Michigan One Community Credit Union is headquartered in Ionia and is the 82nd largest credit union in the state of Michigan. It is also the 1,331st largest credit union in the nation. It was established in 1954 and as of December of 2020, it had grown to 38 employees and 17,676 members at 5 locations. Michigan One Community Credit Union has an A health rating.
Membership is open to those who live, work, attend school, or worship in Barry, Clinton, Eaton, Gratiot, Ionia, Kent, or Montcalm Counties in Michigan. Membership is also open to those 55 or older who live in Barry, Clinton, Eaton, Gratiot, Ionia, or Kent Counties who receive retirement income from a private or government source.
See current membership details
Overall | |
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NCUA # | 62169 |
Year Chartered | 1954 |
Employees | 38 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.86% |
Return on Equity - YTD | 9.78% |
Annual Interest Income | $4.7MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $162.4MM$134.5MM |
Loans | Q4 2020vs Q4 2019 | $123.8MM$107.1MM |
Deposits | Q4 2020vs Q4 2019 | $145.5MM$118.8MM |
Equity Capital | Q4 2020vs Q4 2019 | $14.0MM$12.3MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $796.00K$778.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $358.00K$827.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Michigan One Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25% | $100 | - | IRA Savings | ||
0.05%* | $50k* | - | Share Savings | ||
OTHER TIERS: 0.01% → $100 - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $250k* | - | Money Market Manager | ||
OTHER TIERS: 0.05% → $1k - $25k | 0.10% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.01% | $500 | - | careFull Checking | |
0.01% | $1.5k | - | carePlus Checking | |
0.01% | $1.5k | - | Business Interest Checking |
Michigan One Community Credit Union Locations | ||
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Branch Office | 510 S Dexter St | Ionia, MI 48846 |
Branch Office | 122 E Main St | Carson City, MI 48811 |
Branch Office | 3081 Commerce Ln | Ionia, MI 48846 |
Branch Office | 10776 W Carson City Rd | Greenville, MI 48838 |
Branch Office | 7558 N Alger Rd | Alma, MI 48801 |