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MidFirst Bank


Overview / Commentary
www.midfirst.com
405-767-7000
501 NW Grand Boulevard
Oklahoma City, OK 73118

Midfirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services.

On its personal banking side, Midfirst offers checking, savings, money market, and certificate of deposit accounts. Its checking options range from a reward account with performance requirements earning higher interest to a simple student account. The bank has a children’s savings account and program along with a basic savings account and features a money market account that increases earning power while maintaining liquidity. Midfirst also makes both fixed and callable CDs available to customers.

Midfirst Bank online banking features a sophisticated Internet platform from which customers can manage their accounts. The bank also has a mobile app that provides remote deposit capabilities as well as account management functions.

Midfirst Bank was originally established as the Oklahoma National Bank & Trust Company of Chickasha in 1911. In 1997 the bank changed its name to Midfirst Bank and three years later moved its headquarters to Oklahoma City, Oklahoma, where they remain today. The bank operates multiple branch locations across several states.

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Reviews (23)

Best Bank We Ever Had

Posted by: |

MIdFirst offers "home town" type service. Very personable staff who have been in place for years and know us when we come in. This is unlike big banks that change tellers weekly it seems. Highly recommend a private bank like MidFirst.

1

WOW- Exceptional Service!

Posted by: |

My wife and I recently opened 2 new accounts with MidFirst Bank. We went into the one at Yale & 91st Street in Tulsa. We had the pleasure of dealing with a young man named Kevin. He asked me several open ended questions to understand exactly what fit me best. I was impressed at the beginning, before he knew anything about me, he told my wife (Gayle) and I that he would be asking me some questions to ensure that he recommended the right products & services to fit our needs. I was quite taken back. Coming from the Bank of America- located across the street- to this... I was impressed from the get-go. Kevin made recommendations to us and then explained why he was recommending a certain account to us, based on the answers to his questions.

Kevin explained how MidFirst was a privately owned bank- based out of Oklahoma City. I really liked that. He stated that our money stays in our community instead of going "God knows where"... Did I mention he was funny to?

 

We opened up 2 checking accounts and moved a considerable amount of our assets to MidFirst.

 

I highly recommend MidFirst & Kevin to anyone who wants a small bank feel but with the bells and whistles of a big bank. You can even make a deposit by taking a picture of it on my android!

 

Thank you so much MidFirst & Kevin- great job!

 

Dr. & Mrs. B.

10

Most Customer-Unfriendly Bank Ever!

Posted by: |

Midfirst Bank is so customer un-friendly! I have banked here for nearly 20 years and over time, this bank has made it so difficult on the customer. I'm sure someone sitting in an office somewhere thinks they are making things safer and more fraud-resistant overall, but these stupid decisions have made doing business here just ridiculous! The amount of verification needed just to accomplish a simple task is nonsensical. I just called the customer service line to perform a simple task. After giving them my name, date-of-birth, last 4 of social security number, the last for digits of my debit card and even told them the design of my card (stars and stripes), they still would not assist me unless I could tell them the last transactions used by my card. Utterly ridiculous! And I'm not sure what the next 63 verifications would be entailed before they decided if they would help me or not.

And to get a cashier's check takes minimum 15 - 20 minutes. Whereas I can walk into BancFirst or First United and be in and out in less than 5 minutes. One time, a cashier's check took over an hour because the approval needed was from someone at a different branch and they weren't available.

Not to mention the manager at the branch near my house is Cruella incarnate (SW 104th and Penn). I was trying to cash a $3200 dollar check one time - and mind you, there was well over $100,000 in my account. And after standing at the counter for over 10 minutes while they were looking at who knows what, Cruella, with my drivers license in her hand, finally comes over and snidely demands my mother's maiden name and something else I don't remember.

Suffice it to say, Midfirst is NOT customer-centric in the least. I'll gladly close my accounts and take my money to some other bank that will at least pretend they want me there. That bank is NOT Midfirst.

1

Best Bank Ever

Posted by: |

Wow. What a great bank .I bank at midfirst on 75th and cactus .They are the best team I've ever worked with.The manager Vince great guy!! I can't sat enough of what a great team they are. Always ready to help. Friendly and very professional .They make you feel like family .There always happy to see you come in.Vince runs a great bank .He goes the extra mile to help you.

4
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Health
A

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #4063
Year Established1911
Employees3019
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD14.27%
Annual Interest Income$407.8MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$37.24B$32.23B
LoansQ1 2023vs Q1 2022$30.41B$26.50B
DepositsQ1 2023vs Q1 2022$20.10B$19.04B
Equity CapitalQ1 2023vs Q1 2022$3.55B$3.24B
Loan Loss AllowanceQ1 2023vs Q1 2022$186.4MM$174.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$35.4MM$34.5MM
Real Estate OwnedQ1 2023vs Q1 2022$7.8MM$11.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not MidFirst Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

MidFirst Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%†$10k-Summit Savings Special
4.00%†-$50kBoost Savings
0.75%†--iSave Savings
0.45%†--Company Club Savings
0.35%†--Performance Savings
0.35%†-$10kSummit Savings
0.35%†--Sooner Savings
0.35%†--Broncho Savings
0.35%†--Student Savings
0.35%†--Cowboy Savings

MidFirst Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*†$500k*-Titanium Money Market Savings
OTHER TIERS: 0.20% → Up to $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $75k | 0.45% → $75k - $250k | 0.50% → $250k - $500k

MidFirst Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*†-$20kBoost Checking
OTHER TIERS: 0.01% → $20k+
0.30%*†$50k*-M+ Checking
OTHER TIERS: 0.15% → Up to $20k | 0.25% → $20k - $50k

