MPS Credit Union is headquartered in Miami and is the 56th largest credit union in the state of Florida. It is also the 1,384th largest credit union in the nation. It was established in 1991 and as of December of 2021, it had grown to 41 employees and 13,338 members at 3 locations. MPS Credit Union has an A+ health rating.
MPS Credit Union is open to those who live, work or worship in Broward, Miami-Dade, Monroe, or Palm Beach counties. Current and retired postal employees and Federal Government employees are eligible for membership, as well as immediate family members.
See current membership details
It a nice credit union with good interest but only down fall is the check card limit is only three uses allowed per month at non MPS location after that it is 1.00 charge. after i established and read that in agreement. The representative didn't tell me that restrict or show me the fee I regret opening the account. the location are bit far from me. it does allow shared branch but the local credit union around me. I dont like them everytime i go there its an issue with them trying to find my account and giving me around this is at WE FLORIDA.
I have been a member of Miami postal service credit union for a couple years now . They are one of the credit unions that has the lowest interest rate loans or automobile loans . The account number is easy to remember because it has only five digits . This downside of the credit union is that they're not conveniently located everywhere I believe in Florida they have approximately 2 to 3 locations . I have a savings account with them including CDs which have the highest interest rate .
Overall | |
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NCUA # | 67330 |
Year Chartered | 1991 |
Employees | 41 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.98% |
Return on Equity - YTD | 17.51% |
Annual Interest Income | $4.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $167.4MM$155.3MM |
Loans | Q4 2021vs Q4 2020 | $72.3MM$63.9MM |
Deposits | Q4 2021vs Q4 2020 | $146.4MM$137.5MM |
Equity Capital | Q4 2021vs Q4 2020 | $18.7MM$16.1MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $503.00K$681.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $277.00K$219.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | - | - | IRA Savings Account | |
0.05% | $5 | - | Regular Share | |
0.05% | - | - | Youth Share | |
0.05% | - | - | Club Account |
MPS Credit Union Locations | ||
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Branch Office | 12677 S Dixie Hwy Southpark Center | Pinecrest, FL 33156-5958 |
Branch Office | 6171 NW 183rd St | Hialeah, FL 33015-6030 |
Branch Office | 2190 NW 72nd Ave | Miami, FL 33122-1824 |