MidFirst Bank

Overview / Commentary

www.midfirst.com

405-767-7000

501 NW Grand Boulevard
Oklahoma City, OK 73118

Midfirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services.

On its personal banking side, Midfirst offers checking, savings, money market, and certificate of deposit accounts. Its checking options range from a reward account with performance requirements earning higher interest to a simple student account. The bank has a children’s savings account and program along with a basic savings account and features a money market account that increases earning power while maintaining liquidity. Midfirst also makes both fixed and callable CDs available to customers.

Midfirst Bank online banking features a sophisticated Internet platform from which customers can manage their accounts. The bank also has a mobile app that provides remote deposit capabilities as well as account management functions.

Midfirst Bank was originally established as the Oklahoma National Bank & Trust Company of Chickasha in 1911. In 1997 the bank changed its name to Midfirst Bank and three years later moved its headquarters to Oklahoma City, Oklahoma, where they remain today. The bank operates multiple branch locations across several states.

View all posts from:

2016
2013
2012
Earlier

11/15 - $125 Checking Account Bonus In Oklahoma

8/30 - Top 7-Year CD Rates at MidFirst Bank in Arizona & Oklahoma

9/11 - $100 Checking Account Bonus at MidFirst Bank in OK & AZ

12/5/11 - $100 to $125 Checking Bonus at MidFirst Bank in AZ & OK - Local Only
6/21/11 - High Rate Callable CD at MidFirst Bank in Arizona & Oklahoma
2/28/11 - Competitive CD Rates at MidFirst Bank in Arizona & Oklahoma
1/24/11 - Amazon Kindle or $125 Bonus at MidFirst Bank in AZ & OK - Local Only
11/4/10 - 2.00% 30-Month CD & 1.50% 17-Month CD At Midfirst Bank In AZ & OK
1/3/10 - 2.00% 17-Month CD & 2.25% 24-Month CD at MidFirst Bank in AZ & OK - Local Only
11/11/09 - 2.50% 24-Month CD at MidFirst Bank in Arizona - Local Only
10/6/09 - 2.20% 14-Month CD & 3.00% 36-Month CD at MidFirst Bank in AZ & OK - Local Only
5/20/07 - $75 Checking Account Bonus at a Phoenix Bank (MidFirst)
4/1/07 - $100 Checking Account Bonus at an Oklahoma/Arizona Bank (MidFirst)

Reviews (16)

WOW- Exceptional Service!

Posted by: methodistman1 | Jul 16, 2012

My wife and I recently opened 2 new accounts with MidFirst Bank. We went into the one at Yale & 91st Street in Tulsa. We had the pleasure of dealing with a young man named Kevin. He asked me several open ended questions to understand exactly what fit me best. I was impressed at the beginning, before he knew anything about me, he told my wife (Gayle) and I that he would be asking me some questions to ensure that he recommended the right products & services to fit our needs. I was quite taken back. Coming from the Bank of America- located across the street- to this... I was impressed from the get-go. Kevin made recommendations to us and then explained why he was recommending a certain account to us, based on the answers to his questions.

Kevin explained how MidFirst was a privately owned bank- based out of Oklahoma City. I really liked that. He stated that our money stays in our community instead of going "God knows where"... Did I mention he was funny to?

We opened up 2 checking accounts and moved a considerable amount of our assets to MidFirst.

I highly recommend MidFirst & Kevin to anyone who wants a small bank feel but with the bells and whistles of a big bank. You can even make a deposit by taking a picture of it on my android!

Thank you so much MidFirst & Kevin- great job!

Dr. & Mrs. B.

