MPS Credit Union is headquartered in Miami and is the 55th largest credit union in the state of Florida. It is also the 1,292nd largest credit union in the nation. It was established in 1991 and as of September of 2024, it had grown to 45 employees and 13,372 members at 3 locations. MPS Credit Union's CD rates are 4X the national average, and it has an A health rating.
MPS Credit Union is open to those who live, work, or worship in the Florida counties of Broward, Martin, Miami-Dade, Monroe, Palm Beach, or St. Lucie. Current and retired postal employees and Federal Government employees are eligible for membership, as well as immediate family members of a current MPS Credit Union member.
See current membership details
Overall | |
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NCUA # | 67330 |
Year Chartered | 1991 |
Employees | 45 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.18% |
Return on Equity - YTD | 1.78% |
Annual Interest Income | $7.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $193.7MM$190.6MM |
Loans | Q3 2024vs Q3 2023 | $114.9MM$112.7MM |
Deposits | Q3 2024vs Q3 2023 | $170.7MM$166.1MM |
Equity Capital | Q3 2024vs Q3 2023 | $19.7MM$16.8MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $1.1MM$1.3MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $774K$1.2MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not MPS Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | $0 | - | IRA Savings Account | |
0.05% | $0 | - | Regular Share | |
0.05% | $0 | - | Youth Share | |
0.05% | $0 | - | Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.25% | $1k | - | 6 Month IRA | |
3.75% | $1k | - | 12 Month IRA | |
3.50% | $1k | - | 9 Month IRA | |
3.50% | $1k | - | 60 Month IRA | |
3.30% | $1k | - | 36 Month IRA | |
3.25% | $1k | - | 24 Month IRA | |
3.20% | $1k | - | 18 Month IRA |
MPS Credit Union Locations | ||
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Branch Office | 12677 S Dixie Hwy Southpark Center | Pinecrest, FL 33156-5958 |
Branch Office | 6171 NW 183rd St | Hialeah, FL 33015-6030 |
Branch Office | 2190 NW 72nd Ave | Miami, FL 33122-1824 |