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Mid-Hudson Valley Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mhvfcu.com
845-336-4444
1099 Morton Blvd
Kingston, NY 12401

Mid-Hudson Valley Federal Credit Union is headquartered in Kingston and is the 16th largest credit union in the state of New York. It is also the 298th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 259 employees and 94,083 members at 14 locations. Mid-Hudson Valley Federal Credit Union's money market rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Mid-Hudson Valley Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the New York counties of Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #15766
Year Chartered1963
Employees259
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3.02%
Annual Interest Income$18.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.6B$1.45B
LoansQ1 2025vs Q1 2024$1.03B$1.01B
DepositsQ1 2025vs Q1 2024$1.44B$1.3B
Equity CapitalQ1 2025vs Q1 2024$141MM$123.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.8MM$8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.3MM$3.9MM
Real Estate OwnedQ1 2025vs Q1 2024$277K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid-Hudson Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Savings Account
0.05%$100-Business Savings
0.05%$100-Holiday Club
0.05%$100-Health Savings

Mid-Hudson Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$1m*-Money Market
OTHER TIERS: 0.05% → $1k - $25k | 0.20% → $25k - $50k | 1.75% → $50k - $100k | 3.00% → $100k - $300k | 3.25% → $300k - $1m
0.25%*$500k*-Tiered Money Market
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $100k | 0.15% → $100k - $200k | 0.20% → $200k - $500k
0.25%*$500k*-Business Tiered Money Market
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $100k | 0.15% → $100k - $200k | 0.20% → $200k - $500k

Mid-Hudson Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Ultra Checking
OTHER TIERS: 0.05% → $0 - $50k | 0.10% → $50k - $100k
0.10%*$25k*-Ultra Checking
OTHER TIERS: 0.05% → $1k - $25k

Mid-Hudson Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-13 Month CD Special
3.85%$500-24 Month CD
3.85%$500-Business 24 Month CD
3.75%$500-9 Month CD
3.75%$500-Business 9 Month CD
3.35%$100k-12 Month Jumbo CD
3.25%$500-12 Month CD
3.25%$500-18 Month CD
3.25%$25k-12 Month VIP CD
3.25%$500-Business 12 Month CD
3.25%$500-Business 18 Month CD
3.10%$100k-6 Month Jumbo CD
3.00%$500-6 Month CD
3.00%$500-30 Month CD
3.00%$500-36 Month CD
3.00%$500-48 Month CD
3.00%$500-60 Month CD
3.00%$500-Business 6 Month CD
3.00%$500-Business 30 Month CD
3.00%$500-Business 36 Month CD
3.00%$500-Business 48 Month CD
3.00%$500-Business 60 Month CD

Mid-Hudson Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-13 Month IRA Special
3.85%$100-24 Month IRA
3.75%$500-9 Month IRA
3.25%$100-12 Month Variable IRA
3.25%$100-12 Month IRA
3.25%$100-18 Month IRA
3.25%$25k-12 Month VIP IRA
3.00%$100-30 Month IRA
3.00%$100-36 Month IRA
3.00%$100-48 Month IRA
3.00%$100-60 Month IRA
0.05%$100-IRA Savings Account
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