Michigan One Community Credit Union

Overview / Commentary
510 S Dexter St
Ionia, MI 48846

Michigan One Community Credit Union is headquartered in Ionia and is the 78th largest credit union in the state of Michigan. It is also the 1,275th largest credit union in the nation. It was established in 1954 and as of June of 2022, it had grown to 38 employees and 18,837 members at 5 locations. Michigan One Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Barry, Clinton, Eaton, Gratiot, Ionia, Kent, or Montcalm Counties in Michigan. Membership is also open to those 55 or older who live in Barry, Clinton, Eaton, Gratiot, Ionia, or Kent Counties who receive retirement income from a private or government source.
See current membership details


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Health Grade Components

NCUA #62169
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD12.72%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$193.8MM$177.0MM
LoansQ2 2022vs Q2 2021$163.0MM$137.7MM
DepositsQ2 2022vs Q2 2021$173.1MM$159.0MM
Equity CapitalQ2 2022vs Q2 2021$16.6MM$14.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$652.00K$719.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$200.00K$159.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Michigan One Community Credit Union are currently being reviewed.


Michigan One Community Credit Union Locations
Branch Office510 S Dexter StIonia, MI 48846
Branch Office122 E Main StCarson City, MI 48811
Branch Office3081 Commerce LnIonia, MI 48846
Branch Office10776 W Carson City RdGreenville, MI 48838
Branch Office7558 N Alger RdAlma, MI 48801

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