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MidFirst Bank


Overview / Commentary
www.midfirst.com
405-767-7000
501 NW Grand Boulevard
Oklahoma City, OK 73118

Midfirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services.

On its personal banking side, Midfirst offers checking, savings, money market, and certificate of deposit accounts. Its checking options range from a reward account with performance requirements earning higher interest to a simple student account. The bank has a children’s savings account and program along with a basic savings account and features a money market account that increases earning power while maintaining liquidity. Midfirst also makes both fixed and callable CDs available to customers.

Midfirst Bank online banking features a sophisticated Internet platform from which customers can manage their accounts. The bank also has a mobile app that provides remote deposit capabilities as well as account management functions.

Midfirst Bank was originally established as the Oklahoma National Bank & Trust Company of Chickasha in 1911. In 1997 the bank changed its name to Midfirst Bank and three years later moved its headquarters to Oklahoma City, Oklahoma, where they remain today. The bank operates multiple branch locations across several states.

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Reviews (19)

WOW- Exceptional Service!

Posted by: |

My wife and I recently opened 2 new accounts with MidFirst Bank. We went into the one at Yale & 91st Street in Tulsa. We had the pleasure of dealing with a young man named Kevin. He asked me several open ended questions to understand exactly what fit me best. I was impressed at the beginning, before he knew anything about me, he told my wife (Gayle) and I that he would be asking me some questions to ensure that he recommended the right products & services to fit our needs. I was quite taken back. Coming from the Bank of America- located across the street- to this... I was impressed from the get-go. Kevin made recommendations to us and then explained why he was recommending a certain account to us, based on the answers to his questions.

Kevin explained how MidFirst was a privately owned bank- based out of Oklahoma City. I really liked that. He stated that our money stays in our community instead of going "God knows where"... Did I mention he was funny to?

 

We opened up 2 checking accounts and moved a considerable amount of our assets to MidFirst.

 

I highly recommend MidFirst & Kevin to anyone who wants a small bank feel but with the bells and whistles of a big bank. You can even make a deposit by taking a picture of it on my android!

 

Thank you so much MidFirst & Kevin- great job!

 

Dr. & Mrs. B.

10

Midfirst Rocks My Socks Off. (Midfirst Bank VS. AT&T)

Posted by: |

I locked myself out of my Midfirst account. I called in because you have to unlock it over the phone. On hold for about 30 seconds, then I was on the line with someone. I talked to the first girl and she was super super friendly. It was like she was smiling so big she was about to just laugh out of pure joy in talking to me. She had to transfer me, the wait was about 30 seconds and the second person was super nice too! She had already unlocked my account by the time I was on the phone with her. So basically she just had to ask if I needed anything else. Time: <2min Problem resolved: yes. Mood: Even better than it was to start with. Let's compare. When you call AT&T you typically wait on hold for 30 minutes, then you get to the tier 1 person. They can't help, don't know how to help, and don't really care about your opinion of the company. They take a bunch of information to confirm your identity at the beginning of the conversation, and then you struggle through their inability to assist you for 10 minutes. Then they tell you they have to transfer you to someone else (thank goodness, because they are so tired of having to deal with a customer). They transfer you, and you sit on hold for 15 minutes. Then you get someone else who is slightly less interested in helping you than the last person. They ask you all of the exact same questions to confirm your identity, and then they spend 10 minutes figuring out that they can't or won't help you. Can you talk to a supervisor? No, we don't have supervisors that handle customer issues. etc. etc. This could go on through 3 or more transfers. Time: 45 minutes to 90 minutes. Problem resolved: no. Mood: pissed off to the point of screaming at someone.

8

Way Too Difficult To Do Anything On Their Website

Posted by: |

The poorest excuse for a website I've seen. Maybe it was ok in the 90's. There is no search capability. Just a bunch of worthless FAQ documents. I challenge you to find your complete account number and routing number once logged in. Never located it. Never found any information on how to find it in their FAQ. I'm done with them and it was only after a week. The process to open the account is arduous. Funding the account takes days. Long holds once the funding was received. No modern features like Zelle. An automatic transfer to an external account was cancelled with no explanation. They are just horrible. I went back to my "big bank" and had a new account open and funded in 10 minutes.

1

Best Bank Ever

Posted by: |

Wow. What a great bank .I bank at midfirst on 75th and cactus .They are the best team I've ever worked with.The manager Vince great guy!! I can't sat enough of what a great team they are. Always ready to help. Friendly and very professional .They make you feel like family .There always happy to see you come in.Vince runs a great bank .He goes the extra mile to help you.

