2. Michigan Legacy Credit Union

Michigan Legacy Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.20%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
0.35%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.05%Savings
0.27% - National Average
View all Michigan Legacy Credit Union rates »

Overview / Commentary
michiganlegacycu.org
248-334-0568
144 E Pike St
Pontiac, MI 48342

Michigan Legacy Credit Union is headquartered in Pontiac and is the 58th largest credit union in the state of Michigan. It is also the 1,041st largest credit union in the nation. It was established in 1946 and as of December of 2018, it had grown to 72 employees and 21,707 members at 6 locations. Michigan Legacy Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan.
See current membership details

Reviews (1)

Michigan Legacy Credit Union

Posted by: BRIANLAZAR | Jul 15, 2016

Tellers were rude,disrespectful, I don't trust most of them. Two weeks after my personal loan is paid off,,,,credit report still says open loan...149.00 owed. Looks vengeful......not recomended

1


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #62642
Year Chartered1946
Employees72
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.98%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$204.8MM$178.7MM
LoansQ4 2018vs Q4 2017$100.7MM$89.3MM
DepositsQ4 2018vs Q4 2017$184.9MM$159.5MM
Equity CapitalQ4 2018vs Q4 2017$19.1MM$18.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.1MM$1.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.2MM$674.00K
Real Estate OwnedQ4 2018vs Q4 2017$299.00K$311.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan Legacy Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5-IRA Shares Account
0.05%$100-Share Savings Account
0.05%$100-Special Savings Account
0.05%$100-Christmas Club Account

Michigan Legacy Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.05% → $2k - $5k | 0.10% → $5k - $25k | 0.20% → $25k - $100k

Michigan Legacy Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-60 Month CD
OTHER TIERS: 1.10% → $500 - $100k
0.94%*$100k*-48 Month CD
OTHER TIERS: 0.85% → $500 - $100k
0.75%*$100k*-36 Month CD
OTHER TIERS: 0.65% → $500 - $100k
0.65%$100-24 Month Kids CD
0.55%*$100k*-24 Month CD
OTHER TIERS: 0.45% → $500 - $100k
0.45%$100-12 Month Kids CD
0.35%*$100k*-12 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.35%*$100k*-18 Month CD
OTHER TIERS: 0.25% → $500 - $100k

Michigan Legacy Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-60 Month IRA
OTHER TIERS: 1.10% → $500 - $100k
0.94%*$100k*-48 Month IRA
OTHER TIERS: 0.85% → $500 - $100k
0.75%*$100k*-36 Month IRA
OTHER TIERS: 0.65% → $500 - $100k
0.55%*$100k*-24 Month IRA
OTHER TIERS: 0.45% → $500 - $100k
0.35%*$100k*-12 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
0.35%*$100k*-18 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
Locations


Michigan Legacy Credit Union Locations
Branch Office27621 Warren RdGarden City, MI 48135-2254
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office31130 Ryan RdWarren, MI 48092
Branch Office144 E Pike StPontiac, MI 48342

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