Michigan One Community Credit Union

Overview / Commentary
510 S Dexter St
Ionia, MI 48846

Michigan One Community Credit Union is headquartered in Ionia and is the 77th largest credit union in the state of Michigan. It is also the 1,224th largest credit union in the nation. It was established in 1954 and as of December of 2023, it had grown to 40 employees and 18,798 members at 5 locations. Michigan One Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Michigan One Community Credit Union is open to anyone who lives, works, worships, or attends school anywhere in Michigan.
See current membership details


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Health Grade Components

NCUA #62169
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.67%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$212.1MM$200.2MM
LoansQ4 2023vs Q4 2022$167.6MM$166.9MM
DepositsQ4 2023vs Q4 2022$190.5MM$179.4MM
Equity CapitalQ4 2023vs Q4 2022$19.2MM$18.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$550K$622K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1MM$439K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Michigan One Community Credit Union are currently being reviewed.


Michigan One Community Credit Union Locations
Branch Office510 S Dexter StIonia, MI 48846
Branch Office122 E Main StCarson City, MI 48811
Branch Office3081 Commerce LnIonia, MI 48846
Branch Office10776 W Carson City RdGreenville, MI 48838
Branch Office7558 N Alger RdAlma, MI 48801

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