Featured Savings Rates
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Michigan Legacy Credit Union

Popular Accounts at this Credit Union

1.20%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.05%SavingsSpecial Savings Account

Overview / Commentary
144 E Pike St
Pontiac, MI 48342

Michigan Legacy Credit Union is headquartered in Pontiac and is the 62nd largest credit union in the state of Michigan. It is also the 1,097th largest credit union in the nation. It was established in 1946 and as of June of 2016, it had grown to 65 employees and 20,957 members at 6 locations. Michigan Legacy Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan.
See current membership details

Reviews (1)

Michigan Legacy Credit Union

Tellers were rude,disrespectful, I don't trust most of them. Two weeks after my personal loan is paid off,,,,credit report still says open loan...149.00 owed. Looks vengeful......not recomended


Health Grade Components

NCUA #62642
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.13%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$172.5MM$166.6MM
LoansQ2 2016vs Q2 2015$68.9MM$68.9MM
DepositsQ2 2016vs Q2 2015$151.7MM$147.9MM
Equity CapitalQ2 2016vs Q2 2015$20.2MM$18.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.0MM$1.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$676.00K$546.00K
Real Estate OwnedQ2 2016vs Q2 2015$26.00K$12.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan Legacy Credit Union Savings Account Rates

0.15%--Traditional IRA Shares Account
0.15%--Roth IRA Shares Account
0.15%--Coverdell Education Savings Account
0.05%$100-Share Savings Account
0.05%$100-Special Savings Account
0.05%$100-Christmas Club Account

Michigan Legacy Credit Union Money Market Rates

0.25%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2k - $5k | 0.10% $5k - $25k | 0.20% $25k - $100k

Michigan Legacy Credit Union CD Rates

1.20%*$100k*-60 Month CD
OTHER TIERS: 1.10% $500 - $100k
0.94%*$100k*-48 Month CD
OTHER TIERS: 0.85% $500 - $100k
0.75%*$100k*-36 Month CD
OTHER TIERS: 0.65% $500 - $100k
0.65%$500-24 Month Kids CD
0.55%*$100k*-24 Month CD
OTHER TIERS: 0.45% $500 - $100k
0.45%$500-12 Month Kids CD
0.35%*$100k*-12 Month CD
OTHER TIERS: 0.25% $500 - $100k
0.35%*$100k*-18 Month CD
OTHER TIERS: 0.25% $500 - $100k

Michigan Legacy Credit Union IRA Rates

1.20%*$100k*-60 Month IRA
OTHER TIERS: 1.10% $500 - $100k
0.94%*$100k*-48 Month IRA
OTHER TIERS: 0.85% $500 - $100k
0.75%*$100k*-36 Month IRA
OTHER TIERS: 0.65% $500 - $100k
0.55%*$100k*-24 Month IRA
OTHER TIERS: 0.45% $500 - $100k
0.35%*$100k*-12 Month IRA
OTHER TIERS: 0.25% $500 - $100k
0.35%*$100k*-18 Month IRA
OTHER TIERS: 0.25% $500 - $100k

Michigan Legacy Credit Union Locations
Branch Office27621 Warren RdGarden City, MI 48135-2254
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office26256 Ryan RdWarren, MI 48091-4066
Branch Office144 E Pike StPontiac, MI 48342