Miami Postal Service Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.65%	6-month CD	9 Month Jumbo CD 0.51% - National Average
1.91%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
0.50%	18-month CD	18 Month CD 2.15% - Goldman Sachs Bank USA High-yield 18 Month CD

View all Miami Postal Service Credit Union rates »

Overview / Commentary

www.mpscu.org

305-592-7733

2190 NW 72nd Ave
Miami, FL 33122-1824

Miami Postal Service Credit Union is headquartered in Miami and is the 56^th largest credit union in the state of Florida. It is also the 1,384^th largest credit union in the nation. It was established in 1991 and as of December of 2017, it had grown to 46 employees and 15,077 members at 3 locations. Miami Postal Service Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to postal employees and retirees, employees of the Federal government, and those who live or work within a 15-mile radius of the credit union's three branches.
See current membership details

Okay Credit Union, Down Fall

Posted by: deltaforce | Sep 18, 2016

It a nice credit union with good interest but only down fall is the check card limit is only three uses allowed per month at non MPS location after that it is 1.00 charge. after i established and read that in agreement. The representative didn't tell me that restrict or show me the fee I regret opening the account. the location are bit far from me. it does allow shared branch but the local credit union around me. I dont like them everytime i go there its an issue with them trying to find my account and giving me around this is at WE FLORIDA.

Comment

2

MPS Credit Union

Posted by: Lizajulianagarcia | Feb 10, 2016

I have been a member of Miami postal service credit union for a couple years now . They are one of the credit unions that has the lowest interest rate loans or automobile loans . The account number is easy to remember because it has only five digits . This downside of the credit union is that they're not conveniently located everywhere I believe in Florida they have approximately 2 to 3 locations . I have a savings account with them including CDs which have the highest interest rate .

Comment

1

Health

A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67330
Year Chartered	1991
Employees	46
Primary Regulator

Profit Margin
Return on Assets - YTD	0.14%
Return on Equity - YTD	1.25%
Annual Interest Income	$4.4MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$125.0MM$126.9MM
Loans	Q4 2017vs Q4 2016	$51.5MM$55.5MM
Deposits	Q4 2017vs Q4 2016	$109.6MM$110.8MM
Equity Capital	Q4 2017vs Q4 2016	$13.8MM$13.5MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$1.2MM$1.2MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$416.00K$975.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.