Mid Carolina Credit Union

Overview / Commentary
719 Highway 1 S
Lugoff, SC 29078

Mid Carolina Credit Union is headquartered in Lugoff and is the 18th largest credit union in the state of South Carolina. It is also the 1,367th largest credit union in the nation. It was established in 1961 and as of June of 2019, it had grown to 39 employees and 14,761 members at 4 locations. Mid Carolina Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Richland or Kershaw Counties. Membership is also open to employees of Invista Camden Plant, Lugoff Regional Assembly, Lugoff Toyota, Lugoff Ford, Mundy Industrial Contractors, Inc., Sentinal Health Partners.
See current membership details

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Health Grade Components

NCUA #60735
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.11%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$134.3MM$133.2MM
LoansQ2 2019vs Q2 2018$87.3MM$97.7MM
DepositsQ2 2019vs Q2 2018$112.9MM$114.0MM
Equity CapitalQ2 2019vs Q2 2018$16.2MM$15.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$844.00K$786.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$583.00K$629.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Mid Carolina Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid Carolina Credit Union Savings Account Rates

1.00%$1k-IRA Savings Account
0.25%*$50k*-Savings Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $50k

Mid Carolina Credit Union CD Rates

2.27%$1k-36 Months CD
2.02%$1k-24 Months CD
2.02%$10k-12 Month CD Special-New Money
1.51%$1k-12 Months CD
1.51%$1k-18 Months CD
0.35%$1k-6 Months CD

Mid Carolina Credit Union IRA Rates

2.27%$1k-36 Months IRA
2.02%$1k-24 Months IRA
2.02%$10k-12 Month IRA Special- New Money
1.51%$1k-12 Months IRA
1.51%$1k-18 Months IRA
0.35%$1k-6 Months IRA

Mid Carolina Credit Union Locations
Branch Office1015 Mill StCamden, SC 29020
Branch Office719 Highway 1 SLugoff, SC 29078
Branch Office2480 Main StElgin, SC 29045
Branch Office10350 Wilson BlvdBlythewood, SC 29016

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