Mid-Hudson Valley Federal Credit Union

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written by Ken Tumin
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Banks and credit unions are battling it out for deposits...\r\nSee More\r\n

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Banks and credit unions are battling it out for deposits. Competition among financial institutions provides investors a broad menu of choices when it comes to certificates of deposit (CDs). We track daily rates from thousands of institutions to help you compare the best CD rates and find the best deal on your next CD. This table compares CDs of all maturities, making it easy to find the highest CD rate regardless of term. The highest rate CD often doesn’t have the longest term.

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Banks and credit unions are battling it out for deposits. Competition among financial institutions provides investors a broad menu of choices when it comes to certificates of deposit (CDs). We track daily rates from thousands of institutions to help you compare the best CD rates and find the best deal on your next CD. This table compares CDs of all maturities, making it easy to find the highest CD rate regardless of term. The highest rate CD often doesn’t have the longest term.

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\r\n","StateBlurb":"Compare certificate of deposit rates in [state]. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of CD rates available in [state]. If we have missed a local bank in your area please contact us and let us know by using the email link below.","Active":true,"MinAmount":0.0000,"MaxAmount":999999999.0000,"MinTerm":1,"MaxTerm":9999,"AdditionalProducts":"2,1","Tags":"-youth,-club,-misc,-business,-relationship,-health","PageTitle":"Best CD Rates for [date] | DepositAccounts","StatePageTitle":"[state] Certificate of Deposit Rates","DefaultAmount":25000.0000,"Meta":"Compare CD rates for thousands of banks and credit unions in the U.S. to find the best certificates of deposit available.","StateMeta":"","Article":"","ShortName":"CD-Rates","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/cd/","TagArray":[],"NegativeTagArray":["youth","club","misc","business","relationship","health"]},"Ad":null,"NationalRate":3.9805,"Score":50.0},{"Account":{"CharterType":"Community","CharterDmas":",501,","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"Savings Account","ProductGroupId":0,"ProductGroupName":"","BankId":16415,"SectionId":2,"Id":105548,"BankUrl":"midhudson-valley-cu.html","ProductName":"Savings Account","BankName":"Mid-Hudson Valley Federal Credit Union","Apy":0.05,"RewardRate":0.0,"MinAmount":100.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-01T11:15:10.317","InstitutionType":"CU","Term":0,"MaxTerm":0,"States":"NY","OnlineStates":"NY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":165245,"Min":100.0,"Max":999999999.0,"Apy":0.05}],"Id":127560,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"","ReviewCount":1,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"NY","DmaCodes":",501,","Locations":14,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":9,"SectionId":2,"Name":"Best High Yield Savings Accounts","InformaCode":"DP02001","Url":"","Blurb":"
written by Ken Tumin
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Interest rates on savings accounts vary greatly, which means you need to shop around to find your best rate available. It’s possible to find rates over 5.25%, while the average savings account rate stands at around 0.48% (as of November 2023). This is why we check rates daily at more than 5,000 U.S. banks and credit unions, to make it easy for you to gain the best possible return on your savings. The savings account table below allows you to compare savings account rates offered by financial institutions such as online banks, credit unions, community banks and the big nationwide banks.

