Featured Savings Rates
Featured Accounts

Miami Postal Service Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.65%6-month CD9 Month Jumbo CD
1.91%5-year CD60 Month CD
0.50%18-month CD18 Month CD

Overview / Commentary
305-592-7733
2190 NW 72nd Ave
Miami, FL 33122-1824

Miami Postal Service Credit Union is headquartered in Miami and is the 55th largest credit union in the state of Florida. It is also the 1,365th largest credit union in the nation. It was established in 1991 and as of March of 2016, it had grown to 47 employees and 15,690 members at 3 locations. Miami Postal Service Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to postal employees and retirees, employees of the Federal government, and those who live or work within a 15-mile radius of the credit union's three branches.
See current membership details

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Reviews (1)

MPS Credit Union

I have been a member of Miami postal service credit union for a couple years now . They are one of the credit unions that has the lowest interest rate loans or automobile loans . The account number is easy to remember because it has only five digits . This downside of the credit union is that they're not conveniently located everywhere I believe in Florida they have approximately 2 to 3 locations . I have a savings account with them including CDs which have the highest interest rate .



Health
A

Health Grade Components

Overall
NCUA #67330
Year Chartered1991
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD-0.23%
Return on Equity - YTD-2%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$124.0MM$121.7MM
LoansQ1 2016vs Q1 2015$59.2MM$49.2MM
DepositsQ1 2016vs Q1 2015$106.9MM$105.5MM
Equity CapitalQ1 2016vs Q1 2015$14.0MM$13.6MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.2MM$805.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$793.00K$298.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$45.00K
Rates
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Miami Postal Service Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%--IRA Savings Account
1.26%--Roth IRA Savings
1.26%--CESA Savings
0.40%--Regular Share
0.40%--Youth Share
0.40%--Club Account

Miami Postal Service Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$1k-60 Month CD
1.00%$1k-36 Month CD
0.75%$25k-9 Month Super Jumbo CD
0.65%$5k-9 Month Jumbo CD
0.65%$1k-24 Month CD
0.50%$1k-9 Month CD
0.50%$1k-12 Month CD
0.50%$1k-18 Month CD
0.45%$1k-6 Month CD

Miami Postal Service Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$1k-60 Month IRA
1.00%$1k-36 Month IRA
0.75%$25k-9 Month Super Jumbo IRA
0.65%$5k-9 Month Jumbo IRA
0.65%$1k-24 Month IRA
0.50%$1k-9 Month IRA
0.50%$1k-12 Month IRA
0.50%$1k-18 Month IRA
0.45%$1k-6 Month IRA
Locations


Miami Postal Service Credit Union Locations
Branch Office12677 S Dixie Hwy Southpark CenterPinecrest, FL 33156-5958
Branch Office6171 NW 183rd StHialeah, FL 33015-6030
Branch Office2190 NW 72nd AveMiami, FL 33122-1824