Michigan One Community Credit Union


Overview / Commentary
616-527-3900
510 S Dexter St
Ionia, MI 48846

Michigan One Community Credit Union is headquartered in Ionia and is the 73rd largest credit union in the state of Michigan. It is also the 1,203rd largest credit union in the nation. It was established in 1954 and as of September of 2024, it had grown to 40 employees and 18,968 members at 5 locations. Michigan One Community Credit Union's money market rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Michigan One Community Credit Union is open to anyone who lives, works, worships, or attends school anywhere in Michigan.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62169
Year Chartered1954
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD10.45%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$221.3MM$209.5MM
LoansQ3 2024vs Q3 2023$171.2MM$170.1MM
DepositsQ3 2024vs Q3 2023$196.2MM$187.6MM
Equity CapitalQ3 2024vs Q3 2023$21MM$18.9MM
Loan Loss AllowanceQ3 2024vs Q3 2023$450K$571K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.3MM$582K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Michigan One Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan One Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Savings
0.05%*$50k*-Share Savings
OTHER TIERS: 0.01% $100 - $50k

Michigan One Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%*$250k*-Money Market Manager
OTHER TIERS: 1.70% $1k - $25k | 2.30% $25k - $50k | 2.75% $50k - $100k | 3.05% $100k - $250k

Michigan One Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1.5k-carePlus Checking
0.05%$1.5k-Business Interest Checking
0.01%$500-careFull Checking

Michigan One Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%$100$5k60 Month Minor CD Special
3.95%$500-12 Month CD
3.85%$500-6 Month CD
3.85%$500-24 Month CD
3.75%$500-36 Month CD
3.65%$500-48 Month CD
3.65%$500-60 Month CD

Michigan One Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$500-12 Month IRA
3.85%$500-6 Month IRA
3.85%$500-24 Month IRA
3.75%$500-36 Month IRA
3.65%$500-48 Month IRA
3.65%$500-60 Month IRA
Locations


Michigan One Community Credit Union Locations
Branch Office510 S Dexter StIonia, MI 48846
Branch Office122 E Main StCarson City, MI 48811
Branch Office3081 Commerce LnIonia, MI 48846
Branch Office10776 W Carson City RdGreenville, MI 48838
Branch Office7558 N Alger RdAlma, MI 48801

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