Featured Savings Rates
Featured Accounts
Overview / Commentary
305-377-1017
51 SW 1st Ave Ste 604
Miami, FL 33130-1611

Miami Federal Credit Union is headquartered in Miami and is the 98th largest credit union in the state of Florida. It is also the 2,818th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 9 employees and 2,832 members at 4 locations. Miami Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. government, military personnel headquartered in Miami-Dade, Broward or Monroe County, and employees of Capital Grill Restaurant, Bethel Apostolic Temple, Henderson Clinic, Economic Opportunities Family Health Center, Inc., First Church of North Miami Congregational, Tools for Change, Church of the Open Door, Health Systems Agency of South Florida, Inc., or IXE Dollar Express, Inc..
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Miami Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #9287
Year Chartered1954
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD6.23%
Annual Interest Income$603.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$32.9MM$33.6MM
LoansQ2 2017vs Q2 2016$18.5MM$15.4MM
DepositsQ2 2017vs Q2 2016$27.9MM$28.8MM
Equity CapitalQ2 2017vs Q2 2016$4.8MM$4.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$136.00K$192.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$64.00K$140.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$140.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Miami Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Share Savings
OTHER TIERS: 0.10% Up to $1k | 0.15% $1k - $5k | 0.20% $5k - $10k
0.20%--Christmas Club
0.20%--Vacation Club

Miami Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Share Draft Checking

Miami Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$50k-60 Month Jumbo CD
1.30%*$50k*-30 Month Jumbo CD
OTHER TIERS: 1.05% $10k - $50k
1.01%$200-60 Month CD
0.80%$10k-24 Month Jumbo CD
0.70%$10k-18 Month Jumbo CD
0.65%$200-30 Month CD
0.65%$10k-12 Month Jumbo CD
0.60%$200-24 Month CD
0.55%$200-18 Month CD
0.50%$200-12 Month CD
0.40%$10k-6 Month Jumbo CD
0.30%$200-6 Month CD

Miami Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$25-60 Month IRA
0.65%$25-30 Month IRA
0.65%$25-30 Month Educational IRA
0.55%$25-24 Month IRA
0.50%$25-12 Month IRA
Locations


Miami Federal Credit Union Locations
Branch Office400 N Miami Ave Fl 6Miami, FL 33128
Branch Office99 NE 4th St Fl 2Miami, FL 33132-2131
Branch Office299 E Broward Blvd Suite 314Ft Lauderdale, FL 33301
Branch Office51 SW 1st Ave Ste 604Miami, FL 33130-1611