Featured Savings Rates
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Mid Carolina Credit Union

Popular Accounts at this Credit Union

1.57%5-year CD60 Months CD
0.65%1-year CD12 Months Jumbo CD
0.25%SavingsSavings Account

Overview / Commentary
719 Highway 1 S
Lugoff, SC 29078

Mid Carolina Credit Union is headquartered in Lugoff and is the 18th largest credit union in the state of South Carolina. It is also the 1,361st largest credit union in the nation. It was established in 1961 and as of March of 2017, it had grown to 39 employees and 14,523 members at 4 locations. Mid Carolina Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Richland or Kershaw Counties. Membership is also open to employees of Invista Camden Plant, Lugoff Regional Assembly, Lugoff Toyota, Lugoff Ford, Mundy Industrial Contractors, Inc., Sentinal Health Partners.
See current membership details

Related Posts

South Carolina 36-Month CD Special - 3/13/2017

1.65% apy 36-month certificate New money only and can not be used for step-up option Limited-time offer https://www.midcarolinacu.com/news.aspx?a=viewPost&PostID=31455 Mid Carolina Credit Union Live, work or attend school in Kershaw or Richland County.


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Health Grade Components

NCUA #60735
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD-0.17%
Return on Equity - YTD-1.42%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$131.5MM$122.8MM
LoansQ1 2017vs Q1 2016$99.0MM$81.5MM
DepositsQ1 2017vs Q1 2016$115.0MM$103.0MM
Equity CapitalQ1 2017vs Q1 2016$15.8MM$16.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$743.00K$821.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$388.00K$468.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid Carolina Credit Union Savings Account Rates

1.00%$1k-IRA Savings Account
0.25%*$50k*-Savings Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $50k

Mid Carolina Credit Union CD Rates

1.72%$50k-60 Months Jumbo CD
1.62%$50k-48 Months Jumbo CD
1.57%$1k-60 Months CD
1.51%$50k-36 Months Jumbo CD
1.47%$1k-48 Months CD
1.41%$50k-24 Months Jumbo CD
1.35%$1k-36 Months CD
1.25%$1k-24 Months CD
0.75%$1k-18 Months CD
0.75%$50k-18 Months Jumbo CD
0.65%$1k-12 Months CD
0.65%$50k-12 Months Jumbo CD
0.35%$1k-6 Months CD
0.35%$50k-6 Months Jumbo CD

Mid Carolina Credit Union IRA Rates

1.72%$50k-60 Months Jumbo IRA
1.62%$50k-48 Months Jumbo IRA
1.57%$1k-60 Months IRA
1.51%$50k-36 Months Jumbo IRA
1.47%$1k-48 Months IRA
1.41%$50k-24 Months Jumbo IRA
1.35%$1k-36 Months IRA
1.25%$1k-24 Months IRA
0.75%$1k-18 Months IRA
0.75%$50k-18 Months Jumbo IRA
0.65%$1k-12 Months IRA
0.65%$50k-12 Months Jumbo IRA
0.35%$1k-6 Months IRA
0.35%$50k-6 Months Jumbo IRA

Mid Carolina Credit Union Locations
Branch Office1015 Mill StCamden, SC 29020
Branch Office719 Highway 1 SLugoff, SC 29078
Branch Office2480 Main StElgin, SC 29045
Branch Office10350 Wilson BlvdBlythewood, SC 29016