Featured Savings Rates
Featured Accounts

Midcoast Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.61%5-year CD5 Year CD
0.35%1-year CD1 Year CD
0.15%SavingsThrive Savings

Overview / Commentary
207-865-4443
186 Lower Main St
Freeport, ME 04032

Midcoast Federal Credit Union is headquartered in Freeport and is the 19th largest credit union in the state of Maine. It is also the 1,177th largest credit union in the nation. It was established in 1956 and as of September of 2016, it had grown to 57 employees and 16,045 members at 5 locations. Midcoast Federal Credit Union's money market rates are 25% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses, and other legal entities in Sagadahoc County, Lincoln County, Knox County or the following towns in Cumberland County, Maine: Brunswick, Harpswell, and Freeport.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #10898
Year Chartered1956
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD5.85%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$158.1MM$146.7MM
LoansQ3 2016vs Q3 2015$109.9MM$97.4MM
DepositsQ3 2016vs Q3 2015$139.9MM$129.5MM
Equity CapitalQ3 2016vs Q3 2015$17.7MM$16.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$398.00K$491.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$622.00K$1.0MM
Real Estate OwnedQ3 2016vs Q3 2015$5.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midcoast Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$10k*-IRA Savings
OTHER TIERS: 0.35% Up to $10k
0.45%*$10k*-Roth IRA Savings
OTHER TIERS: 0.35% Up to $10k
0.45%*$10k*-CESA Share Account
OTHER TIERS: 0.35% Up to $10
0.15%--Health Savings Account
0.15%--Member Savings
0.15%--Youth Special Purpose Savings
0.15%--Sprout Savings
0.15%--Special Purpose Savings
0.15%--Thrive Savings

Midcoast Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Peak Money Market
OTHER TIERS: 0.25% $2,500 - $25k | 0.35% $25k - $50k | 0.45% $50k - $100k

Midcoast Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-5 Year CD
1.26%$1k-4 Year CD
1.01%$1k-3 Year CD
0.65%$1k-2 Year CD
0.45%$1k-18 Month CD
0.35%$1k-1 Year CD
0.25%$1k-6 Month CD

Midcoast Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-5 Year IRA
1.26%$1k-4 Year IRA
1.01%$1k-3 Year IRA
0.65%$1k-2 Year IRA
0.45%$1k-18 Month IRA
0.35%$1k-1 Year IRA
0.25%$1k-6 Month IRA
Locations


Midcoast Federal Credit Union Locations
Branch Office41 Route OneEdgecomb, ME 04556-3040
Branch Office209 New County RdThomaston, ME 04861-3116
Branch Office831 Middle StBath, ME 04530-2401
Branch Office6 Station AveBrunswick, ME 04011-2092
Corporate Office186 Lower Main StFreeport, ME 04032