MPS Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mpscu.org

305-592-7733

2190 NW 72nd Ave
Miami, FL 33122

MPS Credit Union is headquartered in Miami and is the 55^th largest credit union in the state of Florida. It is also the 1,304^th largest credit union in the nation. It was established in 1991 and as of March of 2025, it had grown to 44 employees and 13,253 members at 3 locations. MPS Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

MPS Credit Union is open to those who live, work, or worship in the Florida counties of Broward, Martin, Miami-Dade, Monroe, Palm Beach, or St. Lucie. Current and retired postal employees and Federal Government employees are eligible for membership, as well as immediate family members of a current MPS Credit Union member.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67330
Year Chartered	1991
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.49%
Return on Equity - YTD	-16.47%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$192.6MM$201.7MM
Loans	Q1 2025vs Q1 2024	$115.5MM$116.2MM
Deposits	Q1 2025vs Q1 2024	$172.7MM$178.1MM
Equity Capital	Q1 2025vs Q1 2024	$16.9MM$18.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$935K$1.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$704K$627K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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MPS Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$0	-	Regular Share
0.05%	$0	-	Youth Share
0.05%	$0	-	Club Account

MPS Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%	$1k	-	6 Month CD
4.05%	$250	-	6 Month Youth CD
4.00%	$25k	-	9 Month Super Jumbo CD
3.55%	$5k	-	9 Month Jumbo CD
3.00%	$1k	-	12 Month CD
2.75%	$1k	-	9 Month CD
2.50%	$1k	-	18 Month CD
2.50%	$1k	-	24 Month CD
2.50%	$1k	-	36 Month CD
2.50%	$1k	-	60 Month CD
2.00%	$1k	-	3 Month CD

MPS Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$0	-	IRA Savings Account

Locations

MPS Credit Union Locations
Branch Office	12677 S Dixie Hwy Southpark Center	Pinecrest, FL 33156-5958
Branch Office	6171 NW 183rd St	Hialeah, FL 33015-6030
Branch Office	2190 NW 72nd Ave	Miami, FL 33122-1824

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