Miami Federal Credit Union is headquartered in Miami and is the 90th largest credit union in the state of Florida. It is also the 2,684th largest credit union in the nation. It was established in 1954 and as of December of 2022, it had grown to 8 employees and 2,524 members at 4 locations. Miami Federal Credit Union has a B health rating.
Miami Federal Credit Union is open to employees of the U.S. government, military personnel headquartered in Miami-Dade, Broward or Monroe County, and employees of Capital Grill Restaurant, Bethel Apostolic Temple, Henderson Clinic, Economic Opportunities Family Health Center, Inc., First Church of North Miami Congregational, Tools for Change, Church of the Open Door, Health Systems Agency of South Florida, or IXE Dollar Express, Inc..
See current membership details
Member service’s beyond expectations. They are not a bank, they are our credit union.
Overall | |
---|---|
NCUA # | 9287 |
Year Chartered | 1954 |
Employees | 8 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.2% |
Return on Equity - YTD | 1.62% |
Annual Interest Income | $1.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $41.2MM$42.5MM |
Loans | Q4 2022vs Q4 2021 | $25.7MM$24.3MM |
Deposits | Q4 2022vs Q4 2021 | $34.9MM$36.6MM |
Equity Capital | Q4 2022vs Q4 2021 | $5.2MM$5.2MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $80.00K$89.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $54.00K$23.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Miami Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $10k* | - | Share Savings | ||
OTHER TIERS: 0.10% → Up to $1k | 0.15% → $1k - $5k | 0.20% → $5k - $10k | |||||
0.15% | - | - | Christmas Club | ||
0.15% | - | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | - | - | Share Draft Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.70% | $25 | - | 60 Month IRA | |
0.65% | $25 | - | 30 Month IRA | |
0.65% | $25 | - | 30 Month Educational IRA | |
0.55% | $25 | - | 24 Month IRA | |
0.50% | $25 | - | 12 Month IRA |
Miami Federal Credit Union Locations | ||
---|---|---|
Branch Office | 400 N Miami Ave Fl 6 | Miami, FL 33128 |
Branch Office | 99 NE 4th St Fl 2 | Miami, FL 33132-2131 |
Branch Office | 299 E Broward Blvd Suite 314 | Ft Lauderdale, FL 33301 |
Branch Office | 51 SW 1st Ave Ste 604 | Miami, FL 33130-1611 |