Overview / Commentary
510 S Dexter St
Ionia, MI 48846

Michigan One Community Credit Union is headquartered in Ionia and is the 89th largest credit union in the state of Michigan. It is also the 1,481st largest credit union in the nation. It was established in 1954 and as of September of 2018, it had grown to 34 employees and 16,200 members at 4 locations. Michigan One Community Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Barry, Clinton, Eaton, Gratiot, Ionia, Kent, or Montcalm Counties in Michigan. Membership is also open to those 55 or older who live in Barry, Clinton, Eaton, Gratiot, Ionia, or Kent Counties who receive retirement income from a private or government source.
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Health Grade Components

NCUA #62169
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD12.8%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$115.6MM$109.6MM
LoansQ3 2018vs Q3 2017$97.4MM$96.0MM
DepositsQ3 2018vs Q3 2017$102.0MM$97.4MM
Equity CapitalQ3 2018vs Q3 2017$10.8MM$10.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$663.00K$603.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$605.00K$801.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Michigan One Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan One Community Credit Union Savings Account Rates

1.00%*$25k*-IRA Savings
OTHER TIERS: 0.75% $100 - $25k
OTHER TIERS: 0.10% $100 - $10k

Michigan One Community Credit Union Money Market Rates

OTHER TIERS: 0.10% $1k - $10k | 0.40% $10k - $25k | 0.60% $25k - $50k | 0.75% $50k - $100k

Michigan One Community Credit Union Checking Account Rates

0.25%*$10k*-carePlus Checking
OTHER TIERS: 0.10% $1.5k - $10k
0.25%*$10k*-Business Interest Checking
OTHER TIERS: 0.10% $1.5k - $10k
0.05%$500-careFull Checking

Michigan One Community Credit Union CD Rates

3.04%$10k-48 Month CD Special
2.78%$500-60 Month CD
2.53%$500-48 Month CD
2.43%$10k-18 Month CD Special
2.27%$500-36 Month CD
2.22%$10k-12 Month CD Special
2.02%$500-24 Month CD
2.02%$500-30 Month CD
1.76%$500-18 Month CD
1.51%$500-12 Month CD
0.10%$500-6 Month CD

Michigan One Community Credit Union IRA Rates

2.78%$500-60 Month IRA
2.53%$500-48 Month IRA
2.27%$500-36 Month IRA
2.02%$500-24 Month IRA
2.02%$500-30 Month IRA
1.76%$500-18 Month IRA
1.51%$500-12 Month IRA
0.10%$500-6 Month IRA

Michigan One Community Credit Union Locations
Branch Office510 S Dexter StIonia, MI 48846
Branch Office122 E Main StCarson City, MI 48811
Branch Office3081 Commerce LnIonia, MI 48846
Branch Office10776 W Carson City RdGreenville, MI 48838

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