Michigan One Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.22% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 3.04% | 4-year CD | 2.85% - Barclays 48 Month Online CD |
| 2.43% | 18-month CD | 2.75% - Synchrony Bank 18 Month CD |
Michigan One Community Credit Union is headquartered in Ionia and is the 89th largest credit union in the state of Michigan. It is also the 1,481st largest credit union in the nation. It was established in 1954 and as of September of 2018, it had grown to 34 employees and 16,200 members at 4 locations. Michigan One Community Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school, or worship in Barry, Clinton, Eaton, Gratiot, Ionia, Kent, or Montcalm Counties in Michigan. Membership is also open to those 55 or older who live in Barry, Clinton, Eaton, Gratiot, Ionia, or Kent Counties who receive retirement income from a private or government source.
See current membership details
Related Posts
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62169 |
| Year Chartered | 1954 |
| Employees | 34 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.2% |
| Return on Equity - YTD | 12.8% |
| Annual Interest Income | $3.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $115.6MM$109.6MM |
| Loans | Q3 2018vs Q3 2017 | $97.4MM$96.0MM |
| Deposits | Q3 2018vs Q3 2017 | $102.0MM$97.4MM |
| Equity Capital | Q3 2018vs Q3 2017 | $10.8MM$10.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $663.00K$603.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $605.00K$801.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Michigan One Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Michigan One Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $25k* | - | IRA Savings | ||
| OTHER TIERS: 0.75% → $100 - $25k | |||||
| 0.25%* | $10k* | - | Savings | ||
| OTHER TIERS: 0.10% → $100 - $10k | |||||
Michigan One Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | MoneyMarketManager | ||
| OTHER TIERS: 0.10% → $1k - $10k | 0.40% → $10k - $25k | 0.60% → $25k - $50k | 0.75% → $50k - $100k | |||||
Michigan One Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $10k* | - | carePlus Checking | ||
| OTHER TIERS: 0.10% → $1.5k - $10k | |||||
| 0.25%* | $10k* | - | Business Interest Checking | ||
| OTHER TIERS: 0.10% → $1.5k - $10k | |||||
| 0.05% | $500 | - | careFull Checking | ||
Michigan One Community Credit Union CD Rates
Michigan One Community Credit Union IRA Rates
| Michigan One Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 510 S Dexter St | Ionia, MI 48846 |
| Branch Office | 122 E Main St | Carson City, MI 48811 |
| Branch Office | 3081 Commerce Ln | Ionia, MI 48846 |
| Branch Office | 10776 W Carson City Rd | Greenville, MI 48838 |