3
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Health
B+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #4063
Year Established1911
Employees2850
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD22.79%
Annual Interest Income$1.04B
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$29.60B$22.99B
LoansQ4 2020vs Q4 2019$23.73B$16.18B
DepositsQ4 2020vs Q4 2019$19.05B$12.42B
Equity CapitalQ4 2020vs Q4 2019$2.02B$1.84B
Loan Loss AllowanceQ4 2020vs Q4 2019$215.2MM$112.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$77.3MM$22.5MM
Real Estate OwnedQ4 2020vs Q4 2019$12.5MM$18.3MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not MidFirst Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

MidFirst Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%†--Performance Savings
0.10%†--iSave Savings

MidFirst Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*†$5k*-Freedom Money Market
OTHER TIERS: 0.05% → Up to $5k
0.10%*†$75k*-Titanium Money Market Savings
OTHER TIERS: 0.05% → Up to $75k

MidFirst Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*†-$20keChecking
OTHER TIERS: 0.01% → $20k+
0.05%*†$20k*-M+ Checking
OTHER TIERS: 0.03% → Up to $20k

MidFirst Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%†$1k$500k120 Month CD
0.70%†$1k$500kBusiness 120 Month Fixed Rate CD
0.60%†$5k$500k84 Month 2 year lock Callable CD
0.60%†$5k$500k84 Month 1 year lock Callable CD
0.60%†$5k$500k84 Month 6 month lock Callable CD
0.60%†$1k$500k84 Month CD
0.60%†$5k-84 Month 3 year lock Callable CD
0.60%†$5k$500kBusiness 84 Month 1 year lock Callable CD
0.60%†$5k$500kBusiness 84 Month 2 year lock Callable CD
0.60%†$5k-Business 84 Month 3 year lock Callable CD
0.60%†$5k$500kBusiness 84 Month 6 month lock Callable CD
0.60%†$1k$500kBusiness 84 Month Fixed Rate CD
0.50%†$5k$500k60 Month 1 year lock Callable CD
0.50%†$5k$500k60 Month 2 year lock Callable CD
0.50%†$5k$500k60 Month 6 month lock Callable CD
0.50%†$1k$500k60 Month CD
0.50%†$5k-60 Month 3 year lock Callable CD
0.50%†$5k$500kBusiness 60 Month 1 year lock Callable CD
0.50%†$5k$500kBusiness 60 Month 2 year lock Callable CD
0.50%†$5k-Business 60 Month 3 year lock Callable CD
0.50%†$5k$500kBusiness 60 Month 6 month lock Callable CD
0.50%†$1k$500kBusiness 60 Month CD
0.40%†$1k$500k48 Month CD
0.40%†$1k$500kBusiness 48 Month Fixed Rate CD
0.30%†$5k$500k36 Month 1 year lock Callable CD
0.30%†$1k$500k36 Month CD
0.30%†$5k$500kBusiness 36 Month 1 year lock Callable CD
0.30%†$1k$500kBusiness 36 Month Fixed Rate CD
0.25%†$5k$500k30 Month CD
0.25%†$5k-Business 30 Month Fixed Rate CD
0.20%†$5k$500k24 Month 6 month lock Callable CD
0.20%†$5k$500k24 Month 3 month lock Callable CD
0.20%†$1k$500k24 Month CD
0.20%†$5k-24 Month 1 year lock Callable CD
0.20%†$5k$500kBusiness 24 Month 3 month lock Callable CD
0.20%†$5k$500kBusiness 24 Month 6 month lock Callable CD
0.20%†$1k$500kBusiness 24 Month CD
0.20%†$5k-Business 24 Month 1 year lock Callable CD
0.15%†$1k$500k18 Month CD
0.15%†$1k$500kBusiness 18 Month Fixed Rate CD
0.15%†$5k-10 Month CD Special
0.15%†$5k-Business 10 Month Fixed Rate CD Special
0.10%†$1k$500k12 Month CD
0.10%†$1k$500k91 Day CD
0.10%†$1k$500k182 Day CD
0.10%†$1k$500kBusiness 91 Day Fixed Rate CD
0.10%†$1k$500kBusiness 182 Day Fixed Rate CD
0.10%†$1k$500kBusiness 12 Month Fixed Rate CD

MidFirst Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%†$1k$500k120 Month IRA
0.60%†$1k$500k84 Month IRA
0.50%†$1k$500k60 Month IRA
0.40%†$1k$500k48 Month IRA
0.30%†$1k$500k36 Month IRA
0.25%†$1k$500k30 Month IRA
0.20%†$1k$500k24 Month IRA
0.15%†$1k$500k18 Month IRA
0.15%†$5k-10 Month IRA Special
0.10%†$1k$500k12 Month IRA
0.10%†$1k$500k182 Day IRA
0.10%†$1k$500k91 Day IRA
Locations

Availability

Phoenix Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.