Michigan One Community Credit Union is headquartered in Ionia and is the 81st largest credit union in the state of Michigan. It is also the 1,297th largest credit union in the nation. It was established in 1954 and as of December of 2021, it had grown to 38 employees and 18,314 members at 5 locations. Michigan One Community Credit Union has an A health rating.
Membership is open to those who live, work, attend school, or worship in Barry, Clinton, Eaton, Gratiot, Ionia, Kent, or Montcalm Counties in Michigan. Membership is also open to those 55 or older who live in Barry, Clinton, Eaton, Gratiot, Ionia, or Kent Counties who receive retirement income from a private or government source.
See current membership details
Overall | |
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NCUA # | 62169 |
Year Chartered | 1954 |
Employees | 38 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.18% |
Return on Equity - YTD | 13.66% |
Annual Interest Income | $4.8MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $185.3MM$162.4MM |
Loans | Q4 2021vs Q4 2020 | $145.5MM$123.8MM |
Deposits | Q4 2021vs Q4 2020 | $165.8MM$145.5MM |
Equity Capital | Q4 2021vs Q4 2020 | $15.8MM$14.0MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $694.00K$796.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $189.00K$358.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Rates for Michigan One Community Credit Union are currently being reviewed.
Michigan One Community Credit Union Locations | ||
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Branch Office | 510 S Dexter St | Ionia, MI 48846 |
Branch Office | 122 E Main St | Carson City, MI 48811 |
Branch Office | 3081 Commerce Ln | Ionia, MI 48846 |
Branch Office | 10776 W Carson City Rd | Greenville, MI 48838 |
Branch Office | 7558 N Alger Rd | Alma, MI 48801 |