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Middlesex Federal Savings, F.A.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.middlesexfederal.com
617-666-4700
1 College Ave
Somerville, MA 02144

Middlesex Federal Savings, F.A. is headquartered in SOMERVILLE and is the 67th largest bank in the state of Massachusetts. It is also the 1,476th largest bank in the nation. It was established in 1890 and as of March of 2025, it had grown to 70 employees at 4 locations. Middlesex Federal Savings, F.A. has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28368
Year Established1890
Employees70
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD9.53%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$644.9MM$643.5MM
LoansQ1 2025vs Q1 2024$506MM$480.9MM
DepositsQ1 2025vs Q1 2024$585.1MM$594.6MM
Equity CapitalQ1 2025vs Q1 2024$51.6MM$44.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.1MM$5.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$259K$39K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/17/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Middlesex Federal Savings, F.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$50-Statement Savings
0.40%$50-eStatement Savings
0.05%$50-Passbook Savings
0.05%$10-Club Account

Middlesex Federal Savings, F.A. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*$3mMoney Market Savings
OTHER TIERS: 0.10% → $50 - $10k | 0.25% → $10k - $50k | 0.30% → $3m+
0.40%*$50k*$3mBusiness Money Market
OTHER TIERS: 0.10% → $50 - $10k | 0.25% → $10k - $50k | 0.30% → $3m+

Middlesex Federal Savings, F.A. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-President's Choice Checking
OTHER TIERS: 0.05% → $0 - $1.5k | 0.10% → $1.5k - $25k
0.10%$0-Easy Interest Business Checking

Middlesex Federal Savings, F.A. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0-3 Month CD Special
4.00%$0-8 Month CD Special
4.00%$0-Business 8 Month CD Special
3.50%$0-13 Month CD - Special
3.50%$0-Business 13 Month CD - Special
2.75%$0-19 Month CD
2.75%$0-Business 19 Month CD
0.80%$500-60 Month CD
0.80%$500-Business 60 Month CD
0.70%$500-48 Month CD
0.70%$500-Business 48 Month CD
0.60%$500-36 Month CD
0.60%$500-30 Month CD
0.60%$500-Business 30 Month CD
0.60%$500-Business 36 Month CD
0.60%$0-31 Month CD
0.60%$0-Business 31 Month CD
0.50%$500-24 Month CD
0.50%$500-Business 24 Month CD
0.45%$500-18 Month CD
0.45%$500-Business 18 Month CD
0.40%$500-12 Month CD
0.40%$500-Business 12 Month CD
0.30%$500-6 Month CD
0.30%$500-Business 6 Month CD

Middlesex Federal Savings, F.A. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.09%$0-18 Month Variable Rate IRA
4.25%$0-3 Month IRA Special
4.00%$0-8 Month IRA -Special
3.50%$0-13 Month IRA - Special
2.75%$500-19 Month IRA
0.80%$500-60 Month IRA
0.70%$500-48 Month IRA
0.60%$500-36 Month IRA
0.60%$500-30 Month IRA
0.60%$500-31 Month IRA
0.50%$500-24 Month IRA
0.45%$500-18 Month IRA
0.40%$500-12 Month IRA
0.40%$50-IRA Passbook Savings
0.30%$500-6 Month IRA
Locations


Middlesex Federal Savings, F.A. Locations
Middlesex Federal Savings, F.A.1 College AveSomerville, MA 02144
1196 Broadway Branch1196 BroadwaySomerville, MA 02144
Riverside Ave Branch53 Riverside AvenueMedford, MA 02155

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