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  2. Mid Carolina Credit Union

Mid Carolina Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.57%5-year CD60 Months CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
0.65%1-year CD12 Months Jumbo CD
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
0.25%SavingsSavings Account
1.15% - CIT Bank Spring Savings
View all Mid Carolina Credit Union rates »

Overview / Commentary
www.midcarolinacu.com
803-432-8521
719 Highway 1 S
Lugoff, SC 29078

Mid Carolina Credit Union is headquartered in Lugoff and is the 18th largest credit union in the state of South Carolina. It is also the 1,361st largest credit union in the nation. It was established in 1961 and as of March of 2017, it had grown to 39 employees and 14,523 members at 4 locations. Mid Carolina Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Richland or Kershaw Counties. Membership is also open to employees of Invista Camden Plant, Lugoff Regional Assembly, Lugoff Toyota, Lugoff Ford, Mundy Industrial Contractors, Inc., Sentinal Health Partners.
See current membership details

Related Posts

South Carolina 36-Month CD Special - 3/13/2017

1.65% apy 36-month certificate New money only and can not be used for step-up option Limited-time offer https://www.midcarolinacu.com/news.aspx?a=viewPost&PostID=31455 Mid Carolina Credit Union Live, work or attend school in Kershaw or Richland County.

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Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #60735
Year Chartered1961
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD-0.17%
Return on Equity - YTD-1.42%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$131.5MM$122.8MM
LoansQ1 2017vs Q1 2016$99.0MM$81.5MM
DepositsQ1 2017vs Q1 2016$115.0MM$103.0MM
Equity CapitalQ1 2017vs Q1 2016$15.8MM$16.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$743.00K$821.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$388.00K$468.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid Carolina Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-IRA Savings Account
0.25%*$50k*-Savings Account
OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $10k | 0.15% → $10k - $50k

Mid Carolina Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.72%$50k-60 Months Jumbo CD
1.62%$50k-48 Months Jumbo CD
1.57%$1k-60 Months CD
1.51%$50k-36 Months Jumbo CD
1.47%$1k-48 Months CD
1.41%$50k-24 Months Jumbo CD
1.35%$1k-36 Months CD
1.25%$1k-24 Months CD
0.75%$1k-18 Months CD
0.75%$50k-18 Months Jumbo CD
0.65%$1k-12 Months CD
0.65%$50k-12 Months Jumbo CD
0.35%$1k-6 Months CD
0.35%$50k-6 Months Jumbo CD

Mid Carolina Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.72%$50k-60 Months Jumbo IRA
1.62%$50k-48 Months Jumbo IRA
1.57%$1k-60 Months IRA
1.51%$50k-36 Months Jumbo IRA
1.47%$1k-48 Months IRA
1.41%$50k-24 Months Jumbo IRA
1.35%$1k-36 Months IRA
1.25%$1k-24 Months IRA
0.75%$1k-18 Months IRA
0.75%$50k-18 Months Jumbo IRA
0.65%$1k-12 Months IRA
0.65%$50k-12 Months Jumbo IRA
0.35%$1k-6 Months IRA
0.35%$50k-6 Months Jumbo IRA
Locations


Mid Carolina Credit Union Locations
Branch Office1015 Mill StCamden, SC 29020
Branch Office719 Highway 1 SLugoff, SC 29078
Branch Office2480 Main StElgin, SC 29045
Branch Office10350 Wilson BlvdBlythewood, SC 29016