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Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

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Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

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up to $300

Our Rating

4.2 / 5

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Overview / Commentary

www.midnatbank.com

309-647-5000

100 West Elm Street
Canton, IL 61520

MidAmerica National Bank is headquartered in CANTON and is the 84^th largest bank in the state of Illinois. It is also the 1,510^th largest bank in the nation. It was established in 1933 and as of March of 2025, it had grown to 120 employees at 6 locations. MidAmerica National Bank has a C+ health rating.

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Health

C+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	3612
Year Established	1933
Employees	120
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.07%
Return on Equity - YTD	10.6%
Annual Interest Income	$8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$630.2MM$616.3MM
Loans	Q1 2025vs Q1 2024	$440.1MM$424.2MM
Deposits	Q1 2025vs Q1 2024	$559.1MM$548.2MM
Equity Capital	Q1 2025vs Q1 2024	$64.9MM$60.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7MM$6.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$22.9MM$3.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$77K$87K

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for MidAmerica National Bank are currently being reviewed.

Locations

MidAmerica National Bank Locations
Midamerica National Bank	100 W Elm St	Canton, IL 61520
Lewistown Branch	120 East Washington Street	Lewistown, IL 61542
North Side Square Branch	130 North Side Square	Macomb, IL 61455
Cuba Branch	300 East Main Street	Cuba, IL 61427
West Facility	804 West Jackson Street	Macomb, IL 61455
Henry State Branch	700 Second Street	Henry, IL 61537

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