MPS Credit Union


Overview / Commentary
305-592-7733
2190 NW 72nd Ave
Miami, FL 33122

MPS Credit Union is headquartered in Miami and is the 53rd largest credit union in the state of Florida. It is also the 1,263rd largest credit union in the nation. It was established in 1991 and as of March of 2024, it had grown to 45 employees and 13,555 members at 3 locations. MPS Credit Union has an A health rating.

Field of Membership Restrictions

MPS Credit Union is open to those who live, work, or worship in the Florida counties of Broward, Martin, Miami-Dade, Monroe, Palm Beach, or St. Lucie. Current and retired postal employees and Federal Government employees are eligible for membership, as well as immediate family members of a current MPS Credit Union member.
See current membership details

Reviews (2)

Okay Credit Union, Down Fall

It a nice credit union with good interest but only down fall is the check card limit is only three uses allowed per month at non MPS location after that it is 1.00 charge. after i established and read that in agreement. The representative didn't tell me that restrict or show me the fee I regret opening the account. the location are bit far from me. it does allow shared branch but the local credit union around me. I dont like them everytime i go there its an issue with them trying to find my account and giving me around this is at WE FLORIDA.

MPS Credit Union

I have been a member of Miami postal service credit union for a couple years now . They are one of the credit unions that has the lowest interest rate loans or automobile loans . The account number is easy to remember because it has only five digits . This downside of the credit union is that they're not conveniently located everywhere I believe in Florida they have approximately 2 to 3 locations . I have a savings account with them including CDs which have the highest interest rate .



Health

Health Grade Components

Overall
NCUA #67330
Year Chartered1991
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD1.56%
Return on Equity - YTD16.74%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$201.7MM$186.5MM
LoansQ1 2024vs Q1 2023$116.2MM$101.4MM
DepositsQ1 2024vs Q1 2023$178.1MM$166MM
Equity CapitalQ1 2024vs Q1 2023$18.3MM$17.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.1MM$816K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$627K$474K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates

Rates for MPS Credit Union are currently being reviewed.

Locations


MPS Credit Union Locations
Branch Office12677 S Dixie Hwy Southpark CenterPinecrest, FL 33156-5958
Branch Office6171 NW 183rd StHialeah, FL 33015-6030
Branch Office2190 NW 72nd AveMiami, FL 33122-1824

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