Overview / Commentary
8008 Ferry Street
Miamitown, OH 45041

Miami Savings Bank is headquartered in Miamitown and is the 115th largest bank in the state of Ohio. It is also the 3,829th largest bank in the nation. It was established in 1909 and as of June of 2018, it had grown to 22 employees at 3 locations. Miami Savings Bank has an A health rating.


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Health Grade Components

FDIC Certificate #32293
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD7.53%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$122.2MM$122.9MM
LoansQ2 2018vs Q2 2017$95.5MM$92.3MM
DepositsQ2 2018vs Q2 2017$100.7MM$103.6MM
Equity CapitalQ2 2018vs Q2 2017$19.4MM$18.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.2MM$1.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$382.00K$142.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami Savings Bank Savings Account Rates

0.03%$50-Statement Savings
0.03%$50-Passbook Savings
0.03%$10k-Gold Passbook
0.03%$100-Savings Plus
0.01%-$2kChristmas Club

Miami Savings Bank Money Market Rates

0.25%*$2.5k*$10k Triple Rate Money Market
OTHER TIERS: 0.10% $25k+ | 0.15% $10k - $25k

Miami Savings Bank Checking Account Rates

0.01%$500-V.I.P. Checking
0.01%$100-Business Checking (unincorporated)
0.01%$250-Savers Checking

Miami Savings Bank CD Rates

2.00%$1k-3 Year Relationship CD Special
1.75%$1k-3 Year CD Special
1.25%$1k-4 Year CD
1.25%$1k-15 Month Relationship CD Special
1.00%$1k-15 Month CD Special
1.00%$1k-2 Year CD
0.75%$1k-19 Month CD
0.60%$1k-10 Month CD Special
0.40%$1k-18 Month CD
0.23%$1k-1 Year CD
0.10%$1k-6 Month CD
0.10%$1k-9 Month CD
0.05%$1k-91 Day CD

Miami Savings Bank IRA Rates

1.75%$1k-3 Year IRA Special
1.25%$1k-4 Year IRA
1.00%$1k-15 Month IRA Special
1.00%$1k-2 Year IRA
0.75%$1k-19 Month IRA
0.60%$1k-10 Month IRA Special
0.40%--18 Month IRA
0.23%$1k-1 Year IRA
0.10%$1k-6 Month IRA
0.10%$1k-9 Month IRA
0.05%$1k-91 Day IRA

Miami Savings Bank Locations
State Street Branch444 South State StreetHarrison, OH 45030
Oxford Branch475 Mcguffey AvenueOxford, OH 45056
Miami Savings Bank8008 Ferry StreetMiamitown, OH 45041

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