Michigan One Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.21% | 1-year CD | 12 Month CD Special 1.40% - Synchrony Bank 12 Month CD |
| 2.02% | 4-year CD | 48 Month CD Special 1.80% - Goldman Sachs Bank USA 4 Year CD |
| 2.22% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
Michigan One Community Credit Union is headquartered in Ionia and is the 95th largest credit union in the state of Michigan. It is also the 1,524th largest credit union in the nation. It was established in 1954 and as of March of 2017, it had grown to 30 employees and 15,508 members at 4 locations. Michigan One Community Credit Union's money market rates are 59% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school, or worship in Barry, Clinton, Eaton, Gratiot, Ionia, Kent, or Montcalm Counties in Michigan. Membership is also open to those 55 or older who live in Barry, Clinton, Eaton, Gratiot, Ionia, or Kent Counties who receive retirement income from a private or government source.
See current membership details
Related Posts
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62169 |
| Year Chartered | 1954 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 3.85% |
| Annual Interest Income | $955.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $110.2MM$102.2MM |
| Loans | Q1 2017vs Q1 2016 | $91.4MM$88.5MM |
| Deposits | Q1 2017vs Q1 2016 | $97.9MM$91.1MM |
| Equity Capital | Q1 2017vs Q1 2016 | $9.6MM$9.1MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $562.00K$318.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $761.00K$424.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Michigan One Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Michigan One Community Credit Union Savings Account Rates
Michigan One Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $100k* | - | MoneyMarketManager | ||
| OTHER TIERS: 0.10% → $1k - $10k | 0.25% → $10k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $100k | |||||
Michigan One Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $10k* | - | BestChecking | ||
| OTHER TIERS: 0.10% → $500 - $10k | |||||
Michigan One Community Credit Union CD Rates
Michigan One Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22% | - | - | 60 Month IRA | |
| 1.71% | - | - | 48 Month IRA | |
| 1.61% | - | - | 36 Month IRA | |
| 1.21% | - | - | 30 Month IRA | |
| 1.10% | - | - | 24 Month IRA | |
| 0.80% | - | - | 18 Month IRA | |
| 0.70% | - | - | 12 Month IRA | |
| 0.10% | - | - | 6 Month IRA |
| Michigan One Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 510 S Dexter St | Ionia, MI 48846 |
| Branch Office | 122 E Main St | Carson City, MI 48811 |
| Branch Office | 3081 Commerce Ln | Ionia, MI 48846 |
| Branch Office | 10776 W Carson City Rd | Greenville, MI 48838 |