Middlesex Federal Savings, F.A.

Overview / Commentary
1 College Ave
Somerville, MA 02144

Middlesex Federal Savings, F.A. is headquartered in SOMERVILLE and is the 69th largest bank in the state of Massachusetts. It is also the 1,442nd largest bank in the nation. It was established in 1890 and as of December of 2023, it had grown to 69 employees at 4 locations. Middlesex Federal Savings, F.A. has a B+ health rating.


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Health Grade Components

FDIC Certificate #28368
Year Established1890
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD11.61%
Annual Interest Income$26.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$642.4MM$606.6MM
LoansQ4 2023vs Q4 2022$475MM$465.4MM
DepositsQ4 2023vs Q4 2022$593.6MM$561.5MM
Equity CapitalQ4 2023vs Q4 2022$44.2MM$38.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.7MM$5.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$0$0
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Middlesex Federal Savings, F.A. Savings Account Rates

0.40%$50-Statement Savings
0.40%$50-IRA Passbook Savings
0.40%$50-eStatement Savings
0.05%$50-Passbook Savings
0.05%$10-Club Account

Middlesex Federal Savings, F.A. Money Market Rates

0.40%*$50k*$3mMoney Market Savings
OTHER TIERS: 0.10% $50 - $10k | 0.25% $10k - $50k | 0.30% $3m+
0.40%*$50k*$3mBusiness Money Market
OTHER TIERS: 0.10% $50 - $10k | 0.25% $10k - $50k | 0.30% $3m+

Middlesex Federal Savings, F.A. Checking Account Rates

0.20%*$25k*-President's Choice Checking
OTHER TIERS: 0.05% Up to $1.5k | 0.10% $1.5k - $25k
0.10%--Easy Interest Business Checking

Middlesex Federal Savings, F.A. CD Rates

4.50%--8 Month CD Special
4.50%--Business 8 Month CD Special
4.00%$500-13 Month CD - Special
4.00%$500-Business 13 Month CD - Special
2.75%--19 Month CD
2.75%--Business 19 Month CD
0.80%$500-60 Month CD
0.80%$500-Business 60 Month CD
0.70%$500-48 Month CD
0.70%$500-Business 48 Month CD
0.60%$500-36 Month CD
0.60%$500-30 Month CD
0.60%$500-Business 30 Month CD
0.60%$500-Business 36 Month CD
0.60%--31 Month CD
0.60%--Business 31 Month CD
0.50%$500-24 Month CD
0.50%$500-Business 24 Month CD
0.45%$500-18 Month CD
0.45%$500-Business 18 Month CD
0.40%$500-12 Month CD
0.40%$500-Business 12 Month CD
0.30%$500-6 Month CD
0.30%$500-Business 6 Month CD
0.15%$500-3 Month CD
0.15%$500-Business 3 Month CD

Middlesex Federal Savings, F.A. IRA Rates

4.50%$500-8 Month IRA -Special
4.00%$500-13 Month IRA - Special
2.75%$500-18 Month IRA
0.80%$500-60 Month IRA
0.70%$500-48 Month IRA
0.60%$500-36 Month IRA
0.60%$500-30 Month IRA
0.60%$500-31 Month IRA
0.50%$500-24 Month IRA
0.50%$500-19 Month IRA
0.40%$500-12 Month IRA
0.30%$500-6 Month IRA
0.15%$500-3 Month IRA

Middlesex Federal Savings, F.A. Locations
Middlesex Federal Savings, F.A.1 College AveSomerville, MA 02144
1196 Broadway Branch1196 BroadwaySomerville, MA 02144
Riverside Ave Branch53 Riverside AvenueMedford, MA 02155

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