Miami Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.51%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.60%	1-year CD	2.60% - Capital One 12 Month 360 CD
0.25%	Savings	2.00% - American Express National Bank High Yield Savings Account

View all Miami Federal Credit Union rates »

Overview / Commentary

www.miamifcu.org

305-377-1017

51 SW 1st Ave Ste 604
Miami, FL 33130-1611

Miami Federal Credit Union is headquartered in Miami and is the 96^th largest credit union in the state of Florida. It is also the 2,720^th largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 10 employees and 2,832 members at 4 locations. Miami Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. government, military personnel headquartered in Miami-Dade, Broward or Monroe County, and employees of Capital Grill Restaurant, Bethel Apostolic Temple, Henderson Clinic, Economic Opportunities Family Health Center, Inc., First Church of North Miami Congregational, Tools for Change, Church of the Open Door, Health Systems Agency of South Florida, Inc., or IXE Dollar Express, Inc..
See current membership details

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Health

B+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Miami Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	9287
Year Chartered	1954
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.53%
Return on Equity - YTD	3.7%
Annual Interest Income	$597.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$35.0MM$32.9MM
Loans	Q2 2018vs Q2 2017	$18.8MM$18.5MM
Deposits	Q2 2018vs Q2 2017	$29.9MM$27.9MM
Equity Capital	Q2 2018vs Q2 2017	$5.0MM$4.8MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$102.00K$136.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$89.00K$64.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$10k^*	-	Share Savings
OTHER TIERS: 0.10% → Up to $1k \| 0.15% → $1k - $5k \| 0.20% → $5k - $10k
0.20%	-	-	Christmas Club
0.20%	-	-	Vacation Club

Miami Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Share Draft Checking

Miami Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$50k	-	60 Month Jumbo CD
1.51%	$200	-	60 Month CD
1.30%^*	$50k^*	-	30 Month Jumbo CD
OTHER TIERS: 1.15% → $10k - $50k
1.00%	$200	-	30 Month CD
0.85%	$200	-	24 Month CD
0.85%	$10k	-	24 Month Jumbo CD
0.75%	$10k	-	12 Month Jumbo CD
0.70%	$10k	-	18 Month Jumbo CD
0.60%	$200	-	12 Month CD
0.55%	$200	-	18 Month CD
0.40%	$200	-	6 Month CD
0.40%	$10k	-	6 Month Jumbo CD

Miami Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.06%	$25	-	60 Month IRA
0.75%	$25	-	30 Month IRA
0.65%	$25	-	30 Month Educational IRA
0.55%	$25	-	24 Month IRA
0.50%	$25	-	12 Month IRA

Locations

Miami Federal Credit Union Locations
Branch Office	400 N Miami Ave Fl 6	Miami, FL 33128
Branch Office	99 NE 4th St Fl 2	Miami, FL 33132-2131
Branch Office	299 E Broward Blvd Suite 314	Ft Lauderdale, FL 33301
Branch Office	51 SW 1st Ave Ste 604	Miami, FL 33130-1611

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