MidFirst Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.10% | 6+ Year CD | 84 Month 6 month lock Callable CD 1.72% - National Average |
| 2.00% | 5-year CD | 60 Month 6 month lock Callable CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.13% | Savings | Performance Savings 1.20% - Ally Bank Online Savings Account |
Midfirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services.
On its personal banking side, Midfirst offers checking, savings, money market, and certificate of deposit accounts. Its checking options range from a reward account with performance requirements earning higher interest to a simple student account. The bank has a children’s savings account and program along with a basic savings account and features a money market account that increases earning power while maintaining liquidity. Midfirst also makes both fixed and callable CDs available to customers.
Midfirst Bank online banking features a sophisticated Internet platform from which customers can manage their accounts. The bank also has a mobile app that provides remote deposit capabilities as well as account management functions.
Midfirst Bank was originally established as the Oklahoma National Bank & Trust Company of Chickasha in 1911. In 1997 the bank changed its name to Midfirst Bank and three years later moved its headquarters to Oklahoma City, Oklahoma, where they remain today. The bank operates multiple branch locations across several states.
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11/4/10 - 2.00% 30-Month CD & 1.50% 17-Month CD At Midfirst Bank In AZ & OK
1/3/10 - 2.00% 17-Month CD & 2.25% 24-Month CD at MidFirst Bank in AZ & OK - Local Only
11/11/09 - 2.50% 24-Month CD at MidFirst Bank in Arizona - Local Only
10/6/09 - 2.20% 14-Month CD & 3.00% 36-Month CD at MidFirst Bank in AZ & OK - Local Only
5/20/07 - $75 Checking Account Bonus at a Phoenix Bank (MidFirst)
4/1/07 - $100 Checking Account Bonus at an Oklahoma/Arizona Bank (MidFirst)
WOW- Exceptional Service!
My wife and I recently opened 2 new accounts with MidFirst Bank. We went into the one at Yale & 91st Street in Tulsa. We had the pleasure of dealing with a young man named Kevin. He asked me several open ended questions to understand exactly what fit me best. I was impressed at the beginning, before he knew anything about me, he told my wife (Gayle) and I that he would be asking me some questions to ensure that he recommended the right products & services to fit our needs. I was quite taken back. Coming from the Bank of America- located across the street- to this... I was impressed from the get-go. Kevin made recommendations to us and then explained why he was recommending a certain account to us, based on the answers to his questions.
Kevin explained how MidFirst was a privately owned bank- based out of Oklahoma City. I really liked that. He stated that our money stays in our community instead of going "God knows where"... Did I mention he was funny to?
We opened up 2 checking accounts and moved a considerable amount of our assets to MidFirst.
I highly recommend MidFirst & Kevin to anyone who wants a small bank feel but with the bells and whistles of a big bank. You can even make a deposit by taking a picture of it on my android!
Thank you so much MidFirst & Kevin- great job!
Dr. & Mrs. B.
Midfirst Rocks My Socks Off. (Midfirst Bank VS. AT&T)
I locked myself out of my Midfirst account. I called in because you have to unlock it over the phone. On hold for about 30 seconds, then I was on the line with someone. I talked to the first girl and she was super super friendly. It was like she was smiling so big she was about to just laugh out of pure joy in talking to me. She had to transfer me, the wait was about 30 seconds and the second person was super nice too! She had already unlocked my account by the time I was on the phone with her. So basically she just had to ask if I needed anything else. Time: <2min Problem resolved: yes. Mood: Even better than it was to start with. Let's compare. When you call AT&T you typically wait on hold for 30 minutes, then you get to the tier 1 person. They can't help, don't know how to help, and don't really care about your opinion of the company. They take a bunch of information to confirm your identity at the beginning of the conversation, and then you struggle through their inability to assist you for 10 minutes. Then they tell you they have to transfer you to someone else (thank goodness, because they are so tired of having to deal with a customer). They transfer you, and you sit on hold for 15 minutes. Then you get someone else who is slightly less interested in helping you than the last person. They ask you all of the exact same questions to confirm your identity, and then they spend 10 minutes figuring out that they can't or won't help you. Can you talk to a supervisor? No, we don't have supervisors that handle customer issues. etc. etc. This could go on through 3 or more transfers. Time: 45 minutes to 90 minutes. Problem resolved: no. Mood: pissed off to the point of screaming at someone.
Charging A Fee On A Check Drawn From Their Bank.
I have been to many banks over the years when I am given a check to cash it. Generally this is so that if someone has insufficient funds I don't have to worry about something happening with my account due to an issue. I also have times where I don't want to wait for the bank to release the funds for use. I can go directly to the institution where the bank is drafted from, give a thumbprint with my ID and cash the check.
Today I attempted to to the same thing here and was told I would have to pay a fee since I was not an account holder even though the check was written on an account at MidFirst Bank. I was completely dumbfounded, especially after being told "All the banks are doing it." This is first and foremost an all out LIE as they are not all doing it, not to mention that it would have been cheaper to just go to walmart than pay their fee. I mean come on isn't all the fees part of the issues that have given banks a bad wrap in that last few years?