\r\n","StateBlurb":"Compare rates on personal savings accounts in [state]. We check both the national banks and local banks in [state] every day to provide you with the most current savings account rates available in your area. If there is a local bank you would like to see listed here, let us know and we'll do our best to add it.","Active":true,"MinAmount":0.0000,"MaxAmount":24999.9900,"MinTerm":0,"MaxTerm":0,"AdditionalProducts":"","Tags":"-business,-health,-edu,-youth,-club,-retirement,-reward,-misc,-relationship","PageTitle":"High Yield Savings Accounts – Daily Rates | DepositAccounts","StatePageTitle":"[state] Savings Account Rates","DefaultAmount":25000.0000,"Meta":"Compare savings accounts from banks and credit unions across the country and see who's currently offering the best savings account rates.","StateMeta":"","Article":"","ShortName":"Savings","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/savings/","TagArray":[],"NegativeTagArray":["business","health","edu","youth","club","retirement","reward","misc","relationship"]},"Ad":null,"NationalRate":0.4928,"Score":50.0},{"Account":{"CharterType":"Community","CharterDmas":",501,","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"Tiered Money Market","ProductGroupId":0,"ProductGroupName":"","BankId":16415,"SectionId":5,"Id":344812,"BankUrl":"midhudson-valley-cu.html","ProductName":"Tiered Money Market","BankName":"Mid-Hudson Valley Federal Credit Union","Apy":0.25,"RewardRate":0.0,"MinAmount":500000.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-01T11:15:10.317","InstitutionType":"CU","Term":0,"MaxTerm":0,"States":"NY","OnlineStates":"NY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":560928,"Min":500000.0,"Max":999999999.0,"Apy":0.25},{"Id":560929,"Min":200000.0,"Max":499999.99,"Apy":0.2},{"Id":560930,"Min":300000.0,"Max":399999.99,"Apy":0.2},{"Id":560931,"Min":200000.0,"Max":299999.99,"Apy":0.2},{"Id":560932,"Min":100000.0,"Max":199999.99,"Apy":0.15},{"Id":560933,"Min":50000.0,"Max":99999.99,"Apy":0.1},{"Id":560934,"Min":2500.0,"Max":49999.99,"Apy":0.05},{"Id":560935,"Min":10000.0,"Max":24999.99,"Apy":0.05},{"Id":560936,"Min":2500.0,"Max":9999.99,"Apy":0.05}],"Id":242000,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"","ReviewCount":1,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"NY","DmaCodes":",501,","Locations":14,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":22,"SectionId":5,"Name":"Money Market Accounts","InformaCode":"DP02001","Url":"","Blurb":"
written by Ken Tumin | Updated on September 21, 2022
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A money market account (MMA) has a unique set of features that makes it a hybrid of a savings account and a checking account. Money market accounts offer high interest rates, and also easy access to your money.

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The money market accounts listed in the table below are sorted according to rates, from highest to lowest. This table lets you compare money market accounts from banks and credit unions — use the filter box to customize your results. Read on to learn more about the history, distinct features and benefits of these accounts.

\r\n","StateBlurb":"Compare rates on [state] money market accounts. Every day, we check both the national banks and regional banks in [state] to provide you with the most current money market rates available. We try hard to list as many local banks as possible so if there is one you would like to see listed here, please let us know and we'll do our best to add it. ","Active":true,"MinAmount":10000.0000,"MaxAmount":24999.9900,"MinTerm":0,"MaxTerm":0,"AdditionalProducts":"","Tags":"-business,-youth,-club,-edu,-retirement,-misc,-relationship","PageTitle":"Money Market Account Rates in [date] | DepositAccounts","StatePageTitle":"[state] Money Market Accounts","DefaultAmount":10000.0000,"Meta":"Compare money market account rates on more than 14,000 of the most popular banks and credit unions in the U.S. Discover which institutiuons currently offer the best money market accounts.","StateMeta":"","Article":"","ShortName":"Money Market","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/moneymarket/","TagArray":[],"NegativeTagArray":["business","youth","club","edu","retirement","misc","relationship"]},"Ad":null,"NationalRate":0.8401,"Score":20.0},{"Account":{"CharterType":"Community","CharterDmas":",501,","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"Ultra Checking","ProductGroupId":0,"ProductGroupName":"","BankId":16415,"SectionId":3,"Id":105551,"BankUrl":"midhudson-valley-cu.html","ProductName":"Ultra Checking","BankName":"Mid-Hudson Valley Federal Credit Union","Apy":0.1,"RewardRate":0.0,"MinAmount":25000.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-01T11:15:10.317","InstitutionType":"CU","Term":0,"MaxTerm":0,"States":"NY","OnlineStates":"NY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":165254,"Min":25000.0,"Max":999999999.0,"Apy":0.1},{"Id":165255,"Min":50000.0,"Max":999999999.0,"Apy":0.1},{"Id":165253,"Min":1000.0,"Max":24999.99,"Apy":0.05}],"Id":130068,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"","ReviewCount":1,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"NY","DmaCodes":",501,","Locations":14,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":13,"SectionId":3,"Name":"Standard Checking Accounts","InformaCode":"DP01001","Url":"","Blurb":"
written by Ken Tumin | Updated on September 21, 2022
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Checking accounts are a dime a dozen. Banking institutions offer checking accounts with branding such as Gold, Silver, Green, High Interest, Free, Student, Sports Teams, etc. The vast majority of Americans have, at some point, opened a checking account at one of the 14,000+ banking institutions across the country. The abundance of choices represents bonus features that accompany the primary purpose of checking: to provide security for cash and easy access to funds when needed to complete a transaction.

