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Michigan One Community Credit Union


Overview / Commentary
www.m1ccu.org
616-527-3900
510 S Dexter St
Ionia, MI 48846

Michigan One Community Credit Union is headquartered in Ionia and is the 82nd largest credit union in the state of Michigan. It is also the 1,331st largest credit union in the nation. It was established in 1954 and as of December of 2020, it had grown to 38 employees and 17,676 members at 5 locations. Michigan One Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Barry, Clinton, Eaton, Gratiot, Ionia, Kent, or Montcalm Counties in Michigan. Membership is also open to those 55 or older who live in Barry, Clinton, Eaton, Gratiot, Ionia, or Kent Counties who receive retirement income from a private or government source.
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Health
A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #62169
Year Chartered1954
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD9.78%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$162.4MM$134.5MM
LoansQ4 2020vs Q4 2019$123.8MM$107.1MM
DepositsQ4 2020vs Q4 2019$145.5MM$118.8MM
Equity CapitalQ4 2020vs Q4 2019$14.0MM$12.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$796.00K$778.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$358.00K$827.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Michigan One Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Michigan One Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Savings
0.05%*$50k*-Share Savings
OTHER TIERS: 0.01% → $100 - $50k

Michigan One Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Manager
OTHER TIERS: 0.05% → $1k - $25k | 0.10% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k

Michigan One Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$500-careFull Checking
0.01%$1.5k-carePlus Checking
0.01%$1.5k-Business Interest Checking

Michigan One Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-60 Month CD
0.70%$500-48 Month CD
0.60%$500-36 Month CD
0.50%$500-24 Month CD
0.50%$500-30 Month CD
0.35%$500-12 Month CD
0.35%$500-18 Month CD
0.01%$500-6 Month CD

Michigan One Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-60 Month IRA
0.70%$500-48 Month IRA
0.60%$500-36 Month IRA
0.50%$500-24 Month IRA
0.50%$500-30 Month IRA
0.35%$500-12 Month IRA
0.35%$500-18 Month IRA
0.01%$500-6 Month IRA
Locations


Michigan One Community Credit Union Locations
Branch Office510 S Dexter StIonia, MI 48846
Branch Office122 E Main StCarson City, MI 48811
Branch Office3081 Commerce LnIonia, MI 48846
Branch Office10776 W Carson City RdGreenville, MI 48838
Branch Office7558 N Alger RdAlma, MI 48801

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