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Overview / Commentary
248-334-0568
144 E Pike St
Pontiac, MI 48342

Michigan Legacy Credit Union is headquartered in Pontiac and is the 63rd largest credit union in the state of Michigan. It is also the 1,113th largest credit union in the nation. It was established in 1946 and as of December of 2016, it had grown to 77 employees and 20,280 members at 6 locations. Michigan Legacy Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan.
See current membership details

Reviews (1)

Michigan Legacy Credit Union

Tellers were rude,disrespectful, I don't trust most of them. Two weeks after my personal loan is paid off,,,,credit report still says open loan...149.00 owed. Looks vengeful......not recomended



Health

Health Grade Components

Overall
NCUA #62642
Year Chartered1946
Employees77
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.9%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$172.4MM$167.8MM
LoansQ4 2016vs Q4 2015$72.8MM$69.8MM
DepositsQ4 2016vs Q4 2015$153.1MM$148.9MM
Equity CapitalQ4 2016vs Q4 2015$18.5MM$18.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.1MM$1.1MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.1MM$567.00K
Real Estate OwnedQ4 2016vs Q4 2015$26.00K$38.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan Legacy Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Traditional IRA Shares Account
0.15%--Roth IRA Shares Account
0.15%--Coverdell Education Savings Account
0.05%$100-Share Savings Account
0.05%$100-Special Savings Account
0.05%$100-Christmas Club Account

Michigan Legacy Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2k - $5k | 0.10% $5k - $25k | 0.20% $25k - $100k

Michigan Legacy Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-60 Month CD
OTHER TIERS: 1.10% $500 - $100k
0.94%*$100k*-48 Month CD
OTHER TIERS: 0.85% $500 - $100k
0.75%*$100k*-36 Month CD
OTHER TIERS: 0.65% $500 - $100k
0.65%$500-24 Month Kids CD
0.55%*$100k*-24 Month CD
OTHER TIERS: 0.45% $500 - $100k
0.45%$500-12 Month Kids CD
0.35%*$100k*-12 Month CD
OTHER TIERS: 0.25% $500 - $100k
0.35%*$100k*-18 Month CD
OTHER TIERS: 0.25% $500 - $100k

Michigan Legacy Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-60 Month IRA
OTHER TIERS: 1.10% $500 - $100k
0.94%*$100k*-48 Month IRA
OTHER TIERS: 0.85% $500 - $100k
0.75%*$100k*-36 Month IRA
OTHER TIERS: 0.65% $500 - $100k
0.55%*$100k*-24 Month IRA
OTHER TIERS: 0.45% $500 - $100k
0.35%*$100k*-12 Month IRA
OTHER TIERS: 0.25% $500 - $100k
0.35%*$100k*-18 Month IRA
OTHER TIERS: 0.25% $500 - $100k
Locations


Michigan Legacy Credit Union Locations
Branch Office27621 Warren RdGarden City, MI 48135-2254
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office31130 Ryan RdWarren, MI 48092
Branch Office144 E Pike StPontiac, MI 48342