Mid Carolina Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.midcarolinacu.com

803-432-8521

841 Highway 1 S
Lugoff, SC 29078

Mid Carolina Credit Union is headquartered in Lugoff and is the 19^th largest credit union in the state of South Carolina. It is also the 1,360^th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 46 employees and 14,152 members at 5 locations. Mid Carolina Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Mid Carolina Credit Union is open to those who live, work, or attend school in the South Carolina counties of Kershaw or Richland. Immediate family members of anyone eligible to join also qualify for membership.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60735
Year Chartered	1961
Employees	46
Primary Regulator

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	7.76%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$177.9MM$169.9MM
Loans	Q1 2025vs Q1 2024	$105.1MM$104MM
Deposits	Q1 2025vs Q1 2024	$160.2MM$155.7MM
Equity Capital	Q1 2025vs Q1 2024	$18.2MM$14.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$785K$900K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$367K$418K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Mid Carolina Credit Union are currently being reviewed.

Locations

Mid Carolina Credit Union Locations
Branch Office	1015 Mill St	Camden, SC 29020
Branch Office	719 Highway 1 S	Lugoff, SC 29078
Branch Office	2480 Main St	Elgin, SC 29045
Corporate Office	841 Highway 1 S	Lugoff, SC 29078-9436
Branch Office	100 Forum Dr Ste 4	Columbia, SC 29229-7945

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