Mid-Hudson Valley Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.80% | 5-year CD | 5 Year CD 2.40% - Goldman Sachs Bank USA 5 Year CD |
| 0.55% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Savings Account |
Mid-Hudson Valley Federal Credit Union is headquartered in Kingston and is the 21st largest credit union in the state of New York. It is also the 286th largest credit union in the nation. It was established in 1963 and as of June of 2017, it had grown to 213 employees and 74,690 members at 13 locations. Mid-Hudson Valley Federal Credit Union's money market rates are 25% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Mid-Hudson Valley Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Ulster, Dutchess or Orange Counties in New York.
See current membership details
Very Unhappy
I've been a member for a few years now, and got people to actually join as well. To be honest the only 2 people that are helpful there. The others there are rude and are quick to hang up the phone when i'm talking to them. I am really considering moving my business and personal as well as asking my wife and family to do the same. I don't deserve this and nobody should!
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 15766 |
| Year Chartered | 1963 |
| Employees | 213 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 4.18% |
| Annual Interest Income | $17.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $996.1MM$920.0MM |
| Loans | Q2 2017vs Q2 2016 | $653.4MM$602.9MM |
| Deposits | Q2 2017vs Q2 2016 | $895.1MM$821.8MM |
| Equity Capital | Q2 2017vs Q2 2016 | $82.2MM$76.2MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $5.1MM$4.7MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $7.7MM$9.2MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $1.2MM$404.00K |
Always verify rates and promotions with the bank or credit union. We are not Mid-Hudson Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mid-Hudson Valley Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Savings Account | |
| 0.10% | $100 | - | IRA Savings Account |
Mid-Hudson Valley Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $500k* | - | Premier Money Market | ||
| OTHER TIERS: 0.15% → $2,500 - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k | 0.30% → $200k - $300k | 0.35% → $300k - $400k | 0.50% → $400k - $500k | |||||
| 0.50%* | $300k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $25k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $300k | |||||
Mid-Hudson Valley Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $200k* | - | Business Ultra Checking | ||
| OTHER TIERS: 0.05% → Up to $50k | 0.15% → $50k - $100k | 0.30% → $100k - $200k | |||||
| 0.25%* | $50k* | - | Ultra Checking | ||
| OTHER TIERS: 0.05% → $1k - $25k | 0.10% → $25k - $50k | |||||
| 0.15% | $1k | - | Money Management Account | ||
Mid-Hudson Valley Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.80% | $500 | - | 5 Year CD | |
| 1.50% | $500 | - | 4 Year CD | |
| 1.25% | $500 | - | 3 Year CD | |
| 1.10% | $500 | - | 30 Month CD | |
| 1.00% | $500 | - | 24 Month CD | |
| 0.80% | $25k | - | 12 Month VIP CD (Variable) | |
| 0.65% | $100k | - | 12 Month Jumbo CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.60% | $500 | - | 18 Month Adjustable CD (Variable) | |
| 0.55% | $500 | - | 12 Month CD | |
| 0.40% | $100k | - | 6 Month Jumbo CD | |
| 0.35% | $500 | - | 9 Month CD | |
| 0.30% | $500 | - | 6 Month CD | |
| 0.20% | $500 | - | 1 Month CD | |
| 0.20% | $500 | - | 3 Month CD |
Mid-Hudson Valley Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.80% | $100 | - | 5 Year IRA | |
| 1.50% | $100 | - | 4 Year IRA | |
| 1.25% | $100 | - | 3 Year IRA | |
| 1.10% | $100 | - | 30 Month IRA | |
| 1.10% | $100 | - | 30 Month IRA (Variable) | |
| 1.00% | $100 | - | 24 Month IRA | |
| 0.80% | $25k | - | 12 Month VIP IRA (Variable) | |
| 0.60% | $100 | - | 18 Month IRA (Variable) | |
| 0.60% | $100 | - | 18 Month IRA | |
| 0.55% | $100 | - | 12 Month IRA (Variable) | |
| 0.55% | $100 | - | 12 Month IRA | |
| 0.35% | $500 | - | 9 Month IRA |
