Featured Savings Rates
Featured Accounts

Midcoast Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD5 Year CD
0.35%1-year CD1 Year CD
0.15%SavingsThrive Savings

Overview / Commentary
207-443-5531
831 Middle St
Bath, ME 04530-2401

Midcoast Federal Credit Union is headquartered in Bath and is the 18th largest credit union in the state of Maine. It is also the 1,200th largest credit union in the nation. It was established in 1956 and as of March of 2016, it had grown to 53 employees and 15,709 members at 4 locations. Midcoast Federal Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses, and other legal entities in Sagadahoc County, Lincoln County, Knox County or the following towns in Cumberland County, Maine: Brunswick, Harpswell, and Freeport.
See current membership details

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Health
A

Health Grade Components

Overall
NCUA #10898
Year Chartered1956
Employees53
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.34%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$150.9MM$140.5MM
LoansQ1 2016vs Q1 2015$101.8MM$87.5MM
DepositsQ1 2016vs Q1 2015$133.3MM$124.4MM
Equity CapitalQ1 2016vs Q1 2015$16.8MM$15.6MM
Loan Loss AllowanceQ1 2016vs Q1 2015$468.00K$508.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.1MM$848.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midcoast Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$10k*-IRA Savings
OTHER TIERS: 0.35% Up to $10k
0.45%*$10k*-Roth IRA Savings
OTHER TIERS: 0.35% Up to $10k
0.45%*$10k*-CESA Share Account
OTHER TIERS: 0.35% Up to $10
0.15%--Health Savings Account
0.15%--Impact Business Savings
0.15%--Member Savings
0.15%--Special Purpose Savings
0.15%--Sprout Savings
0.15%--Youth Special Purpose Savings
0.15%--Thrive Savings

Midcoast Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Peak Money Market
OTHER TIERS: 0.25% $2,500 - $25k | 0.35% $25k - $50k | 0.45% $50k - $100k

Midcoast Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-5 Year CD
1.11%$1k-4 Year CD
1.01%$1k-7 Month CD Summer Special
0.85%$1k-3 Year CD
0.65%$1k-2 Year CD
0.45%$1k-18 Month CD
0.35%$1k-1 Year CD
0.25%$1k-6 Month CD

Midcoast Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-5 Year IRA
1.11%$1k-4 Year IRA
1.01%$1k-7 Month IRA Summer Special
0.85%$1k-3 Year IRA
0.65%$1k-2 Year IRA
0.45%$1k-18 Month IRA
0.35%$1k-1 Year IRA
0.25%$1k-6 Month IRA
Locations


Midcoast Federal Credit Union Locations
Branch Office41 Route OneEdgecomb, ME 04556-3040
Branch Office209 New County RdThomaston, ME 04861-3116
Branch Office831 Middle StBath, ME 04530-2401
Branch Office6 Station AveBrunswick, ME 04011-2092