Featured Savings Rates
Featured Accounts

Miami University Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%5-year CD60 Month CD
1.65%1-year CD12 Month CD
0.10%SavingsSpecial Savings

Overview / Commentary
513-523-8888
5120 College Corner Pike
Oxford, OH 45056

Miami University Community Federal Credit Union is headquartered in Oxford and is the 84th largest credit union in the state of Ohio. It is also the 2,060th largest credit union in the nation. It was established in 1969 and as of March of 2018, it had grown to 14 employees and 5,526 members at 4 locations. Miami University Community Federal Credit Union's CD rates are 83% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Butler County.
See current membership details

Reviews (1)

University Credit Union

Posted by: AV | May 9, 2014

When I moved to Miami as a young college student, I had to set up a new banking account as a way to pay bills and deposit checks. I ended up going with UCU and could not have been more pleased. I kept my bank account open for several after I graduated, until I moved away. It is a smaller credit union with great staff and even better interest rates. Their online banking is simple and easy. Not only is there a location on campus, there are also 2 other locations within 10 miles and a handful of ATMs throughout the community.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Miami University Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #19678
Year Chartered1969
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD6.41%
Annual Interest Income$498.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$65.0MM$62.2MM
LoansQ1 2018vs Q1 2017$33.3MM$33.0MM
DepositsQ1 2018vs Q1 2017$58.3MM$55.8MM
Equity CapitalQ1 2018vs Q1 2017$6.4MM$6.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$172.00K$174.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$93.00K$104.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Miami University Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Miami University Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Silver Hawk Savings
0.30%--IRA Savings
0.20%-$5kKiddie Hawk Savings
0.10%--Regular Savings
0.10%--Christmas Club/Holiday Savings
0.10%--Special Savings

Miami University Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$75k*-Money Market Account
OTHER TIERS: 0.30% $5k - $25k | 0.35% $25k - $50k | 0.40% $50k - $75k

Miami University Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month CD
2.15%$500-48 Month CD
2.10%$500-36 Month CD
2.00%$500-30 Month CD
1.90%$500-24 Month CD
1.70%$500-18 Month CD
1.65%$500-12 Month CD
1.45%$500-6 Month CD
0.95%$500-3 Month CD

Miami University Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month IRA
2.15%$500-48 Month IRA
2.10%$500-36 Month IRA
2.00%$500-30 Month IRA
1.90%$500-24 Month IRA
1.70%$500-18 Month IRA
1.65%$500-12 Month IRA
1.45%$500-6 Month IRA
0.95%$500-3 Month IRA
Locations


Miami University Community Federal Credit Union Locations
Branch Office5120 College Corner PikeOxford, OH 45056
Branch Office1601 University BlvdHamilton, OH 45011-3316
Branch Office420 Wells Mills DrOxford, OH 45056
Branch Office4200 N University BlvdMiddletown, OH 45042-3458

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.