Michigan One Community Credit Union is headquartered in Ionia and is the 73rd largest credit union in the state of Michigan. It is also the 1,203rd largest credit union in the nation. It was established in 1954 and as of September of 2024, it had grown to 40 employees and 18,968 members at 5 locations. Michigan One Community Credit Union's money market rates are 8X the national average, and it has an A health rating.
Membership in Michigan One Community Credit Union is open to anyone who lives, works, worships, or attends school anywhere in Michigan.
See current membership details
Overall | |
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NCUA # | 62169 |
Year Chartered | 1954 |
Employees | 40 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.99% |
Return on Equity - YTD | 10.45% |
Annual Interest Income | $7.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $221.3MM$209.5MM |
Loans | Q3 2024vs Q3 2023 | $171.2MM$170.1MM |
Deposits | Q3 2024vs Q3 2023 | $196.2MM$187.6MM |
Equity Capital | Q3 2024vs Q3 2023 | $21MM$18.9MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $450K$571K |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $1.3MM$582K |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Michigan One Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25% | $100 | - | IRA Savings | ||
0.05%* | $50k* | - | Share Savings | ||
OTHER TIERS: 0.01% → $100 - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.35%* | $250k* | - | Money Market Manager | ||
OTHER TIERS: 1.70% → $1k - $25k | 2.30% → $25k - $50k | 2.75% → $50k - $100k | 3.05% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1.5k | - | carePlus Checking | |
0.05% | $1.5k | - | Business Interest Checking | |
0.01% | $500 | - | careFull Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
5.12% | $100 | $5k | 60 Month Minor CD Special | |
3.95% | $500 | - | 12 Month CD | |
3.85% | $500 | - | 6 Month CD | |
3.85% | $500 | - | 24 Month CD | |
3.75% | $500 | - | 36 Month CD | |
3.65% | $500 | - | 48 Month CD | |
3.65% | $500 | - | 60 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.95% | $500 | - | 12 Month IRA | |
3.85% | $500 | - | 6 Month IRA | |
3.85% | $500 | - | 24 Month IRA | |
3.75% | $500 | - | 36 Month IRA | |
3.65% | $500 | - | 48 Month IRA | |
3.65% | $500 | - | 60 Month IRA |
Michigan One Community Credit Union Locations | ||
---|---|---|
Branch Office | 510 S Dexter St | Ionia, MI 48846 |
Branch Office | 122 E Main St | Carson City, MI 48811 |
Branch Office | 3081 Commerce Ln | Ionia, MI 48846 |
Branch Office | 10776 W Carson City Rd | Greenville, MI 48838 |
Branch Office | 7558 N Alger Rd | Alma, MI 48801 |