Michigan Legacy Credit Union is headquartered in Wyandotte and is the 75th largest credit union in the state of Michigan. It is also the 1,220th largest credit union in the nation. It was established in 1946 and as of March of 2025, it had grown to 64 employees and 20,290 members at 5 locations. Michigan Legacy Credit Union has an A health rating.
Michigan Legacy Credit Union is open to those who live, work or own a business, attend school or worship in Oakland, Wayne, Macomb, Livingston or Monroe Counties in Michigan. (Eligibility requirements are posted in the online application)
See current membership details
Overall | |
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NCUA # | 62642 |
Year Chartered | 1946 |
Employees | 64 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.21% |
Return on Equity - YTD | 1.72% |
Annual Interest Income | $2.2MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $217.9MM$218.8MM |
Loans | Q1 2025vs Q1 2024 | $143.9MM$159.1MM |
Deposits | Q1 2025vs Q1 2024 | $191MM$193.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $26.5MM$24.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $204K$276K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1MM$624K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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Michigan Legacy Credit Union Locations | ||
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Branch Office | 290 N John St | Highland, MI 48357 |
Branch Office | 22855 Gibraltar Rd | Flat Rock, MI 48134 |
Branch Office | 269 Oak St | Wyandotte, MI 48192-5126 |
Branch Office | 31130 Ryan Rd | Warren, MI 48092 |
Branch Office | 144 E Pike St | Pontiac, MI 48342 |