Overview / Commentary
4900 Kirkwood Highway
Wilmington, DE 19808

MidCoast Community Bank is headquartered in Wilmington and is the 16th largest bank in the state of Delaware. It is also the 2,571st largest bank in the nation. It was established in 2007 and as of December of 2018, it had grown to 39 employees at 3 locations. MidCoast Community Bank's CD rates are 3X the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #58498
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD10.96%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$241.7MM$229.1MM
LoansQ4 2018vs Q4 2017$206.0MM$194.8MM
DepositsQ4 2018vs Q4 2017$194.4MM$188.5MM
Equity CapitalQ4 2018vs Q4 2017$25.9MM$23.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.2MM$2.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$959.00K$1.7MM
Real Estate OwnedQ4 2018vs Q4 2017$0$110.00K
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Always verify rates and promotions with the bank or credit union. We are not MidCoast Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidCoast Community Bank Savings Account Rates

0.10%--Statement Savings

MidCoast Community Bank Money Market Rates

1.25%*$100k*-Elite Money Market Account
OTHER TIERS: 0.15% Up to $50k | 0.50% $50k - $100k
0.25%*$7.5k*-Gold Money Market Account
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $7.5k
0.25%*$7.5k*-Business Gold Money Market Account
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $7.5k

MidCoast Community Bank Checking Account Rates

0.25%*$1k*-Elite Interest Checking
OTHER TIERS: 0.10% Up to $1k
0.10%--EZ Direct Interest Checking
0.10%--Fabulous 50+ Interest Checking

MidCoast Community Bank CD Rates

2.75%$500-24 Month CD
2.50%$500-12 Month CD
2.25%$500-15 Month CD
2.25%$500-36 Month CD
2.25%$500-42 Month CD
2.25%$500-48 Month CD
2.25%$500-60 Month CD
2.15%$500-30 Month CD
2.00%$500-11 Month CD
1.25%$500-18 Month CD
0.75%$500-13 Month CD
0.30%$500-6 Month CD
0.30%$500-7 Month CD
0.30%$500-8 Month CD
0.30%$500-9 Month CD
0.30%$500-10 Month CD
0.20%$500-3 Month CD

MidCoast Community Bank IRA Rates

2.75%$500-24 Month IRA
2.50%$500-12 Month IRA
2.25%$500-15 Month IRA
2.25%$500-36 Month IRA
2.25%$500-42 Month IRA
2.25%$500-48 Month IRA
2.25%$500-60 Month IRA
2.15%$500-30 Month IRA
2.00%$500-11 Month IRA
1.25%$500-18 Month IRA
0.75%$500-13 Month IRA
0.30%$500-6 Month IRA
0.30%$500-7 Month IRA
0.30%$500-8 Month IRA
0.30%$500-9 Month IRA
0.30%$500-10 Month IRA
0.20%$500-3 Month IRA

MidCoast Community Bank Locations
Concord Pike Branch2901 Concord PikeWilmington, DE 19803
Midcoast Community Bank4900 Kirkwood HighwayWilmington, DE 19808
Dover Branch584 North Dupont HighwayDover, DE 19901

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