Michigan Legacy Credit Union


Overview / Commentary
734-285-0600
269 Oak Street
Wyandotte, MI 48192

Michigan Legacy Credit Union is headquartered in Wyandotte and is the 74th largest credit union in the state of Michigan. It is also the 1,225th largest credit union in the nation. It was established in 1946 and as of September of 2024, it had grown to 65 employees and 20,549 members at 5 locations. Michigan Legacy Credit Union has a B+ health rating.

Field of Membership Restrictions

Michigan Legacy Credit Union is open to those who live, work or own a business, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan. (Eligibility requirements are posted in the online application)
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #62642
Year Chartered1946
Employees65
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD5.98%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$210.8MM$226.4MM
LoansQ3 2024vs Q3 2023$150.7MM$164.1MM
DepositsQ3 2024vs Q3 2023$183.6MM$202.2MM
Equity CapitalQ3 2024vs Q3 2023$26.1MM$23.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$237K$359K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.2MM$542K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations


Michigan Legacy Credit Union Locations
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office31130 Ryan RdWarren, MI 48092
Branch Office144 E Pike StPontiac, MI 48342

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