Anyway I would recommend that if you need a bank for services in the Oklahoma area you skip MidFirst and go with IBC or even City National since they won't charge fees to people you write a check too. Otherwise make sure that you know what the fee is ahead of time (currently 6.00 to cash a check) and include that with your check payment amount.
Best Bank Ever
Wow. What a great bank .I bank at midfirst on 75th and cactus .They are the best team I've ever worked with.The manager Vince great guy!! I can't sat enough of what a great team they are. Always ready to help. Friendly and very professional .They make you feel like family .There always happy to see you come in.Vince runs a great bank .He goes the extra mile to help you.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4063 |
| Year Established | 1911 |
| Employees | 2479 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.92% |
| Return on Equity - YTD | 18.7% |
| Annual Interest Income | $291.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $14.55B$12.26B |
| Loans | Q2 2017vs Q2 2016 | $10.45B$9.80B |
| Deposits | Q2 2017vs Q2 2016 | $7.83B$6.66B |
| Equity Capital | Q2 2017vs Q2 2016 | $1.50B$1.08B |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $97.9MM$96.8MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $70.7MM$38.3MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $34.1MM$26.0MM |
Always verify rates and promotions with the bank or credit union. We are not MidFirst Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
MidFirst Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.23%*† | $10k* | - | iSave Kids Club | ||
| OTHER TIERS: 0.20% → Up to $10k | |||||
| 0.13%*† | $10k* | - | Performance Savings | ||
| OTHER TIERS: 0.10% → Up to $10k | |||||
MidFirst Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%*† | $50k* | - | Titanium Money Market Savings | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | |||||
MidFirst Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.20%† | - | $20k | eChecking - Gold Tier | ||
| 0.80%† | - | $20k | eChecking - Silver Tier | ||
| 0.40%† | - | $20k | eChecking - Bronze Tier | ||
| 0.08%*† | $20k* | - | M+ Account | ||
| OTHER TIERS: 0.03% → Up to $10k | 0.05% → $10k - $20k | |||||
| 0.01%† | - | - | eChecking - Base Tier | ||
MidFirst Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15%† | $1k | $500k | 120 Month Fixed Rate CD | |
| 2.10%† | $1k | $500k | 84 Month 2 year lock Callable CD | |
| 2.10%† | $1k | $500k | 84 Month 1 year lock Callable CD | |
| 2.10%† | $1k | $500k | 84 Month 6 month lock Callable CD | |
| 2.10%† | $1k | $500k | 84 Month Fixed Rate CD | |
| 2.00%† | $1k | $500k | 60 Month 1 year lock Callable CD | |
| 2.00%† | $1k | $500k | 60 Month 2 year lock Callable CD | |
| 2.00%† | $1k | $500k | 60 Month 6 month lock Callable CD | |
| 2.00%† | $1k | $500k | 60 Month Fixed Rate CD | |
| 1.75%† | $1k | $500k | 48 Month Fixed Rate CD | |
| 1.60%† | $5k | $500k | 25 Month Fixed Rate CD Special | |
| 1.40%† | $5k | - | 14 Month Fixed Rate CD Special | |
| 1.35%† | $1k | $500k | 36 Month 1 year lock Callable CD | |
| 1.35%† | $1k | $500k | 36 Month Fixed Rate CD | |
| 1.10%† | $1k | $500k | 11 Month Fixed Rate CD Special | |
| 1.00%† | $5k | $500k | 30 Month Fixed Rate CD Special | |
| 0.80%† | $1k | $500k | 24 Month 6 month lock Callable CD | |
| 0.80%† | $1k | $500k | 24 Month 3 month lock Callable CD | |
| 0.80%† | $1k | $500k | 24 Month Fixed Rate CD | |
| 0.75%† | $1k | $500k | 18 Month Fixed Rate CD | |
| 0.55%† | $1k | $500k | 12 Month Fixed Rate CD | |
| 0.45%† | $1k | $500k | 182 Day Fixed Rate CD | |
| 0.25%† | $1k | $500k | 91 Day Fixed Rate CD |
MidFirst Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15%† | $1k | $500k | 120 Month IRA | |
| 2.10%† | $1k | $500k | 84 Month IRA | |
| 2.00%† | $1k | $500k | 60 Month IRA | |
| 1.75%† | $1k | $500k | 48 Month IRA | |
| 1.60%† | $5k | $500k | 25 Month IRA Special | |
| 1.40%† | $5k | - | 14 Month IRA Special | |
| 1.35%† | $1k | $500k | 36 Month IRA | |
| 1.10%† | $1k | $500k | 11 Month IRA Special | |
| 1.00%† | $5k | $500k | 30 Month IRA Special | |
| 0.80%† | $1k | $500k | 24 Month IRA | |
| 0.75%† | $1k | $500k | 18 Month IRA | |
| 0.55%† | $1k | $500k | 12 Month IRA | |
| 0.45%† | $1k | $500k | 182 Day IRA | |
| 0.25%† | $1k | $500k | 91 Day IRA |
