Michigan Legacy Credit Union

Overview / Commentary
269 Oak Street
Wyandotte, MI 48192

Michigan Legacy Credit Union is headquartered in Wyandotte and is the 65th largest credit union in the state of Michigan. It is also the 1,115th largest credit union in the nation. It was established in 1946 and as of December of 2022, it had grown to 62 employees and 19,726 members at 5 locations. Michigan Legacy Credit Union has a B+ health rating.

Field of Membership Restrictions

Michigan Legacy Credit Union is open to those who live, work or own a business, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan. (Eligibility requirements are posted in the online application)
See current membership details

Reviews (1)

Michigan Legacy Credit Union

Tellers were rude,disrespectful, I don't trust most of them. Two weeks after my personal loan is paid off,,,,credit report still says open loan...149.00 owed. Looks vengeful......not recomended


Health Grade Components

NCUA #62642
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.56%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$249.6MM$268.1MM
LoansQ4 2022vs Q4 2021$170.8MM$175.4MM
DepositsQ4 2022vs Q4 2021$221.3MM$232.3MM
Equity CapitalQ4 2022vs Q4 2021$22.7MM$24.6MM
Loan Loss AllowanceQ4 2022vs Q4 2021$349.00K$725.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$843.00K$153.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Sorry, we do not have rate data for Michigan Legacy Credit Union.


Michigan Legacy Credit Union Locations
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office31130 Ryan RdWarren, MI 48092
Branch Office144 E Pike StPontiac, MI 48342

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