MPS Credit Union


Overview / Commentary
305-592-7733
2190 NW 72nd Ave
Miami, FL 33122

MPS Credit Union is headquartered in Miami and is the 55th largest credit union in the state of Florida. It is also the 1,292nd largest credit union in the nation. It was established in 1991 and as of September of 2024, it had grown to 45 employees and 13,372 members at 3 locations. MPS Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

MPS Credit Union is open to those who live, work, or worship in the Florida counties of Broward, Martin, Miami-Dade, Monroe, Palm Beach, or St. Lucie. Current and retired postal employees and Federal Government employees are eligible for membership, as well as immediate family members of a current MPS Credit Union member.
See current membership details

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Health

Health Grade Components

Overall
NCUA #67330
Year Chartered1991
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.78%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$193.7MM$190.6MM
LoansQ3 2024vs Q3 2023$114.9MM$112.7MM
DepositsQ3 2024vs Q3 2023$170.7MM$166.1MM
Equity CapitalQ3 2024vs Q3 2023$19.7MM$16.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.1MM$1.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$774K$1.2MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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MPS Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$0-IRA Savings Account
0.05%$0-Regular Share
0.05%$0-Youth Share
0.05%$0-Club Account

MPS Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$25k-9 Month Super Jumbo CD
4.25%$1k-6 Month CD
4.25%$250-6 Month Youth CD
4.00%$5k-9 Month Jumbo CD
3.75%$1k-12 Month CD
3.50%$1k-9 Month CD
3.50%$1k-60 Month CD
3.30%$1k-36 Month CD
3.25%$1k-24 Month CD
3.20%$1k-18 Month CD
3.00%$1k-3 Month CD

MPS Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-6 Month IRA
3.75%$1k-12 Month IRA
3.50%$1k-9 Month IRA
3.50%$1k-60 Month IRA
3.30%$1k-36 Month IRA
3.25%$1k-24 Month IRA
3.20%$1k-18 Month IRA
Locations


MPS Credit Union Locations
Branch Office12677 S Dixie Hwy Southpark CenterPinecrest, FL 33156-5958
Branch Office6171 NW 183rd StHialeah, FL 33015-6030
Branch Office2190 NW 72nd AveMiami, FL 33122-1824

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