Featured Savings Rates
Featured Accounts

Miami Postal Service Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.65%6-month CD9 Month Jumbo CD
1.91%5-year CD60 Month CD
0.50%18-month CD18 Month CD

Overview / Commentary
305-592-7733
2190 NW 72nd Ave
Miami, FL 33122-1824

Miami Postal Service Credit Union is headquartered in Miami and is the 55th largest credit union in the state of Florida. It is also the 1,364th largest credit union in the nation. It was established in 1991 and as of March of 2017, it had grown to 45 employees and 15,450 members at 3 locations. Miami Postal Service Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to postal employees and retirees, employees of the Federal government, and those who live or work within a 15-mile radius of the credit union's three branches.
See current membership details

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Reviews (2)

Okay Credit Union, Down Fall

It a nice credit union with good interest but only down fall is the check card limit is only three uses allowed per month at non MPS location after that it is 1.00 charge. after i established and read that in agreement. The representative didn't tell me that restrict or show me the fee I regret opening the account. the location are bit far from me. it does allow shared branch but the local credit union around me. I dont like them everytime i go there its an issue with them trying to find my account and giving me around this is at WE FLORIDA.

MPS Credit Union

I have been a member of Miami postal service credit union for a couple years now . They are one of the credit unions that has the lowest interest rate loans or automobile loans . The account number is easy to remember because it has only five digits . This downside of the credit union is that they're not conveniently located everywhere I believe in Florida they have approximately 2 to 3 locations . I have a savings account with them including CDs which have the highest interest rate .



Health

Health Grade Components

Overall
NCUA #67330
Year Chartered1991
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD11.47%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$129.5MM$124.0MM
LoansQ1 2017vs Q1 2016$53.7MM$59.2MM
DepositsQ1 2017vs Q1 2016$113.9MM$106.9MM
Equity CapitalQ1 2017vs Q1 2016$14.1MM$14.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.2MM$1.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$804.00K$793.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami Postal Service Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--IRA Savings Account
1.01%--Roth IRA Savings
1.01%--CESA Savings
0.25%--Regular Share
0.25%--Youth Share
0.25%--Club Account

Miami Postal Service Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Miami Postal Service Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$1k-60 Month CD
1.00%$1k-36 Month CD
0.75%$25k-9 Month Super Jumbo CD
0.65%$5k-9 Month Jumbo CD
0.65%$1k-24 Month CD
0.50%$1k-9 Month CD
0.50%$1k-12 Month CD
0.50%$1k-18 Month CD
0.45%$1k-6 Month CD

Miami Postal Service Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$1k-60 Month IRA
1.00%$1k-36 Month IRA
0.75%$25k-9 Month Super Jumbo IRA
0.65%$5k-9 Month Jumbo IRA
0.65%$1k-24 Month IRA
0.50%$1k-9 Month IRA
0.50%$1k-12 Month IRA
0.50%$1k-18 Month IRA
0.45%$1k-6 Month IRA
Locations


Miami Postal Service Credit Union Locations
Branch Office12677 S Dixie Hwy Southpark CenterPinecrest, FL 33156-5958
Branch Office6171 NW 183rd StHialeah, FL 33015-6030
Branch Office2190 NW 72nd AveMiami, FL 33122-1824