Michigan Legacy Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.20%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.35%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	Special Savings Account 1.20% - Synchrony Bank High Yield Savings

View all Michigan Legacy Credit Union rates »

Overview / Commentary

michiganlegacycu.org

248-334-0568

144 E Pike St
Pontiac, MI 48342

Michigan Legacy Credit Union is headquartered in Pontiac and is the 63^rd largest credit union in the state of Michigan. It is also the 1,098^th largest credit union in the nation. It was established in 1946 and as of March of 2017, it had grown to 77 employees and 20,408 members at 6 locations. Michigan Legacy Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan.
See current membership details

Reviews (1)

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Michigan Legacy Credit Union

Posted by: BRIANLAZAR | Jul 15, 2016

Tellers were rude,disrespectful, I don't trust most of them. Two weeks after my personal loan is paid off,,,,credit report still says open loan...149.00 owed. Looks vengeful......not recomended

Comment

1

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62642
Year Chartered	1946
Employees	77
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.58%
Return on Equity - YTD	-5.65%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$180.5MM$172.8MM
Loans	Q1 2017vs Q1 2016	$75.8MM$68.8MM
Deposits	Q1 2017vs Q1 2016	$161.6MM$152.7MM
Equity Capital	Q1 2017vs Q1 2016	$18.3MM$19.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.2MM$1.1MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.0MM$606.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$26.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan Legacy Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	IRA Shares Account
0.05%	$100	-	Share Savings Account
0.05%	$100	-	Special Savings Account
0.05%	$100	-	Christmas Club Account

Michigan Legacy Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.05% → $2k - $5k \| 0.10% → $5k - $25k \| 0.20% → $25k - $100k

Michigan Legacy Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%^*	$100k^*	-	60 Month CD
OTHER TIERS: 1.10% → $500 - $100k
0.94%^*	$100k^*	-	48 Month CD
OTHER TIERS: 0.85% → $500 - $100k
0.75%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.65% → $500 - $100k
0.65%	$500	-	24 Month Kids CD
0.55%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.45% → $500 - $100k
0.45%	$500	-	12 Month Kids CD
0.35%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.35%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.25% → $500 - $100k

Michigan Legacy Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 1.10% → $500 - $100k
0.94%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 0.85% → $500 - $100k
0.75%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 0.65% → $500 - $100k
0.55%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.45% → $500 - $100k
0.35%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
0.35%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.25% → $500 - $100k

Locations

Michigan Legacy Credit Union Locations
Branch Office	27621 Warren Rd	Garden City, MI 48135-2254
Branch Office	290 N John St	Highland, MI 48357
Branch Office	22855 Gibraltar Rd	Flat Rock, MI 48134
Branch Office	269 Oak St	Wyandotte, MI 48192-5126
Branch Office	31130 Ryan Rd	Warren, MI 48092
Branch Office	144 E Pike St	Pontiac, MI 48342