Mid Carolina Credit Union

Overview / Commentary
841 Highway 1 S
Lugoff, SC 29078

Mid Carolina Credit Union is headquartered in Lugoff and is the 18th largest credit union in the state of South Carolina. It is also the 1,367th largest credit union in the nation. It was established in 1961 and as of September of 2019, it had grown to 39 employees and 14,774 members at 4 locations. Mid Carolina Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Richland or Kershaw Counties. Membership is also open to employees of Invista Camden Plant, Lugoff Regional Assembly, Lugoff Toyota, Lugoff Ford, Mundy Industrial Contractors, Inc., Sentinal Health Partners.
See current membership details

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Health Grade Components

NCUA #60735
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD3.98%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$134.2MM$132.5MM
LoansQ3 2019vs Q3 2018$86.2MM$94.1MM
DepositsQ3 2019vs Q3 2018$112.5MM$113.3MM
Equity CapitalQ3 2019vs Q3 2018$16.4MM$16.0MM
Loan Loss AllowanceQ3 2019vs Q3 2018$795.00K$751.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$557.00K$522.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid Carolina Credit Union Savings Account Rates

1.00%$1k-IRA Savings Account
0.25%*$50k*-Savings Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $50k

Mid Carolina Credit Union CD Rates

1.76%$1k-36 Months CD
1.51%$1k-18 Months CD
1.51%$1k-24 Months CD
1.00%$1k-12 Months CD
0.35%$1k-6 Months CD

Mid Carolina Credit Union IRA Rates

1.76%$1k-36 Months IRA
1.51%$1k-18 Months IRA
1.51%$1k-24 Months IRA
1.00%$1k-12 Months IRA
1.00%$10k-12 Month IRA Special- New Money
0.35%$1k-6 Months IRA

Mid Carolina Credit Union Locations
Branch Office1015 Mill StCamden, SC 29020
Branch Office719 Highway 1 SLugoff, SC 29078
Branch Office2480 Main StElgin, SC 29045
Branch Office10350 Wilson BlvdBlythewood, SC 29016

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