Featured Savings Rates
Featured Accounts

Michigan One Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.21%1-year CD12 Month CD Special
2.02%5-year CD60 Month CD
0.25%SavingsSecondary Savings

Overview / Commentary
616-527-3900
510 S Dexter St
Ionia, MI 48846

Michigan One Community Credit Union is headquartered in Ionia and is the 95th largest credit union in the state of Michigan. It is also the 1,545th largest credit union in the nation. It was established in 1954 and as of December of 2016, it had grown to 31 employees and 15,335 members at 4 locations. Michigan One Community Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Ionia, Gratiot, Montcalm, Clinton, Barry, Kent, or Eaton Counties in Michigan. Membership is also open to those 55 or older who receive retirement or pension or government sources and live in served counties.
See current membership details

Related Posts

Michigan One CCU Raises Rates On 12- And 18-Month CD Specials - 7/28/2016

Michigan One Community CU has raised the rates on its 12-month CD Special (1.21% APY) and 18-month CD Special (1.46% APY). Min deposit is $10k, with no balance cap.

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Health

Health Grade Components

Overall
NCUA #62169
Year Chartered1954
Employees31
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD9.32%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$104.8MM$97.4MM
LoansQ4 2016vs Q4 2015$91.7MM$84.8MM
DepositsQ4 2016vs Q4 2015$92.4MM$86.1MM
Equity CapitalQ4 2016vs Q4 2015$9.5MM$8.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$524.00K$348.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$788.00K$449.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$32.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan One Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-IRA Savings
OTHER TIERS: 0.40% $100 - $25k
0.50%*$25k*-CESA Savings
OTHER TIERS: 0.40% $100 - $25k
0.25%*$10k*-Savings
OTHER TIERS: 0.10% $100 - $10k
0.25%*$10k*-Secondary Savings
OTHER TIERS: 0.10% $100 - $10k
0.25%*$10k*-Xmas Club
OTHER TIERS: 0.10% $100 - $10k

Michigan One Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-MoneyMarketManager
OTHER TIERS: 0.10% $1k - $10k | 0.25% $10k - $25k | 0.50% $25k - $50k | 0.60% $50k - $100k

Michigan One Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-BestChecking
OTHER TIERS: 0.10% $500 - $10k

Michigan One Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month CD
1.86%$10k-48 Month CD Special
1.51%$500-48 Month CD
1.41%$500-36 Month CD
1.36%$10k-24 Month CD Special
1.21%$10k-12 Month CD Special
0.90%$500-30 Month CD
0.85%$500-24 Month CD
0.65%$500-12 Month CD
0.65%$500-18 Month CD
0.10%$500-6 Month CD

Michigan One Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--60 Month IRA
1.51%--48 Month IRA
1.41%--36 Month IRA
0.90%--30 Month IRA
0.85%--24 Month IRA
0.65%--12 Month IRA
0.65%--18 Month IRA
0.10%--6 Month IRA
Locations


Michigan One Community Credit Union Locations
Branch Office510 S Dexter StIonia, MI 48846
Branch Office122 E Main StCarson City, MI 48811
Branch Office3081 Commerce LnIonia, MI 48846
Branch Office10776 W Carson City RdGreenville, MI 48838