Featured Savings Rates
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Mid Carolina Credit Union

Popular Accounts at this Credit Union

1.57%5-year CD60 Months CD
0.65%1-year CD12 Months Jumbo CD
0.25%SavingsSavings Account

Overview / Commentary
719 Highway 1 S
Lugoff, SC 29078

Mid Carolina Credit Union is headquartered in Lugoff and is the 18th largest credit union in the state of South Carolina. It is also the 1,375th largest credit union in the nation. It was established in 1961 and as of September of 2016, it had grown to 37 employees and 14,593 members at 4 locations. Mid Carolina Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Richland or Kershaw Counties. Membership is also open to employees of Invista Camden Plant, Lugoff Regional Assembly, Lugoff Toyota, Lugoff Ford, Mundy Industrial Contractors, Inc., Sentinal Health Partners.
See current membership details


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Health Grade Components

NCUA #60735
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.45%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$124.5MM$109.4MM
LoansQ3 2016vs Q3 2015$94.7MM$68.1MM
DepositsQ3 2016vs Q3 2015$107.8MM$92.3MM
Equity CapitalQ3 2016vs Q3 2015$16.3MM$16.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$711.00K$740.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$464.00K$565.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid Carolina Credit Union Savings Account Rates

1.00%--IRA Savings Account
0.25%*$50k*-Savings Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $50k

Mid Carolina Credit Union CD Rates

1.72%$50k-60 Months Jumbo CD
1.62%$50k-48 Months Jumbo CD
1.57%$1k-60 Months CD
1.51%$50k-36 Months Jumbo CD
1.47%$1k-48 Months CD
1.41%$50k-24 Months Jumbo CD
1.35%$1k-36 Months CD
1.25%$1k-24 Months CD
0.75%$1k-18 Months CD
0.75%$50k-18 Months Jumbo CD
0.65%$1k-12 Months CD
0.65%$50k-12 Months Jumbo CD
0.35%$1k-6 Months CD
0.35%$50k-6 Months Jumbo CD

Mid Carolina Credit Union IRA Rates

1.72%$50k-60 Months Jumbo IRA
1.62%$50k-48 Months Jumbo IRA
1.57%$1k-60 Months IRA
1.51%$50k-36 Months Jumbo IRA
1.47%$1k-48 Months IRA
1.41%$50k-24 Months Jumbo IRA
1.35%$1k-36 Months IRA
1.25%$1k-24 Months IRA
0.75%$1k-18 Months IRA
0.75%$50k-18 Months Jumbo IRA
0.65%$1k-12 Months IRA
0.65%$50k-12 Months Jumbo IRA
0.35%$1k-6 Months IRA
0.35%$50k-6 Months Jumbo IRA

Mid Carolina Credit Union Locations
Branch Office1015 Mill StCamden, SC 29020
Branch Office719 Highway 1 SLugoff, SC 29078
Branch Office2480 Main StElgin, SC 29045
Branch Office10350 Wilson BlvdBlythewood, SC 29016