Miami Postal Service Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.65% | 6-month CD | 0.88% - National Average |
| 2.02% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.60% | 18-month CD | 1.60% - National Average |
Miami Postal Service Credit Union is headquartered in Miami and is the 55th largest credit union in the state of Florida. It is also the 1,388th largest credit union in the nation. It was established in 1991 and as of December of 2018, it had grown to 42 employees and 16,530 members at 3 locations. Miami Postal Service Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to postal employees and retirees, employees of the Federal government, and those who live or work within a 15-mile radius of the credit union's three branches.
See current membership details
Related Posts
1/24 - New Special 9-Month CD Rate at Miami Postal Service Credit Union - Local Only
Okay Credit Union, Down Fall
It a nice credit union with good interest but only down fall is the check card limit is only three uses allowed per month at non MPS location after that it is 1.00 charge. after i established and read that in agreement. The representative didn't tell me that restrict or show me the fee I regret opening the account. the location are bit far from me. it does allow shared branch but the local credit union around me. I dont like them everytime i go there its an issue with them trying to find my account and giving me around this is at WE FLORIDA.
MPS Credit Union
I have been a member of Miami postal service credit union for a couple years now . They are one of the credit unions that has the lowest interest rate loans or automobile loans . The account number is easy to remember because it has only five digits . This downside of the credit union is that they're not conveniently located everywhere I believe in Florida they have approximately 2 to 3 locations . I have a savings account with them including CDs which have the highest interest rate .
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67330 |
| Year Chartered | 1991 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.18% |
| Return on Equity - YTD | 1.62% |
| Annual Interest Income | $4.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $128.3MM$125.0MM |
| Loans | Q4 2018vs Q4 2017 | $56.0MM$51.5MM |
| Deposits | Q4 2018vs Q4 2017 | $112.0MM$109.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $14.1MM$13.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $280.00K$416.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Miami Postal Service Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Miami Postal Service Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01% | - | - | IRA Savings Account | |
| 0.25% | $5 | - | Regular Share | |
| 0.25% | - | - | Youth Share | |
| 0.25% | - | - | Club Account |
Miami Postal Service Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Miami Postal Service Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 60 Month CD | |
| 1.11% | $1k | - | 36 Month CD | |
| 0.75% | $1k | - | 24 Month CD | |
| 0.75% | $25k | - | 9 Month Super Jumbo CD | |
| 0.65% | $5k | - | 9 Month Jumbo CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.50% | $1k | - | 9 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.45% | $1k | - | 6 Month CD |
Miami Postal Service Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 60 Month IRA | |
| 1.11% | $1k | - | 36 Month IRA | |
| 0.75% | $1k | - | 24 Month IRA | |
| 0.75% | $25k | - | 9 Month Super Jumbo IRA | |
| 0.65% | $5k | - | 9 Month Jumbo IRA | |
| 0.60% | $1k | - | 18 Month IRA | |
| 0.50% | $1k | - | 9 Month IRA | |
| 0.50% | $1k | - | 12 Month IRA | |
| 0.45% | $1k | - | 6 Month IRA |
| Miami Postal Service Credit Union Locations | ||
|---|---|---|
| Branch Office | 12677 S Dixie Hwy Southpark Center | Pinecrest, FL 33156-5958 |
| Branch Office | 6171 NW 183rd St | Hialeah, FL 33015-6030 |
| Branch Office | 2190 NW 72nd Ave | Miami, FL 33122-1824 |