Featured Savings Rates
Featured Accounts

MidFirst Bank

Popular Accounts at this Bank

2.10%6+ Year CD84 Month Fixed Rate CD
2.00%5-year CD60 Month Fixed Rate CD
0.55%1-year CD12 Month Fixed Rate CD

Overview / Commentary
501 NW Grand Boulevard
Oklahoma City, OK 73118

Midfirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services.

On its personal banking side, Midfirst offers checking, savings, money market, and certificate of deposit accounts. Its checking options range from a reward account with performance requirements earning higher interest to a simple student account. The bank has a children’s savings account and program along with a basic savings account and features a money market account that increases earning power while maintaining liquidity. Midfirst also makes both fixed and callable CDs available to customers.

Midfirst Bank online banking features a sophisticated Internet platform from which customers can manage their accounts. The bank also has a mobile app that provides remote deposit capabilities as well as account management functions.

Midfirst Bank was originally established as the Oklahoma National Bank & Trust Company of Chickasha in 1911. In 1997 the bank changed its name to Midfirst Bank and three years later moved its headquarters to Oklahoma City, Oklahoma, where they remain today. The bank operates multiple branch locations across several states.

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WOW- Exceptional Service!

My wife and I recently opened 2 new accounts with MidFirst Bank. We went into the one at Yale & 91st Street in Tulsa. We had the pleasure of dealing with a young man named Kevin. He asked me several open ended questions to understand exactly what fit me best. I was impressed at the beginning, before he knew anything about me, he told my wife (Gayle) and I that he would be asking me some questions to ensure that he recommended the right products & services to fit our needs. I was quite taken back. Coming from the Bank of America- located across the street- to this... I was impressed from the get-go. Kevin made recommendations to us and then explained why he was recommending a certain account to us, based on the answers to his questions.

Kevin explained how MidFirst was a privately owned bank- based out of Oklahoma City. I really liked that. He stated that our money stays in our community instead of going "God knows where"... Did I mention he was funny to?


We opened up 2 checking accounts and moved a considerable amount of our assets to MidFirst.


I highly recommend MidFirst & Kevin to anyone who wants a small bank feel but with the bells and whistles of a big bank. You can even make a deposit by taking a picture of it on my android!


Thank you so much MidFirst & Kevin- great job!


Dr. & Mrs. B.

Midfirst Rocks My Socks Off. (Midfirst Bank VS. AT&T)

Posted by: JacobB | Apr 20, 2012

I locked myself out of my Midfirst account. I called in because you have to unlock it over the phone. On hold for about 30 seconds, then I was on the line with someone. I talked to the first girl and she was super super friendly. It was like she was smiling so big she was about to just laugh out of pure joy in talking to me. She had to transfer me, the wait was about 30 seconds and the second person was super nice too! She had already unlocked my account by the time I was on the phone with her. So basically she just had to ask if I needed anything else. Time: <2min Problem resolved: yes. Mood: Even better than it was to start with. Let's compare. When you call AT&T you typically wait on hold for 30 minutes, then you get to the tier 1 person. They can't help, don't know how to help, and don't really care about your opinion of the company. They take a bunch of information to confirm your identity at the beginning of the conversation, and then you struggle through their inability to assist you for 10 minutes. Then they tell you they have to transfer you to someone else (thank goodness, because they are so tired of having to deal with a customer). They transfer you, and you sit on hold for 15 minutes. Then you get someone else who is slightly less interested in helping you than the last person. They ask you all of the exact same questions to confirm your identity, and then they spend 10 minutes figuring out that they can't or won't help you. Can you talk to a supervisor? No, we don't have supervisors that handle customer issues. etc. etc. This could go on through 3 or more transfers. Time: 45 minutes to 90 minutes. Problem resolved: no. Mood: pissed off to the point of screaming at someone.

