Michigan Legacy Credit Union

Overview / Commentary
269 Oak Street
Wyandotte, MI 48192

Michigan Legacy Credit Union is headquartered in Wyandotte and is the 68th largest credit union in the state of Michigan. It is also the 1,158th largest credit union in the nation. It was established in 1946 and as of June of 2023, it had grown to 67 employees and 21,743 members at 5 locations. Michigan Legacy Credit Union has a B+ health rating.

Field of Membership Restrictions

Michigan Legacy Credit Union is open to those who live, work or own a business, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan. (Eligibility requirements are posted in the online application)
See current membership details

Reviews (1)

Michigan Legacy Credit Union

Tellers were rude,disrespectful, I don't trust most of them. Two weeks after my personal loan is paid off,,,,credit report still says open loan...149.00 owed. Looks vengeful......not recomended


Health Grade Components

NCUA #62642
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD1.01%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$233.3MM$262.2MM
LoansQ2 2023vs Q2 2022$162.8MM$177.0MM
DepositsQ2 2023vs Q2 2022$209.5MM$229.3MM
Equity CapitalQ2 2023vs Q2 2022$22.9MM$22.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$450.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$336.00K$320.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

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Michigan Legacy Credit Union Locations
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office31130 Ryan RdWarren, MI 48092
Branch Office144 E Pike StPontiac, MI 48342

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