Miami University Community Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.25% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.65% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Special Savings |
Miami University Community Federal Credit Union is headquartered in Oxford and is the 86th largest credit union in the state of Ohio. It is also the 2,063rd largest credit union in the nation. It was established in 1969 and as of December of 2017, it had grown to 14 employees and 5,656 members at 4 locations. Miami University Community Federal Credit Union's CD rates are 83% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Butler County.
See current membership details
University Credit Union
When I moved to Miami as a young college student, I had to set up a new banking account as a way to pay bills and deposit checks. I ended up going with UCU and could not have been more pleased. I kept my bank account open for several after I graduated, until I moved away. It is a smaller credit union with great staff and even better interest rates. Their online banking is simple and easy. Not only is there a location on campus, there are also 2 other locations within 10 miles and a handful of ATMs throughout the community.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 19678 |
| Year Chartered | 1969 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 4.2% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $62.7MM$62.6MM |
| Loans | Q4 2017vs Q4 2016 | $33.4MM$33.1MM |
| Deposits | Q4 2017vs Q4 2016 | $56.1MM$56.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $6.3MM$6.1MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $175.00K$168.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $110.00K$114.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Miami University Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Miami University Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Silver Hawk Savings | |
| 0.30% | - | - | IRA Savings | |
| 0.20% | - | $5k | Kiddie Hawk Savings | |
| 0.10% | - | - | Regular Savings | |
| 0.10% | - | - | Christmas Club/Holiday Savings | |
| 0.10% | - | - | Special Savings |
Miami University Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $5k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $75k | |||||
Miami University Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 60 Month CD | |
| 2.15% | $500 | - | 48 Month CD | |
| 2.10% | $500 | - | 36 Month CD | |
| 2.00% | $500 | - | 30 Month CD | |
| 1.90% | $500 | - | 24 Month CD | |
| 1.70% | $500 | - | 18 Month CD | |
| 1.65% | $500 | - | 12 Month CD | |
| 1.45% | $500 | - | 6 Month CD | |
| 0.95% | $500 | - | 3 Month CD |
Miami University Community Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 60 Month IRA | |
| 2.15% | $500 | - | 48 Month IRA | |
| 2.10% | $500 | - | 36 Month IRA | |
| 2.00% | $500 | - | 30 Month IRA | |
| 1.90% | $500 | - | 24 Month IRA | |
| 1.70% | $500 | - | 18 Month IRA | |
| 1.65% | $500 | - | 12 Month IRA | |
| 1.45% | $500 | - | 6 Month IRA | |
| 0.95% | $500 | - | 3 Month IRA |
| Miami University Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 5120 College Corner Pike | Oxford, OH 45056 |
| Branch Office | 1601 University Blvd | Hamilton, OH 45011-3316 |
| Branch Office | 420 Wells Mills Dr | Oxford, OH 45056 |
| Branch Office | 4200 N University Blvd | Middletown, OH 45042-3458 |