Michigan One Community Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%1-year CD12 Month CD Special
2.63%5-year CD60 Month CD
0.25%SavingsSavings

Overview / Commentary
616-527-3900
510 S Dexter St
Ionia, MI 48846

Michigan One Community Credit Union is headquartered in Ionia and is the 92nd largest credit union in the state of Michigan. It is also the 1,501st largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 35 employees and 16,019 members at 4 locations. Michigan One Community Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Barry, Clinton, Eaton, Gratiot, Ionia, Kent, or Montcalm Counties in Michigan. Membership is also open to those 55 or older who live in Barry, Clinton, Eaton, Gratiot, Ionia, or Kent Counties who receive retirement income from a private or government source.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62169
Year Chartered1954
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD11.96%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$114.8MM$110.4MM
LoansQ2 2018vs Q2 2017$95.0MM$95.1MM
DepositsQ2 2018vs Q2 2017$102.0MM$98.4MM
Equity CapitalQ2 2018vs Q2 2017$10.4MM$9.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$597.00K$518.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$457.00K$747.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Michigan One Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan One Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-IRA Savings
OTHER TIERS: 0.75% $100 - $25k
0.25%*$10k*-Savings
OTHER TIERS: 0.10% $100 - $10k
0.25%*$10k*-Xmas Club
OTHER TIERS: 0.10% $100 - $10k

Michigan One Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-MoneyMarketManager
OTHER TIERS: 0.10% $1k - $10k | 0.40% $10k - $25k | 0.60% $25k - $50k | 0.75% $50k - $100k

Michigan One Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-carePlus Checking
OTHER TIERS: 0.10% $1.5k - $10k
0.25%*$10k*-Business Interest Checking
OTHER TIERS: 0.10% $1.5k - $10k
0.05%$500-careFull Checking

Michigan One Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%--60 Month CD
2.42%$10k-30 Month CD Special
2.32%--48 Month CD
2.02%$10k-12 Month CD Special
1.81%--36 Month CD
1.71%--30 Month CD
1.61%--24 Month CD
1.51%--12 Month CD
1.51%--18 Month CD
0.10%--6 Month CD

Michigan One Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%--60 Month IRA
2.32%--48 Month IRA
1.81%--36 Month IRA
1.71%--30 Month IRA
1.61%--24 Month IRA
1.51%--12 Month IRA
1.51%--18 Month IRA
0.10%--6 Month IRA
Locations


Michigan One Community Credit Union Locations
Branch Office510 S Dexter StIonia, MI 48846
Branch Office122 E Main StCarson City, MI 48811
Branch Office3081 Commerce LnIonia, MI 48846
Branch Office10776 W Carson City RdGreenville, MI 48838

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