MPS Credit Union

Overview / Commentary
2190 NW 72nd Ave
Miami, FL 33122

MPS Credit Union is headquartered in Miami and is the 56th largest credit union in the state of Florida. It is also the 1,372nd largest credit union in the nation. It was established in 1991 and as of December of 2022, it had grown to 39 employees and 13,283 members at 3 locations. MPS Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

MPS Credit Union is open to those who live, work or worship in Broward, Miami-Dade, Monroe, or Palm Beach counties. Current and retired postal employees and Federal Government employees are eligible for membership, as well as immediate family members.
See current membership details

Reviews (2)

Okay Credit Union, Down Fall

It a nice credit union with good interest but only down fall is the check card limit is only three uses allowed per month at non MPS location after that it is 1.00 charge. after i established and read that in agreement. The representative didn't tell me that restrict or show me the fee I regret opening the account. the location are bit far from me. it does allow shared branch but the local credit union around me. I dont like them everytime i go there its an issue with them trying to find my account and giving me around this is at WE FLORIDA.

MPS Credit Union

I have been a member of Miami postal service credit union for a couple years now . They are one of the credit unions that has the lowest interest rate loans or automobile loans . The account number is easy to remember because it has only five digits . This downside of the credit union is that they're not conveniently located everywhere I believe in Florida they have approximately 2 to 3 locations . I have a savings account with them including CDs which have the highest interest rate .


Health Grade Components

NCUA #67330
Year Chartered1991
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.85%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$171.7MM$167.4MM
LoansQ4 2022vs Q4 2021$95.9MM$72.3MM
DepositsQ4 2022vs Q4 2021$152.3MM$146.4MM
Equity CapitalQ4 2022vs Q4 2021$16.2MM$18.7MM
Loan Loss AllowanceQ4 2022vs Q4 2021$777.00K$503.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$495.00K$277.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0
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MPS Credit Union Savings Account Rates

0.40%--IRA Savings Account
0.05%--Regular Share
0.05%--Youth Share
0.05%--Club Account

MPS Credit Union CD Rates

3.56%$1k-60 Month CD
3.35%$1k-36 Month CD
3.30%$1k-24 Month CD
3.25%$1k-18 Month CD
2.99%$1k-12 Month CD
2.53%$5k-9 Month Jumbo CD
2.53%$25k-9 Month Super Jumbo CD
2.02%$1k-9 Month CD
1.97%$1k-6 Month CD
1.97%$250-6 Month Youth CD

MPS Credit Union IRA Rates

3.56%$1k-60 Month IRA
3.35%$1k-36 Month IRA
3.30%$1k-24 Month IRA
3.25%$1k-18 Month IRA
2.99%$1k-12 Month IRA
2.02%$1k-9 Month IRA
1.97%$1k-6 Month IRA

MPS Credit Union Locations
Branch Office12677 S Dixie Hwy Southpark CenterPinecrest, FL 33156-5958
Branch Office6171 NW 183rd StHialeah, FL 33015-6030
Branch Office2190 NW 72nd AveMiami, FL 33122-1824

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