Miami Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.01%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
0.50%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.25%	Savings	Share Savings 1.30% - Nationwide Bank Online Savings Account

View all Miami Federal Credit Union rates »

Overview / Commentary

www.miamifcu.org

305-377-1017

51 SW 1st Ave Ste 604
Miami, FL 33130-1611

Miami Federal Credit Union is headquartered in Miami and is the 96^th largest credit union in the state of Florida. It is also the 2,708^th largest credit union in the nation. It was established in 1954 and as of December of 2017, it had grown to 10 employees and 2,826 members at 4 locations. Miami Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. government, military personnel headquartered in Miami-Dade, Broward or Monroe County, and employees of Capital Grill Restaurant, Bethel Apostolic Temple, Henderson Clinic, Economic Opportunities Family Health Center, Inc., First Church of North Miami Congregational, Tools for Change, Church of the Open Door, Health Systems Agency of South Florida, Inc., or IXE Dollar Express, Inc..
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Health

B+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Miami Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	9287
Year Chartered	1954
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	4.35%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$34.7MM$31.8MM
Loans	Q4 2017vs Q4 2016	$18.8MM$19.0MM
Deposits	Q4 2017vs Q4 2016	$29.3MM$26.9MM
Equity Capital	Q4 2017vs Q4 2016	$4.9MM$4.7MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$133.00K$180.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$63.00K$81.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$10k^*	-	Share Savings
OTHER TIERS: 0.10% → Up to $1k \| 0.15% → $1k - $5k \| 0.20% → $5k - $10k
0.20%	-	-	Christmas Club
0.20%	-	-	Vacation Club

Miami Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Share Draft Checking

Miami Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%	$50k	-	60 Month Jumbo CD
1.30%^*	$50k^*	-	30 Month Jumbo CD
OTHER TIERS: 1.05% → $10k - $50k
1.01%	$200	-	60 Month CD
0.80%	$10k	-	24 Month Jumbo CD
0.70%	$10k	-	18 Month Jumbo CD
0.65%	$200	-	30 Month CD
0.65%	$10k	-	12 Month Jumbo CD
0.60%	$200	-	24 Month CD
0.55%	$200	-	18 Month CD
0.50%	$200	-	12 Month CD
0.40%	$10k	-	6 Month Jumbo CD
0.30%	$200	-	6 Month CD

Miami Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$25	-	60 Month IRA
0.65%	$25	-	30 Month IRA
0.65%	$25	-	30 Month Educational IRA
0.55%	$25	-	24 Month IRA
0.50%	$25	-	12 Month IRA

Locations

Miami Federal Credit Union Locations
Branch Office	400 N Miami Ave Fl 6	Miami, FL 33128
Branch Office	99 NE 4th St Fl 2	Miami, FL 33132-2131
Branch Office	299 E Broward Blvd Suite 314	Ft Lauderdale, FL 33301
Branch Office	51 SW 1st Ave Ste 604	Miami, FL 33130-1611

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