Mid-Hudson Valley Federal Credit Union

Overview / Commentary
1099 Morton Blvd
Kingston, NY 12401

Mid-Hudson Valley Federal Credit Union is headquartered in Kingston and is the 19th largest credit union in the state of New York. It is also the 315th largest credit union in the nation. It was established in 1963 and as of September of 2022, it had grown to 232 employees and 89,291 members at 14 locations. Mid-Hudson Valley Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Mid-Hudson Valley Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Ulster, Dutchess, or Orange Counties in New York.
See current membership details

Reviews (1)

Very Unhappy

I've been a member for a few years now, and got people to actually join as well. To be honest the only 2 people that are helpful there. The others there are rude and are quick to hang up the phone when i'm talking to them. I am really considering moving my business and personal as well as asking my wife and family to do the same. I don't deserve this and nobody should!


Health Grade Components

NCUA #15766
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD14.34%
Annual Interest Income$32.5MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$1.42B$1.40B
LoansQ3 2022vs Q3 2021$907.4MM$831.3MM
DepositsQ3 2022vs Q3 2021$1.31B$1.27B
Equity CapitalQ3 2022vs Q3 2021$95.1MM$116.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$6.5MM$8.5MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.2MM$7.6MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Mid-Hudson Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid-Hudson Valley Federal Credit Union Savings Account Rates

0.05%$100-Savings Account
0.05%$100-IRA Savings Account
0.05%$100-Business Savings
0.05%$100-Holiday Club
0.05%$100-Health Savings

Mid-Hudson Valley Federal Credit Union Money Market Rates

0.35%*$300k*-Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $300k
0.25%*$500k*-Tiered Money Market
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k | 0.15% $100k - $200k | 0.20% $200k - $500k

Mid-Hudson Valley Federal Credit Union Checking Account Rates

0.15%*$100k*-Business Ultra Checking
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.10%*$25k*-Ultra Checking
OTHER TIERS: 0.05% $1k - $25k

Mid-Hudson Valley Federal Credit Union CD Rates

4.25%$500-21 Month CD Special
4.00%$500-15 Month CD Special
3.25%$500-18 Month CD
3.00%$500-24 Month CD
3.00%$500-30 Month CD
3.00%$500-36 Month CD
3.00%$500-48 Month CD
3.00%$500-60 Month CD
2.35%$100k-12 Month Jumbo CD
2.25%$500-12 Month CD
2.25%$25k-12 Month VIP CD
0.50%$100k-6 Month Jumbo CD
0.45%$500-9 Month CD
0.40%$500-6 Month CD

Mid-Hudson Valley Federal Credit Union IRA Rates

4.25%$100-21 Month IRA Special
4.00%$100-15 Month IRA Special
3.25%$100-18 Month IRA
3.00%$100-24 Month IRA
3.00%$100-30 Month IRA
3.00%$100-36 Month IRA
3.00%$100-48 Month IRA
3.00%$100-60 Month IRA
2.25%$100-12 Month IRA
2.25%$25k-12 Month VIP IRA
2.00%$100-12 Month Variable IRA
0.45%$500-9 Month IRA


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