Miami University Community Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.muccu.org

513-523-8888

5120 College Corner Pike
Oxford, OH 45056

Miami University Community Federal Credit Union is headquartered in Oxford and is the 89^th largest credit union in the state of Ohio. It is also the 2,119^th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 13 employees and 4,636 members at 4 locations. Miami University Community Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Miami University and Community Federal Credit Union is open to those who live, work, worship. or attend school in Butler County, Ohio.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Miami University Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	19678
Year Chartered	1969
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.7%
Return on Equity - YTD	5.48%
Annual Interest Income	$781K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$72.7MM$74.7MM
Loans	Q1 2025vs Q1 2024	$39.5MM$40.1MM
Deposits	Q1 2025vs Q1 2024	$63.4MM$65.6MM
Equity Capital	Q1 2025vs Q1 2024	$9.2MM$8.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$438K$415K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$367K$111K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami University Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$0	$5k	Kiddie Hawk Savings
0.15%	$0	-	Silver Hawk Savings
0.10%	$0	-	Christmas Club Savings
0.10%	$0	-	Holiday Savings
0.05%	$5	-	Regular Savings
0.05%	$0	-	Special Savings

Miami University Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.75% → $5k - $25k \| 1.00% → $25k - $50k \| 1.25% → $50k - $75k

Miami University Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$1k	-	24 Month CD
3.75%	$1k	-	36 Month CD
3.75%	$1k	-	48 Month CD
3.75%	$1k	-	60 Month CD
3.50%	$1k	-	6 Month CD
3.50%	$1k	-	12 Month CD

Locations

Miami University Community Federal Credit Union Locations
Branch Office	31 Lynn Ave	Oxford, OH 45056
Branch Office	1601 University Blvd	Hamilton, OH 45011-3316
Branch Office	5120 College Corner Pike	Oxford, OH 45056
Branch Office	550 E Spring St rm 2011	Oxford, OH 45056

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