Overview / Commentary
719 Highway 1 S
Lugoff, SC 29078

Mid Carolina Credit Union is headquartered in Lugoff and is the 18th largest credit union in the state of South Carolina. It is also the 1,359th largest credit union in the nation. It was established in 1961 and as of December of 2018, it had grown to 39 employees and 14,785 members at 4 locations. Mid Carolina Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Richland or Kershaw Counties. Membership is also open to employees of Invista Camden Plant, Lugoff Regional Assembly, Lugoff Toyota, Lugoff Ford, Mundy Industrial Contractors, Inc., Sentinal Health Partners.
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Health Grade Components

NCUA #60735
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.05%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$131.9MM$132.8MM
LoansQ4 2018vs Q4 2017$90.4MM$98.9MM
DepositsQ4 2018vs Q4 2017$113.5MM$113.6MM
Equity CapitalQ4 2018vs Q4 2017$15.5MM$15.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$797.00K$709.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$665.00K$540.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Mid Carolina Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid Carolina Credit Union Savings Account Rates

1.00%$1k-IRA Savings Account
0.25%*$50k*-Savings Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $50k

Mid Carolina Credit Union CD Rates

2.27%$1k-36 Months CD
2.27%$50k-36 Months Jumbo CD
2.02%$1k-24 Months CD
2.02%$50k-24 Months Jumbo CD
2.02%$10k-12 Month CD Special-New Money
1.51%$1k-12 Months CD
1.51%$1k-18 Months CD
1.51%$50k-12 Months Jumbo CD
1.51%$50k-18 Months Jumbo CD
0.35%$1k-6 Months CD
0.35%$50k-6 Months Jumbo CD

Mid Carolina Credit Union IRA Rates

2.27%$1k-36 Months IRA
2.27%$50k-36 Months Jumbo IRA
2.02%$1k-24 Months IRA
2.02%$50k-24 Months Jumbo IRA
2.02%$10k-12 Month IRA Special- New Money
1.51%$1k-12 Months IRA
1.51%$1k-18 Months IRA
1.51%$50k-12 Months Jumbo IRA
1.51%$50k-18 Months Jumbo IRA
0.35%$1k-6 Months IRA
0.35%$50k-6 Months Jumbo IRA

Mid Carolina Credit Union Locations
Branch Office1015 Mill StCamden, SC 29020
Branch Office719 Highway 1 SLugoff, SC 29078
Branch Office2480 Main StElgin, SC 29045
Branch Office10350 Wilson BlvdBlythewood, SC 29016

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