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But which do you choose? Compare personal checking accounts from banks and credit unions. Below, you’ll also find some of the history, features and benefits of checking accounts.

\r\n","StateBlurb":"Compare rates on personal checking accounts in [state].. Our system checks the rates of many national banks as well as regional banks in [state] every day to provide you with a single list of current interest bearing checking account rates in your area. If we have missed a local bank in your area please let us know by using the email link below.","Active":true,"MinAmount":100.0000,"MaxAmount":999999999.0000,"MinTerm":0,"MaxTerm":0,"AdditionalProducts":"","Tags":"-reward,-business,-health,-youth,-club,-misc,-relationship,-cashback","PageTitle":"Compare Checking Account Rates in [date] | DepositAccounts","StatePageTitle":"[state] Checking Account Rates","DefaultAmount":10000.0000,"Meta":"Compare checking account rates for thousands of banks and credit unions across the country and discover which have the best checking accounts available.","StateMeta":"","Article":"","ShortName":"Checking","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/checking/","TagArray":[],"NegativeTagArray":["reward","business","health","youth","club","misc","relationship","cashback"]},"Ad":null,"NationalRate":0.2458,"Score":20.0}];

Overview / Commentary
845-336-4444
1099 Morton Blvd
Kingston, NY 12401

Mid-Hudson Valley Federal Credit Union is headquartered in Kingston and is the 18th largest credit union in the state of New York. It is also the 320th largest credit union in the nation. It was established in 1963 and as of June of 2023, it had grown to 240 employees and 91,660 members at 14 locations. Mid-Hudson Valley Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Mid-Hudson Valley Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the New York counties of Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester.
See current membership details

Reviews (1)

Very Unhappy

I've been a member for a few years now, and got people to actually join as well. To be honest the only 2 people that are helpful there. The others there are rude and are quick to hang up the phone when i'm talking to them. I am really considering moving my business and personal as well as asking my wife and family to do the same. I don't deserve this and nobody should!



Health
B+

Health Grade Components

Overall
NCUA #15766
Year Chartered1963
Employees240
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD11.22%
Annual Interest Income$27.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.44B$1.46B
LoansQ2 2023vs Q2 2022$966.2MM$872.5MM
DepositsQ2 2023vs Q2 2022$1.30B$1.33B
Equity CapitalQ2 2023vs Q2 2022$107.3MM$103.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$6.9MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.6MM$2.2MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mid-Hudson Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid-Hudson Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Savings Account
0.05%$100-IRA Savings Account
0.05%$100-Business Savings
0.05%$100-Holiday Club
0.05%$100-Health Savings

Mid-Hudson Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$300k*-Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $300k
0.25%*$500k*-Tiered Money Market
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k | 0.15% $100k - $200k | 0.20% $200k - $500k
0.25%*$500k*-Business Tiered Money Market
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k | 0.15% $100k - $200k | 0.20% $200k - $500k

Mid-Hudson Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Ultra Checking
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.10%*$25k*-Ultra Checking
OTHER TIERS: 0.05% $1k - $25k

Mid-Hudson Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$500-9 Month CD Special
4.75%$500-15 Month CD Special
3.35%$100k-12 Month Jumbo CD
3.25%$500-12 Month CD
3.25%$500-18 Month CD
3.25%$25k-12 Month VIP CD
3.25%$500-Business 12 Month CD
3.25%$500-Business 18 Month CD
3.10%$100k-6 Month Jumbo CD
3.00%$500-6 Month CD
3.00%$500-24 Month CD
3.00%$500-30 Month CD
3.00%$500-36 Month CD
3.00%$500-48 Month CD
3.00%$500-60 Month CD
3.00%$500-Business 6 Month CD
3.00%$500-Business 24 Month CD
3.00%$500-Business 30 Month CD
3.00%$500-Business 36 Month CD
3.00%$500-Business 48 Month CD
3.00%$500-Business 60 Month CD

Mid-Hudson Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$500-9 Month IRA
4.75%$100-15 Month IRA Special
3.25%$100-12 Month Variable IRA
3.25%$100-12 Month IRA
3.25%$100-18 Month IRA
3.25%$25k-12 Month VIP IRA
3.00%$100-24 Month IRA
3.00%$100-30 Month IRA
3.00%$100-36 Month IRA
3.00%$100-48 Month IRA
3.00%$100-60 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.