Miami Postal Service Credit Union

Overview / Commentary
2190 NW 72nd Ave
Miami, FL 33122-1824

Miami Postal Service Credit Union is headquartered in Miami and is the 56th largest credit union in the state of Florida. It is also the 1,348th largest credit union in the nation. It was established in 1991 and as of September of 2020, it had grown to 41 employees and 16,582 members at 3 locations. Miami Postal Service Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to postal employees and retirees, employees of the Federal government, and those who live or work within a 15-mile radius of the credit union's three branches.
See current membership details

Reviews (2)

Okay Credit Union, Down Fall

It a nice credit union with good interest but only down fall is the check card limit is only three uses allowed per month at non MPS location after that it is 1.00 charge. after i established and read that in agreement. The representative didn't tell me that restrict or show me the fee I regret opening the account. the location are bit far from me. it does allow shared branch but the local credit union around me. I dont like them everytime i go there its an issue with them trying to find my account and giving me around this is at WE FLORIDA.

MPS Credit Union

I have been a member of Miami postal service credit union for a couple years now . They are one of the credit unions that has the lowest interest rate loans or automobile loans . The account number is easy to remember because it has only five digits . This downside of the credit union is that they're not conveniently located everywhere I believe in Florida they have approximately 2 to 3 locations . I have a savings account with them including CDs which have the highest interest rate .


Health Grade Components

NCUA #67330
Year Chartered1991
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.29%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$155.5MM$135.6MM
LoansQ3 2020vs Q3 2019$63.1MM$64.5MM
DepositsQ3 2020vs Q3 2019$136.2MM$118.4MM
Equity CapitalQ3 2020vs Q3 2019$15.9MM$15.4MM
Loan Loss AllowanceQ3 2020vs Q3 2019$736.00K$962.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$277.00K$424.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami Postal Service Credit Union Savings Account Rates

0.40%--IRA Savings Account
0.10%$5-Regular Share
0.10%--Youth Share
0.10%--Club Account

Miami Postal Service Credit Union Checking Account Rates

2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Miami Postal Service Credit Union CD Rates

1.01%$1k-60 Month CD
0.65%$1k-36 Month CD
0.55%$1k-24 Month CD
0.50%$1k-12 Month CD
0.50%$1k-18 Month CD
0.40%$25k-9 Month Super Jumbo CD
0.35%$1k-9 Month CD
0.35%$5k-9 Month Jumbo CD
0.30%$1k-6 Month CD

Miami Postal Service Credit Union IRA Rates

1.01%$1k-60 Month IRA
0.65%$1k-36 Month IRA
0.55%$1k-24 Month IRA
0.50%$1k-12 Month IRA
0.50%$1k-18 Month IRA
0.40%$25k-9 Month Super Jumbo IRA
0.35%$1k-9 Month IRA
0.35%$5k-9 Month Jumbo IRA
0.30%$1k-6 Month IRA

Miami Postal Service Credit Union Locations
Branch Office12677 S Dixie Hwy Southpark CenterPinecrest, FL 33156-5958
Branch Office6171 NW 183rd StHialeah, FL 33015-6030
Branch Office2190 NW 72nd AveMiami, FL 33122-1824

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