MidAmerica National Bank

Overview / Commentary
100 West Elm Street
Canton, IL 61520

MidAmerica National Bank is headquartered in CANTON and is the 79th largest bank in the state of Illinois. It is also the 1,492nd largest bank in the nation. It was established in 1933 and as of September of 2023, it had grown to 123 employees at 6 locations. MidAmerica National Bank's CD rates are 90% higher than the national average, and it has an A health rating.

Reviews (1)

Good Service

Posted by: |

Everything is above average. But CD interest rates are usually not that great.

Mobile Banking Deposit available which is very convenient.


Health Grade Components

FDIC Certificate #3612
Year Established1933
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD9.44%
Annual Interest Income$20.7MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$605.5MM$576.8MM
LoansQ3 2023vs Q3 2022$422.9MM$376MM
DepositsQ3 2023vs Q3 2022$539.4MM$520.3MM
Equity CapitalQ3 2023vs Q3 2022$55.9MM$53.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$6.4MM$5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.7MM$1.3MM
Real Estate OwnedQ3 2023vs Q3 2022$43K$100K
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Always verify rates and promotions with the bank or credit union. We are not MidAmerica National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidAmerica National Bank Savings Account Rates

0.25%*$10k*-Health Savings Account
OTHER TIERS: 0.15% Up to $10k
0.25%*$25k*-Savings Account
OTHER TIERS: 0.15% Up to $25k
0.25%*$25k*-Business Savings Account
OTHER TIERS: 0.15% Up to $25k

MidAmerica National Bank Money Market Rates

0.75%*$100k*-Money Market Account
OTHER TIERS: 0.40% Up to $2.5k | 0.50% $2.5k - $50k | 0.60% $50k - $100k
0.75%*$100k*-Business Money Market Account
OTHER TIERS: 0.40% Up to $2.5k | 0.50% $2.5k - $50k | 0.60% $50k - $100k

MidAmerica National Bank Checking Account Rates

0.20%*$10k*-NOW Checking
OTHER TIERS: 0.15% Up to $10k

MidAmerica National Bank CD Rates

2.47%$1k-60 Month CD
2.37%$1k-48 Month CD
2.22%$1k-36 Month CD
2.12%$1k-30 Month CD
2.02%$1k-24 Month CD
1.91%$1k-18 Month CD
1.81%$1k-16 Month CD
1.71%$1k-12 Month CD
1.61%$1k-9 Month CD
1.51%$1k-6 Month CD
1.41%$1k-3 Month CD

MidAmerica National Bank IRA Rates

3.03%$100-60 Month Fixed Rate IRA
2.78%$100-48 Month Fixed Rate IRA
2.52%$100-36 Month Fixed Rate IRA
2.27%$100-24 Month Fixed Rate IRA
2.12%$100-18 Month Fixed Rate IRA
2.02%$100-12 Month Fixed Rate IRA

MidAmerica National Bank Locations
Henry State Branch700 Second StreetHenry, IL 61537
West Facility804 West Jackson StreetMacomb, IL 61455
Midamerica National Bank100 W Elm StCanton, IL 61520
Lewistown Branch120 East Washington StreetLewistown, IL 61542
North Side Square Branch130 North Side SquareMacomb, IL 61455
Cuba Branch300 East Main StreetCuba, IL 61427

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