Comment

Midfirst Rocks My Socks Off. (Midfirst Bank VS. AT&T)

Posted by: JacobB | Apr 20, 2012

I locked myself out of my Midfirst account. I called in because you have to unlock it over the phone. On hold for about 30 seconds, then I was on the line with someone. I talked to the first girl and she was super super friendly. It was like she was smiling so big she was about to just laugh out of pure joy in talking to me. She had to transfer me, the wait was about 30 seconds and the second person was super nice too! She had already unlocked my account by the time I was on the phone with her. So basically she just had to ask if I needed anything else. Time: <2min Problem resolved: yes. Mood: Even better than it was to start with. Let's compare. When you call AT&T you typically wait on hold for 30 minutes, then you get to the tier 1 person. They can't help, don't know how to help, and don't really care about your opinion of the company. They take a bunch of information to confirm your identity at the beginning of the conversation, and then you struggle through their inability to assist you for 10 minutes. Then they tell you they have to transfer you to someone else (thank goodness, because they are so tired of having to deal with a customer). They transfer you, and you sit on hold for 15 minutes. Then you get someone else who is slightly less interested in helping you than the last person. They ask you all of the exact same questions to confirm your identity, and then they spend 10 minutes figuring out that they can't or won't help you. Can you talk to a supervisor? No, we don't have supervisors that handle customer issues. etc. etc. This could go on through 3 or more transfers. Time: 45 minutes to 90 minutes. Problem resolved: no. Mood: pissed off to the point of screaming at someone.

Comment

Worst Bank Ever

Posted by: nj | Sep 11, 2019

Midfirst Bank is unclear with their policies, has bad customer service, and is misleading with the things they say they offer. Probably the worst bank I've been apart of. All they do is try and find ways to take money from my account.

Comment

Best Bank Ever

Posted by: Ron Cruse | Nov 9, 2015

Wow. What a great bank .I bank at midfirst on 75th and cactus .They are the best team I've ever worked with.The manager Vince great guy!! I can't sat enough of what a great team they are. Always ready to help. Friendly and very professional .They make you feel like family .There always happy to see you come in.Vince runs a great bank .He goes the extra mile to help you.

Comment

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Health

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4063
Year Established	1911
Employees	2636
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.53%
Return on Equity - YTD	16.86%
Annual Interest Income	$405.3MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$20.07B$15.38B
Loans	Q2 2019vs Q2 2018	$14.43B$11.11B
Deposits	Q2 2019vs Q2 2018	$10.14B$8.30B
Equity Capital	Q2 2019vs Q2 2018	$1.72B$1.64B
Loan Loss Allowance	Q2 2019vs Q2 2018	$112.5MM$116.5MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$33.4MM$60.2MM
Real Estate Owned	Q2 2019vs Q2 2018	$23.3MM$21.9MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not MidFirst Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

MidFirst Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%^*^†	$5k^*	-	Premium Savings
OTHER TIERS: 2.00% → Up to $5k
0.25%^†	-	-	iSave Savings
0.15%^†	-	-	Performance Savings

MidFirst Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%^*^†	$250k^*	-	Premium Money Market
OTHER TIERS: 0.05% → Up to $25k \| 0.80% → $25k - $50k \| 0.90% → $50k - $75k \| 1.00% → $75k - $250k
0.65%^*^†	$75k^*	-	Titanium Money Market Savings
OTHER TIERS: 0.20% → Up to $10k \| 0.30% → $10k - $25k \| 0.55% → $25k - $75k

MidFirst Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	-	$20k	eChecking
OTHER TIERS: 0.01% → $20k+
0.10%^*^†	$20k^*	-	M+ Checking
OTHER TIERS: 0.03% → Up to $2.5k \| 0.05% → $2.5k - $20k

