Featured Savings Rates
Featured Accounts

Michigan Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%Reward CheckingGreen Checking Bonus Dividend
1.75%5-year CD60 Month Term Share Account
0.30%1-year CD12 Month Term Share Account

Overview / Commentary
517-787-2060
1425 W Parnall Rd
Jackson, MI 49201-8610

Michigan Community Credit Union is headquartered in Jackson and is the 65th largest credit union in the state of Michigan. It is also the 1,137th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 49 employees and 18,149 members at 4 locations. Michigan Community Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone who donates to the American Cancer Society. Membership is also open to those who live, work, attend school or worship in Branch, Barry, Eaton, Calhoun, Ingham, Hillsdale, Ionia, Kalamazoo, Jackson, Lewanee, Monroe, Livingston, St. Joseph, Oakland, Washtenaw and Wayne Counties in Michigan and to anyone receiving retirement or part of a retirement organization located in one of the listed counties.
See current membership details

Reviews (2)

TERRIBLE SERVICE

I just wanted everyone to know about my experience here. I bought a new car and used them for my loan. I wanted my payment on the 15th of the month not the 1st. So I called and talked to Sara and she said it was not a problem.It would change my payment by a few dollars but could be done. So I took a longer lunch from my job and went down to fill out the paperwork. Sara said she would take care of it. I made my first month's car payment and everything seemed fine. My second month payment I got late fees and notices in the mail. I called and left a message, Sara called me back to say she NEVER finished processing the paperwork. She said It was her fault and she would take care of it and my late fee would be returned. After two weeks of not getting it I had to take time out of my day to call again. Taking an extra long lunch missing work I went to Michigan Community Credit Union to be treated RUDELY by Sara. When I asked If I could re- finance somewhere else, her reply was " I'll print the paperwork right now and you'll be done here.As soon as I can move my loan I will be done there and will NEVER do business with this place again. I have never been to a place that handled themselves so poorly and unprofessionally. If I could give them less than one star I would!!!!

Terrible Service! Never Had This Experience Before....

Was told one thing about my payment plan then another lady said something totally different. The lady I spoke with in the payment department was very rude. Would talk over me, and try to have the last word. Very dissatisfied.



Health
A

Health Grade Components

Overall
NCUA #62310
Year Chartered1936
Employees49
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.48%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$163.6MM$136.7MM
LoansQ2 2016vs Q2 2015$139.5MM$107.5MM
DepositsQ2 2016vs Q2 2015$139.1MM$113.1MM
Equity CapitalQ2 2016vs Q2 2015$14.5MM$13.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$677.00K$609.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$548.00K$371.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$45.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Individual Retirement Accounts
0.25%--Roth Individual Retirement Accounts
0.25%--Coverdell Education Savings Account
0.10%--Savings Accounts
0.10%--Special Secondary Savings Accounts
0.10%--Holiday Club Accounts
0.10%--Vacation Club Accounts

Michigan Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$250k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.70% $50k - $100k | 0.75% $100k - $250k

Michigan Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$25kGreen Checking Bonus Dividend - Qualifying
OTHER TIERS: 0.25% $25k+
0.25%--Green Checking
0.25%*$25k*-Advantage Checking Accounts
OTHER TIERS: 0.15% $5k - $25k

Michigan Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month Term Share Account
1.50%$1k-48 Month Term Share Account
1.25%$1k-18 Month Term Share Account Promo
0.90%$1k-36 Month Term Share Account
0.75%$1k-30 Month Term Share Account
0.60%$1k-24 Month Term Share Account
0.45%$1k-18 Month Term Share Account
0.30%$1k-12 Month Term Share Account
0.20%$1k-9 Month Term Share Account
0.15%$1k-3 Month Term Share Account
0.15%$1k-6 Month Term Share Account

Michigan Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month IRA Term Share Account
1.50%$1k-48 Month IRA Term Share Account
1.25%$1k-18 Month IRA Term Share Account Promo
0.90%$1k-36 Month IRA Term Share Account
0.60%$1k-24 Month IRA Term Share Account
0.45%$1k-18 Month IRA Term Share Account
0.30%$1k-12 Month IRA Term Share Account
Locations


Michigan Community Credit Union Locations
Branch Office4405 Page AveMichigan Center, MI 49254
Branch OfficeVillage Crossing 7845 Spring Arbor RdSpring Arbor, MI 49283
Branch Office412 W Carleton RdHillsdale, MI 49242
Branch Office1425 W Parnall RdJackson, MI 49201-8610