Miami University Community Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.75%	5-year CD	3.10% - Synchrony Bank 60 Month CD
2.20%	1-year CD	2.50% - Synchrony Bank 12 Month CD
0.10%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Miami University Community Federal Credit Union rates »

Overview / Commentary

www.muccu.org

513-523-8888

5120 College Corner Pike
Oxford, OH 45056

Miami University Community Federal Credit Union is headquartered in Oxford and is the 84^th largest credit union in the state of Ohio. It is also the 2,052^nd largest credit union in the nation. It was established in 1969 and as of June of 2018, it had grown to 13 employees and 5,717 members at 4 locations. Miami University Community Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Butler County.
See current membership details

Reviews (1)

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University Credit Union

Posted by: AV | May 9, 2014

When I moved to Miami as a young college student, I had to set up a new banking account as a way to pay bills and deposit checks. I ended up going with UCU and could not have been more pleased. I kept my bank account open for several after I graduated, until I moved away. It is a smaller credit union with great staff and even better interest rates. Their online banking is simple and easy. Not only is there a location on campus, there are also 2 other locations within 10 miles and a handful of ATMs throughout the community.

Comment

1

Health

B+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Miami University Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	19678
Year Chartered	1969
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	4.99%
Annual Interest Income	$1.0MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$65.4MM$61.6MM
Loans	Q2 2018vs Q2 2017	$33.8MM$32.8MM
Deposits	Q2 2018vs Q2 2017	$58.7MM$55.2MM
Equity Capital	Q2 2018vs Q2 2017	$6.5MM$6.2MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$186.00K$171.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$109.00K$89.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami University Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	-	-	Silver Hawk Savings
0.30%	-	-	IRA Savings
0.20%	-	$5k	Kiddie Hawk Savings
0.10%	$5	-	Regular Savings
0.10%	-	-	Christmas Club/Holiday Savings
0.10%	-	-	Special Savings

Miami University Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.30% → $5k - $25k \| 0.35% → $25k - $50k \| 0.40% → $50k - $75k

Miami University Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$500	-	60 Month CD
2.55%	$500	-	48 Month CD
2.50%	$500	-	36 Month CD
2.45%	$500	-	30 Month CD
2.40%	$500	-	24 Month CD
2.30%	$500	-	18 Month CD Special
2.20%	$500	-	12 Month CD
1.80%	$500	-	6 Month CD
0.95%	$500	-	3 Month CD

Miami University Community Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$500	-	60 Month IRA
2.55%	$500	-	48 Month IRA
2.50%	$500	-	36 Month IRA
2.45%	$500	-	30 Month IRA
2.40%	$500	-	24 Month IRA
2.20%	$500	-	12 Month IRA
1.80%	$500	-	6 Month IRA
0.95%	$500	-	3 Month IRA

Locations

Miami University Community Federal Credit Union Locations
Branch Office	5120 College Corner Pike	Oxford, OH 45056
Branch Office	1601 University Blvd	Hamilton, OH 45011-3316
Branch Office	420 Wells Mills Dr	Oxford, OH 45056
Branch Office	4200 N University Blvd	Middletown, OH 45042-3458

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