Michigan Legacy Credit Union

Overview / Commentary
269 Oak Street
Wyandotte, MI 48192

Michigan Legacy Credit Union is headquartered in Wyandotte and is the 60th largest credit union in the state of Michigan. It is also the 1,026th largest credit union in the nation. It was established in 1946 and as of June of 2021, it had grown to 80 employees and 23,253 members at 5 locations. Michigan Legacy Credit Union has an A health rating.

Field of Membership Restrictions

Michigan Legacy Credit Union is open to those who live, work or own a business, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan. (Eligibility requirements are posted in the online application)
See current membership details

Reviews (1)

Michigan Legacy Credit Union

Tellers were rude,disrespectful, I don't trust most of them. Two weeks after my personal loan is paid off,,,,credit report still says open loan...149.00 owed. Looks vengeful......not recomended


Health Grade Components

NCUA #62642
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.53%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$269.9MM$243.7MM
LoansQ2 2021vs Q2 2020$156.8MM$117.3MM
DepositsQ2 2021vs Q2 2020$244.0MM$218.5MM
Equity CapitalQ2 2021vs Q2 2020$24.3MM$23.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.0MM$1.2MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$254.00K$395.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$78.00K

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Michigan Legacy Credit Union Locations
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office31130 Ryan RdWarren, MI 48092
Branch Office144 E Pike StPontiac, MI 48342

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