Midfirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services.
On its personal banking side, Midfirst offers checking, savings, money market, and certificate of deposit accounts. Its checking options range from a reward account with performance requirements earning higher interest to a simple student account. The bank has a children’s savings account and program along with a basic savings account and features a money market account that increases earning power while maintaining liquidity. Midfirst also makes both fixed and callable CDs available to customers.
Midfirst Bank online banking features a sophisticated Internet platform from which customers can manage their accounts. The bank also has a mobile app that provides remote deposit capabilities as well as account management functions.
Midfirst Bank was originally established as the Oklahoma National Bank & Trust Company of Chickasha in 1911. In 1997 the bank changed its name to Midfirst Bank and three years later moved its headquarters to Oklahoma City, Oklahoma, where they remain today. The bank operates multiple branch locations across several states.
MIdFirst offers "home town" type service. Very personable staff who have been in place for years and know us when we come in. This is unlike big banks that change tellers weekly it seems. Highly recommend a private bank like MidFirst.
My wife and I recently opened 2 new accounts with MidFirst Bank. We went into the one at Yale & 91st Street in Tulsa. We had the pleasure of dealing with a young man named Kevin. He asked me several open ended questions to understand exactly what fit me best. I was impressed at the beginning, before he knew anything about me, he told my wife (Gayle) and I that he would be asking me some questions to ensure that he recommended the right products & services to fit our needs. I was quite taken back. Coming from the Bank of America- located across the street- to this... I was impressed from the get-go. Kevin made recommendations to us and then explained why he was recommending a certain account to us, based on the answers to his questions.
Kevin explained how MidFirst was a privately owned bank- based out of Oklahoma City. I really liked that. He stated that our money stays in our community instead of going "God knows where"... Did I mention he was funny to?
We opened up 2 checking accounts and moved a considerable amount of our assets to MidFirst.
I highly recommend MidFirst & Kevin to anyone who wants a small bank feel but with the bells and whistles of a big bank. You can even make a deposit by taking a picture of it on my android!
Thank you so much MidFirst & Kevin- great job!
Dr. & Mrs. B.
The online banking experience at MidFirst bank is terrible. I have been assisting an elderly relative with their finances and have to use the MidFirst's terrible online banking often. The online banking experience is about a decade behind other banks and is very frustrating to use.
Wow. What a great bank .I bank at midfirst on 75th and cactus .They are the best team I've ever worked with.The manager Vince great guy!! I can't sat enough of what a great team they are. Always ready to help. Friendly and very professional .They make you feel like family .There always happy to see you come in.Vince runs a great bank .He goes the extra mile to help you.
Overall | |
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FDIC Certificate # | 4063 |
Year Established | 1911 |
Employees | 3162 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.35% |
Return on Equity - YTD | 13.29% |
Annual Interest Income | $1.76B |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2023vs Q4 2022 | $36.65B$34.68B |
Loans | Q4 2023vs Q4 2022 | $30.02B$29.16B |
Deposits | Q4 2023vs Q4 2022 | $23.15B$20B |
Equity Capital | Q4 2023vs Q4 2022 | $3.67B$3.71B |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $195.9MM$162.3MM |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $40.8MM$23.9MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $8.5MM$7.2MM |
Always verify rates and promotions with the bank or credit union. We are not MidFirst Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.00%* | - | $20k | Boost Checking | ||
OTHER TIERS: 0.01% → $20k+ | |||||
0.30%* | $50k* | - | M+ Checking | ||
OTHER TIERS: 0.15% → Up to $20k | 0.25% → $20k - $50k |