They Will NOT Protect You

I have been a customer for about 6 years, and my husband has been a customer for several more years than that.
As of today, we will no longer be customers. December 19th we called MidFirst to cancel our debit cards, as my purse, wallet, ID, etc. had been stolen. You canceled the cards immediately and at that time flags should have gone up on our accounts. Fast forward to Monday, January 7th, when I received a call from a MidFirst branch manager to tell me that she had someone in the drive through pretending to act like me, using my ID and stolen checks from a 3rd party to write checks to themselves using my identity. The proof they gave the tellers to pretend they were me was my stolen ID and my stolen MidFirst debit card that YOU cancelled already. Somehow, this individual had already been to several other MidFirst banks to cash checks that day and your tellers allowed it to happen. Thankfully, at this last stop, the branch manager did her job, recovered the stolen ID and debit card, put a FRAUD RESTRICTION on my account and called me. I immediately went into the closest MidFirst bank we could find and my husband and I shut down our bank accounts so the bleeding would stop. I was told we were protected and opened new accounts. I was told those checks would not clear, as the FRAUD RESTRICTION was put on the account.
Fast forward again to Friday, January 11th. Funds have been drafted against my account. TWO CHECKS for almost TWO THOUSAND dollars drafted against my account. How could this be?!?!?! Come to find out after running around town all day, someone at your bank made the decision, without my knowledge, to LIFT the FRAUD RESTRICTION from the accounts and now my NEW bank accounts that i opened as a result of the FRAUD were being debited for ILLEGAL CHECKS we had just tried to avoid 4 days ago. Not only am i completely confused and feeling violated; i have ZERO PROTECTION FROM MY OWN BANK. This is not OK.

Best Bank Ever

Posted by: Ron Cruse | Nov 9, 2015

Wow. What a great bank .I bank at midfirst on 75th and cactus .They are the best team I've ever worked with.The manager Vince great guy!! I can't sat enough of what a great team they are. Always ready to help. Friendly and very professional .They make you feel like family .There always happy to see you come in.Vince runs a great bank .He goes the extra mile to help you.



Health Grade Components

FDIC Certificate #4063
Year Established1911
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD17.44%
Annual Interest Income$441.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$14.85B$12.90B
LoansQ3 2017vs Q3 2016$10.60B$10.25B
DepositsQ3 2017vs Q3 2016$7.95B$7.41B
Equity CapitalQ3 2017vs Q3 2016$1.51B$1.22B
Loan Loss AllowanceQ3 2017vs Q3 2016$100.8MM$97.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$68.3MM$38.8MM
Real Estate OwnedQ3 2017vs Q3 2016$33.6MM$26.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

MidFirst Bank Savings Account Rates

0.25%--iSave Kids Club
0.15%--Performance Savings

MidFirst Bank Money Market Rates

0.35%*$75k*-Titanium Money Market Savings
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $75k

MidFirst Bank Checking Account Rates

1.20%-$20keChecking - Gold Tier
0.80%-$20keChecking - Silver Tier
0.40%-$20keChecking - Bronze Tier
0.08%*$20k*-M+ Account
OTHER TIERS: 0.03% Up to $10k | 0.05% $10k - $20k
0.01%--eChecking - Base Tier

MidFirst Bank CD Rates

2.15%$1k$500k120 Month Fixed Rate CD
2.10%$5k$500k84 Month 2 year lock Callable CD
2.10%$5k$500k84 Month 1 year lock Callable CD
2.10%$5k$500k84 Month 6 month lock Callable CD
2.10%$1k$500k84 Month Fixed Rate CD
2.00%$5k$500k60 Month 1 year lock Callable CD
2.00%$5k$500k60 Month 2 year lock Callable CD
2.00%$5k$500k60 Month 6 month lock Callable CD
2.00%$1k$500k60 Month Fixed Rate CD
1.75%$1k$500k48 Month Fixed Rate CD
1.70%$5k$500k25 Month Fixed Rate CD Special
1.50%$5k-14 Month Fixed Rate CD Special
1.35%$5k$500k36 Month 1 year lock Callable CD
1.35%$1k$500k36 Month Fixed Rate CD
1.20%$1k$500k11 Month Fixed Rate CD Special
1.00%$5k$500k30 Month Fixed Rate CD Special
0.80%$5k$500k24 Month 6 month lock Callable CD
0.80%$5k$500k24 Month 3 month lock Callable CD
0.80%$1k$500k24 Month Fixed Rate CD
0.75%$1k$500k18 Month Fixed Rate CD
0.55%$1k$500k12 Month Fixed Rate CD
0.45%$1k$500k182 Day Fixed Rate CD
0.25%$1k$500k91 Day Fixed Rate CD

MidFirst Bank IRA Rates

2.15%$1k$500k120 Month IRA
2.10%$1k$500k84 Month IRA
2.00%$1k$500k60 Month IRA
1.75%$1k$500k48 Month IRA
1.70%$5k$500k25 Month IRA Special
1.50%$5k-14 Month IRA Special
1.35%$1k$500k36 Month IRA
1.20%$5k$500k11 Month IRA Special
1.00%$5k$500k30 Month IRA Special
0.80%$1k$500k24 Month IRA
0.75%$1k$500k18 Month IRA
0.55%$1k$500k12 Month IRA
0.45%$1k$500k182 Day IRA
0.25%$1k$500k91 Day IRA