Michigan Legacy Credit Union


Overview / Commentary
734-285-0600
269 Oak Street
Wyandotte, MI 48192

Michigan Legacy Credit Union is headquartered in Wyandotte and is the 75th largest credit union in the state of Michigan. It is also the 1,220th largest credit union in the nation. It was established in 1946 and as of March of 2025, it had grown to 64 employees and 20,290 members at 5 locations. Michigan Legacy Credit Union has an A health rating.

Field of Membership Restrictions

Michigan Legacy Credit Union is open to those who live, work or own a business, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan. (Eligibility requirements are posted in the online application)
See current membership details

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Health

Health Grade Components

Overall
NCUA #62642
Year Chartered1946
Employees64
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.72%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$217.9MM$218.8MM
LoansQ1 2025vs Q1 2024$143.9MM$159.1MM
DepositsQ1 2025vs Q1 2024$191MM$193.1MM
Equity CapitalQ1 2025vs Q1 2024$26.5MM$24.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$204K$276K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1MM$624K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Michigan Legacy Credit Union Locations
Branch Office290 N John StHighland, MI 48357
Branch Office22855 Gibraltar RdFlat Rock, MI 48134
Branch Office269 Oak StWyandotte, MI 48192-5126
Branch Office31130 Ryan RdWarren, MI 48092
Branch Office144 E Pike StPontiac, MI 48342

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