Michigan Legacy Credit Union


Overview / Commentary
734-285-0600
269 Oak Street
Wyandotte, MI 48192

Michigan Legacy Credit Union is headquartered in Wyandotte and is the 58th largest credit union in the state of Michigan. It is also the 1,008th largest credit union in the nation. It was established in 1946 and as of December of 2020, it had grown to 72 employees and 22,956 members at 6 locations. Michigan Legacy Credit Union has an A health rating.

Field of Membership Restrictions

Michigan Legacy Credit Union is open to those who live, work or own a business, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan. (Eligibility requirements are posted in the online application)
See current membership details

Reviews (1)

Michigan Legacy Credit Union

Tellers were rude,disrespectful, I don't trust most of them. Two weeks after my personal loan is paid off,,,,credit report still says open loan...149.00 owed. Looks vengeful......not recomended



Health

Health Grade Components

Overall
NCUA #62642
Year Chartered1946
Employees72
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.7%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$261.0MM$213.8MM
LoansQ4 2020vs Q4 2019$152.6MM$105.9MM
DepositsQ4 2020vs Q4 2019$225.1MM$190.7MM
Equity CapitalQ4 2020vs Q4 2019$24.3MM$21.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.0MM$1.3MM
Real Estate OwnedQ4 2020vs Q4 2019$0$9.00K
Rates
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Michigan Legacy Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.87%$500-36 Month CD
0.80%$500-24 Month CD
0.77%$500-12 Month CD
Locations


Michigan Legacy Credit Union Locations
Branch Office27621 Warren RdGarden City, MI 48135-2254
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office31130 Ryan RdWarren, MI 48092
Branch Office144 E Pike StPontiac, MI 48342

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