MidFirst Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%†$1k$500k182 Day Relationship CD
5.25%†$1k$500kBusiness 182 Day Fixed Rate CD
5.25%†$1k$250kBusiness 182 Day Fixed Rate CD - Online
5.25%†$1k$250k182 Day Relationship CD - Online
5.25%†$1k$500k6 Month CD Special
5.00%†$1k$500k12 Month Relationship CD
5.00%†$1k$500kBusiness 12 Month Fixed Rate CD
5.00%†$1k$250kBusiness 12 Month Fixed Rate CD - Online
5.00%†$1k$250k12 Month Relationship CD - Online
4.60%†$1k$500k18 Month Relationship CD
4.60%†$1k$500kBusiness 18 Month Fixed Rate CD
4.60%†$1k$250kBusiness 18 Month Fixed Rate CD - Online
4.60%†$1k$250k18 Month Relationship CD - Online
1.40%†$1k$500k120 Month Relationship CD
1.40%†$1k$500kBusiness 120 Month Fixed Rate CD
1.40%†$1k$250kBusiness 120 Month Fixed Rate CD - Online
1.40%†$1k$250k120 Month Relationship CD - Online
1.30%†$5k$500k84 Month 2 year lock Callable CD
1.30%†$5k$500k84 Month 1 year lock Callable CD
1.30%†$5k$500k84 Month 6 month lock Callable CD
1.30%†$1k$500k84 Month Relationship CD
1.30%†$5k$500k84 Month 3 year lock Callable CD
1.30%†$5k$500kBusiness 84 Month 1 year lock Callable CD
1.30%†$5k$500kBusiness 84 Month 2 year lock Callable CD
1.30%†$5k$500kBusiness 84 Month 3 year lock Callable CD
1.30%†$5k$500kBusiness 84 Month 6 month lock Callable CD
1.30%†$1k$500kBusiness 84 Month Fixed Rate CD
1.30%†$1k$250kBusiness 84 Month Fixed Rate CD - Online
1.30%†$1k$250k84 Month Relationship CD - Online
1.20%†$5k$500k60 Month 1 year lock Callable CD
1.20%†$5k$500k60 Month 2 year lock Callable CD
1.20%†$5k$500k60 Month 6 month lock Callable CD
1.20%†$1k$500k60 Month Relationship CD
1.20%†$5k$500k60 Month 3 year lock Callable CD
1.20%†$5k$500kBusiness 60 Month 1 year lock Callable CD
1.20%†$5k$500kBusiness 60 Month 2 year lock Callable CD
1.20%†$5k$500kBusiness 60 Month 3 year lock Callable CD
1.20%†$5k$500kBusiness 60 Month 6 month lock Callable CD
1.20%†$1k$500kBusiness 60 Month Fixed Rate CD
1.20%†$1k$250kBusiness 60 Month Fixed Rate CD - Online
1.20%†$1k$250k60 Month Relationship CD - Online
1.10%†$1k$500k48 Month Relationship CD
1.10%†$1k$500kBusiness 48 Month Fixed Rate CD
1.10%†$1k$250kBusiness 48 Month Fixed Rate CD - Online
1.10%†$1k$250k48 Month Relationship CD - Online
1.00%†$5k$500k36 Month 1 year lock Callable CD
1.00%†$1k$500k36 Month Relationship CD
1.00%†$5k$500kBusiness 36 Month 1 year lock Callable CD
1.00%†$1k$500kBusiness 36 Month Fixed Rate CD
1.00%†$1k$250kBusiness 36 Month Fixed Rate CD - Online
1.00%†$1k$250k36 Month Relationship CD - Online
0.95%†$5k$500k24 Month 6 month lock Callable CD
0.95%†$5k$500k24 Month 3 month lock Callable CD
0.95%†$1k$500k24 Month Relationship CD
0.95%†$5k$500k30 Month Relationship CD
0.95%†$5k$500k24 Month 1 year lock Callable CD
0.95%†$5k$500kBusiness 24 Month 3 month lock Callable CD
0.95%†$5k$500kBusiness 24 Month 6 month lock Callable CD
0.95%†$5k$500kBusiness 24 Month 1 year lock Callable CD
0.95%†$5k$500kBusiness 30 Month Fixed Rate CD
0.95%†$1k$500kBusiness 24 Month Fixed Rate CD
0.95%†$1k$250kBusiness 24 Month Fixed Rate CD - Online
0.95%†$5k$250kBusiness 30 Month Fixed Rate CD - Online
0.95%†$1k$250k24 Month Relationship CD - Online
0.95%†$5k$250k30 Month Relationship CD - Online
0.30%†$1k$500k91 Day Relationship CD
0.30%†$1k$500kBusiness 91 Day Fixed Rate CD
0.30%†$1k$250kBusiness 91 Day Fixed Rate CD - Online
0.30%†$1k$250k91 Day Relationship CD - Online

MidFirst Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%†$1k$500k182 Day Relationship IRA
5.00%†$1k$500k12 Month Relationship IRA
4.60%†$1k$500k18 Month Relationship IRA
1.40%†$1k$500k120 Month Relationship IRA
1.30%†$1k$500k84 Month Relationship IRA
1.20%†$1k$500k60 Month Relationship IRA
1.10%†$1k$500k48 Month Relationship IRA
1.00%†$1k$500k36 Month Relationship IRA
0.95%†$1k$500k24 Month Relationship IRA
0.95%†$5k$500k30 Month Relationship IRA
0.30%†$1k$500k91 Day Relationship IRA
Locations

Availability

Oklahoma City Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.