MidFirst Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^†	$5k	$500k	13 Month Fixed Rate CD Special
2.00%^†	$5k	$500k	Business 13 Month Fixed Rate CD Special
1.95%^†	$1k	$500k	120 Month Fixed Rate CD
1.95%^†	$1k	$500k	Business 120 Month Fixed Rate CD
1.90%^†	$5k	$500k	84 Month 2 year lock Callable CD
1.90%^†	$5k	$500k	84 Month 1 year lock Callable CD
1.90%^†	$5k	$500k	84 Month 6 month lock Callable CD
1.90%^†	$1k	$500k	84 Month Fixed Rate CD
1.90%^†	$5k	-	84 Month 3 year lock Callable CD
1.90%^†	$5k	$500k	Business 84 Month 1 year lock Callable CD
1.90%^†	$5k	$500k	Business 84 Month 2 year lock Callable CD
1.90%^†	$5k	-	Business 84 Month 3 year lock Callable CD
1.90%^†	$5k	$500k	Business 84 Month 6 month lock Callable CD
1.90%^†	$1k	$500k	Business 84 Month Fixed Rate CD
1.85%^†	$5k	$500k	60 Month 1 year lock Callable CD
1.85%^†	$5k	$500k	60 Month 2 year lock Callable CD
1.85%^†	$5k	$500k	60 Month 6 month lock Callable CD
1.85%^†	$1k	$500k	60 Month Fixed Rate CD
1.85%^†	$5k	-	9 Month CD Special
1.85%^†	$5k	-	60 Month 3 year lock Callable CD
1.85%^†	$5k	-	Business 9 Month CD Special
1.85%^†	$5k	$500k	Business 60 Month 1 year lock Callable CD
1.85%^†	$5k	$500k	Business 60 Month 2 year lock Callable CD
1.85%^†	$5k	-	Business 60 Month 3 year lock Callable CD
1.85%^†	$5k	$500k	Business 60 Month 6 month lock Callable CD
1.85%^†	$1k	$500k	Business 60 Month Fixed Rate CD
1.75%^†	$5k	$500k	36 Month 1 year lock Callable CD
1.75%^†	$1k	$500k	36 Month Fixed Rate CD
1.75%^†	$1k	$500k	48 Month Fixed Rate CD
1.75%^†	$5k	$500k	Business 36 Month 1 year lock Callable CD
1.75%^†	$1k	$500k	Business 36 Month Fixed Rate CD
1.75%^†	$1k	$500k	Business 48 Month Fixed Rate CD
1.70%^†	$5k	$500k	30 Month Fixed Rate CD Special
1.70%^†	$5k	$500k	Business 30 Month Fixed Rate CD Special
1.20%^†	$5k	$500k	24 Month 6 month lock Callable CD
1.20%^†	$5k	$500k	24 Month 3 month lock Callable CD
1.20%^†	$1k	$500k	24 Month Fixed Rate CD
1.20%^†	$5k	-	24 Month 1 year lock Callable CD
1.20%^†	$5k	$500k	Business 24 Month 3 month lock Callable CD
1.20%^†	$5k	$500k	Business 24 Month 6 month lock Callable CD
1.20%^†	$1k	$500k	Business 24 Month Fixed Rate CD
1.20%^†	$5k	-	Business 24 Month 1 year lock Callable CD
1.10%^†	$1k	$500k	18 Month Fixed Rate CD
1.10%^†	$1k	$500k	Business 18 Month Fixed Rate CD
1.00%^†	$1k	$500k	12 Month Fixed Rate CD
1.00%^†	$1k	$500k	Business 12 Month Fixed Rate CD
0.65%^†	$1k	$500k	182 Day Fixed Rate CD
0.65%^†	$1k	$500k	Business 182 Day Fixed Rate CD
0.40%^†	$1k	$500k	91 Day Fixed Rate CD
0.40%^†	$1k	$500k	Business 91 Day Fixed Rate CD

MidFirst Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^†	$5k	$500k	13 Month IRA Special
1.95%^†	$1k	$500k	120 Month IRA
1.90%^†	$1k	$500k	84 Month IRA
1.85%^†	$1k	$500k	60 Month IRA
1.85%^†	$5k	$500k	9 Month IRA Special
1.75%^†	$1k	$500k	36 Month IRA
1.75%^†	$1k	$500k	48 Month IRA
1.70%^†	$5k	$500k	30 Month IRA Special
1.20%^†	$1k	$500k	24 Month IRA
1.10%^†	$1k	$500k	18 Month IRA
1.00%^†	$1k	$500k	12 Month IRA
0.65%^†	$1k	$500k	182 Day IRA
0.40%^†	$1k	$500k	91 Day IRA

Locations

Availability

Oklahoma City Area

Oklahoma City Area bank & credit union details

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