY 11021
1270 Lex Ave1270 Lexington AvenueNew York, NY 10028

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